Best Home Warranty Companies in Alabama
A home warranty plan helps pay for repairs or replacements when aging home systems and appliances fail. Instead of having to find a repairman yourself, the home warranty company also connects you to a network of providers to help solve your problem. Read our guide to learn more about the home warranty companies we recommend for Alabama homeowners.
We compared the best home warranty companies nationwide and determined the top providers in Alabama. We considered coverage options, plan costs, and additional perks before making our recommendations. We recommend Liberty Home Guard as our top pick for Alabama due to its extensive add-on options and excellent customer reviews.
Key Takeaways
- The best home warranty companies in Alabama are Liberty Home Guard and American Home Shield, based on our research of 13 home warranty companies.
- An Alabama home warranty costs $664 annually on average, or $46-$67 per month, depending on your provider and coverage.
- We recommend getting at least three different quotes from the providers below to help you save money.
Did You Know?
- In the last 30 days, more than 2,500 people bought home warranties from the above providers. Liberty Home Guard is our most popular provider, with 55% of buyers choosing to cover their homes with an LHG plan.
Alabama’s Top 5 Home Warranty Companies
Our highest-rated home warranty companies in Alabama are these providers:
Summary of the Best Home Warranty Companies in Alabama
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#1 out of 13 companies | #2 out of 13 companies | #3 out of 13 companies | #4 out of 13 companies | #5 out of 13 companies | |
NR | B | A+ | B | B | |
Monthly Cost |
$49–$59 | $49–$109 | $44–$59 | $44–$47 | $47–$87 |
Service Fees |
$65–$125 | $100–$125 | $70 | $60–$75 | $75–$125 |
Customer Support Options |
Email, Phone, Online Chat, Online Portal | Phone, Online Portal | Email, Phone, Online Portal | Email, Phone, Online Portal | Phone, Online Portal |
Response Time |
Up to 48 hours | Up to 48 hours | Up to 48 hours | 48-84 hours | 4–48 hours |
Pros |
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Cons |
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Summary |
We recommend Liberty Home Guard for homeowners who need coverage for multiple HVAC systems and extensive add-on customizations. |
We recommend American Home Shield for homeowners who need comprehensive coverage for older homes. |
We recommend Elite Home Warranty for homeowners who want fully customizable plans and extensive add-on coverage options. |
We recommend Select Home Warranty for homeowners who need affordable HVAC-only coverage. |
We recommend First American Home Warranty for homeowners who need robust plan options for HVAC and high-end appliances. |
Promotions |
$200 Off + 2 Months Free + Roof Leak Protection | Labor Day Sale: 50% OFF Select Plans | $150 off + 30-day free trial | Use code HOUSE25 for $150 off + 2 months free | $200 Off with Code FA200 |
Rating Categories |
Liberty Home Guard | American Home Shield | Elite Home Warranty | Select Home Warranty | First American Home Warranty |
Coverage |
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Value |
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Trustworthiness |
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Plan Transparency |
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Flexibility |
Company | BBB Rating | Monthly Cost in AL | Service Fee | Visit Site |
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NR | $49–$59 | $65–$125 | VISIT SITE | |
B | $29–$89 | $100–$125 | VISIT SITE | |
A+ | $44–$58 | $70 | VISIT SITE | |
B- | $44–$47 | $60–$75 | VISIT SITE | |
B | $47–$87 | $75–$125 | VISIT SITE |
Note: We based the pricing information in this table and throughout the article on sample quotes we obtained for a 2,048-square-foot, single-family home in Mobile, Alabama. Your pricing may vary depending on your home’s location, size, type, and plan selections.
Reviews of the Best Home Warranty Companies in Alabama
How Much Does a Home Warranty Cost in Alabama?
An Alabama home warranty costs $55 per month on average, or $546-$804 annually, based on our research of 13 home warranty providers. Your final price will differ based on your location, add-on options, and service call fees.
Annual Home Warranty Cost Calculator
Our team created a calculator to break down the estimated annual cost of owning a home warranty. Enter your monthly premium, service call fee, and estimated number of claims to see your projected annual cost. It’s best to request a quote directly from one of our recommended providers, as annual costs and service fees vary between them.
Appliance | Average Repair Cost | Average Replacement Cost |
---|---|---|
Dehumidifier |
$50–$200 |
$1,300–$2,800 |
Microwave |
$50–$400 |
$60–$2,000 |
Dishwasher |
$50–$500 |
$400–$3,000 |
Exhaust Fans |
$16–$300 |
$250–$950 |
Electric Range |
$100–$500 |
$230–$3,000 |
Gas Range |
$100–$500 |
$230–$3,000 |
Dryer |
$100–$400 |
$450–$2,300 |
Oven |
$100–$430 |
$400–$3,000 |
Washer |
$50–$450 |
$400–$2,300 |
Freezer |
$90–$500 |
$160–$2,900 |
Refrigerator |
$40–$350 |
$200–$5,000 |
Note: The annual cost figure generated by our home warranty calculator is not an indication of a company’s actual plan cost, as annual costs and service fees vary based on your plan selections and your home’s size, type, and location.
What Does a Home Warranty Cover?
A home warranty covers major home systems, such as your water heater, electrical, and plumbing, and appliances like refrigerators and ovens. Most companies offer three plan options: one for systems, one for appliances, and one for comprehensive coverage that protects both.
Home warranty companies also provide add-on coverage for items like septic tanks and pools to help you create a plan that works for your specific home.
Who Pays for a Home Warranty?
The customer pays a monthly or yearly premium for protection and a service fee every time they file a claim for a repair. The home warranty company will pay the cost of labor and parts for the repair.
However, it’s important to read the fine print in your contract because many companies have coverage caps, which means the company will pay only a certain amount for the repair or replacement, leaving the rest of the cost to be paid for by the customer.
Why Should You Purchase a Home Warranty?
You should purchase a home warranty for a variety of reasons. One compelling reason is that an essential system or appliance can break down unexpectedly; home warranties connect you to a vetted service technician who can fix your issue with minimal downtime. Home warranties also charge a minimal monthly cost, whereas replacing a broken system or appliance can cost hundreds or thousands of dollars. Although your situation may be unique, having a home warranty can minimize the stress of dealing with breakdowns.
Our Conclusion
While there are a variety of home warranty companies available in Alabama, we recommend Liberty Home Guard due to its extensive list of add-on coverage options. Another recommended provider is American Home Shield since it provides flexible and comprehensive coverage. Our final recommendation is First American Home Warranty due to its generous appliance limits.
If you’re still on the fence about buying a home warranty, consider getting quotes from at least three providers to compare coverage options and costs.
Other Resources for Residents in Alabama
Frequently Asked Questions
Can you get a home warranty for a mobile home in Alabama?
Yes, most companies will offer protection for mobile homes. Your mobile home comes with many of the same systems and appliances as single-family homes, which means they require the same sort of protection. All three of the companies we reviewed offer mobile home warranty coverage.
How long does it take for a home warranty to fix my issue?
Your home warranty provider’s response time may vary, but providers typically address a claim within 48 business hours.
Our Rating Methodology
We back up our home warranty ratings and recommendations with a detailed rating methodology to score each provider objectively. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts, and conducting focus groups and consumer surveys.
We score each provider against our review standards, which include four comparison categories: coverage, value, trust and transparency, and availability and service. We rate each provider across 31 factors within these categories. Each factor is assigned a point value based on its importance to a homeowner, totaling 100 points. We then convert the final scores to a 5-star rating.
Here’s a breakdown of our weighted factors:
- Coverage (40%): We scored coverage based on included home systems and appliances, add-on options, and unique benefits. We also compared coverage caps and policy exclusions.
- Additional coverage items
- Annual coverage cap
- Home systems coverage
- Major appliances coverage
- Obstructed wall coverage cap
- Value (30%): We compared the coverage level received to monthly pricing to determine plan value. We considered premium pricing, service fees, and flexibility in customizing plan costs.
- Average monthly cost
- Cost flexibility
- Lowest service fee
- Trust and Transparency (16%): We evaluated each company’s reputation using the Better Business Bureau ratings and customer reviews on third-party review sites. We read through plan change policies, workmanship protections, and sample contract availability.
- Brand reputation
- Policy change flexibility
- Sample contract availability
- Workmanship guarantee length
- Availability and Service (14%): We award higher scores for faster claim processing and response times. We also considered service technician policies, including options to choose your technician.
- Claims process
- Guaranteed response time
- Service flexibility
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.