A Vermont home warranty can give you peace of mind by simplifying the process of repairing or replacing broken appliances or systems in your home. When an item needs attention, your home warranty provider will send a pre-screened and trusted service technician to your home in a timely manner to assess the broken item.
The This Old House Reviews Team reviewed the best home warranties in Vermont, researching providers’ plans, pricing, policy features, and customer reviews. Read on to learn why we chose these providers as the best home warranty companies in the state.
Vermont’s Top 3 Home Warranty Companies
The highest rated home warranty companies in Vermont include:
- American Home Shield: Our Overall Top Pick
- Liberty Home Guard: Most Responsive
- Select Home Warranty: Best Value
With protection plans for your home’s systems and appliances, these home warranty companies provide comprehensive coverage and responsive customer service to ensure that you get the most out of your home warranty.
American Home Shield
American Home Shield (AHS) is a home warranty veteran, providing customers with coverage for over 40 years. Offering customers three protection plans and the choice of optional add-ons, AHS provides some of the most extensive coverage in the home warranty industry.
Pros and Cons
✔ Has generous coverage caps on home appliances and systems
✔ Lets customers choose between a $75, $100, $125 service fee
✔ Offers a free HVAC tune-up with the ShieldPlatinum™ plan
✘ Won’t cover items that are under a manufacturer’s warranty
✘ Only offers five add-on options
✘ Only guarantees repairs for 30 days
Plans and Pricing
American Home Shield offers customers the choice of three coverage plans: the ShieldSilver™, ShieldGold™, and the ShieldPlatinum™. The ShieldSilver protects home systems, such as your electrical system. The ShieldGold also protects systems, and it includes coverage for kitchen and laundry appliances. The ShieldPlatinum adds coverage for roof leaks and offers a free HVAC tune-up. The ShieldPlatinum also increases coverage caps to make it one of the most comprehensive plans in the industry.
AHS also offers you the choice of receiving additional coverage on the optional add-ons: Electronic extended warranty, pool and spas, well pump, septic pump, guest unites up to 750 square feet
The cost of a home warranty from American Home Shield will vary based on the coverage and optional add-ons selected. In general, AHS customers can pay anywhere between $40 and $80 per month for a plan. In addition to the monthly premium, American Home Shield customers will have to pay a service fee of either $75, $100, or $125. The lower the service fee selected, the higher the monthly premium.
Learn more: American Home Shield Review
Liberty Home Guard
Established in 2017, Liberty Home Guard stands out for its accessible customer service via its 24/7 phone line and live chat feature on its website. In addition to its responsive customer service, Liberty Home Guard offers an unmatched suite of add-on options and affordable monthly pricing.
Pros and Cons
✔ 30 additional coverage options, which is more than any other provider on this list
✔ Plans for $55 or less
✔ Discounts when you cover more than one property or select a multi-year plan term
✘ Coverage caps are lower than its competitors; $1,600 per covered item
✘ Service call fee is assigned to your account, and it’s not typically disclosed during the quote process
Plans and Pricing
Liberty Home Guard offers three plans: Appliance Guard, Systems Guard, and Total Home Guard. Appliance Guard covers nine essential appliances, such as your refrigerator and dishwasher. Systems Guard covers six built-in systems, including your water heater, ductwork, and electrical. Total Home Guard combines the coverage of the two basic plans for a total of 15 covered items.
Liberty Home Guard offers a long list of add-on options: Pool and spa, sump pump, well pump, central vacuum, additional spa, septic system plumbing, stand-alone freezer, limited roof leak, lighting fixtures, re-key, gutter cleaning, pest control, floor/carpet cleaning, water softener, lawn sprinkler system, electronics protection, swamp cooler, ejector pump, second refrigerator, trash compactor, in-fridge ice maker, freestanding ice maker, wine cooler/fridge, saltwater pool, generator, plumbing fixtures, grinder pump, water dispenser water line, instant hot water dispenser, reverse osmosis system
According to our quote, Liberty Home Guard plans range from $45–$55 a month, excluding add-on options. Unfortunately, Liberty Home Guard is not transparent about its service call fee during the quote process, but a representative informed us that the fee will be assigned to your account based on the location of the home, the plan, and the additional coverage items selected. This fee will always fall within the range of $65–$125.
Learn more: Liberty Home Guard Review
Select Home Warranty
Select Home Warranty makes its way onto this list due to its overall value, with affordable plans and roof-leak coverage included with every plan.
Pros and Cons
✔ All plans are less than $50 a month; service call fee is a straightforward $75
✔ Up up $400 of roof-leak coverage included with every plan
✔ Claim response time of 24 hours, which is a shorter window than the typical 48 hours
✘ Coverage is limited to $500 during the first 90 days of the plan
✘ HVAC coverage is limited to $2,000, which is lower than some of its competitors
Plans and Pricing
Select Home Warranty offers three plans. The Bronze Care plan covers your home’s appliances, such as your cooktop and refrigerator. The Gold Care plan covers built-in systems such as your electrical and plumbing systems. Platinum Care combines the coverage of the two basic plans and adds coverage for garage door openers and plumbing stoppages.
Select also offers the following add-on options: Central vacuum, lawn sprinkler system, pool, septic system, spa, stand-alone freezer, sump pump, and well pump
Select’s plans range from $41–$47 a month. Select charges a $75 service call fee each time you file a claim, but it’s important to note that this service call fee only applies to one covered item. If you file multiple claims, you will have to pay multiple service call fees.
Learn more: Select Home Warranty Review
American Home Shield and Liberty Home Guard are among the best home warranty providers in Vermont. If you’re looking for comprehensive policies that don’t place a coverage limit on built-in systems, you may find American Home Shield to be the best fit. For a long list of add-on options and responsive customer service, turn to Liberty Home Guard.
Before buying a home warranty, we recommend getting quotes from all companies listed to find a plan that best fits your budget and home protection needs.
Frequently Asked Questions
Our Rating Methodology
The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers, and we aim to provide transparency in our review standards and research process.
Our research process includes speaking with representatives from more than 40 home warranty providers, requesting quotes, and asking clarifying questions to gain insight into each provider’s benefits and downsides. We also analyze sample contracts from each company to understand specific coverage terms.
To rate companies, we apply the data we have gathered to our review standards. These standards are on a 100-point scoring system, which is detailed below:
- Coverage (35 points): Providers are scored based on breadth and depth of coverage. We focused on key home systems (HVAC, plumbing, and electrical), essential appliances (refrigerator, ovens, and laundry machines), and unique coverage items (such as roof-leak coverage and code violation allowances). Coverage scores are weighted by taking into account coverage caps and other limiting factors, meaning providers with greater range of coverage and higher coverage caps score the highest.
- Value (30 points): A company’s plan value is a reflection of how well it serves the customer in comparison to what the customer pays for the policy. We accounted for monthly costs, service call fees, and cost flexibility (such as customizable service call fees, discounts, and multi-year policies).
- Trustworthiness and Transparency (21 points): Trustworthiness and transparency are a reflection of how well the provider considers the customer’s interests. We scored items such as the length of workmanship guarantees, online availability of a sample contract, policy change flexibility, and ease of cancellation. Additionally, we scored items that reflect industry reputation and customer satisfaction, including analyzing brand reputation across the Better Business Bureau and third-party customer review aggregators.
- Availability and Service (14 points): Quality of customer service is key to customer satisfaction. We dug into each provider’s guaranteed response times, claims processes, service flexibility, emergency availability, and more.
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