A home warranty covers the repair and replacement of systems like your heating and plumbing, and appliances like your dishwasher and refrigerator. Not to mention, it offers Colorado homeowners peace of mind when an essential item breaks down.

Because there are a variety of home warranty companies available, the This Old House Reviews Team researched dozens of home warranty companies to identify the top home warranty companies in Colorado.


Colorado’s Top 5 Home Warranty Companies

The highest rated home warranty companies in Colorado include:


American Home Shield

American Home Shield brings Colorado homeowners value for its competitive pricing and comprehensive plans. AHS is one of the oldest home warranty companies in the business and is available in all states except for Alaska.

Pros & Cons

✔ Has a network of 17,000 local contractors
✔ Provides 24/7 customer service
✔ Customers can choose their own service fee
✘ Doesn’t offer many optional add-ons

Plans & Pricing

American Home Shield has three plan options to choose from: ShieldPlatinum, ShieldGold, and ShieldSilver. To be eligible for coverage, all covered items must have broken down or failed due to normal wear and tear and be in proper working condition upon your warranty’s start date.

AHS also provides coverage for the following optional add-ons: Electronics extended warranty, pool and spa, well pump, septic pump, guest unit under 750 square feet

In general, AHS plans cost between $40 and $58 per month. The company also allows customers to select a service fee of $75, $100, or $125. The higher the service call fee you choose, the lower your premium will be.

To get a free quote from American Home Shield, call 844-529-9298 or fill out this easy form.

Learn more: American Home Shield Review


Choice Home Warranty

Choice Home Warranty (CHW) is one of the best home warranty options for older Colorado homes. Appliances and systems tend to break down more often in homes that are older, and Choice Home Warranty is ideal for people who may have to make claims more frequently. The company doesn’t restrict coverage based on your home’s age or the age of the items you want to cover.

Pros & Cons

✔ Offers coverage without requiring a home inspection
✔ Customers can cancel for free within 30 days of the contract start date
✔ Has a 90-day repair guarantee
✘ Doesn’t let customers choose their own contractor
✘ Customers can’t customize their plans

Plans & Pricing

Choice Home Warranty offers two home warranty plans: a Basic Plan and a Total Plan. Both plans cover major systems and appliances, but the Total Plan includes coverage for your air conditioning, refrigerator, clothes washer, and clothes dryer.

You can also add the following add-ons to your plan: Pool and spa, well pump, sump pump, central vacuum, limited roof leak, septic system, second refrigerator, stand alone freezer, septic tank pumping

Choice Home Warranty service call fee is $60–$85 per claim in addition to your plan’s monthly or annual cost.

Here’s a monthly pricing breakdown for CHW plans:

  • Basic Plan: $41.69 per month
  • Total Plan: $50 per month
Because prices vary depending on your location, the square footage of your home, and the coverage plan you choose, we recommend getting a free quote from Choice Home Warranty at 929-400-6165 or by filling out this online form with your zip code.

Learn more: Choice Home Warranty Review


Liberty Home Guard

Liberty Home Guard (LHG) is the new home warranty industry with just two years in business. While the company’s plans are on the more expensive end costing up to $60 per month, its service fee is competitive at $60 per visit.

Pros & Cons

✔ Only provider in this review with an A rating from the Better Business Bureau
✔ Over 20 add-on options to customize your plan
✔ 60-day workmanship guarantee
✘ No choice in contractor without authorization
✘ Comprehensive coverage higher than average

Plans & Pricing

LHG has three plans—Appliance Guard, System Guard, and Total Home Guard. Appliance Guard covers nine major appliances, System Guard covers six major systems, and Total Home Guard protects all of those items, giving you comprehensive coverage.

Liberty Home Guard has over 20 add-on options—a few include: Pest control, limited roof leak, pool and spa, central vacuum, re-key, and more

The service fee is $60 per contractor visit. Here’s a look at how much LHG plans cost per month:

  • Appliance Guard: $39.99 per month
  • System Guard: $49.99 per month
  • Total Home Guard: $59.99 per month
To get a free quote from Liberty Home Guard, fill out this online form or call 866-452-9107.

Learn more: Liberty Home Guard Review


AFC Home Club

America’s First Choice  (AFC) Home Club offers some of the most customizable plans in the industry. Additionally, the company provides unique benefits like free credit monitoring, emergency alert services, and discounts on maintenance equipment and supplies.

Pros & Cons

✔ Has the longest work guarantee in the industry, guaranteeing parts and labor as long as you’re a member
✔ Allows customers to choose their own service technician
✔ Has a completely in-house service team
✘ Doesn’t provide coverage for pre-existing conditions
✘ Charges a $75 cancellation fee
✘ Monthly premiums are slightly higher than other competitors

Plans & Pricing

America’s First Choice Home Club offers four plan options for Colorado homeowners, including a Systems Plan, Silver Plan, Gold Plan, and Platinum Plan. The Systems Plan covers essential home systems like your air conditioning and heating, the Silver Plan covers home appliances like your refrigerator and dishwasher, the Gold Plan covers a combination of the two, and the Platinum Plan covers everything in the Gold Plan, plus plumbing stoppages, a built-in microwave, and an ice maker.

The following items are also available for optional coverage: Sump pump, septic system, hot water dispenser, pool and spa, stand alone freezer, tankless water heater

AFC Home Club’s per-visit service fee ranges between $75–$125.

Here’s the cost breakdown of AFC Home Club plans:

  • Platinum Plan: $52 per month
  • Gold Plan: $45 per month
  • Silver Plan: $37 per month
  • Systems Plan: $37 per month
To get a free quote from America’s First Choice Home Club, call 877-755-1115 or fill out this online form.

Learn more: America’s First Choice Home Club Review


Priority Home Warranty

Priority Home Warranty is a 7-year-old home warranty company that offers affordable pricing on plans and service call fees, a long workmanship guarantee, and an extensive list of add-on options for unique items.

Pros & Cons

✔ Can choose your own insured and bonded contractor and Priority will reimburse you
✔ $70 service call fee is $5 lower than the industry average
✔ Workmanship guarantee is valid for the length of the service agreement
✘ Charges a $50 cancellation fee
✘ Excludes coverage for all luxury appliances

Plans & Pricing

Priority Home Warranty offers three plan options to homeowners in 23 states, including Colorado. Like many of its competitors, Priority has a systems-exclusive plan, an appliances-exclusive plan, and a comprehensive plan that combines the coverage of both basic plans.

Priority Home Warranty offers many optional add-ons, a few include coverage for these items: Ice maker, stand-alone freezer, septic system, septic pumping, water softener, saltwater pool system, well pump, limited roof leak, tankless water heater, sump pump, central vacuum

All three of Priority’s plan offerings are available for under $50 a month. As mentioned above, the service call fee is only $70, which is $5 cheaper than the industry average. The service call fee is charged any time you file a claim for a covered item.

Pricing may vary depending on where you are in the state, the size of your home, and the coverage items you select. With this in mind, our team recommends getting a personalized quote from every provider on this list and comparing coverage.

Here’s a breakdown of each plan’s monthly cost:

  • Systems Home Care: $33 per month
  • Appliance Home Care: $33 per month
  • Total Home Care: $47 per month
To request a free quote from Priority Home Warranty, call 954-228-2343 or fill out this simple form.

Learn more: Priority Home Warranty Review


Our Conclusion

To find the best home warranty provider, collect quotes from these five home warranty companies. Whether you’re on a budget, own an older home, or are looking for coverage that’s as comprehensive as possible, we feel confident that these companies are a good place to start.


Frequently Asked Questions

Our Rating Methodology

The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers, and we aim to provide transparency in our review standards and research process.

Our research process includes speaking with representatives from more than 40 home warranty providers, requesting quotes, and asking clarifying questions to gain insight into each provider’s benefits and downsides. We also analyze sample contracts from each company to understand specific coverage terms.

To rate companies, we apply the data we have gathered to our review standards. These standards are on a 100-point scoring system, which is detailed below:

  • Coverage (35 points): Providers are scored based on breadth and depth of coverage. We focused on key home systems (HVAC, plumbing, and electrical), essential appliances (refrigerator, ovens, and laundry machines), and unique coverage items (such as roof-leak coverage and code violation allowances). Coverage scores are weighted by taking into account coverage caps and other limiting factors, meaning providers with greater range of coverage and higher coverage caps score the highest.
  • Value (30 points): A company’s plan value is a reflection of how well it serves the customer in comparison to what the customer pays for the policy. We accounted for monthly costs, service call fees, and cost flexibility (such as customizable service call fees, discounts, and multi-year policies).
  • Trustworthiness and Transparency (21 points): Trustworthiness and transparency are a reflection of how well the provider considers the customer’s interests. We scored items such as the length of workmanship guarantees, online availability of a sample contract, policy change flexibility, and ease of cancellation. Additionally, we scored items that reflect industry reputation and customer satisfaction, including analyzing brand reputation across the Better Business Bureau and third-party customer review aggregators.
  • Availability and Service (14 points): Quality of customer service is key to customer satisfaction. We dug into each provider’s guaranteed response times, claims processes, service flexibility, emergency availability, and more.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.