Best Home Warranty Companies in North Dakota
A home warranty safeguards you from surprise expenses when home systems and appliances inevitably break down from regular use. These service contracts cover repair and replacement expenses for items in your contract. Your provider will also connect you with a local repair person, saving you time and hassle. We researched home warranty companies in North Dakota, comparing pricing, coverage, customer reviews, and more. Here are our top recommendations.
We compared the best home warranty companies in the United States to help you narrow down your warranty coverage options and rated American Home Shield as our top pick due to its comprehensive coverage and high coverage caps.
Key Takeaways
- The best home warranty companies in North Dakota are American Home Shield and Liberty Home Guard, based on our extensive research of 13 home warranty providers.
- A home warranty costs $29–$89 per month in North Dakota, depending on your provider and coverage.
- Our survey revealed 92.7% of policyholders were satisfied with their current home warranty plan.
North Dakota’s Top 4 Home Warranty Companies
The highest-rated North Dakota home warranty companies include the following:
- Best for Comprehensive Coverage: American Home Shield
- Best Customer Support: Liberty Home Guard
- Best for Customized Coverage: Elite Home Warranty
- Best Budget Plan: Select Home Warranty
To determine the top home warranty companies in North Dakota, our team looked at third-party customer reviews, plan details, pricing, and more.
How Do North Dakota Home Warranty Companies Compare?
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#1 out of 15 companies | #2 out of 15 companies | #3 out of 15 companies | #4 out of 15 companies | |
NR | B | B- | B+ | |
Monthly Cost |
$49–$59 | $49–$109 | $44–$47 | $44–$59 |
Service Fees |
$65–$125 | $100–$125 | $60–$75 | $70 |
Customer Support Options |
Email, Phone, Online Chat, Online Portal | Phone, Online Portal | Email, Phone, Online Portal | Email, Phone, Online Portal |
Response Time |
Up to 48 hours | Up to 48 hours | 48-84 hours | Up to 48 hours |
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Cons |
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Summary |
We recommend Liberty Home Guard for homeowners who need coverage for multiple HVAC systems and extensive add-on customizations. |
We recommend American Home Shield for homeowners who need comprehensive coverage for older homes. |
We recommend Select Home Warranty for homeowners who need affordable HVAC-only coverage. |
We recommend Elite Home Warranty for homeowners who want fully customizable plans and extensive add-on coverage options. |
Promotions |
$200 Off + 2 Months Free + Roof Leak Protection | $150 off any plan | Cyber Monday: 40% Off Home Warranty Plans | $150 Off + 1 Month Free. 30-Day Free Trial |
Rating Categories |
Liberty Home Guard | American Home Shield | Select Home Warranty | Elite Home Warranty |
Coverage |
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Value |
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Trustworthiness |
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Plan Transparency |
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Customer Support |
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Flexibility |
*We based the pricing information in this table and throughout the article on sample quotes we obtained for a 2,034-square-foot, single-family home in Fargo, North Dakota. Your pricing may vary depending on your home’s location, size, type, and plan selections.
Reviews of Home Warranty Companies in North Dakota
What’s the Difference Between Homeowners Insurance vs. Home Warranty?
Homeowners insurance protects against structural damage and loss of personal property if an accident like fire, flood, or theft, were to occur. The lending institution you pay your mortgage to most likely requires insurance, making it common for homeowners to have.
A home warranty is optional and helps manage the cost of repairs on home systems and appliances that break down due to normal wear and tear. For a thorough explanation of these service agreements, check out our article on the primary functions of home warranties.
How Does the Home Warranty Claims Process Work?
When a covered item in your plan breaks down, you simply file a claim through your provider online or over the phone with a customer service representative. Once the claim is approved, you’ll pay the service fee listed in your contract and schedule an appointment for a service contractor to visit your home. The service contractor will then diagnose the problem and make the necessary repairs or replacements.
Are There Any Age Limitations on the Items That Can Be Covered Under A Home Warranty?
While some companies have age restrictions on systems and appliances, Liberty Home Guard and American Home Shield don’t factor in system or appliance age when providing coverage. As long as the item is working properly at the time you purchase a plan, the item will be covered regardless of its age.
Who Are the Best Home Warranty Companies in North Dakota?
American Home Shield, Liberty Home Guard, and Elite Home Warranty offer North Dakota home warranty plans to fit your budget and coverage needs. Before deciding on a provider and purchasing a plan, get quotes from both companies in this article so you can compare pricing.
Other Resources for Residents in North Dakota
Our Rating Methodology
We back up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, cost, trustworthiness, plan transparency, customer support, and flexibility to arrive at a final score on a 5-point rating scale.
To share feedback or ask a question about this article, send a note to our team at reviews@thisoldhousereviews.com.