A Mississippi home warranty can keep your house protected by ensuring any system or appliance breakdown is quickly and affordably addressed. Not to mention, having a home warranty prevents you from having to find a trusted service contractor to complete repairs for you, as most companies have a local technician network.

To determine Mississippi’s best home warranty companies, our team looked at plans, prices, add-on options, customer reviews, and more. These are our top four provider picks.


Mississippi’s Top 4 Home Warranty Companies

The highest rated home warranty companies in Mississippi include:


American Home Shield

American Home Shield (AHS) offers the extensive coverage with rare perks, such as coverage for systems and appliances with undetectable pre-existing conditions or damage due to rust and corrosion.

Pros & Cons

✔ Has a network of 17,000 local contractors
✔ Provides 24/7 customer service
✔ Customers can choose their own service fee

✘ Doesn’t offer many optional add-ons

Plans & Pricing

American Home Shield has three plans: ShieldSilver, ShieldGold, and ShieldPlatinum. The ShieldSilver covers home systems only, and the ShieldGold adds appliances coverage to the ShieldSilver’s existing coverage. The ShieldPlatinum protects all items under the first two plans while also providing roof leak coverage and a free HVAC tune-up.

American Home Shield also provides optional add-on coverage for the following items: Electronics extended warranty, guest unit under 750 square feet, pool and spa, well pump, septic pump

Not only can you customize your coverage with American Home Shield, you can customize your service fee. Customers may choose between $75, $100, or $125. The higher the service fee, the lower your monthly premium will be. In general, a plan from American Home Shield will cost between $40 and $80 per month.

For a free quote from American Home Shield, fill out this online form or call 844-529-9298.

Learn more: American Home Shield Review


Liberty Home Guard

Liberty Home Guard may be newer to the home warranty industry than some of its competitors, but its commitment to accessible and responsible customer service, affordable pricing, and additional coverage options make it stand out.

Pros & Cons

✔ Up to 30 additional coverage options to choose from, including pest control
✔ Customer service can be reached via the live-chat feature on the website or the 24/7 phone line
✔ 60-day workmanship guarantee

✘ The online quote process does not disclose the service call fee
✘ Monthly costs aren’t reduced by a higher service call fee

Plans & Pricing

Liberty Home Guard offers three plan options: Appliance Guard, Systems Guard, and Total Home Guard. The Appliance Guard plan covers your appliances, such as your laundry machines and garbage disposal. The Systems Guard plan covers five essential built-in systems, such as your air conditioning and ductwork.

Liberty Home Guard charges a variable service call fee, but it is assigned to your account based on your plan, add-on selections, and the location of your home. A representative from the company informed our team that the service call fee will always fall between $65 and $125.

Liberty Home Guard also offers an impressive suite of add-on options: Pool and spa, sump pump, well pump, central vacuum, additional spa, septic system plumbing, stand-alone freezer, limited roof leak, lighting fixtures, re-key, gutter cleaning, pest control, floor/carpet cleaning, water softener, lawn sprinkler system, electronics protection, swamp cooler, ejector pump, second refrigerator, trash compactor, in-fridge ice maker, freestanding ice maker, wine cooler/fridge, saltwater pool, generator, plumbing fixtures, grinder pump, water dispenser water line, instant hot water dispenser, reverse osmosis system

Here’s what we were quoted for a single-family home in Mississippi less than $5,000 square feet:

  • Appliance Guard: $44.99 per month
  • Systems Guard: $49.99 per month
  • Total Home Guard: $54.99 per month
To get a free quote from Liberty Home Guard, call 866-452-9107 or use this simple online tool.

Learn more: Liberty Home Guard Review


The Home Service Club

The Home Service Club (HSC) offers two plan options and has the longest list of add-on options out of the three providers listed in this review, allowing you to truly customize your home warranty coverage.

Pros & Cons

✔ Doesn’t require a home inspection for coverage to kick in
✔ Has a 30-day labor guarantee and 90-day parts guarantee

✘ High contract transfer fee
✘ High service fee of up to $125

Plans & Pricing

HSC’s Standard Coverage protects major home appliances and systems, including your heating, air conditioning, electrical, plumbing, dishwasher, refrigerator, washer, and dryer. The Comprehensive Coverage continues coverage for those items and adds coverage for items that aren’t typically found in a home warranty, like doorbells, smoke detectors, and telephone wiring.

Customers can also include coverage for one or more of these add-ons: Roof, jetted bathtub, well pump, sewage ejector pump, pool, water softener, freestanding freezer, spa and spa heater, sprinkler system, freestanding additional refrigerator, refrigerator built-in units with dual compressors, utility lines

Customers will pay $95 per service call, and will typically pay between $45 and $60 per month for a plan.

For a free quote from The Home Service Club, fill out this online form or call 800-842-9334.

Learn more: The Home Service Club Review


Priority Home Warranty

Priority Home Warranty stands out for its straightforward provision for choosing your own repair technician. According to Priority’s sample contract, you can work with your own contractor and collect reimbursement from the provider when your claim is approved. It’s important to note that customers must notify Priority before initiating service for a covered item.

Pros & Cons

✔ Customers can choose to work with any licensed and bonded contractor they trust
✔ All approved claims are covered by a plan-length workmanship guarantee
✔ Real-time claims tracking within the customer portal

✘ Excludes specific brand name appliances from coverage, such as Miele, Bosch, Wolf, Electrolux, and more
✘ Built-in systems are only covered up to $500 during the first 90 days of coverage

Plans & Pricing

Priority Home Warranty offers three plan options: Systems Home Care, Appliances Home Care, and Total Home Care. As the plan names imply, the Systems Home Care plan covers systems such as your plumbing system and heating system. The Appliances Home Care plan covers items such as your laundry machines and kitchen appliances. Total Home Care combines the coverage of the two plans into one affordable plan.

Priority Home Warranty also offers the following add-on options: Ice maker, second refrigerator, stand-alone freezer, second clothes dryer, second dishwasher, septic pumping, water softener, septic system, second tankless water heater, saltwater pool system, pool/spa, second air conditioner, well pump, limited roof leak, tankless water heater, second oven/range/stove, second clothes washer, sump pump, and central vacuum

Priority charges a $70 service call fee each time you file a claim. If you file more than one claim, you will have to pay more than one service call fee. Based on our quote, you can expect to pay between $33 and $47 a month for a Priority Home Warranty plan.

Here’s what we were quoted for a single-family home in Mississippi less than $5,000 square feet:

  • Appliance Home Care: $33 per month
  • Systems Home Care: $33 per month
  • Total Home Care: $47 per month

Learn more: Priority Home Warranty Review


Our Conclusion

The companies listed above offer Mississippi homeowners affordable coverage for major home systems and appliances. Before deciding on a home warranty company and plan, get quotes from all four providers to see how pricing might change based on your region, plan, and home size.


Frequently Asked Questions

Our Rating Methodology

The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers, and we aim to provide transparency in our review standards and research process.

Our research process includes speaking with representatives from more than 40 home warranty providers, requesting quotes, and asking clarifying questions to gain insight into each provider’s benefits and downsides. We also analyze sample contracts from each company to understand specific coverage terms.

To rate companies, we apply the data we have gathered to our review standards. These standards are on a 100-point scoring system, which is detailed below:

  • Coverage (35 points): Providers are scored based on breadth and depth of coverage. We focused on key home systems (HVAC, plumbing, and electrical), essential appliances (refrigerator, ovens, and laundry machines), and unique coverage items (such as roof-leak coverage and code violation allowances). Coverage scores are weighted by taking into account coverage caps and other limiting factors, meaning providers with greater range of coverage and higher coverage caps score the highest.
  • Value (30 points): A company’s plan value is a reflection of how well it serves the customer in comparison to what the customer pays for the policy. We accounted for monthly costs, service call fees, and cost flexibility (such as customizable service call fees, discounts, and multi-year policies).
  • Trustworthiness and Transparency (21 points): Trustworthiness and transparency are a reflection of how well the provider considers the customer’s interests. We scored items such as the length of workmanship guarantees, online availability of a sample contract, policy change flexibility, and ease of cancellation. Additionally, we scored items that reflect industry reputation and customer satisfaction, including analyzing brand reputation across the Better Business Bureau and third-party customer review aggregators.
  • Availability and Service (14 points): Quality of customer service is key to customer satisfaction. We dug into each provider’s guaranteed response times, claims processes, service flexibility, emergency availability, and more.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.