Under a home warranty contract, you pay a monthly or annual premium to protect your home’s systems and appliances from normal wear and tear. This means that you won’t have to break the bank if a repair or replacement is needed for one of those covered items. Since a large portion of Idaho’s population is located in rural communities, consider investing in a home warranty that covers commonly used systems in those areas, like wells and septic tanks.

The This Old House Reviews Team is here to help you during your home warranty search. We conducted research on a variety of home warranty companies and composed this review, detailing our recommendations for the best home warranty providers available in the Gem State.

Idaho’s Top 5 Home Warranty Companies

The highest rated home warranty companies in Idaho include:

To zero in on the best options for Idaho homeowners, our team looked at pricing, plans, add-on options, customer service, and other factors. Here’s a detailed look at our top five picks.


 

American Home Shield

American Home Shield (AHS) has more than 45 years of experience in the home warranty industry. During its tenure, AHS has protected more than 1.8 million customers with its network of 17,000 service contractors nationwide.

Pros and Cons

✔ 24/7 customer service
✔ Generous coverage caps
✔ No limit to the number of home repairs during the contract period

✘ Doesn’t offer many optional add-ons

Plans and Pricing

AHS offers three plans—the ShieldSilver™, ShieldGold™, and ShieldPlatinum™. The ShieldSilver covers home systems, such as your electrical and plumbing. The ShieldGold also covers systems, and adds kitchen and laundry appliances, bringing the total number of items covered to 23. The ShieldPlatinum is among the most comprehensive in the industry, covering all of the ShieldGold and increasing coverage caps.

AHS also provides coverage for the following optional add-ons: Electronics extended warranty, pool and spa, well pump, septic pump, guest unit under 750 square feet

In general, a plan from American Home Shield costs between $40 and $80 per month. AHS uniquely allows customers to choose the cost of their service fee: $75, $100, or $125. The higher the service fee you choose, the lower your monthly premium will be.

For a free quote from American Home Shield, fill out this online form or call 844-529-9298.

Learn more: American Home Shield Review


 

Liberty Home Guard

Liberty Home Guard is one of the newer home warranty companies in the industry, but its compelling suite of add-on options and responsive customer service team have made it a worthy competitor against industry titans.

Pros and Cons

✔ 30 unique add-on options, including uncommonly covered items such as pest control, floor cleaning, and reverse osmosis systems
✔ Live-chat feature on the website makes it convenient to speak with a customer service representative any time of day
✔ 60-day workmanship guarantee is twice the length of the typical 30-day guarantee offered by many competitors

✘ Can be difficult to decipher the variable service call fee model due to the lack of transparency
✘ Covered items are capped at $2,000

Plans and Pricing

Liberty Home Guard offers three plans: Appliance Guard, Systems Guard, and Total Home Guard. Appliance Guard covers nine essential appliances, such as your laundry machines and built-in microwave. Systems Guard covers your built-in systems, including but not limited to electrical and plumbing. Total Home Guard covers all the items in the two basic plans.

Liberty Home Guard also offers an impressive suite of add-on options: Pool and spa, sump pump, well pump, central vacuum, additional spa, septic system plumbing, stand-alone freezer, limited roof leak, lighting fixtures, re-key, gutter cleaning, pest control, floor/carpet cleaning, water softener, lawn sprinkler system, electronics protection, swamp cooler, ejector pump, second refrigerator, trash compactor, in-fridge ice maker, freestanding ice maker, wine cooler/fridge, saltwater pool, generator, plumbing fixtures, grinder pump, water dispenser water line, instant hot water dispenser, reverse osmosis system

Based on our quote, Liberty Home Guard plans will cost between $45 and $55 a month. A representative told us that the service call fee will always fall between $65 and $125, but it will be assigned to your account based on your plan selection, add-on options, and the location of your home.

To get a quick quote from Liberty Home Guard, use this simple online tool or call 866-452-9107.

Learn more: Liberty Home Guard Review


 

Select Home Warranty

Select Home Warranty (SHW) stands out for its overall affordability and quick claim response time. All SHW’s plans are priced less than $50 per month, and they all include roof-leak coverage, which most providers only include as an add-on. 

Pros and Cons

✔ Offers affordably priced plans for less than $50 per month
✔ Responds to claims within 12 business hours
✔ Includes roof-leak coverage with all plans

✘ Does not outline workmanship guarantee in service contract
✘ Limits coverage more than other providers (for example, appliances are limited to $500 per item)

Plans and Pricing

Select Home Warranty offers three plan options: Bronze Care, Gold Care, and Platinum Care. Bronze Care covers major appliances, such as your laundry machines and dishwasher. Gold Care covers home systems, such as your heating and cooling. Platinum Care combines the coverage of the two earlier plans, plus garage door openers and plumbing stoppages. 

You can also add the following add-ons to your plan: Central vacuum, lawn sprinkler system, pool, septic system, spa, stand-alone freezer, sump pump, and well pump

According to our quote, customers can expect to pay between $40.67 and $46.08 per month for a Select Home Warranty plan. You’ll be required to pay a $75 service call fee each time you file a claim. 

To request a custom quote, call 888-370-3956 or fill out Select Home Warranty’s online form

Learn more: Select Home Warranty Review


 

First American Home Warranty

Like American Home Shield, First American Home Warranty (FAHW) is a veteran in the home warranty industry with more than 30 years of experience. The provider is also the cheapest of the three home warranty providers recommended for Idaho homeowners.

Pros and Cons

✔ Customer service available 24 hours a day, seven days a week
✔ A risk-free, 30-day money-back guarantee
✔ Option of a First Class Upgrade, which protects improperly installed or maintained systems and appliances

✘ Customers can’t build their own plan
✘ Coverage cap of $1,500 is low compared to the $3,000 offered by American Home Shield

Plans and Pricing

FAHW offers two plans—the Basic Plan and Premier Plan. FAHW’s Basic Plan covers home appliances, while the Premier Plan covers all the appliances in the Basic Plan and adds on protection for home systems.

FAHW also offers policyholders with more extensive coverage by including these optional add-ons: Additional refrigeration, central air conditioning, first-class upgrade, pool and spa, well pump

In general, a plan from First American will cost between $28 and $44 per month. Additionally, the service fee is $75 per claim.

For a free quote from First American Home Warranty, fill out this online form or call 800-891-9778.

Learn more: First American Home Warranty Review


 

Priority Home Warranty

Priority Home Warranty stands out for its contractor flexibility, overall affordability, and its live claims tracking process. Homeowners that have an established relationship with a licensed and insured contractor can continue to work with them on pre-approved claims of covered items.

Pros and Cons

✔ $70 service call fee is lower than many of its competitors
✔ Plan-length workmanship guarantee
✔ Can work with your own contractor for pre-approved claims

✘ Since it’s a newer company, it lacks some of the industry experience and customer feedback of older competitors

Plans and Pricing

Priority Home Warranty offers three plan options: Systems Home Care, Appliance Home Care, and Total Home Care. Systems Home Care covers built-in systems like your air conditioning and plumbing systems. Appliances Home Care covers items such as your refrigerator and oven. Total Home Care bundles all the items in the basic plans into one comprehensive package.

Priority Home Warranty also offers the following add-on options: Ice maker, second refrigerator, stand-alone freezer, second clothes dryer, second dishwasher, septic pumping, water softener, septic system, second tankless water heater, saltwater pool system, pool/spa, second air conditioner, well pump, limited roof leak, tankless water heater, second oven/range/stove, second clothes washer, sump pump, and central vacuum

Based on our quote, you can expect to pay between $33 to $47 a month for a Priority Home Warranty plan. Priority charges a $70 service call fee each time you file a claim.

To get a free quote from Priority Home Warranty, call 954-228-2343 or fill out their online form.

Learn more: Priority Home Warranty Review


 

Our Conclusion

The This Old House Reviews Team recommends these five home warranty providers for Idaho homeowners because of their ability to accommodate a wide range of customers in terms of budget and coverage. American Home Shield is our top choice overall due to its legacy in the industry, generous coverage caps, and comprehensive plans. Liberty Home Guard is another favorite of our review team due to its responsive customer service team and extensive list of add-ons. Select Home Warranty is an especially good choice for homeowners who want quick claims response and affordable plan prices. You should get a quote from at least three plans to compare coverage and costs since plan pricing will vary by region, type of plan, and square footage of your home.


 

Frequently Asked Questions


 

Our Rating Methodology

The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers, and we aim to provide transparency in our review standards and research process.

Our research process includes speaking with representatives from more than 40 home warranty providers, requesting quotes, and asking clarifying questions to gain insight into each provider’s benefits and downsides. We also analyze sample contracts from each company to understand specific coverage terms.

To rate companies, we apply the data we have gathered to our review standards. These standards are on a 100-point scoring system, which is detailed below:

  • Coverage (35 points): Providers are scored based on breadth and depth of coverage. We focused on key home systems (HVAC, plumbing, and electrical), essential appliances (refrigerator, ovens, and laundry machines), and unique coverage items (such as roof-leak coverage and code violation allowances). Coverage scores are weighted by taking into account coverage caps and other limiting factors, meaning providers with greater range of coverage and higher coverage caps score the highest.
  • Value (30 points): A company’s plan value is a reflection of how well it serves the customer in comparison to what the customer pays for the policy. We accounted for monthly costs, service call fees, and cost flexibility (such as customizable service call fees, discounts, and multi-year policies).
  • Trustworthiness and Transparency (21 points): Trustworthiness and transparency are a reflection of how well the provider considers the customer’s interests. We scored items such as the length of workmanship guarantees, online availability of a sample contract, policy change flexibility, and ease of cancellation. Additionally, we scored items that reflect industry reputation and customer satisfaction, including analyzing brand reputation across the Better Business Bureau and third-party customer review aggregators.
  • Availability and Service (14 points): Quality of customer service is key to customer satisfaction. We dug into each provider’s guaranteed response times, claims processes, service flexibility, emergency availability, and more.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.