Best Home Warranty Companies in Ohio (2022)

Home warranties, also called home service contracts, cover systems and appliances in your home against damage from normal wear and tear. If a covered item breaks in the course of regular use, the warranty provider will supply a contractor who will repair or replace the item for a small service fee. Your monthly premium ensures that you won’t have to pay a large, unexpected sum of money for covered damage.

The This Old House Reviews Team has taken a look at the major home warranty providers in the United States and identified our top recommendations. Below, we’ve compared the best home warranty companies in Ohio based on the plans offered, prices, customer satisfaction, and more.

Ohio’s Top 6 Home Warranty Companies

The highest rated home warranty companies in Ohio include:

• American Home Shield: Our Overall Top Pick
• Liberty Home Guard: Most Responsive
• Select Home Warranty: Best Value
• First American Home Warranty: Best Appliance Coverage
• America’s 1st Choice Home Club: Best for Customization
• Priority Home Warranty: Best for Choosing Your Own Contractor

American Home Shield

American Home Shield offers the best overall home warranty coverage to Ohio homeowners. This industry leader has more than 45 years of experience in the industry, offers flexible service fees, and has paid out $2 billion in home warranty claims in the last five years.

Pros and Cons

✔ Allows you to choose your own contractor
✔ Provides additional benefits, such as discounts on appliances and electronic extended warranties
✔ Covers items with undetectable pre-existing conditions

✘ No coverage for roofs or standalone freezers
✘ Relatively high premiums compared to other home warranty companies

Plans and Pricing

American Home Shield offers three coverage plans: the ShieldSilver, ShieldGold, and ShieldPlatinum plans. The ShieldSilver covers home systems only, and the ShieldGold adds appliances to cover 23 items in total. The ShieldPlatinum covers the entirety of the ShieldGold plan and increases coverage limits. ShieldPlatinum policyholders also receive roof leak coverage and one free HVAC tune-up during the warranty term.

American Home Shield customers are also eligible for discounts on purchasing new appliances, optional coverage for pools, spas, well pumps, septic pumps, and guest houses, and extended warranties for certain electronic devices.

Here’s a pricing breakdown of American Home Shield plans with a $100 service fee:

• ShieldSilver: $44.99 per month
• ShieldGold: $54.99 per month
• ShieldPlatinum: $69.99 per month

Note: Choosing a lower service fee will increase your monthly premium, and choosing a higher service fee will decrease your monthly premium.

Learn more: American Home Shield Review

Liberty Home Guard

Liberty Home Guard is a newer name in the home warranty industry, but the company offers three plans and over 20 add-on options for comprehensive and customizable coverage.

Pros and Cons

✔ Unique add-ons, like re-keying and pest control
✔ 60-day workmanship guarantee
✔ 24/7 customer service

✘ Must purchase add-ons for comprehensive coverage
✘ Must get authorization to use your own contractor

Plans and Pricing

Liberty Home Guard has Appliance Guard, System Guard, and Total Home Guard plans. As the names suggest, Appliance Guard protects major appliances, System Guard major systems, and Total Home Guard both appliances and systems.

Liberty Home Guard assigns a service call fee to your account based on your plan, add-ons, and location. Along with a service fee between $65 and $125, here’s a look at each plan’s monthly cost:

• Appliance Guard: $69.99 per month
• System Guard: $74.99 per month
• Total Home Guard: $79.99 per month

Learn more: Liberty Home Guard Review

Select Home Warranty

If budget is your primary concern when choosing a home service contract, consider investing in a Select Home Warranty plan.

Pros and Cons

✔ Provides free roof coverage
✔ Offers discounts to customers who sign up for multi-year plans
✔ Covers rental properties, mobile homes, manufactured home, single-family homes, and condos

✘ Only Platinum Care covers plumbing stoppages
✘ Has low coverage caps on systems and appliances
✘ Fewer years in business than other home warranty providers

Plans and Pricing

Select Home Warranty offers three plans: Bronze Care for appliances, Gold Care for systems, and Platinum Care for both. Note: Select offers free limited roof leak coverage for all plans. While the Bronze and Gold Care plans are reasonably priced, the Platinum Care plan stands out—it’s by far the least expensive option for covering both home systems and appliances.

In addition to a $75 service call fee, here’s the monthly plan pricing:

• Bronze Care: $40.67 per month
• Gold Care: $40.67 per month
• Platinum Care: $46.08 per month

Learn more: Select Home Warranty Review

America’s 1st Choice Home Club

America’s 1st Choice Home Club earns its spot as one of the best home warranty companies for Ohio homeowners due to its variety of plan options and flexible pricing model. Customers can also select optional coverage for up to 12 additional items, such as tankless water heaters, in-ground pools, and double ovens.

Pros and Cons

✔ Includes additional security perks, such as identity theft protection and discounts on home security systems
✔ Allows customers to choose their own contractor
✔ Offers a flexible service call fee model 

✘ May take up to 48 hours to respond to a claim
✘ Requires customers to file a claim within 24 hours of noticing an issue

Plans and Pricing

AFC Home Club offers four plan options, which is more than the typical two or three plans offered by other providers. The Silver Plan covers appliances exclusively, such as your dishwasher and laundry machines. The Systems Plan covers home systems, such as your air conditioning, heating, and electrical. The Gold Plan combines the coverage of the two earlier plans, and the Platinum Plan builds on the combo plan by covering faucets, ice makers, built-in microwaves, and built-in fans.

AFC Home Club allows customers to choose a $75, $100, or $125 service call fee. When you select a higher service call fee, your monthly fees will be lower. The reverse is also true. You can compare prices below:

• Silver Plan: $32.08–$36.67 per month
• Systems Plan: $39–$43.58 per month
• Gold Plan: $45.83–$50.42 per month
• Platinum Plan: $50.42–$55 per month

To get a free quote, fill out AFC Home Club’s easy form or call 877-755-1115.

Learn more: AFC Home Club Review

First American Home Warranty

First American Home Warranty is another home warranty provider for Ohio homeowners that has been around for 35 years. While the company only offers two plans, those plans still protect the major systems and appliances in your home.

Pros and Cons

✔ Coverage for items that were improperly installed or maintained
✔ Premiums under $40 per month
✔ 35 years of experience

✘ Can’t get A/C coverage without an add-on
✘ No roof coverage

Plans and Pricing

First American has two plans: the Basic Plan and the Premier Plan. The Basic Plan covers kitchen appliances, such as the refrigerator and dishwasher, along with your washer and dryer. The Premier Plan covers those appliances plus major systems, such as electrical and plumbing.

Along with an $85 service call fee, here’s how much each plan costs monthly:

• Basic Plan: $36 per month
• Premier Plan: $46.50 per month

Learn more: First American Home Warranty Review

Priority Home Warranty

Priority Home Warranty is a quickly growing home warranty company that provides service across 23 U.S. states, including Ohio. Homeowners in Ohio will be attracted to Priority’s contractor flexibility, affordability, and extensive coverage options.

Pros and Cons

✔ You can choose your own contractor and Priority will reimburse you if contractor is licensed and insured
✔ Systems plan covers whirlpool bathtubs, which is an uncommon inclusion for basic plans.
✔ All plans are available for under $50 per month

✘ Does not cover luxury and high-end appliances
✘ $50 cancellation fee
✘ Not rated by BBB

Plans and Pricing

Priority’s plan options are in line with the industry standard. It offers a systems-only plan, an appliance-only plan, and a combo plan that covers both in one comprehensive package.

Priority’s additional coverage options include the following items: Ice maker, second refrigerator, stand-alone freezer, second clothes washer and dryer, second dishwasher, septic system, septic pumping, water softener, second tankless water heater, saltwater pool system, pool, spa, second air conditioner, well pump, limited roof leak, tankless water heater, second oven/range/stove, sump pump, central vacuum

Priority Home Warranty charges a $70 service call fee each time you file a claim for a covered item. The cost per month is outlined below. As you can see, Priority offers affordable plans under $50 a month.

Here’s a breakdown of how much each plan costs each month:

• Systems Home Care: $33 per month
• Appliance Home Care: $33 per month
• Total Home Care: $47 per month

To get a free quote from Priority Home Warranty, call 954-228-2343 or fill out their online form.

Learn more: Priority Home Warranty Review

Our Conclusion

If you still need help choosing a home warranty provider, take a look at this master list of coverage options between all six companies. If one of the companies doesn’t offer the coverage you need, consider ruling it out.

Regardless of the type of coverage you need, we recommend getting quotes from all six home warranty companies so you can compare plan pricing and try to get your favorite company to price match the lowest offer.

Our Rating Methodology

The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers, and we aim to provide transparency in our review standards and research process.

Our research process includes speaking with representatives from more than 40 home warranty providers, requesting quotes, and asking clarifying questions to gain insight into each provider’s benefits and downsides. We also analyze sample contracts from each company to understand specific coverage terms.

To rate companies, we apply the data we have gathered to our review standards. These standards are on a 100-point scoring system, which is detailed below:

• Coverage (35 points): Providers are scored based on breadth and depth of coverage. We focused on key home systems (HVAC, plumbing, and electrical), essential appliances (refrigerator, ovens, and laundry machines), and unique coverage items (such as roof-leak coverage and code violation allowances). Coverage scores are weighted by taking into account coverage caps and other limiting factors, meaning providers with greater range of coverage and higher coverage caps score the highest.
• Value (30 points): A company’s plan value is a reflection of how well it serves the customer in comparison to what the customer pays for the policy. We accounted for monthly costs, service call fees, and cost flexibility (such as customizable service call fees, discounts, and multi-year policies).
• Trustworthiness and Transparency (21 points): Trustworthiness and transparency are a reflection of how well the provider considers the customer’s interests. We scored items such as the length of workmanship guarantees, online availability of a sample contract, policy change flexibility, and ease of cancellation. Additionally, we scored items that reflect industry reputation and customer satisfaction, including analyzing brand reputation across the Better Business Bureau and third-party customer review aggregators.
• Availability and Service (14 points): Quality of customer service is key to customer satisfaction. We dug into each provider’s guaranteed response times, claims processes, service flexibility, emergency availability, and more.