A Mississippi home warranty can keep your house protected by ensuring any system or appliance breakdown is addressed quickly and affordably. Having a home warranty also helps you find a trusted service provider to complete repairs for you, as most companies have a local technician network.
The This Old House Reviews Team reviewed the best home warranty companies in the nation and selected the top providers available in Mississippi. Our team looked at plans, prices, add-on options, and customer reviews before making our recommendations.
Liberty Home Guard
Liberty Home Guard may be newer to the home warranty industry than some of its competitors, but its commitment to accessible and responsible customer service, affordable pricing, and additional coverage options make it stand out. LHG offers over 30 unique add-ons, making it a worthy option for those who want fully customizable home protection plans.
Pros & Cons
✔ Covers up to 38 additional coverage options
✔ Includes a 24/7 live-chat feature on its website
✔ Extends a 60-day workmanship guarantee for all completed repairs
✘ Lacks transparency with service call fee pricing
✘ Doesn’t let you choose your own service provider
Plans & Pricing
Liberty Home Guard offers three plan options: Appliance Guard, Systems Guard, and Total Home Guard. The Appliance Guard plan covers your appliances, such as your laundry machines and garbage disposal. The Systems Guard plan covers essential built-in systems, such as your air conditioning and ductwork. The Total Home Guard bundles systems and appliance coverage together.
Liberty Home Guard offers the following add-on options: Additional spa, carpet cleaning, casita guest unit, central vacuum, ejector pump, electronics protection, freestanding ice maker, generator, grinder pump, gutter cleaning, in-fridge ice maker, instant hot water dispenser, lawn sprinkler system, lighting fixtures, limited roof leak, pest control, plumbing fixtures, pool and spa, pro-series clothes dryer, pro-series dishwasher, pro-series microwave, pro-series range/oven/cooktop, pro-series refrigerator, pro-series washing machines, re-key services, reverse osmosis water filter systems, saltwater pool, second refrigerator, septic system pumping, stand-alone freezer, sump pump, swamp cooler, trash compactor, water dispenser water line, water softener, well pump, window washing/cleaning, and wine cooler/fridge
Liberty Home Guard charges its $65–$125 service call fee based on your home’s size, type, your location, and coverage selections.
Here is a pricing breakdown for Liberty Home Guard coverage:
- Appliance Guard: $49.99 per month
- Systems Guard: $54.99 per month
- Total Home Guard: $59.99 per month
Learn more: Liberty Home Guard Review
American Home Shield
American Home Shield (AHS) offers the extensive coverage with rare perks, such as coverage for systems and appliances with undetectable pre-existing conditions or damage due to rust and corrosion. In addition, AHS provides three service call fees, which can raise or lower your monthly premium.
Pros & Cons
✔ Established a network of 15,000 local contractors
✔ Provides 24/7 customer service
✔ Allows you to choose your own service call fee
✘ Limits the amount of optional add-ons available
✘ Requires you to file a claim as soon as issue is discovered
Plans & Pricing
American Home Shield has three plans: ShieldSilver, ShieldGold, and ShieldPlatinum. The ShieldSilver covers home systems only, and the ShieldGold adds appliances coverage to the ShieldSilver’s existing coverage. The ShieldPlatinum protects all items under the first two plans while also providing roof-leak coverage and a free HVAC tune-up.
American Home Shield also provides optional add-on coverage for the following items: Electronics extended warranty, guest unit under 750 square feet, pool and spa, well pump, septic pump
Here is a pricing breakdown for American Home Shield coverage paired with a $125 service call fee:
- ShieldSilver: $19.99 per month
- ShieldGold: $44.99 per month
- ShieldPlatinum: $79.99 per month
American Home Shield allows you to customize your service call fee. Customers may choose between $75, $100, or $125. The higher the service fee, the lower your monthly premium will be.
Learn more: American Home Shield Review
The Home Service Club
The Home Service Club (HSC) offers two plan options and has the longest list of add-on options out of the three providers listed in this review, allowing you to truly customize your home warranty coverage.
Pros & Cons
✔ Doesn’t require a home inspection for coverage to kick in
✔ Extends a 30-day labor guarantee and 90-day parts guarantee
✘ Charges a high contract transfer fee
✘ Prices service call fees up to $125 per claim
Plans & Pricing
HSC’s Standard Coverage protects major home appliances and systems, including your heating, air conditioning, electrical, plumbing, dishwasher, refrigerator, washer, and dryer. The Comprehensive Coverage continues coverage for those items and adds coverage for items that aren’t typically found in a home warranty, like doorbells, smoke detectors, and telephone wiring.
Customers can also include coverage for one or more of these add-ons: Roof, jetted bathtub, well pump, sewage ejector pump, pool, water softener, freestanding freezer, spa and spa heater, sprinkler system, freestanding additional refrigerator, refrigerator built-in units with dual compressors, utility lines
Here is a pricing breakdown for The Home Service Club coverage paired with its standard $95 service call fee:
- Standard: $44.99 per month
- Comprehensive: $59.99 per month
Learn more: The Home Service Club Review
Priority Home Warranty
Priority Home Warranty stands out for its straightforward provision for choosing your own repair technician. According to Priority’s sample contract, you can work with your own contractor and collect reimbursement from the provider when your claim is approved. It’s important to note that customers must notify Priority before initiating service for a covered item.
Pros & Cons
✔ Allows you to choose any licensed and bonded contractor to do repair work
✔ Extends a plan-length workmanship guarantee
✔ Provides real-time claims tracking within the customer portal
✘ Excludes specific brand name appliances from coverage, such as Miele, Bosch, Wolf, Electrolux, and more
✘ Limits systems coverage caps during the first 90 days of coverage
Plans & Pricing
Priority Home Warranty offers three plan options: Systems Home Care, Appliances Home Care, and Total Home Care. As the plan names imply, the Systems Home Care plan covers systems such as your plumbing system and heating system. The Appliances Home Care plan covers items such as your laundry machines and kitchen appliances. Total Home Care combines the coverage of the two plans into one affordable plan.
Priority Home Warranty also offers the following add-on options: Ice maker, second refrigerator, stand-alone freezer, second clothes dryer, second dishwasher, septic pumping, water softener, septic system, second tankless water heater, saltwater pool system, pool/spa, second air conditioner, well pump, limited roof leak, tankless water heater, second oven/range/stove, second clothes washer, sump pump, and central vacuum
Priority charges a $70 service call fee each time you file a claim. If you file more than one claim, you will have to pay more than one service call fee.
Here is a pricing breakdown for Priority Home Warranty coverage paired with its standard $70 service call fee:
- Appliance Home Care: $32.99 per month
- Systems Home Care: $32.99 per month
- Total Home Care: $46.99 per month
Learn more: Priority Home Warranty Review
The companies listed above offer Mississippi homeowners affordable coverage for major home systems and appliances. Before deciding on a home warranty company and plan, get quotes from all four providers to see how pricing might change based on your region, plan, and home size.
Frequently Asked Questions
Our Rating Methodology
The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.
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