Best Home Warranty Companies in Mississippi (2024)
A home warranty plan ensures quick and affordable repairs if one of your home systems or appliances fails from regular use. Your provider will also help you find a trusted repair person, as most companies have a local technician network. We compared home warranty companies on key factors such as pricing, coverage, and customer reviews to determine the best providers in Mississippi.
We reviewed the best home warranty companies in the nation and selected the top providers available in Mississippi. Our team looked at plans, prices, add-on options, and customer reviews before making our recommendations. We found Liberty Home Guard to be the best pick for Mississippi homeowners seeking a trustworthy, highly rated provider.
Key Takeaways
- The best home warranty companies in Mississippi are Liberty Home Guard and American Home Shield, based on our research of 13 home warranty companies.
- A Mississippi home warranty costs $689 annually on average, or $46-$79 per month, depending on your plan and coverage.
- Our home warranty survey revealed that 92.7% of policyholders were satisfied with their home warranty plan, while less than 1% were dissatisfied.
Did You Know?
- In the last 30 days, more than 2,500 people bought home warranties from the above providers. Liberty Home Guard is our most popular provider, with 55% of buyers choosing to cover their homes with an LHG plan.
Mississippiโs Top 4 Home Warranty Companies
The highest-rated Mississippi home warranty companies include the following:
Summary of Mississippi’s Best Home Warranty Companies
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#1 out of 13 companies | #2 out of 13 companies | #3 out of 13 companies | #4 out of 13 companies | |
NR | B | A+ | B | |
Monthly Cost |
$49โ$59 | $49โ$109 | $44โ$59 | $44โ$47 |
Service Fees |
$65โ$125 | $100โ$125 | $70 | $60โ$75 |
Customer Support Options |
Email, Phone, Online Chat, Online Portal | Phone, Online Portal | Email, Phone, Online Portal | Email, Phone, Online Portal |
Response Time |
Up to 48 hours | Up to 48 hours | Up to 48 hours | 48-84 hours |
Pros |
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Cons |
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Summary |
We recommend Liberty Home Guard for homeowners who need coverage for multiple HVAC systems and extensive add-on customizations. |
We recommend American Home Shield for homeowners who need comprehensive coverage for older homes. |
We recommend Elite Home Warranty for homeowners who want fully customizable plans and extensive add-on coverage options. |
We recommend Select Home Warranty for homeowners who need affordable HVAC-only coverage. |
Promotions |
$200 Off + 2 Months Free + Roof Leak Protection | Labor Day Sale: 50% OFF Select Plans | $150 off + 30-day free trial | Use code HOUSE25 for $150 off + 2 months free |
Rating Categories |
Liberty Home Guard | American Home Shield | Elite Home Warranty | Select Home Warranty |
Coverage |
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Value |
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Trustworthiness |
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Plan Transparency |
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Customer Support |
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Flexibility |
Company | BBB Rating | Monthly Cost in MS | Service Fee | Visit Site |
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NR | $49โ$59 | $65โ$125 | VISIT SITE | |
B | $49โ$109 | $100โ$125 | VISIT SITE | |
A+ | $44โ$58 | $70 | VISIT SITE | |
B- | $44โ$47 | $60โ$75 | VISIT SITE |
Note: We based the pricing information in this table and throughout the article on sample quotes we obtained for a 2,260-square-foot, single-family home in Jackson, Mississippi. Your pricing may vary depending on your homeโs location, size, type, and plan selections.
How Much Does a Home Warranty Cost in Mississippi?
A Mississippi home warranty costs $57 per month on average, or $546-$948 annually, depending on your provider and coverage. Various factors such as your zip code, add-on coverage, and service fees will also influence your final price.
Reviews of the Best Home Warranties in Mississippi
How Does a Home Warranty Work?
Once coverage kicks in, youโll pay a monthly or annual premium based on the coverage you select. When a covered system or appliance breaks down, you can file a claim with your home warranty provider online or over the phone.
Once your claim is processed, your company will schedule a time for a technician to come to your home to diagnose the problem and repair or replace the covered item. Before the technician leaves, youโll have to pay the set service fee.
Annual Home Warranty Cost Calculator
Our team created a calculator to break down the estimated annual cost of owning a home warranty. Enter your monthly premium, service call fee, and estimated number of claims to see your projected annual cost. Itโs best to request a quote directly from one of our recommended providers, as annual costs and service fees vary between them.
Appliance | Average Repair Cost | Average Replacement Cost |
---|---|---|
Dehumidifier |
$50โ$200 |
$1,300โ$2,800 |
Microwave |
$50โ$400 |
$60โ$2,000 |
Dishwasher |
$50โ$500 |
$400โ$3,000 |
Exhaust Fans |
$16โ$300 |
$250โ$950 |
Electric Range |
$100โ$500 |
$230โ$3,000 |
Gas Range |
$100โ$500 |
$230โ$3,000 |
Dryer |
$100โ$400 |
$450โ$2,300 |
Oven |
$100โ$430 |
$400โ$3,000 |
Washer |
$50โ$450 |
$400โ$2,300 |
Freezer |
$90โ$500 |
$160โ$2,900 |
Refrigerator |
$40โ$350 |
$200โ$5,000 |
Note: The annual cost figure generated by our home warranty calculator is not an indication of a companyโs actual plan cost, as annual costs and service fees vary based on your plan selections and your homeโs size, type, and location.
Our Conclusion
The companies listed above offer Mississippi homeowners affordable coverage for major home systems and appliances. Before deciding on a home warranty company and plan, get quotes from all three providers to see how pricing might change based on your region, plan, and home size.
Other Resources
Frequently Asked Questions
Who can buy a home warranty in Mississippi?
Real estate agents, home sellers, first-time home buyers, and veteran homeowners can buy a home warranty. Real estate agents and home sellers may purchase a home warranty to include in the sale of a homeโthis could entice potential buyers to buy the home since a warranty ensures its systems and appliances will be covered.
How does a home warranty work?
Once coverage kicks in, youโll pay a monthly or annual premium based on the coverage you select. When a covered system or appliance breaks down, you can file a claim with your home warranty provider online or over the phone.
Once your claim is processed, your company will schedule a time for a technician to come to your home to diagnose the problem and repair or replace the covered item. Before the technician leaves, youโll have to pay the set service fee.
Is a Mississippi home warranty required?
Mississippi homeowners are not required to purchase a home warranty. However, if the home is newly constructed, the builder is required to offer a warranty under the New Home Warranty Act. For one year, the home is protected from any defect caused by the builderโs code non-compliance.
Our Rating Methodology
We back up our home warranty ratings and recommendations with a detailed rating methodology to score each provider objectively. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts, and conducting focus groups and consumer surveys.
We score each provider against our review standards, which include four comparison categories: coverage, value, trust and transparency, and availability and service. We rate each provider across 31 factors within these categories. Each factor is assigned a point value based on its importance to a homeowner, totaling 100 points. We then convert the final scores to a 5-star rating.
Hereโs a breakdown of our weighted factors:
- Coverage (40%): We scored coverage based on included home systems and appliances, add-on options, and unique benefits. We also compared coverage caps and policy exclusions.
- Additional coverage items
- Annual coverage cap
- Home systems coverage
- Major appliances coverage
- Obstructed wall coverage cap
- Value (30%): We compared the coverage level received to monthly pricing to determine plan value. We considered premium pricing, service fees, and flexibility in customizing plan costs.
- Average monthly cost
- Cost flexibility
- Lowest service fee
- Trust and Transparency (16%): We evaluated each companyโs reputation using the Better Business Bureau ratings and customer reviews on third-party review sites. We read through plan change policies, workmanship protections, and sample contract availability.
- Brand reputation
- Policy change flexibility
- Sample contract availability
- Workmanship guarantee length
- Availability and Service (14%): We award higher scores for faster claim processing and response times. We also considered service technician policies, including options to choose your technician.
- Claims process
- Guaranteed response time
- Service flexibility
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.