Having a home warranty can give you the peace of mind that comes with knowing that you won’t need to suddenly worry about how you’ll cover that $2,000 HVAC repair or replace that $600 washer you bought last year. But with so many home warranty companies out there, how can you tell which ones are worth your money—and which don’t deliver on their promises?

At This Old House, we understand that you don’t want to purchase a home warranty policy that doesn’t save you money. The This Old House Reviews Team researched and compared a variety of home warranty providers to find the best home warranty companies in Maryland. Here’s a closer look at the top five providers.

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Maryland’s Top 5 Home Warranty Companies

The highest rated home warranty companies in Maryland include:


 

American Home Shield

American Home Shield (AHS) is one of the best home warranty companies in Maryland. It’s a veteran in the home warranty industry and provides nationwide coverage. AHS also offers coverage for items with damage due to rust and corrosion and items with undetectable pre-existing conditions.

Pros and Cons

✔ Has more than 45 years in the home warranty industry
✔ Can add additional coverage for electronics
✔ You set your own service call fee

✘ You are pre-assigned a technician by the provider

Plans and Pricing

AHS offers three plan options: ShieldPlatinum, ShieldGold, and ShieldSilver. The ShieldPlatinum plan is the most comprehensive coverage plan, covering 23 essential systems and appliances, while the ShieldSilver plan is American Home Shield’s most basic plan, covering 14 important home systems.

Additionally, American Home Shield allows you to add coverage for any of the following appliances and systems: Pool/spa, well pump, septic pump, guest unit under 750 square feet, additional electronics coverage

In general, you can expect to pay between $40 and $58 per month for an American Home Shield plan. Like other home warranty companies in Maryland, American Home Shield charges customers a service fee whenever you file a claim. AHS allows customers to choose between $75 and $125. The higher the service fee you choose, the lower your monthly premium.

To get a free quote, call 844-529-9298 or fill out American Home Shield’s online form with your ZIP code.

Learn more: American Home Shield Review


 

Liberty Home Guard

Liberty Home Guard (LHG) is an excellent choice for homeowners who may want coverage for items outside the typical scope of a home warranty policy. With its 38 add-on options, you can customize coverage to meet your home’s specific needs.

Pros and Cons

Offers 38 add-on options, including saltwater pools, reverse osmosis systems, and lawn sprinkler systems
Provides access to customer service representatives via a live-chat feature
Extends a 60-day workmanship guarantee

Shows inconsistency around assigned service call fees
Limits plumbing and electrical coverage to $500 annually

Plans and Pricing

Liberty Home Guard offers three plan options: Appliance Guard, Systems Guard, and Total Home Guard. Appliance Guard covers essential appliances, such as your clothes washer, clothes dryer, and refrigerator. Systems Guard covers major built-in systems, such as your air conditioning, ductwork, and water heater. Total Home Guard combines the coverage of the two other plans. 

Liberty Home Guard offers an unparalleled suite of add-on options: Additional spa, carpet cleaning, casita guest unit, central vacuum, ejector pump, electronics protection, freestanding ice maker, generator, grinder pump, gutter cleaning, in-fridge ice maker, instant hot water dispenser, lawn sprinkler system, lighting fixtures, limited roof leak, pest control, plumbing fixtures, pool and spa, pro-series clothes dryer, pro-series dishwasher, pro-series microwave, pro-series range/oven/cooktop, pro-series refrigerator, pro-series washing machines, re-key services, reverse osmosis water filter system, saltwater pool, second refrigerator, septic system pumping, stand-alone freezer, sump pump, swamp cooler, trash compactor, water dispenser water line, water softener, well pump, window washing/cleaning, and wine cooler/fridge

LHG assigns a service call fee to your account based on your add-ons, plan, and the location of your home. According to a representative, this fee will always fall between $65 and $125. 

Here’s the pricing for Liberty Home Guard’s plans:

  • Appliance Guard: $69.99 per month
  • Systems Guard: $74.99 per month
  • Total Home Guard: $79.99 per month

To request a custom quote, call 866-452-9107 or use Liberty Home Guard’s online quote tool

Learn more: Liberty Home Guard Review


 

Select Home Warranty

One of the most cost-effective home warranties in Maryland is available through Select Home Warranty. This company charges low monthly premiums and service fees and even provides free roof coverage, something rarely included in warranty plans. When you sign up with Select, you will also receive a $100 discount off any plan and get your first two months of coverage free.

Pros and Cons

✔ Service fees are lower than those charged by other providers
✔ Complementary two months of coverage for new customers
✔ Provides 24/7 customer service

✘ Cancellation fee is $75
✘ No mobile app for consumers to use
✘ Some reports of service contractors not being paid for their work

Plans and Pricing

Customers can choose from Select’s three affordable plans—Bronze Care, Gold Care, and Platinum Care. Gold Care is for systems, Bronze Care is for appliances, and Platinum Care is for both.

You can get coverage for more areas of your home with Select’s add-ons, including ones for these items: Plumbing fixtures, lighting fixtures, switches and outlets, pool and spa equipment, well pump

You’ll pay a $75 service call fee every time you request service from a Select technician.

Here’s the pricing for each Select Home Warranty plan:

  • Bronze Care: $35.83 per month
  • Gold Care: $35.83 per month
  • Platinum Care: $37.50 per month
Get a free quote by calling 888-370-3956 or by entering some basic information into Select Home Warranty’s online form.

Learn more: Select Home Warranty Review


 

First American Home Warranty

First American Home Warranty is close to American Home Shield in terms of experience with 35 years in the home warranty industry. The company has two plans, which are both under $40 a month.

Pros and Cons

✔ First Class Upgrade that covers installation and removal fees
✔ Coverage for items regardless of items
✔ 35 years of experience

✘ No air conditioning coverage without an add-on

Plans and Pricing

First American has a Basic Plan and Premier Plan. The Basic Plan protects eight appliances, including a washer, dryer, refrigerator, and dishwasher. The Premier Plan covers those eight appliances plus eight systems, like heating, electrical, and plumbing.

If you want more coverage, you have these add-on options: Central air conditioning system, secondary refrigeration, pool and spa equipment, well pump, First Class Upgrade

The service fee for First American Home Warranty is $85 per visit.

Here is the pricing information for the two plans:

  • Basic Plan: $36 per month
  • Premier Plan: $46.50 per month
To get a free quote, fill out First American Home Warranty’s online form or call 800-891-9778.

Learn more: First American Home Warranty Review


 

Priority Home Warranty

Priority Home Warranty is ideal for Maryland homeowners that already have an established relationship with a licensed and insured contractor they trust. As long as your contractor is licensed and insured, Priority authorizes homeowners to respond to their home’s needs first and apply for reimbursement as part of the claims process later. Priority is also affordable, with all of its plans under $50 and a service call fee of $70.

Pros and Cons

✔ Offers 20 add-on options, more than many competitors
✔ $70 service call fee is $5 lower than the industry average
✔ Workmanship guarantee is valid for the length of the service agreement

✘ Excludes coverage for all luxury appliances
✘ Charges a $50 cancellation fee

Plans and Pricing

Priority Home Warranty offers many of the same coverage options as its competitors, including a systems-only plan, an appliance-only plan, and a combination plan. Priority’s base plans cover some items not included in competitor’s basic plans, such as whirlpool bathtubs, ceiling fans, and exhaust fans.

Here are some of Priority’s add-on options: Septic pumping, water softener, septic system, well pump, tankless water heater

All of Priority’s plans are affordably priced below $50 a month excluding add-ons. Priority Home Warranty charges a $70 service call fee per claim.

The estimated prices are outlined below:

  • Systems Home Care: $33 per month
  • Appliance Home Care: $33 per month
  • Total Home Care: $47 per month
  • Optional coverage: $3–$27 per month

To get a free quote from Priority Home Warranty, call 954-228-2343 or fill out their online form.

Learn more: Priority Home Warranty Review


 

Our Conclusion

These four home warranty companies offer some of the best coverage in Maryland. American Home Shield is our top pick due to its comprehensive policies with generous coverage caps. Liberty Home Guard is another strong recommendation due to its responsive customer service team and long list of add-on options. Select Home Warranty is also worth consideration due to its budget-friendly plans that include limited roof-leak coverage. Because plan pricing varies based on where you live, the square footage of your home, and the type of coverage you select, we recommend getting quotes from all four providers so you can compare coverage and select a plan that falls within your budget.

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Frequently Asked Questions


 

Why Trust Our Team Our goal is to provide you with reliable information to make the best decision you can about a home warranty for your home. We on the This Old House Reviews Team have team members devoted full-time to analyzing customer insights, fact-checking content, and identifying each provider’s standout features.
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57 Home warranty companies considered
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57,000+ Customer reviews read
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1,000 Homeowners Surveyed

 

Our Rating Methodology

The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers, and we aim to provide transparency in our review standards and research process.

Our research process includes speaking with representatives from more than 40 home warranty providers, requesting quotes, and asking clarifying questions to gain insight into each provider’s benefits and downsides. We also analyze sample contracts from each company to understand specific coverage terms.

To rate companies, we apply the data we have gathered to our review standards. These standards are on a 100-point scoring system, which is detailed below:

  • Coverage (35 points): Providers are scored based on breadth and depth of coverage. We focused on key home systems (HVAC, plumbing, and electrical), essential appliances (refrigerator, ovens, and laundry machines), and unique coverage items (such as roof-leak coverage and code violation allowances). Coverage scores are weighted by taking into account coverage caps and other limiting factors, meaning providers with greater range of coverage and higher coverage caps score the highest.
  • Value (30 points): A company’s plan value is a reflection of how well it serves the customer in comparison to what the customer pays for the policy. We accounted for monthly costs, service call fees, and cost flexibility (such as customizable service call fees, discounts, and multi-year policies).
  • Trustworthiness and Transparency (21 points): Trustworthiness and transparency are a reflection of how well the provider considers the customer’s interests. We scored items such as the length of workmanship guarantees, online availability of a sample contract, policy change flexibility, and ease of cancellation. Additionally, we scored items that reflect industry reputation and customer satisfaction, including analyzing brand reputation across the Better Business Bureau and third-party customer review aggregators.
  • Availability and Service (14 points): Quality of customer service is key to customer satisfaction. We dug into each provider’s guaranteed response times, claims processes, service flexibility, emergency availability, and more.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.