Best Home Warranty Companies in Massachusetts

When a home system or appliance breaks down, it can be a hassle to find a trusted service contractor to make a speedy fix or find room in your budget to pay for the unexpected repair or replacement. A home warranty can make your homeownership experience easier by handling repairs in exchange for a service fee and monthly or annual premium.

Since finding a home warranty can be challenging, especially if you don’t know where to start, the This Old House Reviews Team did the work for you. Keep reading for the best home warranty companies in your Massachusetts.

Massachusetts’ Top 4 Home Warranty Companies

The highest rated home warranty companies in Massachusetts include these:

• American Home Shield: Best Coverage Caps
• Liberty Home Guard: Best Customer Ratings
• Select Home Warranty: Best Value
• America’s First Choice Home Club: Best for Customization

The providers in this review stand out for their comprehensive coverage plans, affordable pricing, and unique benefits. Here are our recommended picks in more detail.

American Home Shield

American Home Shield (AHS) is another reputable home warranty company we recommend for homeowners in Massachusetts. AHS provides extensive major appliance and home systems coverage paired with flexible plan and service call fee options. As a plus, AHS covers items that have preexisting conditions.

Here’s an overview of what AHS has to offer:

• Close to 50 years of industry experience
• Customizable plans and service fees
• 24/7 claims center
• No limit on repairs during contract period

Plans and Pricing

American Home Shield offers its customers three plans: the ShieldSilver™, ShieldGold™, and ShieldPlatinum™. The ShieldSilver covers home systems only, and the ShieldGold adds coverage for appliances to the ShieldSilver’s existing coverage. The ShieldPlatinum plan takes the ShieldGold’s coverage and increases coverage caps for all covered items.

In addition to these plans, AHS also offers coverage for the following items: Electronic extended warranty, pool and spa, well pump, septic pump, guest unit under 750 square feet

When choosing an American Home Shield plan, you’ll select a service fee of $75, $100, or $125. Higher service fees will result in lower monthly premiums and vice versa.

Here’s the monthly cost of each plan with a $75 service fee:

• ShieldSilver: $34.99 per month
• ShieldGold: $64.99 per month
• ShieldPlatinum: $89.99 per month

Learn more: American Home Shield Review

Liberty Home Guard

Liberty Home Guard (LHG) is our top home warranty company that we recommend for those looking for a home protection plan in Massachusetts. For those looking for comprehensive coverage of multiple units, LHG offers coverage for second heating and air conditioning systems within its standard plans. Most providers offer second unit coverage only as an add-on.

Here are some highlights of LHG coverage:

• $2,000 coverage cap per covered item
• 60-say workmanship guarantee
• Unique add-ons, including pest control and rekeying

Plans and Pricing

Liberty Home Guard has three plans: Appliance Guard, System Guard, and Total Home Guard. Appliance Guard covers nine appliances, while System Guard covers six systems. Total Home Guard offers comprehensive coverage for all 15 items for just under $60 a month.

With one of the plans, you have the option to add on protection for over 15 items. Here are a few of them: Re-key, well pump, fixtures (lighting and plumbing), water softener, lawn sprinkler system, electronics protection, swamp cooler, ejector pump, grinder pump

Here are monthly cost estimates for the LHG plans:

• Appliance Guard: $49.99 per month
• System Guard: $54.99 per month
• Total Home Guard: $59.99 per month

Learn more: Liberty Home Guard Review

Select Home Warranty

Select Home Warranty earns its place on this list for its affordability and free roof-leak coverage. Not only are each of Select’s plans less than $50 a month, all tiers include limited roof-leak coverage up to $400.

Here’s a look at what Select has to offer:

• Free roof-leak coverage, which is an estimated $99 value annually
• Same-day response to claims
• $75 service call fee is on par with the industry average
• Plumbing stoppages are covered with the Platinum Plan

Plans and Pricing

Select Home Warranty offers three plan options: Bronze Care, Gold Care, and Platinum Care. Bronze Care exclusively covers appliances, such as your cooktop, stove/oven, and microwave. Gold Care covers your built-in systems, such as your water heater, plumbing, and cooling systems. Platinum Care covers all the items in the two basic plans plus plumbing stoppages and garage door openers.

Select also offers the following add-on coverage: Central vacuum, lawn sprinkler system, pool, septic system, spa, stand-alone freezer, sump pump, and well pump

Select charges a $75 service call fee each time you file a claim.

Here are the prices we were quoted for a single-family home in Massachusetts less than $5,000 square feet:

• Bronze Care: $44.42 per month
• Gold Care: $44.42 per month
• Platinum Care: $47.75 per month

Learn more: Select Home Warranty Review

America’s First Choice Home Club

America’s First Choice Home Club (AFC Home Club) provides New York homeowners flexibility with its four plans and three service call fee options. You also get access to AFC Home Club’s plan-length workmanship guarantee. 

Here’s an overview of AFC Home Club benefits:

• Offers lengthy workmanship guarantee for repairs (up to three years if you purchase a three-year plan)
• Gives customers the option to choose their own service provider
• Provides plan and service call fee flexibility
• Includes security benefits, such as identity protection, with each plan

Plans and Pricing

AFC Home Club offers four plans: the Systems, Silver, Gold, and Platinum plans. The Systems Plan covers five major home systems, including air conditioning and plumbing systems. The Silver Plan protects nine standard home appliances, including cooktops and kitchen refrigerators. The Gold Plan covers systems, appliances, and ductwork. The Platinum Plan combines all three plans into one comprehensive package.

AFC Home Club provides the following add-ons: Built-in microwave, central vacuum, double oven, electronic coverage, hot water dispenser, ice maker, in-ground pool, in-ground pool and spa, roof leaks, septic system, sump pump, and stand-alone freezer.

Each plan offered by America’s First Choice Home Club allows you to select from a $75, $100, or $125 service call fee. Below is a breakdown of the monthly fees with a $75 service call fee based on quotes we obtained; your costs may differ based on the size and location of your home.

• Systems Plan: $52.83
• Silver Plan: $45.17
• Gold Plan: $60.58
• Platinum Plan: $65.67

Learn more: AFC Home Club Review

Our Conclusion

The companies listed above have some of the most comprehensive and affordable plans for Massachusetts homeowners. Before buying a home warranty, we recommend getting quotes from at least three companies to help you compare plan pricing and find a plan that works within your budget.

Our Rating Methodology

The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.  

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.