Best Home Warranty Companies in Nebraska (2024)
Home warranties offer peace of mind to homeowners who don’t want to worry about affording an unexpected repair or replacement on a major home system or appliance. In addition to receiving coverage for your air conditioning, heating, and plumbing, you can purchase additional protection for well pumps, roof leaks, and septic systems.
We did the research for you and compared the best home warranty companies in the nation against our review standards. We recommend Liberty Home Guard as our top pick in Nebraska based on customer ratings and various add-on coverage options.
Did You Know?
- In the last 30 days, more than 2,500 people bought home warranties from the above providers. Liberty Home Guard is our most popular provider, with 55% of buyers choosing to cover their homes with an LHG plan.
Nebraska’s Top 4 Home Warranty Companies
The highest-rated Nebraska home warranty companies include these:
Our team scoured the home warranty market to find the best providers for your state. We narrowed down the choices to three companies based on factors like reputation, coverage, pricing, benefits, and more. Here’s a closer look at the three companies.
Comparing Nebraska Home Warranty Companies
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#1 out of 13 companies | #2 out of 13 companies | #3 out of 13 companies | #4 out of 13 companies | |
NR | B | B | A+ | |
Monthly Cost |
$49–$59 | $49–$109 | $44–$47 | $44–$59 |
Service Fees |
$65–$125 | $100–$125 | $60–$75 | $70 |
Customer Support Options |
Email, Phone, Online Chat, Online Portal | Phone, Online Portal | Email, Phone, Online Portal | Email, Phone, Online Portal |
Response Time |
Up to 48 hours | Up to 48 hours | 48-84 hours | Up to 48 hours |
Pros |
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Cons |
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Summary |
We recommend Liberty Home Guard for homeowners who need coverage for multiple HVAC systems and extensive add-on customizations. |
We recommend American Home Shield for homeowners who need comprehensive coverage for older homes. |
We recommend Select Home Warranty for homeowners who need affordable HVAC-only coverage. |
We recommend Elite Home Warranty for homeowners who want fully customizable plans and extensive add-on coverage options. |
Promotions |
$200 Off + 2 Months Free + Roof Leak Protection | Limited Time Offer: 50% OFF Select Plans | Use code HOUSE25 for $150 off + 2 months free | $150 off + 30-day free trial |
Rating Categories |
Liberty Home Guard | American Home Shield | Select Home Warranty | Elite Home Warranty |
Coverage |
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Value |
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Trustworthiness |
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Plan Transparency |
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Customer Support |
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Flexibility |
Company | BBB Rating | Monthly Cost in NE | Service Fee | Visit Site |
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NR | $49–$59 | $65–$125 | VISIT SITE | |
B | $49–$109 | $100–$125 | VISIT SITE | |
A+ | $44–$58 | $70 | VISIT SITE | |
B- | $44–$47 | $60–$75 | VISIT SITE |
*We based the pricing information in this table and throughout the article on sample quotes we obtained for a 2,163-square-foot, single-family home in Omaha, Nebraska. Your pricing may vary depending on your home’s location, size, type, and plan selections.
Reviews of the Best Home Warranty Companies in Nebraska
What Does a Home Warranty Cover?
A home warranty covers major home systems and appliances, like your air conditioner, water heater, refrigerator, and dishwasher, that break down due to normal wear and tear.
How Long Does Home Warranty Coverage Last?
Home warranty companies typically offer one-year contracts. Once this contract has expired, you can renew your plan. Some companies, like Select Home Warranty, allow you to buy several years of protection upfront.
How To File a Home Warranty Claim
Most home warranty companies allow you to request service online via your customer portal or over the phone with a customer service representative. If your provider approves your claim, you will pay the service fee specified in your contract and a service technician will be sent to your home for a diagnosis and repair or replacement.
Annual Home Warranty Cost Calculator
Our team created a calculator to break down the estimated annual cost of owning a home warranty. Enter your monthly premium, service call fee, and estimated number of claims to see your projected annual cost. It’s best to request a quote directly from one of our recommended providers, as annual costs and service fees vary between them.
Appliance | Average Repair Cost | Average Replacement Cost |
---|---|---|
Dehumidifier |
$50–$200 |
$1,300–$2,800 |
Microwave |
$50–$400 |
$60–$2,000 |
Dishwasher |
$50–$500 |
$400–$3,000 |
Exhaust Fans |
$16–$300 |
$250–$950 |
Electric Range |
$100–$500 |
$230–$3,000 |
Gas Range |
$100–$500 |
$230–$3,000 |
Dryer |
$100–$400 |
$450–$2,300 |
Oven |
$100–$430 |
$400–$3,000 |
Washer |
$50–$450 |
$400–$2,300 |
Freezer |
$90–$500 |
$160–$2,900 |
Refrigerator |
$40–$350 |
$200–$5,000 |
Note: The annual cost figure generated by our home warranty calculator is not an indication of a company’s actual plan cost, as annual costs and service fees vary based on your plan selections and your home’s size, type, and location.
What Happens If I Sell My Home While A Home Warranty Is Still In Effect?
Most providers allow you to transfer any remaining coverage to the buyer of your home. In fact, having a transferable home warranty could make your home more appealing to potential buyers because they know the home is guaranteed protection from potential breakdowns.
Best Home Warranty Companies in Nebraska – Our Conclusion
Liberty Home Guard is a strong choice for homeowners due to its 60-day workmanship guarantee and responsive customer service team. American Home Shield is worth considering if you want pricing flexibility and high coverage caps. First American Home Warranty is a great choice for appliance coverage.
Because plan pricing will depend on where you live, the type of plan you choose, and the square footage of your home, we recommend getting quotes from at least three providers and comparing costs.
Other Resources for Residents in Nebraska
Our Rating Methodology
We back up our home warranty ratings and recommendations with a detailed rating methodology to score each provider objectively. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts, and conducting focus groups and consumer surveys.
We score each provider against our review standards, which include four comparison categories: coverage, value, trust and transparency, and availability and service. We rate each provider across 31 factors within these categories. Each factor is assigned a point value based on its importance to a homeowner, totaling 100 points. We then convert the final scores to a 5-star rating.
Here’s a breakdown of our weighted factors:
- Coverage (40%): We scored coverage based on included home systems and appliances, add-on options, and unique benefits. We also compared coverage caps and policy exclusions.
- Additional coverage items
- Annual coverage cap
- Home systems coverage
- Major appliances coverage
- Obstructed wall coverage cap
- Value (30%): We compared the coverage level received to monthly pricing to determine plan value. We considered premium pricing, service fees, and flexibility in customizing plan costs.
- Average monthly cost
- Cost flexibility
- Lowest service fee
- Trust and Transparency (16%): We evaluated each company’s reputation using the Better Business Bureau ratings and customer reviews on third-party review sites. We read through plan change policies, workmanship protections, and sample contract availability.
- Brand reputation
- Policy change flexibility
- Sample contract availability
- Workmanship guarantee length
- Availability and Service (14%): We award higher scores for faster claim processing and response times. We also considered service technician policies, including options to choose your technician.
- Claims process
- Guaranteed response time
- Service flexibility
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.