In Arizona, your air conditioner is an absolute necessity. When built-in systems like your AC break down, you could face steep costs. Enrolling in a home warranty can help you stay ahead of expensive home repairs and replacements and connect you with qualified technicians who will care for your home systems and major appliances.
We reviewed 40 major home warranty providers, taking into account the number and quality of plan options, state availability, customer service ratings, pricing, and more to provide you with an unbiased recommendation for the best home warranty companies in Arizona.
Arizona’s Top 5 Home Warranty Companies
Take a look at the highest-rated home warranty companies in Arizona include:
- American Home Shield: Best Overall
- Choice Home Warranty: Best Basic Plan
- Liberty Home Guard: Most Responsive
- Select Home Warranty: Best Value
- First American Home Warranty: Best Appliance Coverage
We rated American Home Shield (AHS) as the best home warranty company in Arizona. AHS earned the top spot for its legacy of service in the industry. Since 1971, it’s built up a solid reputation for having a network of thousands of service providers, comprehensive policies, and flexible service call fees.
Pros & Cons
✔ Offers flexible service call fees
✔ Has generous coverage caps on systems and appliances
✔ Provides roof leak coverage up to $1,500
✘ Can take up to 48 hours to respond to claims
Plans & Pricing
American Home Shield offers three comprehensive plans: ShieldSilver, ShieldGold, and ShieldPlatinum. The ShieldPlatinum plan protects 23 essential home systems and appliances and includes roof-leak coverage, an annual HVAC tune-up, and air filter discounts. The ShieldGold plan is a level below ShieldPlatinum, covering the same 23 systems and appliances but excluding the HVAC tune-up service. The ShieldSilver plan is the most basic plan; it covers 14 home systems, including your doorbells, ceiling and exhaust fans, water heaters, heating units, and plumbing systems.
You can purchase additional coverage for electronics, guest units smaller than 750 square feet, pool and spa equipment, septic pumps, and well pumps.
American Home Shield offers a flexible service call fee model. With service call fee options of $75, $100, and $125, customers can raise or lower their monthly premiums to fit their budgets. Review pricing options below.
Here is what you can expect to pay for an American Home Shield plan each month:
- ShieldSilver: $29.99–$44.99 per month
- ShieldGold: $39.99–$54.99 per month
- ShieldPlatinum: $59.99–$74.99 per month
Learn more: American Home Shield Review
Choice Home Warranty
Rated one of the best home warranty companies in Arizona, Choice Home Warranty offers two comprehensive options that cover a variety of major appliances and systems. We consider Choice Home Warranty the “Best Basic Plan” because its combination plans come with a high coverage cap of $3,000 per item on both home appliances and systems. The company is also known for its speedy claims processing.
It’s worth mentioning Choice Home Warranty is involved in a class-action lawsuit in Arizona. The lawsuit alleges that the company used deceptive marketing tactics and failed to follow through on its promises to homeowners by regularly denying claims. While the company declined to comment on pending litigation, a representative shared that the company had approved 90% of 1.1 million claims filed in 2021. We recommend reading your service contract to confirm you understand the exclusions and limitations of your policy.
Pros & Cons
✔ $3,000 coverage cap per item, regardless of age
✔ Premiums under $55 per month
✔ Claim responses in as little as 4 hours
✘ Fewer add-on options compared to other companies
✘ No option for customers to choose their own contractor
✘ $85 service call fee, which is slightly higher than the industry average of $77.13
Plans & Pricing
Choice Home Warranty offers two combo plans: the Basic Plan and the Total Plan. The Basic Plan covers a mix of general systems and appliances, like your heating system and ductwork, while the Total Plan offers more comprehensive coverage, including items like your air conditioning, refrigerator, clothes washer, and clothes dryer. CHW also offers add-on coverage for items like your pool, well pump, sump pump, and septic system.
Choice Home Warranty charges an $85 service call fee. Here is what you can expect to pay for a Choice Home Warranty plan each month:
- Basic Plan: $46.83 per month
- Total Plan: $54.75 per month
Learn more: Choice Home Warranty Review
Liberty Home Guard
As a relatively new home warranty company, Liberty Home Guard (LHG) has fewer years of experience in the industry than the other providers listed, but it offers some of a wide range of add-on options. These options allow customers to purchase coverage for unique features of their home, like their windows, carpets, and pro-series appliances. It also offers a convenient customer support chat, earning it the title of “Most Responsive” in our review standards.
Pros & Cons
✔ Live-chat customer service feature that makes it easy and convenient to contact support
✔ Low service fee of $65, in some cases
✔ Add-ons for 38 unique items like gutters, electronics, and reverse osmosis systems
✘ More expensive comprehensive coverage plan than comparable providers
✘ No option to choose your own technician without authorization first
✘ Fewer years of industry experience than older companies on this list
Plans & Pricing
Liberty Home Guard has three plans: Appliance Guard, System Guard, and Total Home Guard. Appliance Guard protects appliances, like your washer, dryer, and refrigerator. System Guard protects systems, like plumbing, heating, and electrical. Total Home Guard combines the two plans to provide comprehensive coverage.
With Liberty Home Guard’s long list of add-ons, you can get extra coverage for items like pools and spas, swamp coolers, sump pumps, and grinder pumps.
Here is what you will pay each month for coverage:
- Appliance Guard: $69.99 per month
- System Guard: $74.99 per month
- Total Home Guard: $79.99 per month
Learn more: Liberty Home Guard Review
Select Home Warranty
Select Home Warranty (SHW) earns its spot on this list as the “Best Value.” Many home warranty providers require you to purchase roof-leak protection as an add-on option, but Select includes it in all plan tiers. All Select’s plans are less than $50 per month, making it an affordable option for homeowners on a budget.
Pros & Cons
✔ Free roof coverage up to $400 per plan term
✔ Claim responses within 12 business hours
✔ 90-day repair guarantee
✘ Up to a four-day response time for claims made on weekends or holidays
✘ Lower coverage caps than some competitors
✘ No coverage of fixtures
Plans & Pricing
Select Home Warranty has three plans: Bronze Care, Gold Care, and Platinum Care. Gold Care protects six systems, Bronze Care protects eight appliances, Gold Care protects six systems and Platinum Care protects all 14 items plus plumbing stoppages and garage door openers.
For an additional charge each month, you can purchase add-on coverage for your pool or spa, sump pump, central vacuum, well pump, ice maker, and more.
The average homeowners pays this much per month:
- Bronze Care: $41.67 per month
- Gold Care: $41.67 per month
- Platinum Care: $46.08 per month
Learn more: Select Home Warranty Review
First American Home Warranty
First American Home Warranty (FAHW) earns its spot on this list for its affordably priced plans, comprehensive policies, and First Class Uprade. Our research shows the average home warranty plan should cost between $39 and $63 per month—FAHW’s Basic Plan is only $36 per month, $2 less than the lowest end of the industry average. The First Class Upgrade expands the base home warranty coverage to include protection of additional components, debris removal, and other features.
Pros & Cons
✔ Plan pricing falls between $36 and $47 per month, lower than many competitors
✔ First Class Upgrade provides an allowance for building permits, code upgrades, improper installations, and more
✔ Built-in systems have pre-set coverage caps
✘ Air conditioner coverage is only available as an add-on
✘ Roof leaks are not covered
Plans & Pricing
Firrst American Home Warranty offers two Arizona home warranty plans: the Basic Plan and the Premier Plan. The Basic Plan covers eight home appliances, including your clothes washer and dryer, cooktop, dishwasher, and garbage disposal. The Premier Plan covers all the same items as the Basic Plan, plus eight home systems, such as your water heater, central vacuum, and electrical system.
You can also purchase add-on coverage for additional refrigeration, central air conditioning, HVAC system tune-up, pool and spa equipment, septic tank pumping, and well pump. Additionally, you can purchase one of FAHW’s upgrade plans, which include First Class Upgrade, First Class Plus Upgrade, and Plumbing Plus Upgrade.
FAHW charges an $85 service call fee each time you file a claim. Here is what you can expect to pay for a First American Home Warranty plan each month:
- Basic Plan: $36 per month
- Premier Plan: $46.50 per month
To get a free quote, call 800-891-9778 or fill out First American Home Warranty’s online form.
Learn more: First American Home Warranty Review
Whether you’re a first-time homebuyer or a seasoned homeowner who wants more protection against expensive home repairs, consider purchasing an Arizona home warranty. Plan pricing will vary based on where you live in the state, the type of plan you choose, and how many add-ons you include, so we recommend getting quotes from at least three of the home warranty companies listed above. That way, you can compare coverage and pricing and select a home protection plan that fits your needs and budget.
American Home Shield is a great choice for homeowners who want the reliability of a decades-old company, a wide network of vetted service providers, and the flexibility to choose their own service call fee. We recommend Choice Home Warranty for homeowners who want affordable combination coverage with a high coverage cap of $3,000. First American Home Warranty is a solid choice for homeowners who want an affordable plan option for kitchen appliances and laundry machines.
Frequently Asked Questions
Our Rating Methodology
The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers, and we aim to provide transparency in our review standards and research process.
Our research process includes speaking with representatives from more than 40 home warranty providers, requesting quotes, and asking clarifying questions to gain insight into each provider’s benefits and downsides. We also analyze sample contracts from each company to understand specific coverage terms.
To rate companies, we apply the data we have gathered to our review standards. These standards are on a 100-point scoring system, which is detailed below:
- Coverage (35 points): Providers are scored based on breadth and depth of coverage. We focused on key home systems (HVAC, plumbing, and electrical), essential appliances (refrigerator, ovens, and laundry machines), and unique coverage items (such as roof-leak coverage and code violation allowances). Coverage scores are weighted by taking into account coverage caps and other limiting factors, meaning providers with greater range of coverage and higher coverage caps score the highest.
- Value (30 points): A company’s plan value is a reflection of how well it serves the customer in comparison to what the customer pays for the policy. We accounted for monthly costs, service call fees, and cost flexibility (such as customizable service call fees, discounts, and multi-year policies).
- Trustworthiness and Transparency (21 points): Trustworthiness and transparency are a reflection of how well the provider considers the customer’s interests. We scored items such as the length of workmanship guarantees, online availability of a sample contract, policy change flexibility, and ease of cancellation. Additionally, we scored items that reflect industry reputation and customer satisfaction, including analyzing brand reputation across the Better Business Bureau and third-party customer review aggregators.
- Availability and Service (14 points): Quality of customer service is key to customer satisfaction. We dug into each provider’s guaranteed response times, claims processes, service flexibility, emergency availability, and more.
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