Best Home Warranty Companies in Arkansas (2024)
Home warranty coverage helps reduce the stress of surprise breakdowns by covering repair and replacement costs for home systems and appliances. Our team compared the best home warranty companies in the country and highlighted the top ones in Arkansas. We analyzed provider services, benefits, and customer reviews before making our selections. We recommend Liberty Home Guard as our top pick due to its high customer reviews and extensive list of add-on coverage options.
Did You Know?
- In the last 30 days, more than 2,500 people bought home warranties from the above providers. Liberty Home Guard is our most popular provider, with 55% of buyers choosing to cover their homes with an LHG plan.
Arkansas’ Top 6 Home Warranty Companies
Here are our top choices for Arkansas home warranty companies:
Summary of the Best Home Warranty Companies in Arkansas
We chose the top Arkansas home warranty providers using our detailed review standards, which includes evaluating each company’s plan options, customer support, pricing, and brand reputation.
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#1 out of 13 companies | #2 out of 13 companies | #3 out of 13 companies | #4 out of 13 companies | #5 out of 13 companies | #6 out of 13 companies | |
NR | B | B | A+ | B | B | |
Monthly Cost |
$49–$59 | $49–$109 | $44–$47 | $44–$59 | $47–$87 | $34–$92 |
Service Fees |
$65–$125 | $100–$125 | $60–$75 | $70 | $75–$125 | $75–$125 |
Customer Support Options |
Email, Phone, Online Chat, Online Portal | Phone, Online Portal | Email, Phone, Online Portal | Email, Phone, Online Portal | Phone, Online Portal | Phone, Online Portal |
Response Time |
Up to 48 hours | Up to 48 hours | 48-84 hours | Up to 48 hours | 4–48 hours | 24-48 hours |
Pros |
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Cons |
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Summary |
We recommend Liberty Home Guard for homeowners who need coverage for multiple HVAC systems and extensive add-on customizations. |
We recommend American Home Shield for homeowners who need comprehensive coverage for older homes. |
We recommend Select Home Warranty for homeowners who need affordable HVAC-only coverage. |
We recommend Elite Home Warranty for homeowners who want fully customizable plans and extensive add-on coverage options. |
We recommend First American Home Warranty for homeowners who need robust plan options for HVAC and high-end appliances. |
We recommend AFC Home Warranty for homeowners who want extensive HVAC coverage and protections for new systems. |
Promotions |
$200 Off + 2 Months Free + Roof Leak Protection | Limited Time Offer: 50% OFF Select Plans | Use code HOUSE25 for $150 off + 2 months free | $150 off + 30-day free trial | $200 Off with Code FA200 | Fall Sale: $250 Off + Free Roof Leak Coverage |
Rating Categories |
Liberty Home Guard | American Home Shield | Select Home Warranty | Elite Home Warranty | First American Home Warranty | AFC Home Warranty |
Coverage |
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Value |
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Trustworthiness |
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Plan Transparency |
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Customer Support |
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Flexibility |
Company | BBB Rating | Monthly Cost in AR | Service Fee | Visit Site |
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NR | $49–$59 | $65–$125 | VISIT SITE | |
B | $49–$109 | $100–$125 | VISIT SITE | |
A+ | $44–$58 | $70 | VISIT SITE | |
B- | $44–$47 | $60–$75 | VISIT SITE | |
B | $57–$97 | $75–$125 | VISIT SITE | |
B | $34–$92 | $75–$125 | VISIT SITE |
BBB ratings are accurate as of May 2024.
Note: We based the pricing information in this table and throughout the article on sample quotes we obtained for a 2,241-square-foot, single-family home in Little Rock, Arkansas. Your pricing may vary depending on your home’s location, size, type, and plan selections.
Arkansas Home Warranty Company Reviews
How Are Home Warranties Regulated in Arkansas?
While researching Arkansas home warranties, we discovered that the Arkansas Insurance Department is the state’s governing body over home warranties. All service contracts are regulated under Arkansas statute § 4-114-104. You can file any complaints on the department website. In addition, the Arkansas Attorney General’s Office also accepts complaints through its Consumer Protections Division.
How Much Does a Home Warranty Cost in Arkansas?
An Arkansas home warranty costs $62 per month on average, or $546-$948 annually, based on our research. These costs will vary based on your home’s type, size, and your selected coverage.
Your final pricing could also be impacted by the following factors:
- Additional annual discounts: Many home warranty companies offer additional savings with annual plans. These savings include free months of coverage and discounts for first-time buyers.
- Add-on options: Additional coverage will increase your monthly or annual costs. We recommend only adding necessary coverage based on your home needs.
- Comprehensive coverage plans: During our research, we found many comprehensive plans offer cost savings versus adding numerous add-on options.
What Should You Look For When Buying a Home Warranty in Arkansas?
When selecting a home warranty provider in Arkansas, choose providers that meet your coverage needs and budget. Keep the following considerations in mind while you shop for a provider:
- Brand reputation: Research each company and check for any reputation issues, including ongoing lawsuits or deceptive practices. Read online customer reviews for any common theme concerning bad customer service, broken contracts, or poor technicians.
- Customer support options: We recommend choosing a provider that offers a customer service department that is readily available and reachable. Typical contact methods include phone, email, and online forms. Look for companies with extended office hours or even 24/7 access.
- Transparent policies: Check each company’s sample contracts and review its policies, inclusions, limitations, and services. Companies should fully disclose offered services, service technicians, and plan costs.
What Do Experts Have To Say About Home Warranties?
As part of our research process, we interviewed industry experts with extensive home warranty knowledge and asked them some common homeowner questions. Here are their answers:
Our Conclusion
Based on our research, we chose Liberty Home Guard as Arkansas’s top home warranty provider. LHG offers a suite of add-on options and excellent customer support. American Home Shield is another solid choice for its extensive coverage plans. If you need basic protections and low premiums, consider Select Home Warranty. We recommend getting free quotes from at least three home warranty providers so you can compare coverage options and pricing.
Other Resources for Residents in Arkansas
FAQs About Home Warranties in Arkansas
How do I file a home warranty claim?
Many home warranty providers let you file a claim over the phone or online. Some companies offer additional contact options, such as online chats, for easier communication. Home warranty companies typically take 24–48 hours for processing.
Will a home warranty replace my old AC unit?
Yes, many home warranty companies will include old AC replacement as a provided service. However, coverage varies between companies for this service. We recommend checking your home warranty policies for replacement details and coverage limits.
What are home warranty coverage limits?
Home warranty coverage limits are monetary limits placed on covered appliances and home systems. These limits can range from $50–$10,000 or higher. Your home warranty company will cover your replacement or repair up to that limit. If repairs exceed that limit, you are responsible for paying the difference.
Our Rating Methodology
We back up our home warranty ratings and recommendations with a detailed rating methodology to score each provider objectively. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts, and conducting focus groups and consumer surveys.
We score each provider against our review standards, which include four comparison categories: coverage, value, trust and transparency, and availability and service. We rate each provider across 31 factors within these categories. Each factor is assigned a point value based on its importance to a homeowner, totaling 100 points. We then convert the final scores to a 5-star rating.
Here’s a breakdown of our weighted factors:
- Coverage (40%): We scored coverage based on included home systems and appliances, add-on options, and unique benefits. We also compared coverage caps and policy exclusions.
- Additional coverage items
- Annual coverage cap
- Home systems coverage
- Major appliances coverage
- Obstructed wall coverage cap
- Value (30%): We compared the coverage level received to monthly pricing to determine plan value. We considered premium pricing, service fees, and flexibility in customizing plan costs.
- Average monthly cost
- Cost flexibility
- Lowest service fee
- Trust and Transparency (16%): We evaluated each company’s reputation using the Better Business Bureau ratings and customer reviews on third-party review sites. We read through plan change policies, workmanship protections, and sample contract availability.
- Brand reputation
- Policy change flexibility
- Sample contract availability
- Workmanship guarantee length
- Availability and Service (14%): We award higher scores for faster claim processing and response times. We also considered service technician policies, including options to choose your technician.
- Claims process
- Guaranteed response time
- Service flexibility
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.