As someone who takes pride in their home, you may have chosen luxury appliances to meet your day-to-day needs. But even high-end appliances will eventually break down due to wear and tear or other common malfunctions. Do you know how to get quick, trustworthy service for your elegant cooktops, advanced dishwashers, and state-of-the-art garbage disposals?
Having a home warranty plan that assists with the repair and replacement of appliances can help you maintain your peace of mind if anything goes wrong. With so many plan options and home warranty companies, it can be difficult to determine which are best for high-end appliances. The This Old House Reviews Team has researched and rated some of the best home warranty companies in the nation.
In this roundup, we will explore the best home warranty companies for high-end appliances based on their coverage limits. Keep reading to see how each company compares on their prices and plans.
Why it’s great for high-end appliances: Not only does AHS offer comprehensive coverage for your high-end appliances, it gives you control over the price you pay for your plan. If you choose a higher monthly premium, you will pay a lower service call fee for repairs, and vice versa. AHS customers can even cover multiple properties through their plans. AHS’ flexibility and ability to provide coverage across multiple appliances and locations makes it ideal for owners of high-end appliances.
Plans and prices: AHS provides three plans: ShieldSilver™, ShieldGold™, and ShieldPlatinum™. With all of these plans, AHS customers choose a $75, $100, or $125 service fee. The higher the service fee, the lower the monthly premium. You also have the option to build your own plan, and its price varies according to what you cover.
|Plan||$75 Service Fee||$100 Service Fee||$125 Service Fee|
We encourage you to visit American Home Shield today to see what high-end appliances you can add to your home warranty plan.
First American Home Warranty
The company: Established in 1984, First American Home Warranty (FAHW) has a long-standing reputation within the home warranty industry. It is an excellent choice for anyone looking to cover high-end appliances and save money in the process.
Why it’s great for high-end appliances: FAHW offers a few benefits that will be attractive to you for your high-end appliances. The company offers a two-business-day service guarantee, provides additional coverage for an extra refrigerator and has a $1,500 coverage limit on pools and spas — one of the highest in the industry.
Plans and prices: First American charges a $75 service call fee, but its plans and prices change by state. The Value Plus Plan, which adds coverage for refrigerators, washers, and dryers to the Basic Plan, is not available in every region. However, for comparison, here are the plans available in Ohio.
We recommend that you learn what First American Home Warranty can do for you by getting a free estimate.
Select Home Warranty
The company: Founded in 2012, Select Home Warranty is known for its unique offerings and low deductibles. In addition to providing free roof-leak coverage, which isn’t covered by most other home warranty companies, Select also offers a 90-day repair guarantee.
Why it’s great for high-end appliances: Select’s Platinum Care Plan is ideal for owners of high-end appliances. It covers 17 appliances and systems, and customers have three days to file a claim for an item or system rather than the industry-standard of one day. Through its add-ons, Select also provides coverage to more luxury appliances, such as a second refrigerator, stand-alone freezer, lawn sprinkler system, and an ice maker.
Plans and prices: Select Home Warranty provides three plans: Bronze Care, Gold Care, and Platinum Care. As stated before, Platinum is perhaps the best for high-end appliances. Select charges customers a small service fee of $60–$75. The fee will vary according to each customer’s location.
We suggest you visit Select Home Warranty to learn how it can protect your high-end appliances.
Why You Should Cover Your High-End Appliances
Buying a home warranty is a wise investment for any homeowner, but especially those who own high-end appliances. A home warranty can assist in providing coverage to more expensive items in your home that homeowners insurance may not cover.
We recommend reading your service contract to see which of your luxury appliances can be added to your home warranty. Pay extra attention to the fine print regarding coverage caps, which may stipulate that high-end appliances are not subject to the same reimbursement rates as lower-end appliances. If your replacement exceeds the coverage cap or reimbursement rate determined by your provider, you will be responsible for the difference. You’ll want to confirm that the coverage caps on appliances make sense for your budget.
You are typically able to contact these companies 24/7 and access a specialized contractor who understands the advanced technology of your luxury appliance. Overall, home warranty coverage on your high-end appliances guarantees you receive the right service, at affordable prices, and with peace of mind that it will be done quickly.
Our Rating Methodology
The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers, and we aim to provide transparency in our review standards and research process.
Our research process includes speaking with representatives from more than 40 home warranty providers, requesting quotes, and asking clarifying questions to gain insight into each provider’s benefits and downsides. We also analyze sample contracts from each company to understand specific coverage terms.
To rate companies, we apply the data we have gathered to our review standards. These standards are on a 100-point scoring system, which is detailed below:
- Coverage (35 points): Providers are scored based on breadth and depth of coverage. We focused on key home systems (HVAC, plumbing, and electrical), essential appliances (refrigerator, ovens, and laundry machines), and unique coverage items (such as roof-leak coverage and code violation allowances). Coverage scores are weighted by taking into account coverage caps and other limiting factors, meaning providers with greater range of coverage and higher coverage caps score the highest.
- Value (30 points): A company’s plan value is a reflection of how well it serves the customer in comparison to what the customer pays for the policy. We accounted for monthly costs, service call fees, and cost flexibility (such as customizable service call fees, discounts, and multi-year policies).
- Trustworthiness and Transparency (21 points): Trustworthiness and transparency are a reflection of how well the provider considers the customer’s interests. We scored items such as the length of workmanship guarantees, online availability of a sample contract, policy change flexibility, and ease of cancellation. Additionally, we scored items that reflect industry reputation and customer satisfaction, including analyzing brand reputation across the Better Business Bureau and third-party customer review aggregators.
- Availability and Service (14 points): Quality of customer service is key to customer satisfaction. We dug into each provider’s guaranteed response times, claims processes, service flexibility, emergency availability, and more.
To share feedback or ask a question about this article, send a note to our Reviews Team at firstname.lastname@example.org.