As a Wisconsin homeowner, you can gain peace of mind by investing in a home warranty. It ensures that throughout the hot and cold months, your most used systems and appliances will have coverage in case they break down due to everyday wear and tear.

The This Old House Reviews Team gathered the information you need to find the best home warranty in Wisconsin. In this review, we discuss the ins and outs of the best home warranty companies in WI.

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Wisconsin’s Top 3 Home Warranty Companies

The highest-rated home warranty companies in Wisconsin include:


 

American Home Shield

American Home Shield has been in business since 1971 and is a veteran in the home warranty industry. It’s a Better Business Bureau (BBB)-accredited company with a solid B rating. AHS also has an extensive network of 17,000 contractors and has paid out $2 billion in home warranty claims in the last five years.

Pros and Cons

✔ Covers damage from rust and corrosion & undetectable pre-existing conditions
✔ Offers flexible service fees
✔ Provides roof leak coverage

✘ Only has a 30-day repair guarantee
✘ Doesn’t offer as many add-on options as other companies

Plans and Pricing

American Home Shield offers three home warranty plans: ShieldPlatinum, ShieldGold, and ShieldSilver. The ShieldPlatinum plan is the most comprehensive coverage plan, covering 23 essential home systems and appliances. The ShieldGold plan is a level below ShieldPlatinum and covers the same 23 systems and appliances; however, it excludes an HVAC tune-up and has a lower appliance coverage limit. The ShieldSilver plan covers 14 home systems, such as your air conditioning and plumbing.

For an additional fee, you can add on coverage for these items: Pool and spa, well pump, septic pump, and guest unit under 750 square feet. You can also purchase an extended warranty for your electronic devices.

In general, American Home Shield plans cost between $40 and $58 per month. AHS also lets customers select their own service fee of $75, $100, or $125. The higher the service fee, the lower the monthly premium and vice versa.

To get a free quote for a home warranty from American Home Shield, call 844-529-9298 or fill out the online form to get started.

Learn more: American Home Shield Review


 

America’s First Choice Home Club

America’s First Choice Home Club (AFC Home Club) has been around for 10 years and is a trusted company in the home warranty industry. It offers a variety of customizable plans and offers unique customer benefits, like free credit monitoring and emergency alert services.

Pros and Cons

✔ Customers can use any licensed, certified contractor for repairs
✔ Repairs are guaranteed for the life of the plan
✔ Offers unique benefits like free credit monitoring, discounts on appliances, and emergency services

✘ Will only pay up to $150 on claims filed during the first 30 days of the policy
✘ Charges a $75 cancellation fee
✘ Customers have one day to submit a claim

Plans and Pricing

America’s First Choice Home Club offers four plans at varying levels of coverage: a Systems Plan, Silver Plan, Gold Plan, and Platinum Plan. The Systems Plan covers essential home systems like air conditioning and electrical systems, the Silver Plan covers major home appliances, the Gold Plan covers a combination of the two, and the Platinum Plan covers everything in the Gold Plan plus a built-in microwave, plumbing stoppages, and an ice maker.

You can also add on optional coverage for the following items: Sump pumps, septic systems, hot water dispensers, pools/spas, standalone freezers, tankless water heaters

Service fees range between $75–$125. Typically, a lower service fee means a higher monthly premium and a higher service fee will result in a lower monthly cost.

Here’s the monthly cost of each plan:

  • Systems Plan: $43.18 per month
  • Silver Plan: $43.18 per month
  • Gold Plan: $52.27 per month
  • Platinum Plan: $59.09 per month
Call America’s First Choice Home Club at 877-755-1115 or fill out a simple form to receive a free quote for a customizable home warranty.

Learn more: AFC Home Club Review


 

Choice Home Warranty

When it comes to customer satisfaction for home warranties in Wisconsin, Choice Home Warranty (CHW) is the best choice. CHW provides its customers with a claims center that’s open 24 hours a day, seven days a week, and it offers free repairs within 90 days if an item breaks down after a repair.

Pros and Cons

✔ Covers systems and appliances no matter the age
✔ Affordable plans compared to competitors
✔ Home inspections aren’t required for coverage

✘ Provides only two plans, as other companies provide four
✘ Has a low $1,500 coverage cap

Plans and Pricing

Choice Home Warranty customers receive basic and comprehensive coverage through the company’s two packages: the Basic Plan and the Total Plan. The Basic Plan covers essential items and systems like an electrical system or dishwasher. The Total Plan provides extra coverage for items like a home’s air conditioning, refrigerator, clothes washer, ice maker, and clothes dryer.

Customers can also pick from Choice Home Warranty’s optional add-ons, such as: pool/spa, central vacuum, second refrigerator, well pump, limited roof leak, stand alone freezer, sump pump, septic system, and septic tank pumping.

Customers can expect to pay a $60-$85 service fee when technicians arrive to diagnose any broken items or systems.

Here’s the monthly cost of each plan:

  • Basic Plan: $36.17 per month
  • Total Plan: $43.85 per month

Learn more: Choice Home Warranty Review


 

Our Conclusion

American Home Shield, AFC Home Club, and Choice Home Warranty offer the best home warranties to Wisconsin homeowners. While our Reviews Team identified American Home Shield as the best overall provider based on a variety of factors, we recommend getting quotes from at least three of these companies to see how much a plan would cost for you and your home.

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Frequently Asked Questions


 

Our Rating Methodology

The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers, and we aim to provide transparency in our review standards and research process.

Our research process includes speaking with representatives from more than 40 home warranty providers, requesting quotes, and asking clarifying questions to gain insight into each provider’s benefits and downsides. We also analyze sample contracts from each company to understand specific coverage terms.

To rate companies, we apply the data we have gathered to our review standards. These standards are on a 100-point scoring system, which is detailed below:

  • Coverage (35 points): Providers are scored based on breadth and depth of coverage. We focused on key home systems (HVAC, plumbing, and electrical), essential appliances (refrigerator, ovens, and laundry machines), and unique coverage items (such as roof-leak coverage and code violation allowances). Coverage scores are weighted by taking into account coverage caps and other limiting factors, meaning providers with greater range of coverage and higher coverage caps score the highest.
  • Value (30 points): A company’s plan value is a reflection of how well it serves the customer in comparison to what the customer pays for the policy. We accounted for monthly costs, service call fees, and cost flexibility (such as customizable service call fees, discounts, and multi-year policies).
  • Trustworthiness and Transparency (21 points): Trustworthiness and transparency are a reflection of how well the provider considers the customer’s interests. We scored items such as the length of workmanship guarantees, online availability of a sample contract, policy change flexibility, and ease of cancellation. Additionally, we scored items that reflect industry reputation and customer satisfaction, including analyzing brand reputation across the Better Business Bureau and third-party customer review aggregators.
  • Availability and Service (14 points): Quality of customer service is key to customer satisfaction. We dug into each provider’s guaranteed response times, claims processes, service flexibility, emergency availability, and more.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.