Peace of mind is the biggest selling point for a Tennessee home warranty. This type of home protection plan ensures that you can afford an expensive repair or replacement when one of your major home systems or appliances breaks down. Home warranties also connect you with a vetted service provider who can fix your issue in a matter of days.
The This Old House Reviews Team has put together a review of the best home warranty companies in the nation and determined the top picks in the Volunteer State. Continue reading for an in-depth look at company plans, add-on options, and pricing.
Tennessee’s Top 4 Home Warranty Companies
The highest-rated Tennessee home warranty companies include the following:
- Liberty Home Guard: Best Customer Ratings
- American Home Shield: Best Coverage Caps
- Select Home Warranty: Best Value
- Priority Home Warranty: Best for Choosing Your Own Contractor
Note: The This Old House Reviews Team pulled a quote for a single-family home smaller than 5,000 square feet in Knoxville, Tennessee.
Liberty Home Guard
Liberty Home Guard (LHG) is newer to the home warranty industry with just two years of experience. However, its plans can be tailored to fit each homeowner’s needs with more than 30 add-on options. LHG also offers solid coverage caps per covered item and it extends a 60-day workmanship guarantee for all completed repairs.
Plans and Pricing
LHG has three plans—Appliance Guard, System Guard, and Total Home Guard. The Appliance Guard protects nine major appliances, the System Guard protects six systems, and the Total Home Guard protects all 15 appliances and systems.
Here is a list of LHG’s add-on options : Additional spa, carpet cleaning, casita guest unit, central vacuum, ejector pump, electronics protection, freestanding ice maker, generator, grinder pump, gutter cleaning, in-fridge ice maker, instant hot water dispenser, lawn sprinkler system, lighting fixtures, limited roof-leak, pest control, plumbing fixtures, pool and spa, pro-series clothes dryer, pro-series dishwasher, pro-series microwave, pro-series range/oven/cooktop, pro-series refrigerator, pro-series washing machines, rekey services, reverse osmosis water filter system, saltwater pool, second refrigerator, septic system pumping, stand-alone freezer, sump pump, swamp cooler, trash compactor, water dispenser water line, water softener, well pump, window washing/cleaning, wine cooler, and fridge.
Here are monthly estimates for LHG plans:
- Appliance Guard: $49.99 per month
- System Guard: $54.99 per month
- Total Home Guard: $59.99 per month
Note: Liberty Home Guard assigns a service call fee between $65 and $125 to your account based on your plan, add-ons, and location.
Learn more: Liberty Home Guard Review
American Home Shield
American Home Shield (AHS) is known for offering coverage for unknown pre-existing conditions and allowing customers to choose their own service fee. Additionally, AHS offers comprehensive home system and appliance coverage within its three flexible coverage plans.
Plans and Pricing
AHS offers three plans—the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans. The ShieldSilver covers systems, while the ShieldGold and ShieldPlatinum plans cover the entire home. The ShieldPlatinum plan is very comprehensive, with a generous $6,000 coverage cap per covered system or appliance.
To further customize your plan, you can add coverage for the following items: Guest unit under 750 square feet, electronics extended warranty, pool and spa, well pump, septic pump
Here are the monthly premiums for American Home Shield coverage:
- ShieldSilver: $29.99–$49.99
- ShieldGold: $44.99–$64.99
- ShieldPlatinum: $59.99–$89.99
In addition to your monthly premium, AHS requires you to pay a service call fee every time a service technician comes to diagnose a broken system or appliance. Service fee options are $75, $100, or $125. If you choose a lower service fee, your monthly premium will be higher.
Learn more: American Home Shield Review
Select Home Warranty
Select Home Warranty is an excellent value for Tennessee homeowners. Select prices its plans for less than $50 per month, plus it includes roof-leak protection in each offering. Select also provides solid HVAC system coverage at an affordable price, for those on a budget.
Plans and Pricing
Select Home Warranty offers three plan options. The Bronze Care plan covers essential appliances, such as your dishwasher, refrigerator, and laundry machines. The Gold Care plan covers systems, such as your air conditioner and plumbing. The Platinum Care Plan covers all the items in the Bronze Care and Gold Care, plus garage door openers and plumbing stoppages.
Select also offers several additional coverage options: Central vacuum, lawn sprinkler system, pool, septic system, spa, stand-alone freezer, sump pump, and well pump
Select Home Warranty charges a $75 service call fee each time you file a claim. Below you can compare Select’s monthly prices:
- Bronze Care: $44.43 per month
- Gold Care: $44.43 per month
- Platinum Care: $47.75 per month
To request a free quote, use Select Home Warranty’s online tool or call 888-370-3956.
Learn more: Select Home Warranty Review
Priority Home Warranty
Priority Home Warranty is a flexible home warranty provider for Tennessee residents, especially if you have an insured and licensed contractor that you’d like to work with as often as possible. Priority offers three plans under $50 a month, 20 additional coverage options, and availability in 45 states across the country.
Plans and Pricing
Priority Home Warranty offers three standard plan options, including a systems-only plan, an appliance-only plan, and a combination plan that covers the most essential items in your home.
Priority offers an impressive list of 20 add-on options, some of which include: Second clothes washer and dryer, second dishwasher, septic pumping, water softener, well pump, limited roof leak
In addition to a $70 service call fee, here are the estimated monthly prices for Priority coverage plans:
- Systems Home Care: $33 per month
- Appliance Home Care: $33 per month
- Total Home Care: $47 per month
Learn more: Priority Home Warranty Review
Liberty Home Guard is our top pick for Tennessee homeowners due to its comprehensive policies and extensive coverage options. We also recommend American Home Shield due to its plan flexibility and generous coverage caps. Select Home Warranty is another good choice for customers on a budget due to its affordable pricing and included roof-leak coverage. Finally, Priority Home Warranty offers affordable plans too, with a low service call fee of $70 and the flexibility to work with your own contractor. We recommend getting quotes from all four of the companies to compare pricing and find the best plan that fits within your budget.
Frequently Asked Questions
Our Rating Methodology
The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.
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