Best Home Warranty Companies in West Virginia (2024)
West Virginia’s variable climate causes your home appliances and systems to wear down from seasonal temperature changes. Home warranty coverage provides peace of mind that repair or replacement costs are largely covered if one of these items unexpectedly breaks down. We considered key factors important to West Virginia homeowners, such as plan pricing, coverage, and customer reviews. Overall, our top pick is Liberty Home Guard for home warranties in West Virginia due to its customer ratings. We also compiled this list of home warranty providers for Mountain State residents.
Did You Know?
- In the last 30 days, more than 2,500 people bought home warranties from the above providers. Liberty Home Guard is our most popular provider, with 55% of buyers choosing to cover their homes with an LHG plan.
West Virginia’s Top 5 Home Warranty Companies
The highest-rated West Virginia home warranty companies include the following:
A top home warranty provider offers comprehensive and affordable coverage to its policyholders. Our team considered plan options, pricing, customer reviews, and various other factors when selecting the following home warranty companies.
Comparing Home Warranty Companies in West Virginia
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#1 out of 13 companies | #2 out of 13 companies | #3 out of 13 companies | #4 out of 13 companies | #5 out of 13 companies | |
NR | B | A+ | B | B | |
Monthly Cost |
$49–$59 | $49–$109 | $44–$59 | $44–$47 | $47–$87 |
Service Fees |
$65–$125 | $100–$125 | $70 | $60–$75 | $75–$125 |
Customer Support Options |
Email, Phone, Online Chat, Online Portal | Phone, Online Portal | Email, Phone, Online Portal | Email, Phone, Online Portal | Phone, Online Portal |
Response Time |
Up to 48 hours | Up to 48 hours | Up to 48 hours | 48-84 hours | 4–48 hours |
Pros |
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Cons |
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Summary |
We recommend Liberty Home Guard for homeowners who need coverage for multiple HVAC systems and extensive add-on customizations. |
We recommend American Home Shield for homeowners who need comprehensive coverage for older homes. |
We recommend Elite Home Warranty for homeowners who want fully customizable plans and extensive add-on coverage options. |
We recommend Select Home Warranty for homeowners who need affordable HVAC-only coverage. |
We recommend First American Home Warranty for homeowners who need robust plan options for HVAC and high-end appliances. |
Promotions |
$200 Off + 2 Months Free + Roof Leak Protection | Labor Day Sale: 50% OFF Select Plans | $150 off + 30-day free trial | Use code HOUSE25 for $150 off + 2 months free | $200 Off with Code FA200 |
Rating Categories |
Liberty Home Guard | American Home Shield | Elite Home Warranty | Select Home Warranty | First American Home Warranty |
Coverage |
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Value |
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Trustworthiness |
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Plan Transparency |
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Customer Support |
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Flexibility |
Company | BBB Rating | Monthly Cost in WV | Service Fee | Visit Site |
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NR | $49–$59 | $65–$125 | VISIT SITE | |
B | $39–$99 | $100–$125 | VISIT SITE | |
A+ | $44–$58 | $70 | VISIT SITE | |
B- | $44–$47 | $60–$75 | VISIT SITE | |
B | $52–$92 | $75–$125 | VISIT SITE |
Note: We based the pricing information in this table and throughout the article on sample quotes we obtained for a 1,936-square-foot, single-family home in Huntington, West Virginia. Your pricing may vary depending on your home’s location, size, type, and plan selections.
Reviews of Home Warranty Companies in West Virginia
Are Home Warranties Worth It in West Virginia?
It’s common for systems and appliances to break down or fail over time due to normal wear and tear. A home warranty from a top provider can help protect you from the expensive costs associated with repairing and replacing your broken systems and appliances. A home warranty, also known as a residential service contract, can relieve the stress of finding a licensed and pre-screened technician to address repairs.
How Does a West Virginia Home Warranty Work?
If covered items break down, submit a claim with your provider. Once your claim is approved, a service contractor will be sent to your home, typically within 48 hours. After the contractor inspects the appliance or system in question, you’ll pay the service fee set by your provider.
Annual Home Warranty Cost Calculator
Our team created a calculator to break down the estimated annual cost of owning a home warranty. Enter your monthly premium, service call fee, and estimated number of claims to see your projected annual cost. It’s best to request a quote directly from one of our recommended providers, as annual costs and service fees vary between them.
Appliance | Average Repair Cost | Average Replacement Cost |
---|---|---|
Dehumidifier |
$50–$200 |
$1,300–$2,800 |
Microwave |
$50–$400 |
$60–$2,000 |
Dishwasher |
$50–$500 |
$400–$3,000 |
Exhaust Fans |
$16–$300 |
$250–$950 |
Electric Range |
$100–$500 |
$230–$3,000 |
Gas Range |
$100–$500 |
$230–$3,000 |
Dryer |
$100–$400 |
$450–$2,300 |
Oven |
$100–$430 |
$400–$3,000 |
Washer |
$50–$450 |
$400–$2,300 |
Freezer |
$90–$500 |
$160–$2,900 |
Refrigerator |
$40–$350 |
$200–$5,000 |
Note: The annual cost figure generated by our home warranty calculator is not an indication of a company’s actual plan cost, as annual costs and service fees vary based on your plan selections and your home’s size, type, and location.
Will Home Warranty Companies Replace HVAC Systems?
To know if your plan covers HVAC systems, read the terms and conditions under the provided sample contract.
Best Home Warranty Companies in WV – Our Final Take
We recommend getting quotes from at least three companies to compare coverage options and make the best choice for your budget and home protection needs.
Other Resources for Residents in West Virginia
How Do I Find the Best Home Warranty Company in My Area?
Find in-depth reviews on the best home warranty companies for each state.
Best Home Warranty Companies by State
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Our Rating Methodology
We back up our home warranty ratings and recommendations with a detailed rating methodology to score each provider objectively. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts, and conducting focus groups and consumer surveys.
We score each provider against our review standards, which include four comparison categories: coverage, value, trust and transparency, and availability and service. We rate each provider across 31 factors within these categories. Each factor is assigned a point value based on its importance to a homeowner, totaling 100 points. We then convert the final scores to a 5-star rating.
Here’s a breakdown of our weighted factors:
- Coverage (40%): We scored coverage based on included home systems and appliances, add-on options, and unique benefits. We also compared coverage caps and policy exclusions.
- Additional coverage items
- Annual coverage cap
- Home systems coverage
- Major appliances coverage
- Obstructed wall coverage cap
- Value (30%): We compared the coverage level received to monthly pricing to determine plan value. We considered premium pricing, service fees, and flexibility in customizing plan costs.
- Average monthly cost
- Cost flexibility
- Lowest service fee
- Trust and Transparency (16%): We evaluated each company’s reputation using the Better Business Bureau ratings and customer reviews on third-party review sites. We read through plan change policies, workmanship protections, and sample contract availability.
- Brand reputation
- Policy change flexibility
- Sample contract availability
- Workmanship guarantee length
- Availability and Service (14%): We award higher scores for faster claim processing and response times. We also considered service technician policies, including options to choose your technician.
- Claims process
- Guaranteed response time
- Service flexibility
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.