Whether you live in St. Louis, Kansas City, or West Plains, you can get home warranty coverage for your Missouri residence and protect major systems and appliances. In exchange for a monthly premium and service call fee, a home warranty provider handles all costs and scheduling associated with a repair or replacement of one of your covered items.

To help with your research, the This Old House Reviews Team reviewed the best home warranty companies in the nation and selected the top providers for Missouri. We determined our selections by comparing plan costs, coverage options, and additional perks.

Missouri’s Top 4 Home Warranty Companies

The highest-rated Missouri home warranty companies include the following:

Our team compared coverage plans, pricing, benefits, and customer reviews to determine the four best home warranty providers in Missouri. Here are our top picks.


 

Liberty Home Guard

Liberty Home Guard (LHG) is an excellent choice for Missouri homeowners, earning its spot on this list for its convenient 24-hour claim response time, online customer service features, and extensive add-on coverage options. Liberty Home Guard also provides discounts for select new appliance purchases and a 60-day workmanship guarantee on completed repairs.

Here are a few more benefits provided by Liberty Home Guard:

  • Provides over 30 add-on coverage options, including pest control, limited roof leak, and electronics protection
  • Holds an A- rating on BBB
  • Includes a live chat customer service feature on the website
  • Offers second air conditioning and heating system coverage within standard plans

Plans & Pricing

Like many companies on this list, Liberty offers three plan options. The Appliance Guard is focused on appliances. The Systems Guard is focused on systems, and the Total Home Guard offers coverage for a combination of both appliances and systems.

Liberty Home Guard selects your service call fee based on your home’s location, size, type and your plan selections. It prices your service call fee between $65–$125 per claim.

Here are LHG’s monthly prices by plan:

  • Appliance Guard: $49.99 per month
  • Systems Guard: $54.99 per month
  • Total Home Guard: $59.99 per month
Request a free quote from Liberty Home Guard by filling out this online form or calling 866-452-9107.

Learn more: Liberty Home Guard Review


 

American Home Shield

American Home Shield (AHS) is another solid home warranty company for Missouri homeowners. It offers coverage for systems and appliances with preexisting conditions, making it ideal for older homes. In addition, AHS provides generous coverage caps per covered item and a large mix of systems coverage within its base plan.

Here are a few benefits of American Home Shield:

  • Has close to 50 years of experience in the home warranty industry
  • Provides customizable coverage and flexible service fees
  • Has an accreditation and B rating with the Better Business Bureau
  • Offers a claims center that’s available 24/7

Plans & Pricing

AHS offers three plans—the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans. The ShieldSilver plan covers systems only, while the ShieldGold and ShieldPlatinum plans cover the entire home, and the ShieldPlatinum plan increases coverage limits for all items.

Most American Home Shield plans will cost between $35–$90 per month, but this number can change based on the service fee you select. You have the choice of a $75, $100, or $125 service fee.

If you choose a $75 service fee, here’s what the monthly cost would be by plan:

  • ShieldSilver: $44.99 per month
  • ShieldGold: $64.99 per month
  • ShieldPlatinum: $89.99 per month
For a free quote from American Home Shield, fill out this online form or call 844-529-9298.

Learn more: American Home Shield Review


 

Select Home Warranty

Select Home Warranty is our pick for Best Value. Not only are all plans under $50, but Select Home Warranty is among the only companies in the industry to offer free roof-leak coverage at every plan level.

Here are a few benefits provided by Select Home Warranty:

  • Robust nationwide availability
  • Free roof-leak coverage
  • 90-day workmanship guarantee
  • Discounts on multi-year plans

Plans & Pricing

Select offers three plan tiers with a service call fee of $75. The Bronze Care plan is appliance-exclusive while the Gold Care plan is systems-exclusive. For homeowners who don’t want to choose between systems and appliances, the Platinum Care plan covers all items in the basic packages.

Here are the monthly prices for each home warranty plan:

  • Bronze Care: $41 per month
  • Gold Care: $41 per month
  • Platinum Care: $47 per month
For a free quote from Select Home Warranty, call 888-370-3956 or fill out this online form.

Learn more: Select Home Warranty Review


 

Priority Home Warranty

Priority Home Warranty is available in 45 states, including Missouri. While the company offers many of the standard plan options available across the industry, the company stands out for its affordable price point and the flexibility to work with your own contractor when you file a claim. Unlike most other providers who require prior approval of contractors, Priority Home Warranty will reimburse customers that work with any licensed and bonded contractors, even without pre-approval.

Here are a few benefits provided by Priority Home Warranty:

  • Affordable plan prices
  • Lower-than-industry-average service fee
  • Workmanship guarantee valid for the entire length of the plan
  • Customers eligible for reimbursement when they work with their own contractors

Plans & Pricing

Priority Home Warranty offers three plan options: Systems Home Care, Appliance Home Care, and Total Home Care. The systems and appliance-exclusive plans are available at the same low rate. The Total Home Care plan offers comprehensive coverage at a slightly higher rate. The service fee is $70.

  • Appliance Home Care: $33 per month
  • Systems Home Care: $33 per month
  • Total Home Care: $47 per month

To get a free quote from Priority Home Warranty, call 954-228-2343 or fill out their online form.

Learn more: Priority Home Warranty Review


 

Our Conclusion

Liberty Home Guard, American Home ShieldSelect Home Warranty, and Priority Home Warranty work best for Missouri homeowners because each company has something unique to offer, whether that’s customizable coverage, affordable plans, or unique add-ons. Before signing up for a home warranty plan, get a quote from all three companies listed in this review and compare prices. We also recommend reading each provider’s sample contract to understand their coverage exclusions and limitations better.


 

Frequently Asked Questions


 

Our Rating Methodology

The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.  

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.