Investing in a home warranty plan that covers plumbing issues is a wise choice for any homeowner. Your home’s plumbing system can experience common issues, such as a sewer line break or water damage. Having a home warranty can make repairing or replacing any part of your home’s plumbing system easier and give you and your family peace of mind when something goes wrong.

The This Old House Reviews Team has researched some of the best home warranty companies in the industry to help you find a provider that offers reliable and extensive plumbing system coverage. In this review, we compare coverage plans and pricing for four top-rated home warranty companies and include information on how to request a free quote.

The Top 4 Home Warranty Companies for Plumbing Coverage

The This Old House Reviews Team has named the following four companies as the best for plumbing protection:


Liberty Home Guard

The company: Liberty Home Guard is a new home warranty company, but it has made a name for itself in terms of customer satisfaction and quality of service. It provides a 60-day workmanship guarantee and a solid $2,000 coverage cap per plumbing system component. Liberty is available in 48 states and is currently not available in Washington and Wisconsin.

Why It’s Great for Plumbing

Liberty Home Guard covers leaks and breaks in your water, drain, and waste lines, toilets, showers, tubs. In addition, Liberty covers plumbing stoppages and clogs in drains and sewer lines up to 100 feet. It also offers unique add-on coverage for above-ground plumbing for your pool and spa. Additionally, it provides optional coverage for septic system pumping, well pumps, and sump pumps.

Plans and Prices

Liberty Home Guard provides three plans: System Guard, Appliance Guard, and Total Guard. System Guard protects essential systems, including your plumbing, air conditioning, and heating, Appliance Guard covers appliances, such as your refrigerator and dishwasher, and Total Guard covers both systems and appliances.

Liberty Home Guard pairs your plan with a service call fee that ranges from $65 to $125. Your service call fee varies based on your home’s size, type, your location, and your plan selections.

PlanMonthly Cost
Appliance Guard$39.99
System Guard$49.99
Total Guard$59.99

To request a free quote from Liberty Home Guard, fill out this short form.


American Home Shield

The companyAmerican Home Shield (AHS) is one of the oldest home warranty companies in the industry and serves every state except for Alaska. It provides comprehensive coverage for major systems and appliances, including your plumbing system, and it allows customers to select a service call fee between $75 and $125.

Why It’s Great for Plumbing

American Home Shield covers plumbing repairs and provides coverage for leaks and breaks in water, drain, gas, waste, or vent lines, toilets and related mechanisms, shower heads, permanently installed sump pumps, and other parts of your plumbing system. It also covers damage due to rust, corrosion, sediment, unknown pre-existing conditions, improper installation, and insufficient maintenance.

Plans and Prices

AHS provides three protection plans: ShieldSilver, ShieldGold, and ShieldPlatinum. AHS customers can choose a $75, $100, or $125 service fee for all three plans. The higher the service fee, the lower the monthly premium.

Plan$75 Service Fee$100 Service Fee$125 Service Fee

To receive a free quote from American Home Shield, fill out this simple online form.


First American Home Warranty

The company: First American Home Warranty is a veteran provider—it has served homeowners across the country since 1984. First American provides comprehensive coverage for your home and plan flexibility via three plans and three service call fees. First American is available in 34 states, but the provider is not in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Maine, Massachusetts, Minnesota, New Hampshire, New Jersey, New York, North Dakota, Rhode Island, Vermont and Wisconsin.

Why It’s Great for Plumbing

First American does not include coverage caps for plumbing system repairs, which most providers do. All three coverage plans cover plumbing system components, including pressure regulators, circulating hot water pumps, bathtub motors, permanently installed sump pumps, valves, water line leaks/breaks, toilet tanks, and plumbing stoppages up to 125 feet from an access point located in your home’s main foundation. The Premium Plan adds additional coverage for faucets, hose bibbs, and shower heads. First American also offers septic system coverage and well pump coverage as an add-on.

Plans and Prices

First American offers three plans: the Starter Plan, the Essential Plan, and the Premium Plan. The Standard Plan and Essential Plan protect a mix of home appliances and systems. The Premium Plan includes the items covered in the plans above, plus additional coverage cap increases. First American allows you to choose from a $75, $100, or $125 service call fee.

PlanMonthly Cost
Starter Plan$47.00–$62.00
Essential Plan$57.00–$72.00
Premium Plan$72.00–$87.00

To request your free quote, fill out First American Home Warranty’s quote form or call 800-891-9778. 


Select Home Warranty

The companySelect Home Warranty is a great option for those on a budget. Select provides some of the lowest deductibles in the home warranty industry, ranging between $60 and $75. It offers plans that are less than $50 a month and includes free roof coverage with all protection plans. Select also boasts a 30-day repair guarantee and provides discounts on multi-year coverage plans.

Why It’s Great for Plumbing

Select’s Gold Care and Platinum Care plans cover major plumbing problems, such as plumbing stoppages and water heater issues. Specifically, Select covers the following plumbing system components: leaks in water, drain, waste, and vent lines, toilet bowls, toilet tanks, toilet flushing mechanisms, angle stops, risers, and more. Select also offers additional coverage for plumbing fixtures, such as faucets and shower heads.

Plans and Prices

Select Home Warranty offers three plans: Bronze Care, Gold Care, and Platinum Care. The Gold Care and Platinum Care plans cover plumbing systems, but the Bronze Care plan only covers home appliances. Select charges customers a service fee of $60–$75.

PlanMonthly Cost
Bronze Care$44.42
Gold Care$44.42
Platinum Care$47.75

To get a free estimate from Select Home Warranty, fill out this simple form.


Why You Should Cover Your Plumbing System With a Home Warranty

Not only can a home warranty protect your plumbing system, but it can also protect other important systems and appliances, such as your electrical system, heating, clothes washer, dryer, oven, well pump, pool, and spa. Unlike homeowners insurance, which covers damage to your home from natural disasters, fire, or theft, a home warranty specifically provides protection for your most important home items.

Additionally, enrolling in home warranty coverage prevents you from having to pay expensive out-of-pocket costs for unexpected repairs and replacements on systems and appliances that break down due to normal wear and tear. Having a home warranty also saves you from having to search for a technician whenever you’re in need of a repair. Most home warranty companies have a network of experienced professionals who can repair or replace your broken system or appliance within two to three business days of receiving your claim.

Before deciding on a home warranty, we recommend requesting quotes from the providers listed in this review to help you compare pricing and coverage in your area.

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Our Rating Methodology

The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.  

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