Our team selected Choice Home Warranty as the best home warranty company in Alaska because it offers affordable plans and low prices compared to many competitors. We also recommend Elite Home Warranty for its diverse plan options, including unique customization features.
We have compared 13 of the best home warranty companies nationwide to help make your home warranty search easier. Alaskan homeowners face harsh winter temperatures, and a home warranty can help prevent headaches if your heater or other systems and appliances break down in the cold. Keep reading to learn more about the best Alaska home warranty providers.
Key Takeaways
- We picked Choice Home Warranty as the top provider for Alaska homeowners.
- The average Alaska home warranty costs $51–$67 per month, or $581–$758 per year.
- Our 2025 home warranty survey revealed that 31% of homeowners nationwide chose a home warranty to protect their heating or furnace system.
Alaska’s Top 4 Home Warranty Companies
The highest-rated Alaska home warranty companies include the following:
- Choice Home Warranty: Best Basic Coverage
- Elite Home Warranty: Best for Customized Coverage
- AFC Home Warranty: Best Technician Flexibility
- Liberty Home Guard: Best Customer Support
Summary of the Best Home Warranty Companies in Alaska
In the table below, we compare Alaska’s top home warranty providers based on crucial factors like national average monthly pricing, Better Business Bureau (BBB) ratings, and service call fees. These fees are due each time you request a repair, making it an important factor to consider when choosing a plan. This comparison can help you decide on the best home warranty provider for you.
Notes: The BBB is an independent organization that evaluates businesses’ credibility and responsiveness to customers. Ratings are accurate as of April 2025.
Your pricing may vary depending on your home’s location, size, type, and selected plan.
Reviews of the Best Home Warranty Companies in Alaska
Choice Home Warranty
Choice Home Warranty offers affordable home warranty plans for Alaska residents. Choice provides budget-friendly comprehensive plans priced under $70 per month, lower than many competitors. These plans cover many home systems and appliances, offering value for homeowners on a budget.
Pros and Cons
Pros
- Includes 10 add-on options for better coverage customization
- Offers a 90-day parts guarantee and a 60-day labor guarantee with its repairs
- Provides $3,000 coverage limits for most items
Cons
- Excludes air conditioning, refrigerators, and laundry appliances from its lowest plan
- Doesn’t offer systems-only or appliance-only plans
Why We Chose Choice Home Warranty
Choice is a budget-friendly provider offering standard $3,000 limits for key items including furnaces. The company also stands out by including a 90-day warranty on parts and a 60-day guarantee on labor, offering longer repair coverage than the industry standard. This extended protection provides homeowners with added peace of mind when it comes to repairs.
Plans and Pricing
Choice Home Warranty offers two plans: the Basic Plan and the Total Plan. Both plans include a combination of home appliance and system coverage but differ based on the specific items included. Additionally, Choice includes a $100 service call fee with each plan. It doesn’t offer fee flexibility like other providers, meaning customers cannot lower or raise their service fee to adjust their monthly premium.
Choice Home Warranty offers both monthly and annual premium options. However, during our secret shopping, we found that the monthly plan includes a $2.50 fee. To avoid this charge, you must choose the annual payment option.
Here are more details about Choice Home Warranty’s plans:
- Basic Plan ($59 per month): Covers 14 systems and appliances, such as built-in microwaves, ductwork, and plumbing systems
- Total Plan ($67 per month): Protects 18 systems and appliances, adding coverage for air conditioning, clothes washers, clothes dryers, and refrigerators.
- Optional add-ons: Up to 10 add-on options including well pumps, second refrigerators, roof leaks, sump pumps, and septic tanks
Elite Home Warranty
Elite Home Warranty is an excellent choice for Alaska homeowners seeking flexible premiums and coverage. It offers three base plans, a competitive $70 service call fee—lower than many providers—and 30 add-on options.
Pros and Cons
Pros
- Includes a 90-day workmanship guarantee for completed repairs
- Offers 30 add-ons, the second-largest catalog in this review
- Provides three coverage options, including a fully customizable plan
Cons
- Charges a higher service call fee for high-end appliance repairs
- Requires you to call for a quote
Why We Chose Elite Home Warranty
We chose Elite Home Warranty for its highly customizable coverage and flexible pricing. Unlike other top providers, it offers a “Customize Your Own” plan, allowing homeowners to select only the appliances and systems they need coverage for. With three standard plans and an extensive add-on catalog, Elite helps prevent overspending while providing tailored protection.
Plans and Pricing
Elite offers three pre-designed plans for Alaska homeowners: Elite Appliances, Elite Systems, and Elite Complete. Elite Appliances offers appliances coverage, Elite System concnertratiosn on major systems, and ELite Complete offer comprehensive coverage for both.
Below are the details of Elite’s coverage plans:
- Elite Appliances ($45 per month): Covers eight appliances, including ceilign fans, garbage disposals, refrigerators, and ranges
- Elite Systems ($50 per month): Includes eight home systems, such as eletrical, plumbing, and HVAC systems
- Elite Complete ($60 per month): Combines Elite Appliances and Elite Systems coverage
- Add-ons: Up to 30 add-ons including attic exhaust fans, HVAC annual maintenance, pool and spa equipemnt, and water filtration systems
AFC Home Warranty
AFC Home Warranty is a reputable provider for Alaskan homeowners. It allows you to choose your own service provider and includes a plan-length workmanship guarantee on all completed repairs. AFC Home Warranty offers membership perks such as free credit monitoring. Many customers appreciated AFC Home Warranty’s professional and knowledgeable service technicians. However, others were unhappy with how it processed claims.
Pros and Cons
Pros
- Extends a plan-length workmanship guarantee
- Provides solid appliance coverage caps
- Offers four flexible plan options
Cons
- Includes a $50 annual discount with a yearly payment plan
- Charges a $75 cancellation fee
Why We Chose AFC Home Warranty
Along with its flexible service call fee model, the variety of plans offered by AFC Home Warranty is ideal for homeowners who want a personalized home warranty package and pricing. AFC Home Warranty also offers a lengthy workmanship guarantee and additional membership perks. Other providers don’t include membership perks within their plans.
Plans and Pricing
AFC Home Warranty offers four coverage options: Silver Plan, Gold Plan, Platinum Plan, and Diamond Plan. The Silver Plan covers home appliances such as garbage disposals and garage-door openers. The Systems Plan includes appliances and systems like HVAC and water heaters. The Gold Plan adds more systems and appliances, such as plumbing stoppages and exhaust fans. Finally, the Diamond Plan includes all Gold Plan items, as well as exterior sewer lines, and exterior water lines.
AFC Home Warranty offers annual premiums alongside monthly premiums. The company includes a $50 annual discount if you choose a yearly payment plan. In addition, it offers the choice of a $100 or $125 service call fee.
Here are details on each plan offered by AFC Home Warranty:
- Silver Plan (call for a quote): Covers nine appliances, such as clothes washer, clothes dryer, garbage disposal, and dishwasher
- Gold Plan ($44 per month): Covers 15 appliance systems, such as air conditioning, heating, water heaters, and plumbing
- Platinum Plan ($51 per month): Covers 20 appliances and systems, such as electrical, ductwork, oven, range, plumbing stoppages, and garage door openers
- Diamond Plan ($82 per month): Covers all items and systems included with the Platinum Plan, plus electronics, exterior sewer lines, and exterior water lines
- Optional add-ons: Up to eight add-ons including electronic coverage, sump pump, septic system, central vacuum, pool, spa, stand-alone freezer, and roof-leak repair.
Liberty Home Guard
Liberty Home Guard (LHG) is an excellent choice for Alaska homeowners who want a responsive customer service team. While it’s typical for companies to offer an online portal and a phone support service, it has a competitive edge by offering a live-chat customer support system. Customers can chat with customer service directly on its website instead of dealing with phone calls and wait times. Additionally, Liberty Home Guard provides an extensive suite of add-on coverage options for those who need customizable coverage.
Pros and Cons
Pros
- Provides up to 42 additional coverage options
- Offers two additional months of coverage with an annual plan
- Allows customers to reach support through a live-chat feature
Cons
- Doesn’t show the service call fee during the quote process
- Offers lower coverage cap than other providers
Why We Chose Liberty Home Guard
We recommend Liberty Home Guard for homeowners with specific coverage needs, as it offers an extensive list of add-ons ranging from pool coverage to water softeners. Our team spoke with multiple customer representatives to learn how Liberty Home Guard handles customer inquiries. Based on our experiences, it holds up to its stellar ratings, with each representative picking up the phone in under one minute and answering all of our questions thoroughly.
Plans and Pricing
Liberty Home Guard offers three plan options: Appliance Guard, Systems Guard, and Total Home Guard. The Appliance Guard covers essential appliances, such as your dishwasher, clothes washer, and oven. The Systems Guard covers home systems, such as your heating, ductwork, and plumbing systems. The Total Home Guard, Liberty Home Guard’s comprehensive plan, covers all the items in the Appliance Guard and Systems Guard.
According to the representative we spoke with, service fees range from $65 to $125. Per our research, LHG offers two additional months of coverage if you sign up for an annual plan.
Below are the monthly prices for Liberty Home Guard plans:
- Appliance Guard ($57 per month): Covers appliances, such as dishwashers, clothes washers, and dryers
- Systems Guard ($62 per month): Covers built-in systems, such as air conditioning, heating, ductwork, and water heater
- Total Home Guard ($68 per month): Covers all the items in the Appliance Guard and Systems Guard plans
- Optional add-ons: Up to 42 options, including pest control, re-key service, gutter cleaning, floor cleaning, and generator coverage.
How Much Does a Home Warranty Cost in Alaska?
A home warranty in Alaska costs $51–$67 per month, or $581–$758 annually. While the price of lower-tier coverage aligns with the national average, in which home warranty costs range from $47–$82 per month or $564–$984 per year, comprehensive protection is cheaper in Alaska.
| Provider | Monthly Cost in Alaska | Service Fee |
|---|---|---|
| Choice Home Warranty | $64–$73 | $100 |
| Elite Home Warranty | $45–$60 | $70 |
| AFC Home Warranty | $44–$82 | $75–$125 |
| Liberty Home Guard | $57–$68 | $65–$125 |
Several factors can influence the final price, including the type of coverage selected, service call fees, the size of your home, and any add-on options. Additional costs, such as higher fees for emergency or after-hours service calls or coverage for high-end appliances, can also affect the total price.
How We Determined Home Warranty Pricing
To get a clearer picture of home warranty costs in Alaska and across the country, we collected nearly 4,000 quotes from 13 providers in all 50 U.S. states. We used sample addresses representing both small and large single-family homes, under and over 5,000 square feet. In Alaska, this included homes in Bethel, Fairbanks, Juneau, and Wasilla. By including both urban and rural areas, our state-level averages reflect a broad range of homeowner profiles. We then averaged the costs from each state to establish a national pricing range.
Survey Insights from Homeowners Nationwide
Our 2025 home warranty survey included homeowners from all 50 U.S. states, offering a broad perspective of customer experiences across the country. Although we only received four responses from Alaska home warranty users, nationwide responses still revealed patterns relevant to Alaskan households. For example, protection for older systems and appliances was the most common reason for buying a home warranty plan. And to get the most protection, 70% of respondents chose a combination plan covering both systems and appliances. Coverage was key because many survey respondents reported living in pre-owned homes, with nearly 40% living in a house that’s 20 years or older.
The most commonly covered systems were furnace or heating systems, both essential in Alaska. Homeowners nationwide also sought coverage for water heaters (44%) and refrigerators (30%). About 30% of homeowners didn’t add extra coverage, which could mean their base plan provided adequate protection. Of those who did select add-ons, roof leak coverage was the most popular, with 37% of respondents opting for it.
Most homeowners said they have had positive experiences with their home warranty company. About 89% of respondents had their most recent home warranty claim approved. Of the reasons for denied claims, 31% of policyholders said the item had a preexisting condition, a common exclusion. Another 26% of home warranty customers had claims denied due to a lack of coverage for the item, showing the importance of reviewing your contract carefully. While 49% of claims were resolved with a repair, 39% of respondents received a full item replacement. Overall, 85% of homeowners were satisfied with the outcome of their claim.
How We Collected Our Survey Data
In 2025, we surveyed 2,000 home warranty plan holders across all 50 U.S. states to understand how they use their coverage. Homeowners told us why they bought a plan, if they feel satisfied with their coverage, and their experiences filing claims or contacting customer service. We also asked about pricing, add-on options, and whether homeowners planned to renew their home warranty coverage.
Is an Alaska Home Warranty Worth the Money?
With Alaska’s extreme weather conditions putting more strain on appliances and home systems, a home warranty can be valuable for homeowners. It helps cover the cost of repairs and replacements, saving you from unexpected expenses when systems or appliances break down. This can be especially useful in remote areas where finding repair services may be challenging. Additionally, a home warranty guarantees that essential systems like heating and plumbing remain in working order year-round.
FAQs About Home Warranties in Alaska
How do I file a claim on my home warranty?
Most companies give you two options when you want to file a claim: an online form to submit a request or a phone number to talk to a representative. Whichever method you choose, your provider will ask to specify the broken item, schedule a time for a technician to visit your home, and pay the agreed-upon service fee.
How much does a home warranty cost in Alaska?
Alaska homeowners pay around $51–$67 per month, or $581–$758 per year, for a home warranty plan. Alaskans also owe an additional service call fee between $75–$125 each time they file a claim.
What does a home warranty cover?
A home warranty covers the major systems and appliances in your home. This typically includes air conditioning, heating, plumbing, electrical systems, and your oven, refrigerator, dishwasher, washer, and dryer. Most home warranty providers also offer add-on options that allow you to select extra items, such as your pool or hot tub, to protect.
Our Rating Methodology
We created a comprehensive rating methodology to evaluate each home warranty company we reviewed. This included talking with company representatives, obtaining quotes, analyzing sample contracts, and running focus groups and surveys with homeowners. We also conducted secret shopping and tested 11 home warranty providers firsthand.
Using this information, we scored each provider in six critical factors that matter most when selecting a home warranty. Each provider was assessed across these factors, with a point system totaling 100 points, which were then converted into a 5-star rating.
Here’s how we scored each factor:
- Coverage: We evaluated the comprehensiveness of each company’s coverage, considering whether plans include both standard and unique items. Companies that offer broader coverage and higher annual limits received higher scores, while points were deducted for having long wait times and depreciation policies on older items.
- Cost: We assessed monthly prices and service call fees, awarding more points for companies with competitive rates and no additional charges.
- Trustworthiness: We reviewed customer feedback on the BBB and Trustpilot and verified National Home Service Contract Association (NHSCA) memberships. Providers with high customer ratings and extensive workmanship guarantees received higher scores, while points were deducted for any ongoing legal issues.
- Plan transparency: We analyzed the terms and policies to assess transparency, awarding more points to companies that provide clear and understandable contract details.
- Customer support: We evaluated the options for filing claims, response times, and customer service accessibility.
- Flexibility: Companies that offer various plan options, add-ons, technician selection, and flexible cancellation terms received more points.
