Best Home Warranty Companies in Idaho (2024)
A home warranty company offers financial coverage for major home appliances and systems that stop working. Homeowners in rural Iowa can get coverage for home systems that are crucial in those areas, such as wells and septic tanks.
We researched home warranty companies across the country and determined that the following providers are best for Iowa residents.
We are here to help you during your home warranty search. We conducted research on the best home warranty providers nationwide and highlighted our recommendations for the Gem State.
Idaho’s Top 5 Home Warranty Companies
The highest-rated Idaho home warranty companies include the following:
To find the best options for Idaho homeowners, our team looked at pricing, plans, add-on options, customer service, and other factors. Here’s a detailed look at our top four picks.
Summary of the Best Home Warranty Companies in Idaho
Monthly Cost
Service Fees
Customer Support Options
Response Time
Pros
- Extensive add-on catalog
- 60-day workmanship guarantee
- Accessible customer support
- High coverage caps
- Preexisting coverage included
- Bonus discounts on maintenance services
- Higher coverage for high-end appliances
- 90-day workmanship guarantee
- Service call fee rolled into annual premium
- Low-cost plan options
- High HVAC coverage
- Free roof leak protection
- Unlimited system coverage
- Solid add-on catalog
- Optional upgrade for preexisting condition coverage
Cons
- Reviews mention low claim payouts
- Low coverage caps for electrical and plumbing
- Higher costs for comprehensive coverage
- Smallest add-on catalog
- Higher service fee for high-end appliance repairs
- No workmanship guarantee on repairs by out-of-network technicians
- Low coverage caps for other items
- No service call fee flexibility
- No AC coverage in the lowest plan
- Excludes essential appliances from its lowest plan
Summary
We recommend Liberty Home Guard for homeowners who need coverage for multiple HVAC systems and extensive add-on customizations.
We recommend American Home Shield for homeowners who need comprehensive coverage for older homes.
We recommend Elite Home Warranty for homeowners who want fully customizable plans and extensive add-on coverage options.
We recommend Select Home Warranty for homeowners who need affordable HVAC-only coverage.
We recommend First American Home Warranty for homeowners who need robust plan options for HVAC and high-end appliances.Â
Promotions
Rating Categories
Coverage
Value
Trustworthiness
Plan Transparency
Customer Support
Flexibility
Company | BBB Rating | Monthly Cost in ID | Service Fee | Visit Site |
---|---|---|---|---|
NR | $49–$59 | $65–$125 | VISIT SITE | |
B | $29–$89 | $100–$125 | VISIT SITE | |
A+ | $44–$58 | $70 | VISIT SITE | |
B- | $44–$47 | $60–$75 | VISIT SITE | |
B | $42–$82 | $75–$125 | VISIT SITE |
Note: We based the pricing information in this table and throughout the article on sample quotes we obtained for a 1,977-square-foot, single-family home in Boise, Idaho. Your pricing may vary depending on your home’s location, size, type, and plan selections.
Reviews of the Best Home Warranty Companies in Idaho
How Much Does a Home Warranty Cost in Idaho?
An Idaho home warranty costs $54 per month on average, or $546-$744 annually, based on the quotes we pulled. Pricing will depend on whether you want basic or comprehensive coverage for your home systems and appliances and where you live. In addition to a monthly premium, you’ll also have to pay a service call fee between $75–$125 whenever you submit a service request during the contract period.
Annual Home Warranty Cost Calculator
Our team created a calculator to break down the estimated annual cost of owning a home warranty. Enter your monthly premium, service call fee, and estimated number of claims to see your projected annual cost. It’s best to request a quote directly from one of our recommended providers, as annual costs and service fees vary between them.
Appliance | Average Repair Cost | Average Replacement Cost |
---|---|---|
Dehumidifier |
$50–$200 |
$1,300–$2,800 |
Microwave |
$50–$400 |
$60–$2,000 |
Dishwasher |
$50–$500 |
$400–$3,000 |
Exhaust Fans |
$16–$300 |
$250–$950 |
Electric Range |
$100–$500 |
$230–$3,000 |
Gas Range |
$100–$500 |
$230–$3,000 |
Dryer |
$100–$400 |
$450–$2,300 |
Oven |
$100–$430 |
$400–$3,000 |
Washer |
$50–$450 |
$400–$2,300 |
Freezer |
$90–$500 |
$160–$2,900 |
Refrigerator |
$40–$350 |
$200–$5,000 |
Note: The annual cost figure generated by our home warranty calculator is not an indication of a company’s actual plan cost, as annual costs and service fees vary based on your plan selections and your home’s size, type, and location.
Do Home Warranties Cover Pre-existing Conditions?
Most home warranties will not cover preexisting conditions for poorly installed or maintained systems and appliances. However, American Home Shield and First American Home Warranty do include coverage for items with preexisting conditions.
What Other Home Warranty Companies Are Available In Idaho?
While Liberty Home Guard, American Home Shield, and Select Home Warranty are our top picks for home warranty coverage, there are some honorable mentions that also protect homes in Idaho. These include The Home Service Club and Landmark Home Warranty.
Our Conclusion
We recommend these home warranty providers for Idaho homeowners because of their ability to accommodate a wide range of customers in terms of budget and coverage. Liberty Home Guard is our top choice due to its responsive customer service team and extensive list of add-ons. American Home Shield is a close second for its generous coverage caps and comprehensive plans. Select Home Warranty is a good choice for homeowners who want affordable plan prices.
You should get a quote from at least three plans to compare coverage and costs since plan pricing will vary by region, type of plan, and square footage of your home.
Other Resources for Residents in Idaho
Our Rating Methodology
We back up our home warranty ratings and recommendations with a detailed rating methodology to score each provider objectively. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts, and conducting focus groups and consumer surveys.
We score each provider against our review standards, which include four comparison categories: coverage, value, trust and transparency, and availability and service. We rate each provider across 31 factors within these categories. Each factor is assigned a point value based on its importance to a homeowner, totaling 100 points. We then convert the final scores to a 5-star rating.
Here’s a breakdown of our weighted factors:
- Coverage (40%): We scored coverage based on included home systems and appliances, add-on options, and unique benefits. We also compared coverage caps and policy exclusions.
- Additional coverage items
- Annual coverage cap
- Home systems coverage
- Major appliances coverage
- Obstructed wall coverage cap
- Value (30%): We compared the coverage level received to monthly pricing to determine plan value. We considered premium pricing, service fees, and flexibility in customizing plan costs.
- Average monthly cost
- Cost flexibility
- Lowest service fee
- Trust and Transparency (16%): We evaluated each company’s reputation using the Better Business Bureau ratings and customer reviews on third-party review sites. We read through plan change policies, workmanship protections, and sample contract availability.
- Brand reputation
- Policy change flexibility
- Sample contract availability
- Workmanship guarantee length
- Availability and Service (14%): We award higher scores for faster claim processing and response times. We also considered service technician policies, including options to choose your technician.
- Claims process
- Guaranteed response time
- Service flexibility
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.