Best Home Warranty Companies in Montana (2024)
A Montana home warranty protects major systems and appliances when they break down from normal wear and tear. Instead of paying for repairs out of pocket and finding a local contractor yourself, a home warranty provider will handle that for you in exchange for a monthly premium and a modest service call fee. After researching Montana home warranties, we recommend American Home Shield as our top choice for its generous coverage caps and coverage of preexisting conditions.
We reviewed the best home warranty companies in Montana using local homeowner needs, industry insights, and our secret shopping experiences. Whether you live in Great Falls or Helena, keep reading to determine which home warranty provider is best for you and your home.
Montana’s Top 4 Home Warranty Companies
The highest-rated Montana home warranty companies include the following:
- Best for Comprehensive Coverage: American Home Shield
- Best Customer Support: Liberty Home Guard
- Best for Customized Coverage: Elite Home Warranty
- Best Budget Plan: Select Home Warranty
Comparing Home Warranty Companies in Montana
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#1 out of 15 companies | #2 out of 15 companies | #3 out of 15 companies | #4 out of 15 companies | |
NR | B | B- | B+ | |
Monthly Cost |
$49–$59 | $49–$109 | $44–$47 | $44–$59 |
Service Fees |
$65–$125 | $100–$125 | $60–$75 | $70 |
Customer Support Options |
Email, Phone, Online Chat, Online Portal | Phone, Online Portal | Email, Phone, Online Portal | Email, Phone, Online Portal |
Response Time |
Up to 48 hours | Up to 48 hours | 48-84 hours | Up to 48 hours |
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Cons |
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Summary |
We recommend Liberty Home Guard for homeowners who need coverage for multiple HVAC systems and extensive add-on customizations. |
We recommend American Home Shield for homeowners who need comprehensive coverage for older homes. |
We recommend Select Home Warranty for homeowners who need affordable HVAC-only coverage. |
We recommend Elite Home Warranty for homeowners who want fully customizable plans and extensive add-on coverage options. |
Promotions |
$200 Off + 2 Months Free + Roof Leak Protection | $150 off any plan | Cyber Monday: 40% Off Home Warranty Plans | $150 Off + 1 Month Free. 30-Day Free Trial |
Rating Categories |
Liberty Home Guard | American Home Shield | Select Home Warranty | Elite Home Warranty |
Coverage |
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Value |
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Trustworthiness |
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Plan Transparency |
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Customer Support |
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Flexibility |
*We based the pricing information in this table and throughout the article on sample quotes we obtained for a 1,824-square-foot, single-family home in Missoula, Montana. Your pricing may vary depending on your home’s location, size, type, and plan selections.
Our Reviews of Montana Home Warranties
What Is The Difference Between Home Warranty and Homeowners Insurance?
Homeowners insurance is required and protects your home and its items from damage during accidents, such as fires, floods, and thefts. A home warranty is optional and protects systems and appliances that break down due to normal wear and tear. To explore more about these service contracts, check out our article on the fundamentals of what home warranties cover.
Who Can Buy a Montana Home Warranty?
Real estate agents, home sellers, first-time home buyers, and seasoned homeowners can purchase a home warranty plan. For home buyers and homeowners, a home warranty can save you time and money when a home system or appliance breaks down. Home sellers and real estate agents can benefit from one by including a plan in the closing process and enticing potential buyers to close.
What Is The Best Home Warranty In Montana?
We recommend American Home Shield for Montana homeowners because of its comprehensive coverage options and trustworthy industry reputation.
The Best Home Warranty Companies in Montana – Our Take
- American Home Shield, Liberty Home Guard, and Elite Home Warranty are some of the best home warranty companies for Montana residents.
American Home Shield is an excellent choice for homeowners who want the reliability of a company that’s been around for decades. Liberty Home Guard is another great option due to its responsive customer support, straightforward plans, and extensive add-on options. Before buying a home warranty, we recommend getting quotes from all three providers to compare pricing and coverage for your home.
Other Resources for Montana Residents
Our Rating Methodology
We back up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, cost, trustworthiness, plan transparency, customer support, and flexibility to arrive at a final score on a 5-point rating scale.
To share feedback or ask a question about this article, send a note to our team at reviews@thisoldhousereviews.com.