Best Home Warranty Companies in Arkansas

The blazing summers and high humidity can strain the air conditioning system of your Arkansas home. A home warranty can cover your cooling system plus other home appliances and systems should they break down due to normal wear and tear.

The This Old House Reviews Team compared the best home warranty companies in the United States and highlighted the top providers available in Arkansas. We sorted through provider services, benefits, and company reviews before making our selections.

Arkansas’ Top 4 Home Warranty Companies

The highest-rated Arkansas home warranty companies include the following:

• Liberty Home Guard: Best Customer Ratings
• American Home Shield: Best Coverage Caps
• Select Home Warranty: Best Value
• First American Home Warranty: Best Appliance Coverage

Liberty Home Guard

Liberty Home Guard (LHG) offers solid home protection and stellar customer service. It holds high ratings on consumer review sites such as Best Company, Google Reviews, and Trustpilot. LHG also provides an extensive suite of add-on coverage options, for those who need customizable coverage.

Here are some of Liberty Home Guard’s benefits:

• Offers unique add-ons, such as fixtures and floor cleaning
• Extends a 60-day workmanship guarantee
• Provides convenient 24/7 chat feature on its website to help connect you to representatives

Plans & Pricing

Liberty Home Guard offers three plans—Appliance Guard, System Guard, and Total Home Guard. It covers nine appliances under the Appliance Guard, six systems under the Systems Guard, and all 15 items under theTotal Home Guard. LHG pairs a $2,000 coverage cap per covered system, appliance, and add-on. You can also customize your coverage with add-ons for re-keying, pool and spa, pest control, limited roof leaks, and more.

LHG selects your service call fee based on your home’s size, type, your location and plan selections. The service call fee ranges from $65 to $125 per claim.

Here’s what Liberty Home Guard’s plans cost per month:

• Appliance Guard: $49.99 per month
• System Guard: $54.99 per month
• Total Home Guard: $59.99 per month

Learn more: Liberty Home Guard Review

American Home Shield

American Home Shield (AHS) is another top recommendation for Arkansas residents. It provides comprehensive coverage plans, flexible service call fees, and is available in 49 states. AHS doesn’t require a home inspection, plus it covers rust, corrosion, and sediment damage.

Here are a few advantages of choosing American Home Shield:

• Manages a network of more than 15,000 expert technicians who are trained to assist with various repair and replacement needs
• Provides 24/7 customer service
• Offers generous coverage caps on major systems and appliances

Plans & Pricing

American Home Shield has three plans: ShieldPlatinum^™, ShieldGold^™, and ShieldSilver^™. Its ShieldPlatinum plan is its most comprehensive plan and covers 23 systems and appliances, such as plumbing and electrical systems, refrigerators, and dishwashers. This plan also includes coverage for re-key services, an HVAC tune-up, and air filter discounts.

Additionally, AHS offers homeowners add-on coverage for a pool and spa, as well as a septic pump and well pump. Additionally, it offers an electronics extended warranty and coverage on guest units that are under 750 square feet, which you’re unlikely to find with other home warranty companies.

In general, AHS plans cost between $39 and $79 per month. While some companies have a set service call fee, American Home Shield gives you the option of lowering your monthly premium by choosing a higher service call fee. You can choose between $75, $100, or $125 and will be charged every time you submit a claim for a repair or replacement.

Learn more: American Home Shield Review

Select Home Warranty

Select Home Warranty offers valuable home protection plans to Arkansas homeowners. Unlike other home warranty providers, Select Home Warranty offers coverage on mobile homes, condos, and rental properties. If you’re looking for a money-saving plan, Select Home Warranty is one of the best options.

Here are some benefits of choosing Select Home Warranty:

• Offers free roof leak coverage, which is a rarity in the home warranty industry
• Provides discounts for customers who enroll in multi-year plans
• Provides a claims center that takes service requests 24 hours a day, seven days a week

Plans & Pricing

Though the company has been in business for less than 10 years, its plans are budget-friendly and comprehensive, making them a great value. It has three plans: Bronze Care, Gold Care, and Platinum Care. Gold Care covers essential home systems like your air conditioning and plumbing, Bronze Care covers appliances, and Platinum Care covers a combination of both.

Select Home Warranty also offers add-on optional coverage for limited roof leaks, pools and spas, stand alone freezers, and covered systems like your central vacuums, septic systems, and more.

Select Home Warranty offers some of the most affordable home warranty plans in Arkansas.

Here’s an overview of plan pricing per month:

• Bronze Care: $44.42 per month
• Gold Care: $44.42 per month
• Platinum Care: $47.75 per month

Service call fees range between $60–$75 every time you file a claim. Select’s lower service call fee is an over-the-phone promotion.

Learn more: Select Home Warranty Review

First American Home Warranty

First American Home Warranty offers comprehensive coverage for your home’s systems and appliances at an affordable monthly price. First American bundles its Essential and Premium plans with the First American Advantage upgrade. It covers miscellaneous fees such as appliance removal and code violations. Note that the Starter Plan doesn’t include air conditioning coverage–you need to purchase it as an add-on.

Here are some of First American Home Warranty’s benefits:

• Offers generous $3,500 coverage caps per appliance in Starter and Essential plans
• Includes comprehensive limited roof-leak repair coverage
• Increases appliance and system coverage caps in Premium Plan

Plans & Pricing

First American Home Warranty offers three plans: the Starter Plan, Essential Plan and the Premium Plan. The Stater and Essential plans cover a variety of essential systems and appliances. The Premium Plan covers additional home items, plus it increases its coverage limits per system and appliance. It pairs a $3,500 coverage cap per appliance in the Starter and Essential plans, while the Premium doubles appliance limits to $7,000 per appliance.

First American has a suite of add-ons, such as additional refrigeration, HVAC tune-up, pool and spa, septic pumping/systems and well pumps. 

Learn more: First American Home Warranty Review

Our Conclusion

No matter which home warranty provider you choose, home warranty plans can bring you peace of mind and protection from everyday wear and tear on items that aren’t meant to last a lifetime. We recommend getting free quotes from at least three different home warranty providers so you can compare coverage options and choose a plan that best fits within your budget.

Our Rating Methodology

The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.  

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.