As a Wisconsin homeowner, you can gain peace of mind by investing in a home warranty. It ensures that throughout the hot and cold months, your most used systems and appliances will have coverage in case they break down due to everyday wear and tear.

Our team gathered the information you need to find the best home warranty in Wisconsin. In this review, we discuss the ins and outs of the best home warranty companies in the Badger State.


 

Wisconsin’s Top 4 Home Warranty Companies

We compared each provider’s plan offerings, additional coverage options, and sample contracts before selecting our top picks. The highest-rated Wisconsin home warranty companies include the following:

 


 

American Home Shield

American Home Shield has been in business since 1971 and is a veteran in the home warranty industry. It’s a Better Business Bureau (BBB)-accredited company with a solid B rating. AHS provides comprehensive system and appliance coverage limits. Our team read through its sample contract and found it also covers unique damage to your home items.

Pros and Cons

✔ Covers damage from rust and corrosion and undetectable preexisting conditions
✔ Offers flexible service fees
✔ Provides roof leak coverage

Charges higher monthly premiums compared to other providers
✘ Doesn’t offer as many add-on options as other companies

Plans and Pricing

American Home Shield offers three home warranty plans: ShieldPlatinum, ShieldGold, and ShieldSilver. The ShieldPlatinum plan is the most comprehensive coverage plan, covering 23 essential home systems and appliances. It includes a $6,000 coverage limit per covered item.

The ShieldGold plan is a level below ShieldPlatinum and covers the same 23 systems and appliances; however, it excludes HVAC tune-ups and has a lower $3,000 appliance coverage limit. The ShieldSilver plan covers 14 home systems, including air conditioning and plumbing.

For an additional fee, you can add coverage for these items: Pool and spa, well pump, septic pump, and guest unit under 750 square feet. You can also purchase an extended warranty for your electronic devices.

AHS lets customers select their own service fee of $100 or $125. The higher the service fee, the lower the monthly premium and vice versa.

Here is the monthly cost of each American Home Shield plan with a $100 service call fee:

  • ShieldSilver: $39.99 
  • ShieldGold: $59.99
  • ShieldPlatinum: $79.99

Fill out American Home Shield’s quote form or call 844-529-9298 for your free quote.

Learn more: American Home Shield Review

 


 

Liberty Home Guard

Liberty Home Guard (LHG) is our top choice for Wisconsin residents. LHG approaches home warranty coverage plans with a customer-focused view. It provides a convenient chat feature, a large suite of additional coverage options, and solid coverage limits. We used LHG’s live chat feature to analyze how it works. A representative connected with us within two minutes and promptly answered our questions.

Pros and Cons

✔ Provides a 24/7 live-chat feature on its website for quick customer service
✔ Extends a 60-day workmanship guarantee (twice the industry standard of 30 days)
✔ Offers up to 38 unique add-ons

✘ Lacks transparency with its service call fee pricing when pulling a quote
✘ Limits electrical and plumbing systems caps to $500 per claim

Plans and Pricing

Liberty Home Guard offers three home warranty coverage plans: Appliance Guard, Systems Guard, and Total Home Guard. The Appliance Guard plan covers 13 home appliances, including built-in microwaves, cooktops, dishwashers, and refrigerators. The Systems Guard plan covers six home systems, including air conditioning, ductwork and water heaters. The Total Home Guard plan covers all items listed in the Appliance and Systems Guard plans. LHG pairs all covered items except electrical and plumbing systems with a $2,000 coverage cap.

Here are some of Liberty Home Guard’s add-ons you can purchase for an additional fee:

Carpet cleaning, casita guest unit coverage, pool and spa, septic system pumping, and sump pump.

Liberty Home Guard assigns a $65–$125 service call fee based on your home’s size, type, and location and your plan and add-on choices.

Here is the monthly cost for Liberty Home Guard’s plans:

  • Appliance Guard: $49.99
  • Systems Guard: $54.99
  • Total Home Guard: $59.99

Fill out Liberty Home Guard’s quote form or call 866-452-9107 for your free quote.

Learn more: Liberty Home Guard Review

 


 

America’s First Choice Home Club

America’s First Choice Home Club (AFC Home Club) has been around for 10 years and is a trusted company in the home warranty industry. It offers various customizable plans, solid home protection, and unique customer benefits such as free credit monitoring and emergency alert services. 

Pros and Cons

✔ Allows you to use any licensed contractor for repairs
Extends an unlimited workmanship guarantee that lasts the life of the plan
Offers unique benefits such as free credit monitoring, discounts on appliances, and emergency services

Charges a $75 cancellation fee
Excludes coverage for unknown preexisting conditions

Plans and Pricing

America’s First Choice Home Club offers four plans at varying levels of coverage: a Systems Plan, a Silver Plan, a Gold Plan, and a Platinum Plan. The Systems Plan covers essential home systems such as air conditioning and electrical systems. The Silver Plan covers major home appliances, the Gold Plan covers a combination of the two, and the Platinum Plan covers everything in the Gold Plan, plus built-in microwaves, plumbing stoppages, and ice makers.

You can add optional coverage for the following items: Sump pumps, septic systems, hot water dispensers, pools/spas, standalone freezers, and tankless water heaters.

Service fees range between $75 and $125. Typically, a lower service fee means a higher monthly premium, while a higher service fee will result in a lower monthly cost.

Here’s the monthly cost of each plan with a $75 service call fee:

  • Systems Plan: $43.18 per month
  • Silver Plan: $43.18 per month
  • Gold Plan: $52.27 per month
  • Platinum Plan: $59.09 per month

Fill out America’s First Choice Home Club quote form or call 877-755-1115 for your customizable quote.

Learn more: AFC Home Club Review

 


 

Cinch Home Services

Cinch Home Services provides comprehensive coverage for major appliances and systems. Cinch holds the longest list of standard coverage items, with 28 covered items in its Complete Home plan. We found its quote tool to be the quickest compared to other providers. We simply provided a ZIP code and email, and Cinch gave us a customizable quote for each plan. Other providers require extra personal information and a street address before giving you coverage prices.

Pros and Cons

✔ Includes a $10,000 annual coverage limit for covered systems and appliances
✔ Extends a 180-day workmanship guarantee (six times the industry standard of 30 days)
✔ Covers rust and corrosion damage

✘ Excludes roof-leak coverage from protection plans
✘ Charges high monthly premiums 

Plans and Pricing

Cinch offers three coverage plans: Appliances, Built-in Systems, and Complete Home. The Appliances plan covers kitchen and laundry appliances such as garbage disposals and washing machines. The Built-in Systems plan covers major systems, including ceiling fans and heating systems. The Complete Home plan covers appliances and systems and includes a $500 homeowners insurance reimbursement. 

Cinch offers the following add-on coverage options:

Pool and spa, the Premier Upgrade Package, stand-alone spas, septic tank pumping, and well pumps.

Cinch offers flexible service call fees. The fees are $100, $125, and $150 per claim. The higher your service call fee, the lower your monthly premium.

Here is the monthly cost of a Cinch Home Services plan with a $100 service call fee:

  • Appliances: $75.99 per month
  • Built-in Systems: $83.99 per month
  • Complete Home: $99.99 per month

Fill out the Cinch Home Services quote form or call 844-979-0899 for your free quote.

Learn more: Cinch Home Services Review

 


 

Our Conclusion

Liberty Home Guard, American Home Shield, and AFC Home Club offer the best home warranties to Wisconsin homeowners. Although we identified Liberty Home Guard as the best overall provider based on various factors, we recommend getting quotes from at least three companies to see how much plans cost for you and your home. We also suggest reading their service contracts to understand exact terms, exclusions and limitations.

 


 

Frequently Asked Questions

 


 

Our Rating Methodology

The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.  

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.