Best Home Warranty Companies in Arkansas (2024)
Home warranty coverage helps reduce the stress of surprise breakdowns by covering repair and replacement costs for home systems and appliances. Our team compared the best home warranty companies in the country and highlighted the top ones in Arkansas. We analyzed provider services, benefits, and customer reviews before making our selections. We recommend American Home Shield as our top pick due to its comprehensive coverage and generous coverage caps.
Did You Know?
- In the last 30 days, more than 2,500 people bought home warranties from the above providers. Liberty Home Guard is our most popular provider, with 55% of buyers choosing to cover their homes with an LHG plan.
Arkansas’ Top 6 Home Warranty Companies
Here are our top choices for Arkansas home warranty companies:
- Best for Comprehensive Coverage: American Home Shield
- Best Plan Flexibility: AFC Home Warranty
- Best for Customized Coverage: Elite Home Warranty
- Best for High-End Items: First American Home Warranty
- Best Customer Support: Liberty Home Guard
- Best Budget Plan: Select Home Warranty
Summary of the Best Home Warranty Companies in Arkansas
We chose the top Arkansas home warranty providers using our detailed review standards, which includes evaluating each company’s plan options, customer support, pricing, and brand reputation.
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#1 out of 15 companies | #2 out of 15 companies | #3 out of 15 companies | #4 out of 15 companies | #5 out of 15 companies | #6 out of 15 companies | |
NR | B | B- | B+ | B | B | |
Monthly Cost |
$49–$59 | $49–$109 | $44–$47 | $44–$59 | $47–$87 | $34–$92 |
Service Fees |
$65–$125 | $100–$125 | $60–$75 | $70 | $75–$125 | $75–$125 |
Customer Support Options |
Email, Phone, Online Chat, Online Portal | Phone, Online Portal | Email, Phone, Online Portal | Email, Phone, Online Portal | Phone, Online Portal | Phone, Online Portal |
Response Time |
Up to 48 hours | Up to 48 hours | 48-84 hours | Up to 48 hours | 4–48 hours | 24-48 hours |
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Cons |
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Summary |
We recommend Liberty Home Guard for homeowners who need coverage for multiple HVAC systems and extensive add-on customizations. |
We recommend American Home Shield for homeowners who need comprehensive coverage for older homes. |
We recommend Select Home Warranty for homeowners who need affordable HVAC-only coverage. |
We recommend Elite Home Warranty for homeowners who want fully customizable plans and extensive add-on coverage options. |
We recommend First American Home Warranty for homeowners who need robust plan options for HVAC and high-end appliances. |
We recommend AFC Home Warranty for homeowners who want extensive HVAC coverage and protections for new systems. |
Promotions |
$200 Off + 2 Months Free + Roof Leak Protection | $150 off any plan | Cyber Monday: 40% Off Home Warranty Plans | $150 Off + 1 Month Free. 30-Day Free Trial | $100 Off with Code “PROTECT” | Fall Sale: $250 Off + Free Roof Leak Coverage |
Rating Categories |
Liberty Home Guard | American Home Shield | Select Home Warranty | Elite Home Warranty | First American Home Warranty | AFC Home Warranty |
Coverage |
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Trustworthiness |
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Plan Transparency |
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Customer Support |
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Flexibility |
BBB ratings are accurate as of May 2024.
Note: We based the pricing information in this table and throughout the article on sample quotes we obtained for a 2,241-square-foot, single-family home in Little Rock, Arkansas. Your pricing may vary depending on your home’s location, size, type, and plan selections.
Arkansas Home Warranty Company Reviews
How Are Home Warranties Regulated in Arkansas?
While researching Arkansas home warranties, we discovered that the Arkansas Insurance Department is the state’s governing body over home warranties. All service contracts are regulated under Arkansas statute § 4-114-104. You can file any complaints on the department website. In addition, the Arkansas Attorney General’s Office also accepts complaints through its Consumer Protections Division.
How Much Does a Home Warranty Cost in Arkansas?
An Arkansas home warranty costs $62 per month on average, or $546-$948 annually, based on our research. These costs will vary based on your home’s type, size, and your selected coverage.
Your final pricing could also be impacted by the following factors:
- Additional annual discounts: Many home warranty companies offer additional savings with annual plans. These savings include free months of coverage and discounts for first-time buyers.
- Add-on options: Additional coverage will increase your monthly or annual costs. We recommend only adding necessary coverage based on your home needs.
- Comprehensive coverage plans: During our research, we found many comprehensive plans offer cost savings versus adding numerous add-on options.
What Should You Look For When Buying a Home Warranty in Arkansas?
When selecting a home warranty provider in Arkansas, choose providers that meet your coverage needs and budget. Keep the following considerations in mind while you shop for a provider:
- Brand reputation: Research each company and check for any reputation issues, including ongoing lawsuits or deceptive practices. Read online customer reviews for any common theme concerning bad customer service, broken contracts, or poor technicians.
- Customer support options: We recommend choosing a provider that offers a customer service department that is readily available and reachable. Typical contact methods include phone, email, and online forms. Look for companies with extended office hours or even 24/7 access.
- Transparent policies: Check each company’s sample contracts and review its policies, inclusions, limitations, and services. Companies should fully disclose offered services, service technicians, and plan costs.
What Do Experts Have To Say About Home Warranties?
As part of our research process, we interviewed industry experts with extensive home warranty knowledge and asked them some common homeowner questions. Here are their answers:
- How do I choose the best home warranty company in Arkansas? Patrick Grayson, who is associated with Paramount Property Buyers (an Indianapolis-based real-estate business) pointed out the importance of choosing coverage that suits your home. He said, “Some companies may offer more coverage than others, so make sure to compare all your options.”
- How do I tell if an Arkansas home warranty company is trustworthy? Peter Evering, a Business Development Manager for Utopia Property Management, explained how crucial online reviews can be when determining a company’s trustworthiness. He said, “Reading customer reviews and ratings can provide insights into the experiences of other homeowners and help you gauge the level of customer satisfaction.”
- What important things should I know about the claims process? David Tully, founder of LPT Realty, recommends becoming familiar with your company’s policies as an essential first step. He said, “You need to understand how to file a claim to your provider and how quickly you can expect a response from them. Also, get to know the turnaround time they would take for the repairs and replacements.”
Our Conclusion
Based on our research, we American Home Shield as Arkansas' top home warranty company for its extensive coverage plans. We recommend getting free quotes from at least three home warranty providers so you can compare coverage options and pricing.
Other Resources for Residents in Arkansas
FAQs About Home Warranties in Arkansas
How do I file a home warranty claim?
Many home warranty providers let you file a claim over the phone or online. Some companies offer additional contact options, such as online chats, for easier communication. Home warranty companies typically take 24–48 hours for processing.
Will a home warranty replace my old AC unit?
Yes, many home warranty companies will include old AC replacement as a provided service. However, coverage varies between companies for this service. We recommend checking your home warranty policies for replacement details and coverage limits.
What are home warranty coverage limits?
Home warranty coverage limits are monetary limits placed on covered appliances and home systems. These limits can range from $50–$10,000 or higher. Your home warranty company will cover your replacement or repair up to that limit. If repairs exceed that limit, you are responsible for paying the difference.
Our Rating Methodology
We back up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, cost, trustworthiness, plan transparency, customer support, and flexibility to arrive at a final score on a 5-point rating scale.
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.