Best Home Warranty Companies in Rhode Island
A Rhode Island home warranty could save you money when one of your major systems or appliances, such as your heating system or plumbing, inevitably breaks down from use. Plus, having a home warranty prevents you from spending time and money looking for a trusted contractor to complete your home repairs.
We compared plans, pricing, and customer reviews to help you find the best home warranty in the Ocean State. We recommend American Home Shield as our top pick due to its comprehensive coverage and strong industry reputation.
Did You Know?
- In the last 30 days, more than 2,500 people bought home warranties from the above providers. Liberty Home Guard is our most popular provider, with 55% of buyers choosing to cover their homes with an LHG plan.
Rhode Island’s Top 3 Home Warranty Companies
The three Rhode Island providers in this review stood out because of their comprehensive plans, extensive add-on options, excellent customer service, and affordable pricing. The highest-rated Rhode Island home warranty companies include the following:
- Best for Comprehensive Coverage: American Home Shield
- Best Customer Support: Liberty Home Guard
- Best for Customized Coverage Elite Home Warranty
Summary of the Best Home Warranty Companies in Rhode Island
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#1 out of 15 companies | #2 out of 15 companies | #3 out of 15 companies | #4 out of 15 companies | #5 out of 15 companies | #6 out of 15 companies | #7 out of 15 companies | #8 out of 15 companies | |
NR | B | B- | B+ | B | A | A+ | B+ | |
Monthly Cost |
$49–$59 | $49–$109 | $44–$47 | $44–$59 | $34–$92 | $27–$70 | $4–$70 | $30–$56 |
Service Fees |
$65–$125 | $100–$125 | $60–$75 | $70 | $75–$125 | $65–$100 | $100 | $100–$150 |
Customer Support Options |
Email, Phone, Online Chat, Online Portal | Phone, Online Portal | Email, Phone, Online Portal | Email, Phone, Online Portal | Phone, Online Portal | Phone, Online Portal | Phone, Online Portal | Email, Phone, Online Portal |
Response Time |
Up to 48 hours | Up to 48 hours | 48-84 hours | Up to 48 hours | 24-48 hours | Up to 48 hours | Within 24 hours | 2–24 hours |
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Summary |
We recommend Liberty Home Guard for homeowners who need coverage for multiple HVAC systems and extensive add-on customizations. |
We recommend American Home Shield for homeowners who need comprehensive coverage for older homes. |
We recommend Select Home Warranty for homeowners who need affordable HVAC-only coverage. |
We recommend Elite Home Warranty for homeowners who want fully customizable plans and extensive add-on coverage options. |
We recommend AFC Home Warranty for homeowners who want extensive HVAC coverage and protections for new systems. |
We recommend 2-10 Home Buyers Warranty for homeowners who want the most affordable appliance-only coverage. |
We recommend HomeServe for homeowners who want diverse plan options, as it offers up to 18 individual plans with varying coverage. |
We recommend Cinch Home Warranty for homeowners who want coverage for items most providers don’t cover, such as built-in food centers and free-standing ice makers. |
Promotions |
$200 Off + 2 Months Free + Roof Leak Protection | $150 off any plan | Cyber Monday: 40% Off Home Warranty Plans | $150 Off + 1 Month Free. 30-Day Free Trial | Fall Sale: $250 Off + Free Roof Leak Coverage | Get your free quote today! | 20% off your annual policy | First 2 months free on all plans |
Rating Categories |
Liberty Home Guard | American Home Shield | Select Home Warranty | Elite Home Warranty | AFC Home Warranty | 2-10 Home Warranty | HomeServe | Cinch Home Services |
Coverage |
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Value |
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Trustworthiness |
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Plan Transparency |
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Customer Support |
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Flexibility |
Note: We based the pricing information in this table and throughout the article on sample quotes we obtained for a 2,435-square-foot, single-family home in Providence, Rhode Island. Your pricing may vary depending on your home’s location, size, type, and plan selections.
Reviews of the Best Home Warranties in Rhode Island
What Does a Rhode Island Home Warranty Cover?
A home warranty covers major systems like your heating, air conditioning, plumbing, electrical, and water heater, in addition to appliances like your refrigerator, dishwasher, washer, and dryer. Before purchasing a plan, assess what systems or appliances in your home need protection.
Do Home Warranties Have a Deductible?
Yes, in the home warranty industry, the term, “service fee,” is used instead of “deductible.” When one of your covered items breaks down, you submit a service request through your provider. Once the request is approved, the company will send one of its service contractors to your house, where you will pay the service fee and receive a diagnosis and repair.
Do I Need an Inspection To Start Home Warranty Coverage?
A home inspection is designed to assess the condition of your home systems and appliances before coverage kicks in. Though most home warranty companies don’t require one, we recommend getting one so you’re not blindsided by a coverage exclusion or limitation when you file a claim.
Our Conclusion
American Home Shield, Liberty Home Guard, and Elite Home Warranty provide extensive coverage, flexible fees, and solid customer service. Regardless of which home warranty company you choose, you’ll have peace of mind if a covered system or appliance experiences a breakdown. Before you purchase a home warranty, we recommend getting quotes from all three companies since pricing will change depending on your region and home size.
Other Resources for Residents in Rhode Island
How Do I Find the Best Home Warranty Company in My Area?
Find in-depth reviews on the best home warranty companies for each state below.
Best Home Warranty Companies by State
Our Rating Methodology
We back up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, cost, trustworthiness, plan transparency, customer support, and flexibility to arrive at a final score on a 5-point rating scale.
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.