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Best Home Warranty Companies in Arkansas (2024)

Author Image Written by Dana Getz + 1 other Reviewer Icon Reviewed by Jacquelyn Kfoury Updated 05/17/2024

Home warranty coverage helps reduce the stress of surprise breakdowns by covering repair and replacement costs for home systems and appliances. Our team compared the best home warranty companies in the country and highlighted the top ones in Arkansas. We analyzed provider services, benefits, and customer reviews before making our selections. We recommend Liberty Home Guard as our top pick due to its high customer reviews and extensive list of add-on coverage options.

Did You Know?

In the last 30 days, more than 2,500 people bought home warranties from the above providers.


Arkansas’ Top 6 Home Warranty Companies

Here are our top choices for Arkansas home warranty companies:

Liberty Home Guard: Best Customer Ratings
American Home Shield: Best for Comprehensive Coverage
Elite Home Warranty: Best Flexible Coverage
First American Home Warranty: Best Appliance Coverage
AFC Home Warranty: Best for Customization

Summary of the Best Home Warranty Companies in Arkansas

We chose the top Arkansas home warranty providers using our detailed review standards, which includes evaluating each company’s plan options, customer support, pricing, and brand reputation.

Monthly Cost in AR Service Fee Response Time BBB Rating Link
Liberty Home Guard Liberty Home Guard $49–$59 $65–$125 Up to 48 hours NR VISIT SITE
American Home Shield American Home Shield $49–$109 $100–$125 Up to 48 hours B VISIT SITE
Elite Home Warranty Elite Home Warranty $44–$58 $70 Up to 48 hours A+ VISIT SITE
Select Home Warranty Select Home Warranty $44–$47 $60–$75 48-84 hours B- VISIT SITE
First American Home Warranty First American Home Warranty $57–$97 $75–$125 4-48 hours B VISIT SITE
AFC Home Warranty AFC Home Warranty $34–$92 $75–$125 24-48 hours B VISIT SITE
Liberty Home Guard
Logo Liberty Home Guard
Monthly Cost in AR $49–$59
Service Fee $65–$125
Response Time Up to 48 hours
BBB Rating NR
VISIT SITE
American Home Shield
Logo American Home Shield
Monthly Cost in AR $49–$109
Service Fee $100–$125
Response Time Up to 48 hours
BBB Rating B
VISIT SITE
Elite Home Warranty
Logo Elite Home Warranty
Monthly Cost in AR $44–$58
Service Fee $70
Response Time Up to 48 hours
BBB Rating A+
VISIT SITE
Select Home Warranty
Logo Select Home Warranty
Monthly Cost in AR $44–$47
Service Fee $60–$75
Response Time 48-84 hours
BBB Rating B-
VISIT SITE
First American Home Warranty
Logo First American Home Warranty
Monthly Cost in AR $57–$97
Service Fee $75–$125
Response Time 4-48 hours
BBB Rating B
VISIT SITE
AFC Home Warranty
Logo AFC Home Warranty
Monthly Cost in AR $34–$92
Service Fee $75–$125
Response Time 24-48 hours
BBB Rating B
VISIT SITE
Company BBB Rating Monthly Cost in AR Service Fee Visit Site
NR $49–$59 $65–$125 VISIT SITE
B $49–$109 $100–$125 VISIT SITE
A+ $44–$58 $70 VISIT SITE
B- $44–$47 $60–$75 VISIT SITE
B $57–$97 $75–$125 VISIT SITE
B $34–$92 $75–$125 VISIT SITE
No results were found.

BBB ratings are accurate as of May 2024.

Note: We based the pricing information in this table and throughout the article on sample quotes we obtained for a 2,241-square-foot, single-family home in Little Rock, Arkansas. Your pricing may vary depending on your home’s location, size, type, and plan selections.

Why Trust Us? Our review and rating process for the best home warranty companies
57
Companies Considered We carefully considered 57 companies to find the best home warranty providers available.
2000
Homeowners Surveyed We surveyed 2,000 home owners to see what they care about most for home protection.
57000
Reviews Analyzed We went through 57,000 customer reviews of home warranty companies to see what people had to say about each provider.
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Coverages Compared We compared 31 policies to find the best home warranty offerings on the market.

Arkansas Home Warranty Company Reviews

Liberty Home Guard

Best Customer Ratings
4.5 We grade all home warranty companies on the most important factors to homeowners such as coverage, value, trust, transparency, availability, and service. We account for 15 specific data points such as coverage caps, systems and appliances covered, monthly costs, service fees, sample contract availability, response time, claims process, and workmanship guarantee length to then calculate a score, created fully by our Editorial team.

Liberty Home Guard (LHG) offers solid home protection and stellar customer 24/7 service. It holds high ratings on consumer review sites such as Best Company, Google Reviews, and Trustpilot. LHG also provides an extensive suite of add-on coverage options for those who need customizable coverage.

Why We Chose Liberty Home Guard

Liberty Home Guard earned 4.5 out of 5 stars in our rating system. Along with offering accessible and helpful customer support, the company provides three plans tailored to specific coverage needs. Plans include 38 add-on options, such as carpet cleaning, pest control, and water softeners. You should consider LHG if you need coverage beyond major home systems and appliances.

Pros and Cons

Pros Includes a live-chat feature built into the website Offers 38 add-on coverage choices Provides a 60-day workmanship guarantee Cons Covers high-end appliances only with add-on purchase May take up to 48 hours to respond to a claim Won’t let you choose your own service provider

Plans and Pricing

Liberty Home Guard offers three plans: Appliance Guard, System Guard, and Total Home Guard. It covers nine appliances under the Appliance Guard, six systems under the Systems Guard, and all 15 items under the Total Home Guard. LHG pairs a $2,000 coverage cap per covered system, appliance, and add-on.

Homeowners pay a $65–$125 service call fee per claim. When we spoke with a LHG representative, she said fees vary based on your chosen plan, location, and add-on coverage. The company includes a 60-day workmanship guarantee, double the 30-day industry standard.

You can choose between monthly and annual premiums for its service. Annual premiums cost between $499 and $599. If you choose an annual option, you also receive two months of coverage at no charge.

Here’s an overview of Liberty Home Guard plans:

  • Appliance Guard: The appliance-only plan includes clothes washers, dishwashers, ranges, and other major appliances. 
  • Systems Guard: This plan protects built-in systems, such as cooling, heating, and ductwork. 
  • Total Home Guard: This plan offers comprehensive protections by combining the coverage of the Appliance Guard and Systems Guard plans.
  • Optional add-ons: LHG offers 38 options, including central vacuums, rekeying service, gutter cleaning, pest control, and plumbing fixtures.

Below is a breakdown of LHG plan pricing:

Plan

Monthly Cost

Service Fee

Coverage Cap

Appliance Guard

$49.99

$65–$125

$2,000

Systems Guard

$54.99

$65–$125

$2,000 (Plumbing & electrical: $500)

Total Home Guard

$59.99

$65–$125

Coverage caps remain the same

What To Expect

LHG offers a seamless quote process over the phone or with its online quote tool. We tested the online tool to get a sample quote during our secret shopping process. We entered our name, phone number, address, home type, and size. We then customized our quote by selecting different plans and premium options. Note that the online tool requires you to enter both an email address and phone number.

LHG maintains a network of trusted technicians but lets you choose your own option if their technicians don’t cover your area.

Many LGH customers praised the company’s supportive customer team and easy claims process. Some customers noted disappointment in a lower-than-expected payout.

American Home Shield

Best for Comprehensive Coverage
4.4 We grade all home warranty companies on the most important factors to homeowners such as coverage, value, trust, transparency, availability, and service. We account for 15 specific data points such as coverage caps, systems and appliances covered, monthly costs, service fees, sample contract availability, response time, claims process, and workmanship guarantee length to then calculate a score, created fully by our Editorial team.

American Home Shield (AHS) has comprehensive coverage plans with flexible service call fees and generous coverage limits. AHS also offers liberal coverage with unique item conditions, such as unknown preexisting condition coverage, something other providers typically exclude. 

Why We Chose American Home Shield

We rated American Home Shield 4.4 out of 5 stars in our review standards. Homeowners can choose from three comprehensive coverage plans and two service fees to find ideal coverage. AHS includes coverage for rust, sediment, and corrosion damage. Homeowners with older systems and appliances should consider AHS for a provider. 

Pros and Cons

Pros Manages a network of more than 15,000 expert technicians Offers generous coverage caps on major systems and appliances Provides 24/7 customer service Cons Does not include an annual premium option Only offers five add-on coverage options Requires claims to be filed as soon as issues are discovered

Plans and Pricing

American Home Shield has three plans: ShieldPlatinum, ShieldGold, and ShieldSilver. Its ShieldPlatinum plan offers the most comprehensive protection and includes 23 systems and appliances, such as plumbing and electrical systems, refrigerators, and dishwashers. This plan also includes coverage for rekey services, an HVAC tune-up, and air filter discounts.

Additionally, AHS offers add-on coverage for pools, spas, septic pumps and well pumps. Additionally, it offers an electronics extended warranty and coverage on guest units that are under 750 square feet, which you’re unlikely to find with other home warranty companies.

When we pulled a sample quote, we had options for a service call fee of $100 or $125. AHS includes a 30-day workmanship guarantee with its plans, which is lower than some other providers.

Here’s an overview of American Home Shield coverage:

  • ShieldSilv: The lowest plan includes home systems, such as heating, cooling, and electrical. 
  • ShieldGold: The next tier includes ShieldSilver protection and adds appliance coverage. 
  • ShieldPlatinum: The highest plan includes ShieldGold items, plus added benefits, such as covered code violations. 
  • Optional add-ons: Add-on coverage includes electronics, pools/spas, guest units, septic pumps, and well pumps. 

See the table below for more details on AHS plan pricing:

Plan

Monthly Cost

Service Fee

Coverage Cap

ShieldSilver

$49.99–$59.99

$100–$125

$5000

ShieldGold

$69.99–$79.99

$100–$125

Systems: $5,000
Appliances: $2,000

ShieldPlatinum

$99.99–$109.99

$100–$125

Systems: $5,000
Appliances: $4,000

What To Expect

Our team pulled quotes with an AHS representative and on the company website. To use the AHS quote tool, enter your email address, home address, and ZIP code. After receiving your quote, you can adjust the service fees and coverage plans to find the right options.

AHS completes uses its own preapproved technicians for its service calls. One of our team members used his AHS plan to fix a leaky bathroom pipe. He called in to start the claims process and receive a service appointment for the next day. The technician resolved the leaks and only charged him for the service call fee.

Based on online reviews, we learned that customers appreciated the swift claims process but found that the reimbursement payouts were too low.

Elite Home Warranty

Best for Flexible Coverage
4.6 We grade all home warranty companies on the most important factors to homeowners such as coverage, value, trust, transparency, availability, and service. We account for 15 specific data points such as coverage caps, systems and appliances covered, monthly costs, service fees, sample contract availability, response time, claims process, and workmanship guarantee length to then calculate a score, created fully by our Editorial team.

We recommend Elite Home Warranty for homeowners who want flexible premiums and coverage. The company offers three base plans with a standard $70 service call fee (a lower service call fee than many providers) and 27 add-on options.

Monthly cost: $44–$58

How We Scored Elite Home Warranty

We rated Elite Home Warranty 4.6 out of 5 stars in our review standards. We awarded high scores for its coverage and add-on variety. We deducted points for only offering one service call fee and limited online options. Here’s how Elite rated in key categories:

  • Coverage (4.6 out of 5): Elite scored high for its three customizable coverage plans and extensive add-on catalog. 
  • Value (4.25 out of 5): We deducted points because the company only offers one service call fee and charges a higher fee for high-end appliances.  
  • Trustworthiness and transparency (4.8 out of 5): Elite scored well for its excellent customer review scores on the Better Business Bureau (BBB) and other third-party sites. 
  • Availability and service (4.5 out of 5): Elite lost points for its limited online services. Unlike other providers, it doesn’t offer an online quote tool.

Pros and Cons

Pros Includes a 90-day workmanship guarantee for completed repairs Offers higher coverage limits for high-end appliances Rolls your service call fee into your annual premium, avoiding a per-claim charge Cons Charges a higher service call fee for high-end appliance repairs Excludes workmanship guarantee on repairs done with an out-of-network technician Requires you to call for a quote

Plans and Cost

When reading through the Elite Home Warranty sample contract, we learned that the company offers a $15,000 annual limit for all plans. This breaks down to a $7,000 claim limit for appliances and $8,000 for systems, which is a higher limit than many providers. However, claim limits vary among coverage items. For example, air conditioners receive up to $4,000 while electrical systems are capped at $2,000.

We recommend reading through the sample contract or getting a quote for full details on coverage caps. 

Below are the details of Elite’s coverage plans:

  • Elite Appliances: The appliance-only plan covers eight essential appliances, including cooktops, clothes washers, and dishwashers. Coverage caps vary by appliance but are subject to a $7,000 term limit. 
  • Elite Systems: This system-only plan covers eight home systems, such as air conditioning, heating, and electrical systems. This plan has an $8,000 annual limit, though coverage caps vary by system.  
  • Elite Complete: The highest plan tier combines the Elite Appliances and Elite Systems plans for comprehensive systems and appliance protection. 

Based on our sample quotes, Elite Home Warranty charges a monthly premium of about $44–$58. The company has a standard service call fee of $70. It charges $150 for high-end appliance repairs and service calls that occur after hours or on the weekend.

More details on Elite’s plans and pricing can be found in the table below:

Plan

Monthly Cost

Service Fee

Coverage Cap

Elite Appliances

$44.49

$70

Varies per Item

Elite Systems

$49.99

$70

Varies per Item

Elite Complete

$58.99

$70

Varies per Item

Elite offers 27 add-on options, one of the largest catalogs we’ve seen from a home warranty company. Based on our research, most providers offer eight to 15 add-ons. Elite’s add-on coverage limits vary by item. There is a $5,000 total limit per term. 

We’ve highlighted some of Elite’s most attractive add-on options below. View the full list on Elite’s website:

  • Annual maintenance
  • Drainage, sewer, and water service lines
  • Pool and spa equipment
  • Geothermal heating and cooling systems
  • Guest house
  • Septic system

Our Experience with Elite Home Warranty

One of our team members tested the Elite Home Warranty claim process to repair his broken high-end dishwasher. Here’s a summary of his experience:

  • He submitted his claim online and received an Elite claims specialist call within 30 minutes. 
  • He received a next-day appointment for his repair. 
  • The technician arrived on the assigned day but realized the repair would require out-of-stock parts. 
  • After an initial service visit on Tuesday evening, the technician returned with the required parts the following Monday morning.
  • The technician completed the repairs within an hour.

Elite sends in-network technicians to complete its repairs. It backs its coverage with a 90-day workmanship guarantee. If you choose your own repair technician, Elite will pay them for labor at an hourly rate not to exceed the standard hourly rate in your area. You won’t receive any workmanship coverage from Elite if you choose your own technician. However, the local technician should provide their own workmanship guarantee, likely around 30 days.

Select Home Warranty

Best Value
4.3 We grade all home warranty companies on the most important factors to homeowners such as coverage, value, trust, transparency, availability, and service. We account for 15 specific data points such as coverage caps, systems and appliances covered, monthly costs, service fees, sample contract availability, response time, claims process, and workmanship guarantee length to then calculate a score, created fully by our Editorial team.

Select Home Warranty offers valuable home protection plans to Arkansas homeowners. Unlike other home warranty providers, Select Home Warranty covers mobile homes, condos, and rental properties. Select Home Warranty is one of the best options if you’re looking for a money-saving plan.

Why We Chose Select Home Warranty

Select Home Warranty received 4.3 out of 5 stars in this review. Select Home Warranty offers some of Arkansas’ most affordable home warranty plans. The company provides warranty plans with premiums under $50 per month and service fees below $80. The company also includes $400 of roof-leak repair coverage with every plan. This is an excellent benefit since most companies charge extra for roof protection. Select makes a great option for homeowners seeking basic protection for minimum costs.

Pros and Cons

Pros Has a claims center that takes service requests 24/7 Offers free roof leak coverage, which is a rarity in the home warranty industry Provides discounts for customers who enroll in multiyear plans Cons Charges a service fee per claim (even if they are filed at the same time) Excludes coverage for tankless water heaters Offers lower coverage caps than many competitors

Plans and Pricing

Though the company has less years of industry experience than its competitors, it offers budget-friendly and comprehensive coverage. It has three plans: Bronze Care, Gold Care, and Platinum Care. Gold Care covers essential home systems such as air conditioning and plumbing, Bronze Care covers appliances, and Platinum Care covers both.

Select Home Warranty also offers optional coverage for pools and spas, stand-alone freezers, and covered systems such as central vacuums, septic systems, and more.

You are charged a $60–$75 service call fee per claim. Unfortunately, you cannot choose your fee. Plans include a $3,000 cap for HVAC systems and $500 for all other covered systems. You also receive a 30-day workmanship guarantee.

Select Home Warranty offers monthly and annual premium options. You will pay between $479 and $524 for the annual premium. You can receive $150 off and two additional coverage months by choosing annual coverage.

Homeowners can choose from the following Select Home Warranty plans:

  • Bronze Care: This plan includes major home appliances, including built-in microwaves, cooktops, and refrigerators.
  • Gold Care: This plan protects home systems and includes cooling, heating, electrical, and more.
  • Platinum Care: The highest plan combines Bronze and Gold Care coverage plus additional items, such as garage door openers and plumbing stoppages.
  • Optional add-ons: Add-on options include central vacuums, lawn sprinkler systems, pools, septic systems, spas, stand-alone freezers, sump pumps, and well pumps.

Select Home Warranty plan pricing can be found in the table below:

Plan

Monthly Cost

Service Fee

Coverage Cap

Bronze Care

$44.42

$60–$75

$500

Gold Care

$44.42

$60–$75

$500 (HVAC: $3,000)

Platinum Care

$47.75

$60–$75

Coverage caps remain the same

What To Expect

We recommend getting sample quotes before choosing a Select Home Warranty plan. You can access quotes through the customer support team or online. Select doesn’t require your home address to generate a quote. You can enter your name, phone number, and ZIP code instead.

Select sends its own technicians to complete service repairs and replacements. You can choose your own if the company cannot find a local technician. However, Select must approve your technician choice.

Based on homeowners’ online reviews, we learned that customers liked the affordable plan options but found reaching the customer support team difficult.

First American Home Warranty

Best Appliance Coverage
4.6 We grade all home warranty companies on the most important factors to homeowners such as coverage, value, trust, transparency, availability, and service. We account for 15 specific data points such as coverage caps, systems and appliances covered, monthly costs, service fees, sample contract availability, response time, claims process, and workmanship guarantee length to then calculate a score, created fully by our Editorial team.

*(excluding AlaskaConnecticutDelawareHawaiiIllinois, Louisiana, MaineMassachusettsMinnesotaNew HampshireNew YorkNorth DakotaRhode IslandVermont, and Wisconsin)

First American Home Warranty offers comprehensive coverage for your home’s systems and appliances at an affordable monthly price. First American bundles its Essential and Premium plans with the First American Advantage upgrade. It covers miscellaneous fees such as appliance removal and code violations. Note that the Starter Plan doesn’t include air conditioning coverage–you need to purchase it as an add-on.

Why We Chose First American Home Warranty

We awarded First American Home Warranty a 4.6 out of 5 stars in our review standards. First American includes a generous appliance limit in all its plans. Homeowners receive a  $3,500 limit for the two lowest plans and $7,000 for its most comprehensive coverage plan. The First American Advantage upgrade enhances item coverage by including unique conditions such as improper maintenance, modification, and installation. We recommend choosing First American if you own high-end appliances.

Pros and Cons

Pros Covers working appliances and systems regardless of age Increases appliance and system coverage caps in the Premium Plan Offers generous $3,500 coverage caps per appliance in Starter and Essential plans Cons Covers air conditioning only as an add-on in the Starter Plan Doesn’t include roof-leak coverage Excludes home systems coverage in its lowest plan

Plans and Pricing

First American Home Warranty offers three plans: the Starter Plan, the Essential Plan, and the Premium Plan. Homeowners can choose between a $75, $100, or $125 service call fee. Based on our sample quote, we learned that choosing a higher service call fee results in lower premiums. First American backs its repairs with a 30-day workmanship guarantee.

First American Home Warranty offers annual and monthly premiums. Expect to pay between $660 and $1,140 annually. Unfortunately, First American doesn’t offer perks for choosing annual plans, such as bonus coverage months or discounts. This means there’s no incentive to pay for an annual plan. In the event the annual plan is canceled, the consumer has to wait for their prorated refund, which can take time.

We’ve outlined First American’s plan coverage below:

  • Starter Plan: This plan includes built-in microwaves, dishwashers, ductwork, electrical systems, heating, plumbing systems, oven/cooktop, plumbing stoppages, refrigerators, and toilet tanks, bowls, and mechanisms. 
  • Essential Plan: Coverage includes Starter Plan items and adds air conditioning, ceiling/attic/exhaust fans, clothes washers and dryers, garage door openers, trash compactors, and water heaters.
  • Premium Plan: The highest plan covers all items in the Essential Plan and protects full garage door systems, instant hot water dispensers, luxury appliances, shower heads and arms, and window air conditioning units.
  • Optional add-ons: Additional coverage options include additional refrigeration, air conditioning for the Starter Plan, HVAC tune-up, limited roof-leak coverage, pool and spa equipment, septic tank systems and pumping, water softeners, and well pumps.

A breakdown of First American’s plan pricing can be found below:

Plan

Monthly Cost

Service Fee

Coverage Cap

Starter Plan

$57–$72

$75–$125

Systems: Unlimited

Appliances: $3,500

Essential Plan

$67–$82

$75–$125

Systems: Unlimited (Water heaters: $1,000)

Appliances: $3,500

Premium Plan

$82–$97

$75–$125

Systems: Remain the same Appliances: $7,000

What To Expect

Homeowners can receive custom quotes over the phone or by using the online tool. To use the tool, visit the First American website and enter your personal information and basic home details. Changing your service call fee and plan options will increase or decrease your premium.

First American uses its own service technicians but allows substitutes when technicians aren’t available in your area. Our team member filed a claim with First American to repair a garage door opener. He filed a claim on a Friday and received a service appointment on the following Monday. The repairs were successful, and he only paid for the service call fee.

Online customer reviews revealed that homeowners enjoyed the simple claims process but had issues getting their service requests completed promptly. 

AFC Home Warranty

Best for Customization
4.6 We grade all home warranty companies on the most important factors to homeowners such as coverage, value, trust, transparency, availability, and service. We account for 15 specific data points such as coverage caps, systems and appliances covered, monthly costs, service fees, sample contract availability, response time, claims process, and workmanship guarantee length to then calculate a score, created fully by our Editorial team.

*(excluding AlaskaConnecticutDelawareHawaiiIllinois, Louisiana, MaineMassachusettsMinnesotaNew HampshireNew YorkNorth DakotaRhode IslandVermont, and Wisconsin)

America’s First Choice Home Warranty (AFC Home Warranty) offers great plan flexibility, making it easier to build custom home coverage. AFC Home Warranty also includes an unlimited workmanship guarantee, offering additional peace of mind.

Why We Chose AFC Home Warranty

AFC Home Warranty received 4.6 out of 5 stars in our review standards. Homeowners can choose from four coverage plans, three service fees, and several add-on protections. AFC Home Warranty offers added perks to its customers, such as free credit monitoring and identity theft protection. Each plan includes a workmanship guarantee that lasts as long as your contract period. Homeowners who want more control over their protections and costs should consider AFC Home Warranty.

Pros and Cons

Pros Can choose their own technician Includes a plan-length workmanship guarantee Offers added benefits, including identity protection and credit monitoring Cons Excludes coverage for unknown preexisting conditions Offers roof-leak repair only available as an add-on Must report an issue as soon as it’s detected

Plans and Pricing

AFC Home Warranty offers four plans: a Platinum Plan, a Gold Plan, a Silver Plan, and a Systems Plan. You can select a $75, $100, or $125 service call fee.

AFC Home Warranty includes an unlimited coverage cap for HVAC systems but limits thermostats to only $80. AFC Home Warranty offers a $3,000 limit for appliances but might reduce your payout based on your item’s age. AFC Home Warranty applies a depreciation deduction on five years or older items. Coverage includes a plan-length workmanship guarantee.

AFC Home Warranty provides annual and monthly premiums. Expect to pay between $347 and $629 annually. Our sample quotes included added discounts for choosing an annual or multiyear option. We received a $100 annual discount for a one-year plan and $250 for a three-year option.

Below are your coverage options with AFC Home Warranty:

  • Silver Plan: This coverage plan includes major home appliances, such as clothes washers and refrigerators.
  • Systems Plan: This plan includes major home systems, such as cooling and heating.
  • Gold Plan: This option combines the Systems and Silver plan coverage. 
  • Platinum Plan: The highest tier includes Gold Plan protections and adds plumbing stoppages, faucets, built-in microwaves, ice makers, and fan work.
  • Optional add-ons: Optional coverage includes double ovens, electronic coverage, hot water dispensers, sump pumps, septic systems, central vacuums, pools, spas, stand-alone freezers, and roof-leak repair. 

See more details on AFC Home Warranty plan pricing below:

Plan

Monthly Cost

Service Fee

Coverage Cap

Silver Plan

$34.33–$39.08

$75-$125

$3,000

Systems Plan

$48.50–$53.17

$75-$125

Caps vary by system

Gold Plan

$53.17–$57.92

$75-$125

Systems: varies

Appliances: $3,000

Platinum Plan

$87.75–$92.50

$75-$125

Systems: varies

Appliances: $3,000

What To Expect

AFC Home Warranty offers quotes over the phone and online. We found the AFC Home Warranty quote tool less helpful than other providers. Most quote tools let you easily compare plan options, premium frequency, and service fees on one page. AFC Home Warranty offers limited pricing details and requires opening a separate window per plan to get the full pricing.

AFC Home Warranty stands out as one of the few providers to allow you to choose your technician from the start. Other companies only offer this option when they don’t have technicians in your area.

Online customer reviews complimented the quick claims process but weren’t happy with the depreciated coverage caps.


How Are Home Warranties Regulated in Arkansas?

While researching Arkansas home warranties, we discovered that the Arkansas Insurance Department is the state’s governing body over home warranties. All service contracts are regulated under Arkansas statute § 4-114-104. You can file any complaints on the department website. In addition, the Arkansas Attorney General’s Office also accepts complaints through its Consumer Protections Division. 


How Much Does a Home Warranty Cost in Arkansas?

An Arkansas home warranty costs $62 per month on average, or $546-$948 annually, based on our research. These costs will vary based on your home’s type, size, and your selected coverage.

Your final pricing could also be impacted by the following factors:

  • Additional annual discounts: Many home warranty companies offer additional savings with annual plans. These savings include free months of coverage and discounts for first-time buyers.  
  • Add-on options: Additional coverage will increase your monthly or annual costs. We recommend only adding necessary coverage based on your home needs. 
  • Comprehensive coverage plans: During our research, we found many comprehensive plans offer cost savings versus adding numerous add-on options.

What Should You Look For When Buying a Home Warranty in Arkansas?

When selecting a home warranty provider in Arkansas, choose providers that meet your coverage needs and budget. Keep the following considerations in mind while you shop for a provider:

  • Brand reputation: Research each company and check for any reputation issues, including ongoing lawsuits or deceptive practices. Read online customer reviews for any common theme concerning bad customer service, broken contracts, or poor technicians. 
  • Customer support options: We recommend choosing a provider that offers a customer service department that is readily available and reachable. Typical contact methods include phone, email, and online forms. Look for companies with extended office hours or even 24/7 access. 
  • Transparent policies: Check each company’s sample contracts and review its policies, inclusions, limitations, and services. Companies should fully disclose offered services, service technicians, and plan costs.

What Do Experts Have To Say About Home Warranties?

As part of our research process, we interviewed industry experts with extensive home warranty knowledge and asked them some common homeowner questions. Here are their answers:

How do I choose the best home warranty company in Arkansas? Patrick Grayson, who is associated with Paramount Property Buyers (an Indianapolis-based real-estate business) pointed out the importance of choosing coverage that suits your home. He said, “Some companies may offer more coverage than others, so make sure to compare all your options.”
How do I tell if an Arkansas home warranty company is trustworthy? Peter Evering, a Business Development Manager for Utopia Property Management, explained how crucial online reviews can be when determining a company’s trustworthiness. He said, “Reading customer reviews and ratings can provide insights into the experiences of other homeowners and help you gauge the level of customer satisfaction.”
What important things should I know about the claims process? David Tully, founder of LPT Realty, recommends becoming familiar with your company’s policies as an essential first step. He said, “You need to understand how to file a claim to your provider and how quickly you can expect a response from them. Also, get to know the turnaround time they would take for the repairs and replacements.”

Our Conclusion

Based on our research, we chose Liberty Home Guard as Arkansas’s top home warranty provider. LHG offers a suite of add-on options and excellent customer support. American Home Shield is another solid choice for its extensive coverage plans. If you need basic protections and low premiums, consider Select Home Warranty. We recommend getting free quotes from at least three home warranty providers so you can compare coverage options and pricing.


Other Resources for Residents in Arkansas


FAQs About Home Warranties in Arkansas

How do I file a home warranty claim?

Many home warranty providers let you file a claim over the phone or online. Some companies offer additional contact options, such as online chats, for easier communication. Home warranty companies typically take 24–48 hours for processing. 

Will a home warranty replace my old AC unit?

Yes, many home warranty companies will include old AC replacement as a provided service. However, coverage varies between companies for this service. We recommend checking your home warranty policies for replacement details and coverage limits. 

What are home warranty coverage limits?

Home warranty coverage limits are monetary limits placed on covered appliances and home systems. These limits can range from $50–$10,000 or higher. Your home warranty company will cover your replacement or repair up to that limit. If repairs exceed that limit, you are responsible for paying the difference. 


How Do I Find the Best Home Warranty Company in My Area?

Find in-depth reviews on the best home warranty companies for top cities in Arkansas below:


Our Rating Methodology

We back up our home warranty ratings and recommendations with a detailed rating methodology to score each provider objectively. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts, and conducting focus groups and consumer surveys. 

We score each provider against our review standards, which include four comparison categories: coverage, value, trust and transparency, and availability and service. We rate each provider across 31 factors within these categories. Each factor is assigned a point value based on its importance to a homeowner, totaling 100 points. We then convert the final scores to a 5-star rating. 

Here’s a breakdown of our weighted factors:

  • Coverage (40%): We scored coverage based on included home systems and appliances, add-on options, and unique benefits. We also compared coverage caps and policy exclusions.
    • Additional coverage items
    • Annual coverage cap
    • Home systems coverage
    • Major appliances coverage
    • Obstructed wall coverage cap
  • Value (30%): We compared the coverage level received to monthly pricing to determine plan value. We considered premium pricing, service fees, and flexibility in customizing plan costs.
    • Average monthly cost
    • Cost flexibility
    • Lowest service fee
  • Trust and Transparency (16%): We evaluated each company’s reputation using the Better Business Bureau ratings and customer reviews on third-party review sites. We read through plan change policies, workmanship protections, and sample contract availability.
    • Brand reputation
    • Policy change flexibility
    • Sample contract availability
    • Workmanship guarantee length
  • Availability and Service (14%): We award higher scores for faster claim processing and response times. We also considered service technician policies, including options to choose your technician.
    • Claims process
    • Guaranteed response time
    • Service flexibility

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.