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Best Home Warranty Companies in Louisiana

We recommend Liberty Home Guard as the top home warranty company for Louisiana homeowners. Below, we’ll outline all the other best home warranty companies in Louisiana.

Author Image Written by Dana Getz + 1 other Reviewer Icon Reviewed by Jacquelyn Kfoury Updated 05/16/2024

Louisiana’s heat and heavy rainfall make maintaining appliances and certain home systems difficult. A reliable home warranty company can help ensure your most important items and systems are in tip-top condition for the summer months.

Our team created this guide to help you find the right home warranty provider for your Louisiana home. We based our picks on plan options, pricing, customer service, data gathered from surveys, and company research.

Key Takeaways

The best home warranty companies in Louisiana are Liberty Home Guard, American Home Shield, and Elite Home Warranty based on our research of 57 home warranty providers.
A home warranty will cost you $40–$80 per month in Louisiana depending on your provider and coverage plan.
According to our survey of 1,000 home warranty customers, 92.7% of policyholders were satisfied with their plans.
Did You Know?

In the last 30 days, more than 2,500 people bought home warranties from the above providers.


5 Best Home Warranty Companies in Louisiana

The following is a list of Louisiana’s highest-rated home warranty companies based on our in-depth methodology:

Liberty Home Guard: Best Customer Ratings
American Home Shield: Best for Comprehensive Coverage
Elite Home Warranty: Best for Flexible Coverage
AFC Home Warranty: Best for Customization

Louisiana Home Warranty Comparison Table

We compared the top home warranty companies in Louisiana below. Our team obtained monthly cost figures by calculating the national average for each of the companies featured. Your monthly premium may differ based on your home’s size, location, your chosen plan, and coverage add-ons. To receive the most accurate pricing, we recommend pulling a quote directly from the company you’re considering.

Best For Monthly Cost in LA Service Fee Response Time BBB Rating Link
Liberty Home Guard Liberty Home Guard Best Customer Ratings $49–$59 $65–$125 Up to 48 hours NR VISIT SITE
American Home Shield American Home Shield Best for Comprehensive Coverage $89–$149 $100–$125 Up to 48 hours B VISIT SITE
Elite Home Warranty Elite Home Warranty Best for Flexible Coverage $44–$58 $70 Up to 48 hours A+ VISIT SITE
Select Home Warranty Select Home Warranty Best Value $44–$47 $60–$75 48-84 hours B- VISIT SITE
AFC Home Warranty AFC Home Warranty Best for Customization $34–$92 $75–$125 24-48 hours B VISIT SITE
Liberty Home Guard
Logo Liberty Home Guard
Best For Best Customer Ratings
Monthly Cost in LA $49–$59
Service Fee $65–$125
Response Time Up to 48 hours
BBB Rating NR
VISIT SITE
American Home Shield
Logo American Home Shield
Best For Best for Comprehensive Coverage
Monthly Cost in LA $89–$149
Service Fee $100–$125
Response Time Up to 48 hours
BBB Rating B
VISIT SITE
Elite Home Warranty
Logo Elite Home Warranty
Best For Best for Flexible Coverage
Monthly Cost in LA $44–$58
Service Fee $70
Response Time Up to 48 hours
BBB Rating A+
VISIT SITE
Select Home Warranty
Logo Select Home Warranty
Best For Best Value
Monthly Cost in LA $44–$47
Service Fee $60–$75
Response Time 48-84 hours
BBB Rating B-
VISIT SITE
AFC Home Warranty
Logo AFC Home Warranty
Best For Best for Customization
Monthly Cost in LA $34–$92
Service Fee $75–$125
Response Time 24-48 hours
BBB Rating B
VISIT SITE
Company BBB Rating Monthly Cost in LA Service Fee Visit Site
NR $49–$59 $65–$125 VISIT SITE
B $89–$149 $100–$125 VISIT SITE
A+ $44–$58 $70 VISIT SITE
B- $44–$47 $60–$75 VISIT SITE
B $34–$92 $75–$125 VISIT SITE
No results were found.

Note: We based the pricing information in this table and throughout the article on sample quotes we obtained for a 2,021-square-foot, single-family home in Baton Rouge, Louisiana. Your pricing may vary depending on your home’s location, size, type, and plan selections.

Why Trust Us? Our review and rating process for the best home warranty companies
57
Companies Considered We carefully considered 57 companies to find the best home warranty providers available.
2000
Homeowners Surveyed We surveyed 2,000 home owners to see what they care about most for home protection.
57000
Reviews Analyzed We went through 57,000 customer reviews of home warranty companies to see what people had to say about each provider.
31
Coverages Compared We compared 31 policies to find the best home warranty offerings on the market.

Reviews of Louisiana Home Warranty Companies

Liberty Home Guard

Best Customer Ratings
4.5 We grade all home warranty companies on the most important factors to homeowners such as coverage, value, trust, transparency, availability, and service. We account for 15 specific data points such as coverage caps, systems and appliances covered, monthly costs, service fees, sample contract availability, response time, claims process, and workmanship guarantee length to then calculate a score, created fully by our Editorial team.

Liberty Home Guard (LHG) offers three comprehensive plan options, an impressive suite of add-ons, a workmanship guarantee that’s double the industry average, and a responsive customer service team. For these reasons, we recommend LHG as one of the top choices for Louisiana homeowners.

Liberty Home Guard provides three home protection plans: the Appliance Guard, Systems Guard, and Total Home Guard. Liberty pairs each plan with a $2,000 coverage cap per covered system, appliance, or add-on. In addition, it extends a 60-day workmanship guarantee on completed repairs.

According to the representative we spoke with, service fees range from $65 to $125. 

Why We Chose Liberty Home Guard

Liberty Home Guard earned 4.5 out of 5 stars in our rating system. It has the best customer ratings of any home warranty provider on this list, holding an A rating* with the BBB and 4.7 out of 5 stars on Google Reviews. We recommend LHG for homeowners with specific coverage needs, as it offers an extensive list of add-ons ranging from pool coverage to water softeners.

Our team spoke with multiple customer representatives to learn how LHG handles customer inquiries. Based on our experiences, it holds up to its stellar ratings, with each representative picking up the phone in under one minute and answering all of our questions thoroughly.

Pros and Cons

Pros Offers up to 38 additional coverage options, including TV mounting, carpet cleaning, and pest control Provides a 60-day workmanship guarantee Includes a built-in live chat customer support feature Cons Doesn’t display service call fee during quote process Offers modest coverage caps compared to other providers

Plans and Pricing

Below are the monthly prices for Liberty Home Guard’s plans. Expect to pay between $600 and $720 annually. Per our research, LHG offers two additional months of coverage if you sign up for an annual plan. LHG allows you to pull a quote over the phone or online.

Here are details on Liberty Home Guard’s plans and optional add-on coverage:

  • Appliance Guard: Covers appliances, such as dishwashers, clothes washers, and dryers
  • Systems Guard: Covers built-in systems, such as air conditioning, heating, ductwork, and water heater
  • Total Home Guard: Covers all the items in the Appliance Guard and Systems Guard plans
  • Optional add-ons: Up to 38 options, including pest control, re-key service, gutter cleaning, floor cleaning, and generator coverage. When we pulled our quote, a representative informed us that pest control coverage costs an extra $15 monthly.

See details on plan pricing in the table below:

Plan

Monthly Cost

Service Fee

Coverage Cap

Appliance Guard

$49.99

$65–$125

$2,000

Systems Guard

$54.99

$65–$125

$2,000 (Plumbing & electrical: $500)

Total Home Guard

$59.99

$65–$125

Coverage caps remain the same

American Home Shield

Best for Comprehensive Coverage
4.4 We grade all home warranty companies on the most important factors to homeowners such as coverage, value, trust, transparency, availability, and service. We account for 15 specific data points such as coverage caps, systems and appliances covered, monthly costs, service fees, sample contract availability, response time, claims process, and workmanship guarantee length to then calculate a score, created fully by our Editorial team.

American Home Shield (AHS) is one of the most experienced home warranty providers, with close to 50 years in the business. It offers three home warranty plans, boasts a network of 17,000 contractors, and has paid out $2 billion in home warranty claims in the last five years. Its website features positive reviews from Louisiana residents in Baton Rouge, New Orleans, and Shreveport.

American Home Shield offers three coverage plans: ShieldSilver, ShieldGold, and ShieldPlatinum. The ShieldSilver protects a variety of major systems, while the ShieldGold covers systems and major appliances. The ShieldPlatinum includes coverage for all ShieldGold items, plus an increased $6,000 coverage cap per covered item.

Customers can choose between a service fee of $100 and $125—the cheaper the service fee, the more expensive the monthly premium. While pulling our quote, we discovered that AHS only offers monthly premium options. It doesn’t include an annual premium like other providers on this list.

Why We Chose American Home Shield

We rated American Home Shield 4.4 out of 5 stars in our review standards. We consider AHS to be the best provider for comprehensive coverage due to its three coverage plans, multiple service call fees, and solid industry reputation. The company also covers several things other companies don’t, such as rust damage, improper installations, and unknown preexisting conditions.

We thoroughly read American Home Shield’s sample contract and found it applies a $2,000 limit per covered appliance in its ShieldGold plan. It doubles its coverage cap to $4,000 per covered item in the ShieldPlatinum plan.

American Home Shield’s coverage plans provide extensive coverage; even its basic plan, ShieldSilver, covers your HVAC system. Its multiple service call fees allow you to customize your monthly premium to fit your budget.

Pros and Cons

Pros Provides 24/7 customer service Offers rust, corrosion, and sediment damage coverage Covers items damaged due to rust and corrosion Cons Does not offer as many add-ons as competitors Is more expensive and offers fewer discounts than other providers on this list

Plans and Pricing

Here are details on each of American Home Shield’s plans:

  • ShieldSilver: Covers home systems, such as heating, cooling, and electrical
  • ShieldGold: Covers major systems and appliances, such as air conditioning, roof leaks, and plumbing
  • ShieldPlatinum: Covers systems and appliances and adds additional benefits, such as $1,500 for roof-leak repairs
  • Optional add-ons: Electronics, pools/spas, guest units, septic pumps, and well pumps. Based on the quote we pulled, we found that AHS offers competitively priced add-ons. For example, septic pump coverage costs an extra $5 per month.

AHS’s plan pricing can be found in the table below:

Plan

Monthly Cost

Service Fee

Coverage Cap

ShieldSilver

$89.99–$119.99

$100–$125

$5000

ShieldGold

$119.99–$129.99

$100–$125

Systems: $5,000
Appliances: $2,000

ShieldPlatinum

$129.99–$149.99

$100–$125

Systems: $5,000
Appliances: $4,000

Elite Home Warranty

Best for Flexible Coverage
4.6 We grade all home warranty companies on the most important factors to homeowners such as coverage, value, trust, transparency, availability, and service. We account for 15 specific data points such as coverage caps, systems and appliances covered, monthly costs, service fees, sample contract availability, response time, claims process, and workmanship guarantee length to then calculate a score, created fully by our Editorial team.

We recommend Elite Home Warranty for homeowners who want flexible premiums and coverage. The company offers three base plans with an affordable standard $70 service call fee and 27 add-on options.

When reading through the Elite Home Warranty sample contract, we learned that the company offers a $15,000 annual limit for all plans. This breaks down to a $7,000 claim limit for appliances and $8,000 for systems, which is a higher limit than many providers. However, claim limits vary among coverage items. For example, air conditioners receive up to $4,000 while electrical systems are capped at $2,000.

We recommend reading through the sample contract or getting a quote for full details on coverage caps. 

How We Scored Elite Home Warranty

We rated Elite Home Warranty 4.6 out of 5 stars in our review standards. We awarded high scores for its coverage and add-on variety. We deducted points for only offering one service call fee and limited online options. Here’s how Elite rated in key categories:

  • Coverage (4.6 out of 5): Elite scored high for its three customizable coverage plans and extensive add-on catalog. 
  • Value (4.25 out of 5): We deducted points because the company only offers one service call fee and charges a higher fee for high-end appliances.  
  • Trustworthiness and transparency (4.8 out of 5): Elite scored well for its excellent customer review scores on the Better Business Bureau (BBB) and other third-party sites. 
  • Availability and service (4.5 out of 5): Elite lost points for its limited online services. Unlike other providers, it doesn’t offer an online quote tool.

Pros and Cons

Pros Includes a 90-day workmanship guarantee for completed repairs Offers higher coverage limits for high-end appliances Rolls your service call fee into your annual premium, avoiding a per-claim charge Cons Charges a higher service call fee for high-end appliance repairs Excludes workmanship guarantee on repairs done with an out-of-network technician Requires you to call for a quote

Plans and Cost

Below are the details of Elite Home Warranty’s coverage plans:

  • Elite Appliances: The appliance-only plan covers eight essential appliances, including cooktops, clothes washers, and dishwashers. Coverage caps vary by appliance but are subject to a $7,000 term limit. 
  • Elite Systems: This system-only plan covers eight home systems, such as air conditioning, heating, and electrical systems. This plan has an $8,000 annual limit, though coverage caps vary by system.  
  • Elite Complete: The highest plan tier combines the Elite Appliances and Elite Systems plans for comprehensive systems and appliance protection. 

Based on our sample quotes, Elite Home Warranty charges a monthly premium of about $44–$58. The company has a standard service call fee of $70. It charges $150 for high-end appliance repairs and service calls that occur after hours or on the weekend.

More details on Elite’s plans and pricing can be found in the table below:

Plan

Monthly Cost

Service Fee

Coverage Cap

Elite Appliances

$44.49

$70

Varies per Item

Elite Systems

$49.99

$70

Varies per Item

Elite Complete

$58.99

$70

Varies per Item

Elite offers 27 add-on options, one of the largest catalogs we’ve seen from a home warranty company. Based on our research, most providers offer eight to 15 add-ons. Elite’s add-on coverage limits vary by item. There is a $5,000 total limit per term. 

We’ve highlighted some of Elite’s most attractive add-on options below. View the full list on Elite’s website:

  • Annual maintenance
  • Drainage, sewer, and water service lines
  • Pool and spa equipment
  • Geothermal heating and cooling systems
  • Guest house
  • Septic system

Our Experience With Elite Home Warranty

One of our team members tested the Elite Home Warranty claim process to repair his broken high-end dishwasher. Here’s a summary of his experience:

  • He submitted his claim online and received an Elite claims specialist call within 30 minutes. 
  • He received a next-day appointment for his repair. 
  • The technician arrived on the assigned day but realized the repair would require out-of-stock parts. 
  • After an initial service visit on Tuesday evening, the technician returned with the required parts the following Monday morning.
  • The technician completed the repairs within an hour.

Elite sends in-network technicians to complete its repairs. It backs its coverage with a 90-day workmanship guarantee. If you choose your own repair technician, Elite will pay them for labor at an hourly rate not to exceed the standard hourly rate in your area. You won’t receive any workmanship coverage from Elite if you choose your own technician. However, the local technician should provide their own workmanship guarantee, likely around 30 days.

Select Home Warranty

Best Value
4.3 We grade all home warranty companies on the most important factors to homeowners such as coverage, value, trust, transparency, availability, and service. We account for 15 specific data points such as coverage caps, systems and appliances covered, monthly costs, service fees, sample contract availability, response time, claims process, and workmanship guarantee length to then calculate a score, created fully by our Editorial team.

Select Home Warranty is another company we recommend to Louisiana homeowners for affordable HVAC coverage. In addition to solid heating and cooling system coverage, Select includes $400 roof-leak repair per plan.

Select Home Warranty offers three plans to customers: Gold Care, Bronze Care, and Platinum Care. Gold Care covers six major home systems, Bronze Care covers eight home appliances, and Platinum Care covers everything under the Gold Care and Bronze Care plans, plus a few extra home systems and appliances.

The service fee for Select Home Warranty plans will range between $60–$75 per repair or replacement.

Why We Chose Select Home Warranty

Select Home Warranty scored 4.3 out of 5 stars in our review standards. It’s an affordable home warranty with all plans costing less than $50 per month. Select stands out by offering roof-leak repair coverage in each protection plan. Home warranty companies don’t typically offer roof-leak coverage without an additional fee.

Pros and Cons

Pros Offers discounts when you sign up for several years of coverage Includes roof coverage Provides coverage for rental properties Cons Provides a low $500 coverage cap on appliances Prevents you from choosing your own service provider

Plans and Pricing

After reviewing Select’s sample contract, we found it provides a $3,000 cap for HVAC systems. However, Select limits other covered systems, such as plumbing and electrical, plus appliances, to a $500 coverage cap. Select’s plans include a 30-day workmanship guarantee.

Select Home Warranty offers monthly and annual premium options. Expect to pay between $533 and $573 annually. According to the quote we pulled, Select offers up to $150 off and two additional months of coverage if you choose an annual premium. It lets you pull a quote by calling or using its online tool.

Here are more details about Select Home Warranty’s plans:

  • Bronze Care: Covers appliances, such as clothes washers and dryers, garbage disposals, refrigerators, and cooktops
  • Gold Care: Covers systems, such as air conditioning, heating, plumbing, electrical systems, water heaters, and ductwork
  • Platinum Care: Covers all the appliances and built-in systems in the Bronze and Gold Care plans, plus garage door openers and ceiling fans
  • Optional add-ons: Central vacuums, lawn sprinkler systems, pools, septic systems, spas, stand-alone freezers, sump pumps, and well pumps. Select Home Warranty also offers low prices for its add-ons. For example, it charges less than $4 monthly for central vacuum coverage.

Select’s pricing for each of its plans can be found below:

Plan

Monthly Cost

Service Fee

Coverage Cap

Bronze Care

$44.42

$60–$75

$500

Gold Care

$44.42

$60–$75

$500 (HVAC: $3,000)

Platinum Care

$47.75

$60–$75

Coverage caps remain the same

AFC Home Warranty

Best for Customization
4.6 We grade all home warranty companies on the most important factors to homeowners such as coverage, value, trust, transparency, availability, and service. We account for 15 specific data points such as coverage caps, systems and appliances covered, monthly costs, service fees, sample contract availability, response time, claims process, and workmanship guarantee length to then calculate a score, created fully by our Editorial team.

Another solid home warranty provider for Louisiana residents is AFC Home Warranty. The company offers customizable coverage plans and three service call fee options that allow you to adjust your monthly premium. In addition to plan and monthly premium flexibility, AFC Home Warranty offers unique membership perks.

AFC Home Warranty offers three home warranty plans: Silver, Systems, Gold, and Platinum. When we requested a quote online, AFC Home Warranty offered us a $75, $100, or $125 service call fee. You can raise or lower your monthly premium with the service call fee you choose.

Our team also read AFC Home Warranty’s sample contract. We found that that company offers a $3,000 coverage limit per covered appliance. Regarding major systems, AFC Home Warranty provides varied coverage limits. We recommend reading AFC Home Warranty’s sample contract for more information on specific coverage limits.

Why We Chose AFC Home Warranty

AFC Home Warranty is one of the few home warranty companies that offers an unlimited workmanship guarantee. This means it’ll reservice a previously repaired item free of charge for as long as you own the policy. In addition, it provides generous coverage limits for major appliances.

Pros and Cons

Pros Adds security perks, including identity protection, credit monitoring, and Emergency Alert Network service Guarantees parts and labor on any repairs completed under the plan for the life of your membership Pairs appliances with a $3,000 coverage cap Cons Requires claims be submitted immediately after noticing a system or appliance problem Charges $75 for canceling after the first 30 days of their plan

Plans and Pricing

AFC Home Warranty provides monthly and annual premiums. Based on our online quote, expect to pay between $516 and $804 per year for an AFC Home Warranty coverage plan.

Below is a summary of AFC Home Warranty’s coverage options and monthly costs per plan:

  • Silver Plan: Covers home appliances, such as clothes washers and dryers, dishwashers, garage door openers, garbage disposals, ovens, ranges, stovetops, and refrigerators
  • Systems Plan: Covers major home systems, such as ductwork, air conditioning, electrical, plumbing, water heaters, and heating systems
  • Gold Plan: Combines all Silver Plan and Systems Plan items
  • Platinum Plan: Covers all items in the Gold Plan, plus built-in microwaves, faucets, ice makers, and plumbing stoppages
  • Optional add-ons: AFC Home Warranty offers a solid list of add-ons, including double ovens, electronic coverage, hot water dispensers, sump pumps, septic systems, central vacuum, pools, spas, stand-alone freezers, and roof-leak repair. Based on our quote, in-ground pool coverage costs $9 per month.

For details on AFC’s pricing, see the table below:

Plan

Monthly Cost

Service Fee

Coverage Cap

Silver Plan

$34.33–$39.08

$125

$3,000

Systems Plan

$48.50–$53.17

$125

Caps vary by system

Gold Plan

$53.17–$57.92

$125

Systems: varies

Appliances: $3,000

Platinum Plan

$87.75–$92.50

$125

Systems: varies

Appliances: $3,000


How Are Home Warranties Regulated in Louisiana?

The Louisiana Department of Insurance (DOI) is the governing body that regulates home warranties in the state. Our research shows that Lousiana’s Revised Statutes 51:3141–51:3146 outline the requirements home warranty companies must follow. For example, home warranty companies must file various reports and paperwork with the Insurance Commission before selling coverage plans. These regulations ensure that only reputable companies that can fulfill their financial obligations operate within Louisiana.

In addition to government oversight, industry associations oversee home warranty regulation. For instance, the Service Contract Industry Council (SCIC) crafts laws and regulations alongside state lawmakers nationwide. These laws provide necessary protections for consumers while keeping service contract companies’ best interests in mind.


Louisiana Home Warranty Costs

The average cost of a home warranty in Louisiana is $54 per month or $648 each year. The cost of a home warranty largely depends on the type of coverage plan you choose and the extent of your coverage limits.

Local labor rates in your Louisiana city could also affect your premium. Since most companies source service technicians for you, the company could offset expensive technician fees by charging higher premiums.


Annual Home Warranty Cost Calculator

We created a calculator to break down the estimated annual cost of owning a home warranty. Enter your monthly premium, service call fee, and estimated number of claims to see your projected annual cost. It’s best to request a quote directly from one of our recommended providers since annual costs and service fees vary between them.

ApplianceAverage Repair CostAverage Replacement Cost

Dehumidifier

$50–$200

$1,300–$2,800

Microwave

$50–$400

$60–$2,000

Dishwasher

$50–$500

$400–$3,000

Exhaust fans

$16–$300

$250–$950

Electric range

$100–$500

$230–$3,000

Gas range

$100–$500

$230–$3,000

Dryer

$100–$400

$450–$2,300

Oven

$100–$430

$400–$3,000

Washer

$50–$450

$400–$2,300

Freezer

$90–$500

$160–$2,900

Refrigerator

$40–$350

$200–$5,000

Note: The annual cost figure generated by our home warranty calculator is not an indication of a company’s actual plan cost. Annual costs and service fees vary based on plan selections and your home’s size, type, and location.


Do Home Warranties Cover Roof Leaks?

According to the Southern Regional Climate Center, Louisiana received between 35 and 80 inches of rain from September 2022 to September 2023. Due to the likelihood of significant rainfall in the state, a home warranty may be worthwhile to offset the cost of a potential roof leak.

Most home warranty companies offer roof-leak protection as an add-on, meaning you’ll pay a bit extra per month for roof-leak protection. Note that home warranty companies only cover leak damage—they don’t cover other types of roof damage, such as torn shingles. A homeowners insurance policy, however, will cover roof damage caused by a covered incident.


Expert Takes on Home Warranties

We spoke with experts across multiple industries about home warranties and asked them common questions homeowners have about these policies. Here is what they had to say:

  • How do I know if a Louisiana home warranty company is reputable? Peter Evering, a business development manager for Utopia Property Management, said, “Reading customer reviews and ratings can provide insights into the experiences of other homeowners and help you gauge the level of customer satisfaction.”
  • What should I know before buying a Louisiana home warranty? David Tully, founder of LPT Realty, said, “You need to understand how to file a claim to your provider and how quickly you can expect a response from them. Also, get to know the turnaround time they would take for the repairs and replacements.”
  • Why should I buy a Louisiana home warranty? According to Marcus Fernandez, attorney and co-owner of Kinney, Fernandez, and Boire Law, combining a home warranty with your homeowners insurance coverage can yield protection for many incidents your home may experience. “They go beyond what your homeowners insurance covers by catering to the inevitable wear and tear of home systems and appliances, which typically isn’t covered by insurance.”

What Is the Louisiana New Home Warranty Act?

The Louisiana New Home Warranty Act is a law requiring builders to provide warranties on newly constructed homes. In the 1980s, the Louisiana legislature enacted the law to protect residents buying newly built homes. The law states that builders of newly constructed homes must ensure that they’re free of certain defects for up to five years.

If a homebuyer finds a defect within that time frame, they must notify the builder and give them time to make necessary repairs. If the builder fails to make repairs, the homebuyer can take them to court.


What’s Covered by a Louisiana Home Warranty?

A Louisiana home warranty protects major home systems and appliances such as your water heater, air conditioning, ceiling fans, and garbage disposals. Most home warranty providers offer individual plans for systems and appliances and a combination plan for both. Companies may also provide add-on options for items such as a second refrigerator, pool, or well pump.

A Louisiana home warranty can reduce the financial burden of repairing or replacing broken-down systems and appliances, offering homeowners peace of mind.

Our Conclusion

Liberty Home Guard is our top choice for Louisiana homeowners due to its 30-plus unique add-on coverage options and high customer ratings. We also recommend American Home Shield for its comprehensive plan options with high coverage caps. Select Home Warranty is another worthy choice for homeowners on a budget.

No matter where you live in Louisiana, we encourage you to get a quote from each of the providers in this article. Plan pricing will vary by region, coverage type, and home square footage.


Other Resources for Louisiana Residents


FAQ About Louisiana Home Warranties

What other home warranty companies are available in Louisiana?

While Liberty Home Guard, American Home Shield, and Elite Home Warranty are our top picks for Louisiana residents, it’s also worth considering the Home Service Club and AFC Home Warranty. If you prefer a smaller home warranty company for a more personalized experience, consider Old Republic Home Protection.

Does a home warranty cover flood damage?

No, home warranties and most home insurance policies don’t cover weather-related flood damage to your home. If you live in a flood-prone part of Louisiana, we recommend purchasing flood insurance from a provider listed in the Federal Emergency Management Agency (FEMA) National Flood Insurance Program directory.

How much does a home warranty cost in Louisiana?

A home warranty in Louisiana can cost $29–$90 per month not including your service call fee, based on the quotes we requested for a single-family home in Baton Rouge. Your monthly premium may differ based on your home’s size and type, location, plan, and coverage add-ons.


How Do I Find the Best Home Warranty Company in My Area?

Find in-depth reviews on the best home warranty companies across Louisiana’s top cities.


Our Rating Methodology

We back up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score on a 5-point rating scale.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.