Whether you live in Grand Forks or Bismarck, buying a home warranty can help cover repair and replacement costs on home systems and appliances that break down due to normal wear and tear. A home warranty will also help you find a trusted technician to complete repairs, providing peace of mind.
The This Old House Reviews Team compared the best home warranty companies in the United States to help you narrow down your warranty coverage options.
North Dakota’s Top 3 Home Warranty Companies
The highest-rated North Dakota home warranty companies include the following:
- Liberty Home Guard: Best Customer Ratings
- American Home Shield: Best Coverage Caps
- Select Home Warranty: Best Value
To determine the top home warranty companies in North Dakota, our team looked at third-party customer reviews, plan details, pricing, and more.
Liberty Home Guard
Liberty Home Guard (LHG) is our top home warranty provider in North Dakota due to its comprehensive coverage, 60-day workmanship guarantee, and extensive suite of add-on options. In addition, LHG includes coverage for second air conditioning and heating systems within standard coverage. Most providers offer second unit coverage as an add-on only.
Pros and Cons
✔ Provides live-chat feature on its website
✔ Commits to prioritizing customer satisfaction
✔ Offers 60-day workmanship guarantee
✘ Lacks transparency with service call fee pricing options
✘ Does not let you choose your own service provider
Plans and Pricing
Liberty Home Guard provides three home warranty coverage plans: Appliance Guard, Systems Guard, and Total Home Guard. The Appliance Guard covers major appliances, while the Systems Guard covers major systems. The Total Home Guard is LHG’s most comprehensive plan since it bundles systems and appliance coverage.
Liberty Home Guard also provides coverage for the following optional add-ons: Pool and spa, sump pump, well pump, central vacuum, additional spa, septic system plumbing, stand-alone freezer, limited roof leak, lighting fixtures, re-key, gutter cleaning, pest control, floor/carpet cleaning, water softener, lawn sprinkler system, electronics protection, swamp cooler, ejector pump, second refrigerator, trash compactor, in-fridge ice maker, freestanding ice maker, wine cooler/fridge, saltwater pool, generator, plumbing fixtures, grinder pump, water dispenser water line, instant hot water dispenser, reverse osmosis system.
LHG prices its service call fee between $65 and $125 per claim. It determines your service call fee based on your home’s size, type, your locatation and plan selections. You can expect to pay $49 to $60 per month for a Liberty Home Guard plan.
Learn more: Liberty Home Guard Review
American Home Shield
American Home Shield (AHS) was founded in 1971 and is a trusted home warranty company in the industry. It’s known for its extensive coverage, flexible service fees, and 24/7 customer service. In addition, AHS provides several unique add-ons, such as electronics protection and guest house coverage.
Pros and Cons
✔ Provides generous appliance and systems coverage caps
✔ Offers discounts on name brand appliances
✔ Covers unknown preexisting conditions
✘ Charges high monthly premiums
✘ Doesn’t offer many optional add-ons
Plans and Pricing
American Home Shield offers the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans. The ShieldSilver plan covers home systems, and the ShieldGold plan covers all of the ShieldSilver’s coverage and adds protection for kitchen and laundry appliances. The ShieldPlatinum plan covers everything in the ShieldGold plan, adds roof-leak repair coverage, an HVAC tune-up, and increased coverage caps.
AHS also provides coverage for the following optional add-ons: Electronics extended warranty, pool and spa, well pump, septic pump, guest unit under 750 square feet
AHS allows you to select a service fee between $75–$125. The higher the service fee, the lower your monthly premium will be. In general, American Home Shield customers can expect to pay $20 to $90 per month for a plan.
Learn more: American Home Shield Review
Select Home Warranty
Select Home Warranty is our final recommended provider for North Dakota homeowners. Select’s plans are also more affordable than other providers with monthly premiums less than $50.
Pros and Cons
✔ Customers get two months of coverage for free when signing up for a plan
✔ Offers optional septic system coverage
✔ Provides coverage for rental properties and mobile homes
✘ Only Platinum Care covers plumbing stoppages
✘ Has low coverage caps on systems and appliances
✘ Fewer years in business than other home warranty providers
Plans and Pricing
Select Home Warranty offers three plans: Bronze Care, Gold Care, and Platinum Care. Bronze Care protects eight appliances, Gold Care covers six systems, and Platinum Care covers all 14 items, plus garage door openers and plumbing stoppages.
You can also opt into getting additional coverage for these items: Second refrigerator, stand-alone freezer, central vacuum, refrigerator ice maker, septic system, lawn sprinkler system, well pump, sump pump, pool/spa equipment, plumbing fixtures, lighting fixtures, switches, outlets
Customers will pay a service call fee between $60–$75. In general, Select Home Warranty Customers will pay $44 to $48 per month for a plan.
Learn more: Select Home Warranty Review
Liberty Home Guard, American Home Shield, and Select Home Warranty offer North Dakota home warranty plans to fit your budget and coverage needs. Before deciding on a provider and purchasing a plan, get quotes from both companies in this article so you can compare pricing.
Frequently Asked Questions
Our Rating Methodology
The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.
To share feedback or ask a question about this article, send a note to our Reviews Team at firstname.lastname@example.org.