A home warranty is an ideal investment for Oklahoma residents, whether you live in Oklahoma City or Tulsa, as it can protect important systems and appliances like a well pump, septic system, air conditioner, and heating system when they break down due to normal wear and tear.

The This Old House Reviews Team did the research for you and compared the best home warranty companies in Oklahoma. Keep reading our review for our recommended picks and tips to help you find the best home warranty for you.


Oklahoma’s Top 3 Home Warranty Companies

The highest rated home warranty companies in Oklahoma include:

To give you an idea of what the top Oklahoma home warranty companies have to offer, we included information on plans, add-on options, prices, benefits, and more.


American Home Shield

American Home Shield (AHS) has more than 45 years of experience and is considered a veteran in the home warranty industry. AHS offers flexible service fees, a network of 17,000 contractors, and coverage for items with undetectable pre-existing conditions. AHS doesn’t require a home inspection to qualify for coverage.

Plans and Pricing

American Home Shield has the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans available for purchase. The ShieldSilver plan covers home systems only, while the ShieldGold and ShieldPlatinum plans both cover the entire home. The ShieldPlatinum plan also includes roof leak coverage and an HVAC tune-up, and coverage caps are also increased with this plan.

AHS also provides the following add-on options to further customize your plan:

  • Electronics extended warranty
  • Guest unit under 750 square feet
  • Septic pump
  • Well pump
  • Pool and spa

American Home Shield plans cost between $40–$58 per month and allow customers to select a service fee of $75, $100, or $125.

For a free quote from American Home Shield, fill out this online form or call 844-529-9298.

Learn more: American Home Shield Review


Liberty Home Guard

Liberty Home Guard (LHG) is one of our top picks for Oklahoma homeowners due to its responsive customer service team, which you can access through a 24/7 live-chat feature built into its website. LHG also offers comprehensive policies with a $2,000 coverage limit per item, a 60-day workmanship guarantee, and long list of add-on options.

Plans and Pricing

Liberty Home Guard offers three plan options: Appliance Guard, Systems Guard, and Total Home Guard. Appliance Guard covers major appliances, such as your microwave, dishwasher, and garbage disposal. Systems Guard covers built-in systems, including your ductwork, plumbing, and air conditioning. Total Home Guard combines the coverage of the two earlier plan options.

Liberty Home Guard offers an impressive suite of add-on options:

  • Additional spa
  • Carpet cleaning
  • Casita guest unit
  • Central vacuum
  • Ejector pump
  • Electronics protection
  • Freestanding ice maker
  • Generator
  • Grinder pump
  • Gutter cleaning
  • In-fridge ice maker
  • Instant hot water dispenser
  • Lawn sprinkler system
  • Lighting fixtures
  • Limited roof leak
  • Pest control
  • Plumbing fixtures
  • Pool and spa
  • Pro-series clothes dryer
  • Pro-series dishwasher coverage
  • Pro-series microwave
  • Pro-series range/oven/cooktop coverage
  • Pro-series refrigerator coverage
  • Pro-series washing machines
  • Re-key services
  • Reverse osmosis water filter system
  • Saltwater pool
  • Second refrigerator
  • Septic system pumping
  • Stand-alone freezer
  • Sump pump
  • Swamp cooler
  • Trash compactor
  • Water dispenser water line
  • Water softener
  • Well pump
  • Window washing/cleaning
  • Wine cooler/fridge

On average, Liberty Home Guard plans cost between $70 and $80 per month. The company assigns a service call fee to your account based on your location, plan selection, and add-ons. According to a representative, this fee will always fall between $65 and $125.

To request a free quote, use Liberty Home Guard’s simple tool or call 866-452-9107.

Learn more: Liberty Home Guard Review


First American Home Warranty

First American Home Warranty (FAHW) is known for its 24/7 customer service and First Class Upgrade that covers cosmetic damage and fees for installation and removal of covered items. This upgrade also covers systems and appliances that have been improperly installed, modified, or maintained.

Plans and Pricing

First American offers two plans: a Basic Plan and a Premier Plan. The Basic Plan protects eight appliances and the Premier Plan covers all items under the Basic Plan, plus eight additional home systems. The one downside to a First American plan is that you don’t get protection for air conditioning unless you pay for an add-on.

In addition to the central air conditioning system add-on, you can add coverage for the following items:

  • First Class Upgrade
  • Second refrigerator
  • Pool and spa
  • Well pump

First American plans range between $25–$40 per month. The company charges a standard service call fee of $75 every time a service contractor addresses a claim.

To get a free quote from First American Home Warranty, fill out this online form or call 800-891-9778.

Learn more: First American Home Warranty Review


Our Conclusion

American Home Shield and First American Home Warranty offer some of the most customizable and affordable plans for Oklahoma residents. Liberty Home Guard is another great option for homeowners who want the flexibility to choose from a long list of add-on options. Because plan pricing will depend on where you live, the plan you choose, and the size of your home, we recommend getting free quotes from all three companies and comparing costs before buying a home warranty.



Frequently Asked Questions


Our Rating Methodology

The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers, and we aim to provide transparency in our review standards and research process.

Our research process includes speaking with representatives from more than 40 home warranty providers, requesting quotes, and asking clarifying questions to gain insight into each provider’s benefits and downsides. We also analyze sample contracts from each company to understand specific coverage terms.

To rate companies, we apply the data we have gathered to our review standards. These standards are on a 100-point scoring system, which is detailed below:

  • Coverage (35 points): Providers are scored based on breadth and depth of coverage. We focused on key home systems (HVAC, plumbing, and electrical), essential appliances (refrigerator, ovens, and laundry machines), and unique coverage items (such as roof-leak coverage and code violation allowances). Coverage scores are weighted by taking into account coverage caps and other limiting factors, meaning providers with greater range of coverage and higher coverage caps score the highest.
  • Value (30 points): A company’s plan value is a reflection of how well it serves the customer in comparison to what the customer pays for the policy. We accounted for monthly costs, service call fees, and cost flexibility (such as customizable service call fees, discounts, and multi-year policies).
  • Trustworthiness and Transparency (21 points): Trustworthiness and transparency are a reflection of how well the provider considers the customer’s interests. We scored items such as the length of workmanship guarantees, online availability of a sample contract, policy change flexibility, and ease of cancellation. Additionally, we scored items that reflect industry reputation and customer satisfaction, including analyzing brand reputation across the Better Business Bureau and third-party customer review aggregators.
  • Availability and Service (14 points): Quality of customer service is key to customer satisfaction. We dug into each provider’s guaranteed response times, claims processes, service flexibility, emergency availability, and more.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.