Best Home Warranty Companies for Plumbing (2024)

• Provider Review: Liberty Home Guard review
• Provider Sample Contract: Liberty Home Guard sample contract
• State Availability: 50
• Monthly Cost: $49–$59

Liberty Home Guard is a new home warranty company, but it has made a name for itself in terms of customer satisfaction and quality of service. Liberty Home Guard provides a 60-day workmanship guarantee and a solid $2,000 coverage cap per plumbing system component. Liberty is available in all 50 states.

Liberty Home Guard provides three plans: System Guard, Appliance Guard, and Total Guard. System Guard protects essential systems, including your plumbing, air conditioning, and heating systems. Appliance Guard covers appliances such as your dishwasher, garbage disposal, and refrigerator. The Total Guard plan covers both systems and appliances.

Liberty Home Guard pairs your plan with a service call fee that ranges from $65 to $125. Your service call fee varies based on your home’s size, type, and location and your plan selections.

Here is a table comparing Liberty Home Guard’s pricing and plans:

Liberty Home Guard’s service contract provides additional coverage information for each plan.

• Provider Review: American Home Shield Review
• Provider Sample Contract: American Home Shield sample contract directory
• State Availability: 48 (excluding Alaska and Hawaii)
• Monthly Cost: $29–$89

American Home Shield (AHS) is one of the industry’s most experienced home warranty companies. It serves every state except for Alaska and Hawaii. It provides comprehensive coverage for major systems and appliances, including your plumbing system, and allows customers to select a service call fee between $100 and $125.

American Home Shield covers plumbing repairs, leaks and breaks in water, drain, gas, waste, and vent lines, toilets and related mechanisms, shower heads, permanently installed sump pumps, and other plumbing system components. It also covers damage due to rust, corrosion, sediment, unknown pre-existing conditions, improper installation, and insufficient maintenance. American Home Shield covers up to $5,000 per covered plumbing repair.

AHS provides three protection plans: ShieldSilver, ShieldGold, and ShieldPlatinum. AHS customers can choose a $100 or $125 service fee for all three plans. The higher the service fee, the lower the monthly premium.

• Provider Review: Select Home Warranty review
• Provider Sample Contract: Select Home Warranty sample contract
• State Availability: 47 (excluding Nevada, Wisconsin, and Washington)
• Monthly Cost: $44–$47

Select Home Warranty is a solid option for those on a budget. Select provides a low deductible, ranging between $60 and $75. It offers plans for less than $50 a month and includes roof-leak repair coverage with all protection plans. Select boasts a 30-day repair guarantee and discounts on multi-year coverage plans. Select’s Gold Care and Platinum Care plans cover major plumbing problems.

Although Select’s Gold Care and Platinum Care plans cover major plumbing problems, such as plumbing stoppages and water heater issues, it only provides up to $500 per covered plumbing item. That said, Select covers the following plumbing system components: leaks in water, drain, waste, and vent lines, toilet bowls, toilet tanks, toilet flushing mechanisms, angle stops, risers, and more. Select offers additional coverage for plumbing fixtures, such as faucets and shower heads. If your plumbing system is fairly new and you are on a budget, Select is worth considering.

Select Home Warranty offers three plans: Bronze Care, Gold Care, and Platinum Care. The Gold Care and Platinum Care plans cover plumbing systems, but the Bronze Care plan only covers home appliances. Select charges customers a service fee of $60–$75.

Here is a table comparing Select Home Warranty’s prices and plans:

• Provider Review: First American Home Warranty analysis
• Provider Sample Contract: First American Home Warranty sample contract
• State Availability: 35*
• Monthly Cost: $47–$87

First American Home Warranty is a veteran provider—it has served homeowners nationwide since 1984. First American provides comprehensive coverage for your home and plan flexibility via three plans and three service call fees. First American is available in 34 states but not in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Maine, Massachusetts, Minnesota, New Hampshire, New York, North Dakota, Rhode Island, Vermont, or Wisconsin.

First American does not include coverage caps for plumbing system repairs, which most providers do. All three coverage plans cover plumbing system components, including pressure regulators, circulating hot water pumps, bathtub motors, permanently installed sump pumps, valves, water line leaks/breaks, toilet tanks, and plumbing stoppages up to 125 feet from an access point located in your home’s main foundation. The Premium Plan adds additional coverage for faucets, hose bibbs, and shower heads. First American also offers septic system coverage, water softeners, and well-pump coverage as an add-on.

First American offers three plans: the Starter Plan, the Essential Plan, and the Premium Plan. The Standard Plan and Essential Plan protect a mix of home appliances and systems. The Premium Plan includes the items covered in the plans above, plus additional coverage cap increases. First American allows you to choose from a $75, $100, or $125 service call fee.

Here is a table comparing First American Home Warranty’s plans and pricing:

• Provider Review: AFC Home Warranty review
• Provider sample contract: AFC Home Warranty sample contract directory
• State Availability: 49 (excluding Hawaii)
• Monthly Cost: $31.50–$54

America’s First Choice Home Club (AFC Home Club) is a solid choice for plumbing system protection. Although it has a $500 coverage limit on plumbing systems, it extends an unlimited workmanship guarantee per completed repair, giving you peace of mind. In addition, AFC Home Club includes membership perks, such as free credit monitoring.

Three of AFC Home Club’s four plans cover major plumbing components such as drain, vent, and waste lines, flush valves, water supply pipes, and toilet tanks and bowls. AFC Home Club’s most comprehensive plan, Platinum, adds plumbing stoppage coverage. It also covers up to $250 for access to unobstructed walls, ceilings, or floors. Note that the $250 applies to AFC Home Club’s total plumbing coverage limit of $500.

AFC Home Club offers four plans: Silver, Systems, Gold, and Platinum. The Silver Plan covers major appliances, such as garage-door openers. The Systems Plan covers major systems, including HVAC. Its Gold and Platinum plans bundle systems and appliance coverage. The Platinum includes coverage for built-in microwaves, faucets, and plumbing stoppages. In addition, AFC Home Club lets you choose from a $75, $100, and $125 service call fee.

Here is a table comparing AFC Home Warranty’s plans and pricing:

AFC Home Club’s fine print gives more details if you want to learn more.