Our top pick for the best home warranty company in Wyoming is American Home Shield, thanks to its comprehensive coverage including protection for items with existing conditions. We also like Choice Home Warranty as a budget-friendly option if you only need basic coverage. We researched and reviewed 13 of the best home warranty companies to find the top options for the state.
A home warranty is especially helpful for Wyoming homeowners, where harsh winters can strain essential systems like heating and plumbing. It provides financial protection and simplifies the repair process by connecting you with local contractors. Keep reading to learn more about Wyoming’s top home warranty providers.
Key Takeaways
- We chose American Home Shield as the top Wyoming home warranty provider after extensive research.
- A home warranty in Wyoming costs $56–$83 per month, or $658–$977 per year.
- Our 2025 survey of 2,000 home warranty users nationwide revealed that 31% of homeowners prioritized coverage for their heating or furnace systems.
Who Are Wyoming’s Top 4 Home Warranty Companies?
The best Wyoming home warranty companies provide excellent customer service while offering comprehensive and affordable coverage to customers. The highest-rated home warranty companies in Wyoming include:
- American Home Shield: Best for Comprehensive Coverage
- Choice Home Warranty: Best Basic Plan Coverage
- Elite Home Warranty: Best for Customized Coverage
- First American Home Warranty: Best for High-End Items
- AFC Home Warranty: Best Technician Flexibility
How Do the Best Home Warranty Companies in Wyoming Compare?
When deciding on our top providers, our team considered plan options, pricing, brand reputation, and various other factors. The table below compares those top picks by some of these factors.
| Company | Star Rating | BBB Rating | Monthly Cost | Service Fee |
|---|---|---|---|---|
B | $36–$100 | $100–$125 | ||
B | $60–$68 | $100 | ||
B | $45–$60 | $70 ($150 for after hours and weekends) | ||
B | $77–$130 | $100–$125 | ||
B | $44–$82 | $75–$125 |
BBB ratings are accurate as of March 2025.
Note: We based the pricing information in this table on average costs from sample quotes pulled for single-family homes over and under 5,000 square feet in all 50 states. Your pricing may vary depending on your home’s location, size, type, and plan selections.
Reviews of Home Warranty Companies in Wyoming
American Home Shield
American Home Shield (AHS) offers comprehensive major systems and appliance coverage alongside service call fee flexibility. Additionally, AHS covers unique instances other providers typically don’t, such as rust, corrosion, or sediment damage.
Why We Chose American Home Shield
We consider American Home Shield the best provider for comprehensive coverage due to its three coverage plans, multiple service call fees, and solid industry reputation. Its coverage plans provide extensive coverage; even its basic plan, ShieldSilver, covers your HVAC system. Its multiple service call fees allow you to customize your monthly premium to fit your budget.
Pros and Cons
Pros
- Offers a flexible service call fee model that allows customers to adjust monthly fees for their budget
- Provides coverage for unknown preexisting conditions and items damaged by rust and corrosion
- Sets generous coverage caps (up to $5,000 on built-in systems and $4,000 on appliances with its ShieldPlatinum plan)
Cons
- Doesn’t offer an appliance-only coverage plan
- Offers less coverage flexibility than most providers with only a few add-on options
Plans and Pricing
American Home Shield offers three plans: ShieldSilver, ShieldGold, and ShieldPlatinum. We looked through American Home Shield’s sample contract directory and called a representative to ask about the company’s plans. The representative noted that the company imposes a $5,000 coverage cap per covered system in its systems-only plan, ShieldSilver. ShieldGold adds coverage for home appliances with a $2,000 coverage limit. ShieldPlatinum also combines system and appliance coverage and increases its appliance limit to $4,000; plus, it adds roof-leak coverage, up to $1,000 in code upgrades, an HVAC tune-up, and air filter discounts.
American Home Shield allows you to pull a quote by calling a representative or using its online tool. When we used its quote tool, it allowed us to choose a service call fee of $100 or $125. It states that a higher service call fee will result in a lower monthly premium and vice versa. All plans come with a 30-day workmanship guarantee on any completed repairs covered by the plan.
While pulling our quote, we discovered that American Home Shield only offers monthly premium options. It doesn’t include an annual premium discount like other providers on this list.
Here are details on each of American Home Shield’s plans:
- ShieldSilver ($45 per month): Covers home systems, such as HVAC, electrical, and plumbing
- ShieldGold ($65 per month): Covers major systems and appliances, such as cooktops, clothes washers, dryers, and refrigerator
- ShieldPlatinum ($95 per month): Includes ShieldGold coverage and adds additional benefits, such as $1,500 for roof-leak repairs
- Optional add-ons: Up to six options, including electronics, pools/spas, guest units, septic pumps, and well pumps
Choice Home Warranty
Choice Home Warranty offers a solid balance between basic home coverage and affordability. The company provides one of the lowest-priced combined system and appliance plans, costing less than $70 per month. This makes it a good choice for budget-conscious homeowners who need minimal but reliable protection.
Why We Chose Choice Home Warranty
The company offers $3,000 coverage limits for its plans, which exceed the industry average of $2,000–$2,300. This provides enough coverage to help reduce the costs of even expensive repairs such as HVAC or refrigerator repairs.
Pros and Cons
Pros
- Extends a 90-day guarantee for parts and 60 days for labor
- Offers $3,000 coverage limits with its plans
- Provides comprehensive protection for less than $70 per month
Cons
- Has an ongoing lawsuit with the Arizona Attorney General
- Excludes air conditioning and some key appliances from its lowest-tier plan
Plans and Pricing
Choice Home Warranty offers two plans: the Basic Plan and the Total Plan. Both provide coverage for systems and appliances but vary in their level of coverage. When we reviewed the Choice Home Warranty sample contract, we found that the Basic Plan excludes certain major items such as air conditioning, clothes washers, dryers, and refrigerators. You’ll need to upgrade to the higher-priced Total Plan to receive coverage for these.
The company charges a standard $100 service call fee for both plans. By comparison, other providers often offer multiple service fee options, allowing you to better customize your pricing based on your budget.
Here are details on Choice Home Warranty’s plans and optional add-on coverage:
- Basic Plan ($60 per month): Covers seven systems and seven appliances, including heating, microwaves, and electrical systems
- Total Plan ($67 per month): Covers eight systems and 10 appliances, including air conditioning, laundry appliances, and refrigerators
- Optional add-ons: Up to 10 options, such as pools, spas, sump pumps, septic systems, and second refrigerators
We recommend Elite Home Warranty for homeowners who want flexible premiums and coverage. The company offers three base plans with a standard $70 service call fee (a lower service call fee than many providers) and 30 add-on options.
Pros and Cons
Pros
- Includes a 90-day workmanship guarantee for completed repairs
- Offers higher coverage limits for high-end appliances
- Rolls your service call fee into your annual premium, avoiding a per-claim charge
Cons
- Charges a higher service call fee for high-end appliance repairs
- Excludes workmanship guarantee on repairs done with an out-of-network technician
Plans and Pricing
When reading through the Elite Home Warranty sample contract, we learned that the company offers a $15,000 annual limit for all plans. This breaks down to a $7,000 claim limit for appliances and $8,000 for systems, which is a higher limit than many providers. However, claim limits vary among coverage items. For example, air conditioners receive up to $4,000, while electrical systems are capped at $2,000.
Elite Home Warranty charges a monthly premium of about $44–$58. The company has a standard service call fee of $70. It charges $150 for high-end appliance repairs and service calls that occur after hours or on the weekend.
Below are the details of Elite’s coverage plans:
- Elite Appliances ($45 per month): Covers eight essential appliances, including cooktops, clothes washers, and dishwashers
- Elite Systems ($50 per month): Covers eight home systems, such as air conditioning, heating, and electrical systems
- Elite Complete ($60 per month): Combines the Elite Appliances and Elite Systems plans for comprehensive systems and appliance protection
- Optional add-ons: Up to 30 options, such as sewer lien coverage, septic system, guest house, annual HVAC maintenance, and external water lines
First American Home Warranty
If you need robust coverage for our high-end appliances, you should consider First American Home Warranty. The company offers the highest appliance coverage caps in this review, up to $7,000 under its highest plan.
Why We Chose First American Home Warranty
In addition to its high appliance coverage limits, the company does not place caps on most major home systems, including plumbing, electrical, and HVAC. This offers generous protection for homeowners with complex systems or those who experience frequent repairs.
Pros and Cons
Pros
- Offers no coverage caps on most major home systems
- Includes up to $7,000 for appliance coverage
- Offers an upgrade from additional coverage for improper installations and modifications
Cons
- Excludes some key systems and appliances from its basic plan
- Only offers comprehensive plan options
Plans and Pricing
First American Home Warranty offers three plans: the Starter Plan, Essential Plan, and Premium Plan. After reviewing the company’s sample contract, we found that customers can add the First American Advantage upgrade, which extends coverage to conditions typically excluded by other providers, such as damage from improper installation or modifications.
We also noted that the Starter Plan does not include coverage for air conditioners, laundry appliances, or water heaters. While central air conditioning can be added as an optional upgrade, you’ll need to move to a higher-tier plan to receive coverage for the other excluded items.
You can choose between a $100 or $125 service call fee. Selecting the lower fee will increase your monthly premium, while choosing the higher fee will reduce it.
Here are more details about First American Home Warranty’s plans:
- Starter Plan ($81 per month): Covers eight appliances and four systems, such as built-in microwaves, heating systems, and refrigerators
- Essential Plan ($103 per month): Covers 11 appliances and six systems, including air conditioning, clothes washers, and dryers
- Premium Plan ($133 per month): Covers 11 appliances and eight systems plus luxury appliances, roof leaks, and window air conditioning units
- Optional add-ons: Up to nine options, including additional refrigeration, limited roof-leak coverage, well pumps, and water softeners
AFC Home Warranty
AFC Home Warranty is one of the few providers that lets homeowners choose their own technician instead of assigning one automatically. This gives you more control and flexibility, especially if you already have a preferred local contractor.
Why We Chose AFC Home Warranty
The company also backs its repairs with a plan-length workmanship guarantee, which is the longest in this review. If a covered repair fails due to workmanship during your contract term, AFC Home Warranty will fix it at no additional cost.
Pros and Cons
Pros
- Offers four plans and two service call fees for better customization
- Includes a plan-length workmanship guarantee
- Lets you choose your own technician
Cons
- Has lower coverage caps than many competitors
- Includes a depreciation policy for items five years and older
Plans and Pricing
AFC Home Warranty offers four plan options: the Silver Plan, Gold Plan, Platinum Plan, and Diamond Plan. After reviewing the company’s sample contract, we found that coverage caps vary depending on the item. Appliance coverage ranges from $150 to $3,000, while some systems have lower limits between $150 and $500. These caps are lower than those offered by some other providers and may not fully cover the cost of more expensive repairs. However, there are no coverage limits for heating, cooling, or water heater systems.
Customers can choose between a $75 or $125 service call fee. Selecting the higher fee reduces your monthly premium.
Below is a breakdown of AFC Home Warranty’s coverage options:
- Silver Plan (Call for a quote): Covers nine appliances, including kitchen refrigerators, dishwashers, and stoves
- Gold Plan ($44 per month): Covers nine appliances and six home systems, including air conditioning, electrical, and heating
- Platinum Plan ($51 per month): This plan covers 10 appliances and nine home systems, such as plumbing stoppages, built-in microwaves, and faucets
- Diamond Plan ($82 per month): Includes Platinum Plan coverage and adds coverage for electronics and exterior sewer and water lines.
- Optional add-ons: Up to eight options, including electronics, septic systems, stand-alone freezers, and in-ground pools and spas
How Much Does a Home Warranty Cost in Wyoming?
The average Wyoming home warranty costs between $56 and $83 per month, or $658 and $977 per year. This is slightly above the national average home warranty costs, which range from $47–$82 per month or $564–$984 per year.
Several factors can influence your final price, including the level of coverage you choose, your home’s size and age, the service call fee amount, and any optional add-ons like coverage for pools or secondary appliances. Local contractor rates and climate-related risks may also affect plan pricing in Wyoming.
What’s the Difference Between Homeowners Insurance vs Home Warranty?
Homeowners insurance only covers damages to your home’s structure caused by perils such as fire, theft, and tornadoes. A home warranty covers repairing or replacing a major appliance or system that breaks down due to normal wear and tear.
Who Offers the Best Wyoming Home Warranty?
We recommend American Home Shield and Choice Home Warranty for Wyoming homeowners. Because plan pricing will vary based on where you live, the type of coverage you choose, and the square footage of your home, we recommend getting quotes from both companies before buying a home warranty so that you can compare pricing and find the right plan that fits within your budget and home protection needs.
Other Resources for Residents in Wyoming
Our Rating Methodology
We used a comprehensive rating methodology to evaluate each home warranty company. This process included interviewing company representatives, requesting quotes, analyzing sample contracts, and gathering insights from homeowner surveys and focus groups. We also tested the sign-up and claims process for 11 leading providers and conducted secret shopping to understand the customer experience.
Using the information we collected, we scored each company across six essential comparison categories, assigning 100 possible points that we then converted into a 5-star rating.
Here’s how we weighted our evaluation criteria:
- Coverage: We assessed the depth of each provider’s coverage, including whether plans protect unique or high-value items. Companies that offer more comprehensive coverage with higher annual limits scored higher. We deducted points for policies with long waiting periods or depreciation clauses that reduced payouts for older items.
- Cost: We reviewed average monthly premiums and service call fees. Providers with pricing below industry averages and no hidden fees or surcharges earned the highest scores.
- Trustworthiness: We examined customer reviews on platforms like the Better Business Bureau and Trustpilot, checked for National Home Service Contract Association (NHSCA) membership, and noted any legal or regulatory issues. Companies with strong reputations, long workmanship guarantees, and clean legal records received higher scores.
- Plan transparency: We evaluated how clearly each provider communicates its coverage terms, exclusions, and policies in contracts and company websites. Companies with easy-to-understand and readily accessible information scored higher.
- Customer support: We measured responsiveness, availability of support channels, and the ease of filing claims. Providers offering fast, helpful, and flexible support options received higher marks.
- Flexibility: Companies with multiple plan choices, a wide range of add-ons, the option to choose your own technician, and generous cancellation policies earned the most points in this category.
