As an Alabama resident, you’ll want air conditioning to keep your house cool in the summer. A home warranty will ensure these systems and appliances remain functioning, giving you peace of mind all year round.
The This Old House Reviews Team compared the best home warranty companies nationwide and determined the top providers in Alabama. We considered coverage options, plan costs, and additional perks before making our recommendations.
Alabama’s Top 5 Home Warranty Companies
Our highest-rated home warranty companies in Alabama are these providers:
Summary of the Best Home Warranty Companies in Alabama
Annual Home Warranty Cost Calculator
Our team created a calculator to break down the estimated annual cost of owning a home warranty. Enter your monthly premium, service call fee, and estimated number of claims to see your projected annual cost. It’s best to request a quote directly from one of our recommended providers, as annual costs and service fees vary between them.
Lifespan and repair cost data sourced from InterNACHI and Home Depot
What Does a Home Warranty Cover?
A home warranty covers major home systems, such as your water heater, electrical, and plumbing, and appliances like refrigerators and ovens. Most companies offer three plan options: one for systems, one for appliances, and one for comprehensive coverage that protects both.
Home warranty companies also provide add-on coverage for items like septic tanks and pools to help you create a plan that works for your specific home.
Who Pays for a Home Warranty?
The customer pays a monthly or yearly premium for protection and a service fee every time they file a claim for a repair. The home warranty company will pay the cost of labor and parts for the repair.
However, it’s important to read the fine print in your contract because many companies have coverage caps, which means the company will pay only a certain amount for the repair or replacement, leaving the rest of the cost to be paid for by the customer.
Why You Should Purchase a Home Warranty
You should purchase a home warranty for a variety of reasons. One compelling reason is that an essential system or appliance can break down unexpectedly; home warranties connect you to a vetted service technician who can fix your issue with minimal downtime. Home warranties also charge a minimal monthly cost, whereas replacing a broken system or appliance can cost hundreds or thousands of dollars. Although your situation may be unique, having a home warranty can minimize the stress of dealing with breakdowns.
While there are a variety of home warranty companies available in Alabama, we recommend Liberty Home Guard due to its extensive list of add-on coverage options. Another recommended provider is American Home Shield since it provides flexible and comprehensive coverage. Our final recommendation is First American Home Warranty due to its generous appliance limits.
If you’re still on the fence about buying a home warranty, consider getting quotes from at least three providers to compare coverage options and costs.
How Do I Find the Best Home Warranty Company in My Area?
Find in-depth reviews on the best home warranty companies for each state and major US city below.
Our Rating Methodology
The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.
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