A home warranty is an ideal investment for Oklahoma residents. Whether you live in Oklahoma City or Tulsa, a home warranty can protect important systems and appliances like a well pump, air conditioner, and refrigerator when they break down due to normal wear and tear.

The This Old House Reviews Team did the research for you and compared the best home warranty companies in Oklahoma. Keep reading our review for our recommended picks and tips to help you find the best home warranty for your home.

Oklahoma’s Top 5 Home Warranty Companies

The highest rated home warranty companies in Oklahoma include:

To give you an idea of what the top Oklahoma home warranty companies have to offer, we included information on plans, add-on options, prices, benefits, and more.


 

Liberty Home Guard

Liberty Home Guard (LHG) is one of our top picks for Oklahoma homeowners due to its responsive customer service team, which you can access through a 24/7 live-chat feature built into its website. LHG also offers comprehensive policies with a $2,000 coverage limit per item, a 60-day workmanship guarantee, and long list of add-on options.

Plans and Pricing

Liberty Home Guard offers three plan options: Appliance Guard, Systems Guard, and Total Home Guard. Appliance Guard covers major appliances, such as your built-in microwave, dishwasher, and garbage disposal. Systems Guard covers built-in systems, including your ductwork, plumbing systems, and air conditioning. Total Home Guard combines the coverage of both the Appliance Guard and Systems Guard into one comprehensive home protection plan.

Liberty Home Guard offers an impressive suite of add-on coverage options:

  • Additional spa
  • Carpet cleaning
  • Casita guest unit
  • Central vacuum
  • Ejector pump
  • Electronics protection
  • Freestanding ice maker
  • Generator
  • Grinder pump
  • Gutter cleaning
  • In-fridge ice maker
  • Instant hot water dispenser
  • Lawn sprinkler system
  • Lighting fixtures
  • Limited roof leak
  • Pest control
  • Plumbing fixtures
  • Pool and spa
  • Pro-series clothes dryer
  • Pro-series dishwasher coverage
  • Pro-series microwave
  • Pro-series range/oven/cooktop coverage
  • Pro-series refrigerator coverage
  • Pro-series washing machines
  • Re-key services
  • Reverse osmosis water filter system
  • Saltwater pool
  • Second refrigerator
  • Septic system pumping
  • Stand-alone freezer
  • Sump pump
  • Swamp cooler
  • Trash compactor
  • Water dispenser water line
  • Water softener
  • Well pump
  • Window washing/cleaning
  • Wine cooler/fridge

Here is a breakdown of Liberty Home Guard’s monthly premium per plan:

  • Appliance Guard: $49.99
  • Systems Guard: $54.99
  • Total Home Guard: $59.99

The company assigns a service call fee to your account based on your location, plan selection, and add-ons. According to a representative, this fee will always fall between $65 and $125.

To request a free quote, use Liberty Home Guard’s simple tool or call 866-452-9107.

Learn more: Liberty Home Guard Review


 

American Home Shield

American Home Shield (AHS) has more than 45 years of experience and is considered a veteran in the home warranty industry. AHS offers flexible service fees, a network of 17,000 contractors, and coverage for items with undetectable pre-existing conditions. AHS doesn’t require a home inspection to qualify for coverage.

Plans and Pricing

American Home Shield has the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ home warranty plans available for purchase. The ShieldSilver plan covers home systems only, while the ShieldGold and ShieldPlatinum plans both cover the entire home. Both ShieldSilver and ShieldGold include a $3,000 coverage cap per covered item. The ShieldPlatinum plan also includes roof leak coverage and an HVAC tune-up, and coverage caps are also increased to $6,000 per covered item with this plan.

AHS also provides the following add-on options to further customize your plan:

  • Electronics extended warranty
  • Guest unit under 750 square feet
  • Septic pump
  • Well pump
  • Pool and spa

Below is a cost breakdown for American Home Shield plans.

  • ShieldSilver: $19.99–$39.99
  • ShieldGold: $39.99–$59.99
  • ShieldPlatinum: $69.99–$89.99
For a free quote from American Home Shield, fill out this online form or call 844-529-9298.

Learn more: American Home Shield Review


 

 America’s First Choice Home Club

America’s First Choice Home Club (AFC Home Club) provides customizable coverage for homeowners who value plan and service call fee flexibility. AFC Home Club offers four protection plans and three service call fees. Additionally, it allows you to choose your own service provider for any repair, which most home warranty providers allow only under certain circumstances. It also provides an unlimited workmanship guarantee per covered repair.

Plans and Pricing

AFC Home Club offers four coverage plans: Silver, Systems, Gold, and Platinum plans. The Silver Plan includes coverage for major appliances such as garage-door openers, clothes washers, and clothes dryers. Each appliance is paired with a $3,000 coverage cap. The Systems Plan covers home systems, such as air conditioning and water heaters. Home system coverage caps vary per system. The Gold Plan includes coverage for all items in the Silver and System plans, and the Platinum Plan adds additional coverage for plumbing stoppages, exhaust fans, and more.

AFC Home Club provides various add-on coverage options:

  • Built-in microwave
  • Central vacuum 
  • Double oven
  • Electronic coverage
  • Hot water dispenser
  • Ice maker
  • In-ground pool
  • Septic system
  • Stand-alone freezer
  • Sump pump 
  • Tankless water heater
  •  Well pump

Here is a pricing breakdown for AFC Home Club monthly coverage:

  • Silver: $38.00–$42.83
  • Systems: $45.25–$50.08
  • Gold: $52.50–$57.33
  • Platinum: $57.33–$62.17

To request your free quote, fill out AFC Home Club’s quote form or call 877-755-1115.

First American Home Warranty

First American Home Warranty (FAHW) is known for its 24/7 customer service and comprehensive home appliance and systems coverage. It pairs a generous coverage cap of $3,500 per covered kitchen appliance in its Starter and Essential plans. In addition, First American provides an unlimited coverage cap for certain home systems, such as electrical systems and heating.

Plans and Pricing

First American offers three plans: a Starter Plan, Essential Plan, and a Premier Plan. The Starter and Essential Plan protect a variety of essential systems and appliances. The Premium Plan adds an increased coverage cap of $7,000 per covered appliance and additional coverage options. A downside to a First American plan is that you don’t get protection for air conditioning in its Starter Plan unless you pay for an add-on.

You can add coverage for the following items:

  • Additional refrigeration
  • Central air conditioning (Starter Plan only)
  • HVAC tune-up
  • Limited roof-leak
  • Pool/spa equipment
  • Septic tank pumping/system
  • Water softener
  • Well pump

Here are the monthly premiums you can expect to pay for First American Home Warranty coverage:

  • Starter Plan: $57.00–$72.00 
  • Essential Plan: $67.00–$82.00
  • Premium Plan: $77.00–$92.00

The company’s service call fees range from $75 to $125. It charges a service call fee every time a service contractor addresses a claim.

To get a free quote from First American Home Warranty, fill out this online form or call 800-891-9778.

Learn more: First American Home Warranty Review

 


 

Select Home Warranty

Select Home Warranty is our final recommendation for Oklahoma homeowners who value solid HVAC system coverage at a budget-friendly price. It provides a $3,000 coverage cap for air conditioning and heating systems, a low service call fee range of $60 to $75, and plans under $50 per month. In addition, Select also includes roof-leak repair coverage in each plan it offers.

Plans and Pricing

Select offers three coverage plans for your home’s systems and appliances via its Bronze Care, Gold Care, or Platinum Care plan. The Bronze Care plan covers home appliances, such as refrigerators and stovetops. The Gold Care plan covers major systems, including plumbing, electrical and water heaters. The Platinum Care plan covers all items listed in the Bronze Care and Gold Care plans, plus plumbing stoppages and garage-door openers coverage. Typically you’ll pay a $75 service call fee, but a Select representative told our team that you can get a $60 service call fee on your contract if you sign up by phone. 

Select offers the following add-on coverage options:

  • Central vacuum
  • Lawn sprinkler system
  • Pool
  • Roof-leak repair coverage
  • Septic system
  • Spa
  • Stand-alone freezer
  • Sump pump
  • Well pump

Below are the monthly premiums Select offers per coverage plan:

  • Bronze Care: $44.42
  • Gold Care: $44.42
  • Platinum Care: $47.75

Fill out Select Home Warranty’s quote form or call 888-370-3956.

Learn more: Select Home Warranty Review

 


 

Our Conclusion

Liberty Home Guard is a great option for homeowners who want the flexibility to choose from a long list of add-on options. American Home Shield and First American Home Warranty are additional options since they offer some of the most customizable and comprehensive plans for Oklahoma residents. Because plan pricing will depend on where you live, the plan you choose, and the size of your home, we recommend getting free quotes from all three companies and comparing costs before buying a home warranty.


 

Frequently Asked Questions


 

Our Rating Methodology

The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.  

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.