Best Home Warranty Companies in Mississippi (2024)
A home warranty plan ensures quick and affordable repairs if one of your home systems or appliances fails from regular use. Your provider will also help you find a trusted repair person, as most companies have a local technician network. We compared home warranty companies on key factors such as pricing, coverage, and customer reviews to determine the best providers in Mississippi.
We reviewed the best home warranty companies in the nation and selected the top providers available in Mississippi. Our team looked at plans, prices, add-on options, and customer reviews before making our recommendations. We found American Home Shield to be the best pick for Mississippi homeowners seeking a trustworthy provider with generous coverage caps.
Key Takeaways
- The best home warranty companies in Mississippi are American Home Shield and Liberty Home Guard, based on our research of 13 home warranty companies.
- A Mississippi home warranty costs $689 annually on average, or $46-$79 per month, depending on your plan and coverage.
- Our home warranty survey revealed that 92.7% of policyholders were satisfied with their home warranty plan, while less than 1% were dissatisfied.
Did You Know?
- In the last 30 days, more than 2,500 people bought home warranties from the above providers. Liberty Home Guard is our most popular provider, with 55% of buyers choosing to cover their homes with an LHG plan.
Mississippi’s Top 4 Home Warranty Companies
The highest-rated Mississippi home warranty companies include the following:
- Best for Comprehensive Coverage: American Home Shield
- Best Customer Support: Liberty Home Guard
- Best for Customized Coverage: Elite Home Warranty
- Best Budget Plan: Select Home Warranty
Summary of Mississippi’s Best Home Warranty Companies
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#1 out of 15 companies | #2 out of 15 companies | #3 out of 15 companies | #4 out of 15 companies | |
NR | B | B- | B+ | |
Monthly Cost |
$49–$59 | $49–$109 | $44–$47 | $44–$59 |
Service Fees |
$65–$125 | $100–$125 | $60–$75 | $70 |
Customer Support Options |
Email, Phone, Online Chat, Online Portal | Phone, Online Portal | Email, Phone, Online Portal | Email, Phone, Online Portal |
Response Time |
Up to 48 hours | Up to 48 hours | 48-84 hours | Up to 48 hours |
Pros |
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Cons |
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Summary |
We recommend Liberty Home Guard for homeowners who need coverage for multiple HVAC systems and extensive add-on customizations. |
We recommend American Home Shield for homeowners who need comprehensive coverage for older homes. |
We recommend Select Home Warranty for homeowners who need affordable HVAC-only coverage. |
We recommend Elite Home Warranty for homeowners who want fully customizable plans and extensive add-on coverage options. |
Promotions |
$200 Off + 2 Months Free + Roof Leak Protection | $150 off any plan | Cyber Monday: 40% Off Home Warranty Plans | $150 Off + 1 Month Free. 30-Day Free Trial |
Rating Categories |
Liberty Home Guard | American Home Shield | Select Home Warranty | Elite Home Warranty |
Coverage |
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Value |
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Trustworthiness |
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Plan Transparency |
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Customer Support |
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Flexibility |
Note: We based the pricing information in this table and throughout the article on sample quotes we obtained for a 2,260-square-foot, single-family home in Jackson, Mississippi. Your pricing may vary depending on your home’s location, size, type, and plan selections.
How Much Does a Home Warranty Cost in Mississippi?
A Mississippi home warranty costs $57 per month on average, or $546-$948 annually, depending on your provider and coverage. Various factors such as your zip code, add-on coverage, and service fees will also influence your final price.
Reviews of the Best Home Warranties in Mississippi
How Does a Home Warranty Work?
Once coverage kicks in, you’ll pay a monthly or annual premium based on the coverage you select. When a covered system or appliance breaks down, you can file a claim with your home warranty provider online or over the phone.
Once your claim is processed, your company will schedule a time for a technician to come to your home to diagnose the problem and repair or replace the covered item. Before the technician leaves, you’ll have to pay the set service fee.
Our Conclusion
The companies listed above offer Mississippi homeowners affordable coverage for major home systems and appliances. Before deciding on a home warranty company and plan, get quotes from all three providers to see how pricing might change based on your region, plan, and home size.
Other Resources
Frequently Asked Questions
Who can buy a home warranty in Mississippi?
Real estate agents, home sellers, first-time home buyers, and veteran homeowners can buy a home warranty. Real estate agents and home sellers may purchase a home warranty to include in the sale of a home—this could entice potential buyers to buy the home since a warranty ensures its systems and appliances will be covered.
How does a home warranty work?
Once coverage kicks in, you’ll pay a monthly or annual premium based on the coverage you select. When a covered system or appliance breaks down, you can file a claim with your home warranty provider online or over the phone.
Once your claim is processed, your company will schedule a time for a technician to come to your home to diagnose the problem and repair or replace the covered item. Before the technician leaves, you’ll have to pay the set service fee.
Is a Mississippi home warranty required?
Mississippi homeowners are not required to purchase a home warranty. However, if the home is newly constructed, the builder is required to offer a warranty under the New Home Warranty Act. For one year, the home is protected from any defect caused by the builder’s code non-compliance.
Our Rating Methodology
We back up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, cost, trustworthiness, plan transparency, customer support, and flexibility to arrive at a final score on a 5-point rating scale.
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.