There’s no getting around it: refrigerators are expensive. This major appliance is pricey to buy and can be expensive to fix. However, a refrigerator warranty can help cover some or all of the cost of refrigerator repairs.

A refrigerator warranty can refer to one of several things, including a manufacturer’s warranty, an extended warranty, and a home warranty. The first two usually apply exclusively to one appliance, but a home warranty covers multiple home systems and appliances. We’ll break down the different types of refrigerator warranties and explain how to get the most for your money when it comes to buying and maintaining your refrigerator.


Which Refrigerator Has the Best Warranty?

Manufacturer’s warranties are offered by the refrigerator manufacturer. They typically cover the first year of the refrigerator’s use and cover breakdowns due to manufacturing defects. Essentially, these limited warranties only cover repairs or replacements if the refrigerator arrives with defective materials or workmanship. Most cover both parts and labor for repairs, but some cover only parts.

When choosing a refrigerator brand, make sure that it has a comprehensive warranty and that the appliance itself is reliable and unlikely to wear out. Here’s a chart comparing some top refrigerator brands, how often their products need to be serviced, and what kind of refrigerator warranties they offer.

Refrigerator Warranty Comparison

BrandService RateFull WarrantySealed System WarrantyCompressor OnlyOther
GE Appliances6.3%1 year5 yearsN/A30-day water filter
Whirlpool6.3%1 year5 yearsN/A30-day water filter
LG6.3%1 year5 years5 years (parts), 5 years (labor)N/A
Beko6.85%2 years5 years—parts onlyN/AN/A
Miele9.3%1 year5 years (full), 10 years (parts only)Included in sealed system warrantyN/A
Samsung9.6%1 year5 years10 years (parts), 5 years (labor)2 year IceMax ice maker
Bosch11.6%1 yearN/AN/A5 year electronic parts only
KitchenAid13.1%1 year5 years (full), 10 years (parts only)Included in sealed system warrantyN/A

Nearly all of the most reliable refrigerator brands offer a one-year warranty that covers parts and labor due to defects in materials or workmanship. Beko offers this for two years but covers only parts in its five-year sealed system warranty.

A refrigerator’s sealed system typically refers to the compressor, evaporator, condenser, dryer, and connection tubing, and most companies cover both parts and labor for this system for five years. Miele and KitchenAid extend this sealed system warranty for an extra five years, but years six through 10 cover parts only.

LG and Samsung extend coverage to certain types of refrigerator compressors for 10 years. For fridges with water dispensers, GE and Whirlpool cover water filters for the first 30 days. Samsung offers a two-year parts and labor warranty on IceMax ice makers. Finally, Bosch will replace any defective electronic part for the first five years, but its warranty doesn’t cover labor.

Extended Warranties

With most refrigerator models, you’ll have the option of purchasing an extended warranty, sometimes known as a protection plan or service contract. This type of warranty may be offered by the refrigerator’s manufacturer, the store where you buy the refrigerator, or a third party. Typically, this coverage kicks in after the one-year manufacturer’s warranty expires, though some warranties may overlap.

Here’s an overview of the extended warranties provided by the refrigerator manufacturers listed above:

  • GE goes through Assurant to provide its extended service plans. You’ll need to input your refrigerator’s specifications to get a quote.
  • To receive extended coverage from Whirlpool, you must buy a protection plan within 30 days of purchase. Multi-year plans are available.
  • LG offers a service called Proactive Customer Care for one additional year of warranty coverage.
  • It’s not clear whether Beko offers extended warranties to US customers, though it does offer a three-year warranty for its customers in the UK.
  • Miele offers five-year extended warranty plans, and you can register anytime within your original one-year warranty period.
  • Samsung also provides up to five years of extended protection and offers in-house service technicians to make repairs.
  • To take advantage of a Bosch Appliance Service Plan, you’ll need to create an account and register your product to see what type of extended warranty is offered.
  • KitchenAid’s warranty coverage is the same as Whirlpool’s, as both companies are owned by the same parent company.

Note that these are not your only options for extended warranty coverage; this is just what each manufacturer offers. Before you decide to go with an extended warranty plan, pay careful attention to the terms and conditions and understand what types of repairs are covered. Some of these warranties may cover accidental damage to the refrigerator, while others may only cover mechanical failure during normal use.


Home Warranty Refrigerator Coverage

While extended warranties cover new refrigerators, they generally last for five years and only cover a single appliance. If you’re looking for another protection option for multiple home appliances and systems, consider a home warranty. A home warranty, also known as home appliance insurance, covers repairs or replacements on important systems and appliances that break down from normal wear and tear, and nearly all home warranty companies provide at least one plan that covers refrigerators.

If your fridge wears out and stops working and you have a home warranty, simply call your home warranty company to file a claim, and the company will send a trusted contractor to your home to diagnose the problem. If the issue falls under the terms of your warranty, the technician will repair it for a low service fee, which is a one-time fee you pay the technician at the time of service.

If a repair isn’t possible, the company will either replace the refrigerator or pay you cash instead. Typically, home warranties only cover wear-and-tear damage, but there’s usually no age limit to appliances, and you’ll have peace of mind knowing that more than just your refrigerator is protected.


Top 4 Home Warranty Companies for Refrigerator Coverage

Many home warranty companies offer some kind of coverage for kitchen appliances, but not all of them include refrigerators in their basic plans. Here are four of the best home warranty providers in the industry that offer superior coverage for refrigerators, among other appliances and systems.


1. Best Overall: American Home Shield

American Home Shield (AHS) offers some of the most comprehensive coverage in the home warranty industry. Two of the company’s three plans—ShieldGold and ShieldPlatinum—include coverage for one kitchen refrigerator. In addition, you’ll receive coverage for all major home systems, such as your plumbing, electrical, heating, and cooling, and major appliances including your dishwasher and water heater. The ShieldPlatinum plan even includes roof leak repairs and a free HVAC tune-up.

Plans and Pricing

You can compare AHS’s plan coverage in the table below.

Air conditioners
Built-in exhaust/vent/attic fans
Built-in microwave ovens
Ceiling fans
Clothes dryers
Clothes washers
Doorbells and chimes
Faucets and valves
Garage door openers
Garbage disposals
Heating units
Instant hot/cold water dispensers
Interior electrical lines
Interior plumbing lines
Main breaker and fuse panel box
Roof-leak repairs
Water heaters
Whirlpool tub motor and components

American Home Shield offers a flexible service call fee model, which means you can adjust your monthly premiums by choosing a service fee that fits your budget. AHS offers $75, $100, and $125 service call fees. You can take a look at AHS’s monthly prices from our quote: 

  • ShieldSilver (doesn’t cover appliances): $44.99–$59.99 per month
  • ShieldGold: $54.99–$69.99 per month
  • ShieldPlatinum: $84.99–$99.99 per month

Perhaps American Home Shield’s best selling point is that it offers coverage for conditions and damage that many other home warranty companies don’t. For example, an AHS plan will cover the following for refrigerators of any age or model:

  • Known and unknown pre-existing conditions
  • Breakdowns due to lack of maintenance
  • Improper installation, modification, or repairs
  • Damage due to sediment, rust, or corrosion

Get a free quote by calling 844-529-9298 or filling out American Home Shield’s simple online form.


2. Most Responsive: Liberty Home Guard

Liberty Home Guard (LHG) services all U.S. states, except Wyoming and Wisconsin. Its three comprehensive plan options and 38 optional add-ons offer unique coverage options. For example, some of LHG’s refrigeration-specific add-ons include in-fridge ice makers, second refrigerators, stand-alone freezers, water dispenser lines, and wine coolers.

All appliances covered by LHG’s base plans are covered up to $2,000 per item and add-ons are covered up to $500 per item.

Plans and Pricing

LHG offers three plan options: Appliance Guard, Systems Guard, and Total Home Guard. Appliance Guard and Total Home Guard both cover kitchen appliances, including refrigerators with ice makers and built-in display. 

You can take a look at LHG’s coverage options in the table below.

FeatureAppliance GuardSystems GuardTotal Home Guard
Air conditioning
Built-in microwave ovens
Ceiling and exhaust fans
Clothes dryer
Clothes washer
Garage door openers
Garbage disposals
Refrigerator with ice maker and display
Water heaters

According to our quote, LHG’s monthly prices range from $69.99 to $79.99 per month. LHG assigns a service call between $65 and $125 to your account based on your plan, location, and add-ons. 

  • Appliance Guard: $69.99 per month
  • Systems Guard: $74.99 per month
  • Total Home Guard: $79.99 per month

You can request a free quote by calling 866-452-9107 or filling out Liberty Home Guard’s online form.


3. Best Value: Select Home Warranty

Select Home Warranty has some of the most affordable home warranty plans in the industry. Its plans are all below $50 per month and it has a standard $75 service call fee, which is on the low end of the industry average of $65–$125. Select also offers complimentary roof leak coverage with all three of its plans and it provides two free months of coverage for customers who sign up for a plan.

Plans and Pricing

Select offers a Bronze Care plan, which covers major home appliances, and a Platinum Care plan, which covers both systems and appliances. Both plans include coverage for a kitchen refrigerator, and both are competitively priced. Unfortunately, there’s no option to purchase coverage for a second refrigerator, but if you don’t need coverage for an additional refrigerator, Select Home Warranty may be a good choice.

You can take a look at Select Home Warranty’s plan options in the table below.

FeatureBronze CareGold CarePlatinum Care
Built-in microwave
Clothes dryer
Clothes washer
Electrical system
Garage door openers
Garbage disposal
Heating system
Plumbing stoppages
Plumbing system
Water heater

As mentioned above, Select Home Warranty’s monthly plan prices are very affordable. You’ll be charged a $75 service call fee each time you file a claim. 

  • Bronze Care: $40.67 per month
  • Gold Care: $40.67 per month
  • Platinum Care: $46.08 per month

Get a free quote by calling 888-370-3956 or filling out Select Home Warranty’s easy online form.


4. Best Appliances Coverage: First American Home Warranty

After passing it through our rating system, we determined that First American Home Warranty offered comprehensive appliance coverage at a lower price point than many other providers that offer similar coverage. With First American’s First Class Upgrade, you’re even covered if you need building permits, code upgrades or repairs that result from improper installations and modifications. This upgrade package also covers recapture and removal of refrigerant and free disposal of the appliances the company replaces for you.

Plans and Pricing

First American offers two plans, both of which cover refrigerators up to $3,500. The Basic Plan covers appliances exclusively, including your refrigerator, dishwasher, and laundry machines. The Premier Plan covers all the items in the Basic Plan, plus several built-in systems. You can compare First American’s plan coverage in the table below.

CoverageBasic PlanPremier Plan
Central vacuum system
Clothes dryer
Clothes washer
Electrical systems
Garage door opener
Garbage disposal
Heating system
Plumbing stoppages
Trash compactor
Water heaters

First American’s monthly prices are competitive. According to our research, the average home warranty costs between $38.73 and $63.16 per month. First American’s prices are well below that range. When you file a claim, you’ll be expected to pay an $85 service call fee.  

  • Basic Plan: $36.50 per month
  • Premier Plan: $46.50 per month

To request a custom quote, fill out First American Home Warranty’s online form or call 800-891-9778.


Compare the Best Home Warranties for Refrigerators

In the table below, you can compare the coverage caps and appliances of our top recommended home warranty providers.





First American

Built-in microwave

Clothes washer/dryer


Garbage disposal



Trash compactor

Additional refrigerator

Coverage cap






Frequently Asked Questions


Our Rating Methodology

The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers, and we aim to provide transparency in our review standards and research process.

Our research process includes speaking with representatives from more than 40 home warranty providers, requesting quotes, and asking clarifying questions to gain insight into each provider’s benefits and downsides. We also analyze sample contracts from each company to understand specific coverage terms.

To rate companies, we apply the data we have gathered to our review standards. These standards are on a 100-point scoring system, which is detailed below:

  • Coverage (35 points): Providers are scored based on breadth and depth of coverage. We focused on key home systems (HVAC, plumbing, and electrical), essential appliances (refrigerator, ovens, and laundry machines), and unique coverage items (such as roof-leak coverage and code violation allowances). Coverage scores are weighted by taking into account coverage caps and other limiting factors, meaning providers with greater range of coverage and higher coverage caps score the highest.
  • Value (30 points): A company’s plan value is a reflection of how well it serves the customer in comparison to what the customer pays for the policy. We accounted for monthly costs, service call fees, and cost flexibility (such as customizable service call fees, discounts, and multi-year policies).
  • Trustworthiness and Transparency (21 points): Trustworthiness and transparency are a reflection of how well the provider considers the customer’s interests. We scored items such as the length of workmanship guarantees, online availability of a sample contract, policy change flexibility, and ease of cancellation. Additionally, we scored items that reflect industry reputation and customer satisfaction, including analyzing brand reputation across the Better Business Bureau and third-party customer review aggregators.
  • Availability and Service (14 points): Quality of customer service is key to customer satisfaction. We dug into each provider’s guaranteed response times, claims processes, service flexibility, emergency availability, and more.

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