A Nevada home warranty covers home systems and appliances when they fail or break down due to normal wear and tear. There are multiple home warranty companies available, so it can be challenging to determine which one is right for you.
The This Old House Reviews Team did the research for you. We compared plan options, pricing, customer ratings, and more to provide you with our recommendations for the best home warranty providers in Nevada.
Nevada’s Top 4 Home Warranty Companies
Review the highest-rated home warranty companies in Nevada:
- American Home Shield: Our Overall Top Pick
- Liberty Home Guard: Most Responsive
- First American Home Warranty: Best Appliance Coverage
- America’s 1st Choice Home Club: Best for Customization
All cost information in this article is based on quotes we obtained for a single-family home in Carson City, Nevada.
Before choosing the best coverage for your needs, take a look at our top four.
American Home Shield
In business since 1971, American Home Shield is one of the most trusted home warranty companies in the industry. It provides some of the most comprehensive coverage in Nevada with no coverage caps for built-in systems and higher-than-average coverage caps for major appliances.
Pros and Cons
✔ Flexible service call fee allows customers to adjust monthly pricing
✔ Network of more than 15,000 service contractors
✔ Coverage cap on appliances as high as $3,000 with the ShieldGold plan and $6,000 with the ShieldPlatinum plan
✘ Higher monthly premiums than many competitors
✘ Not many optional coverage choices
Plans and Pricing
American Home Shield has several options for home warranty plans in Nevada and its expansive coverage, high maximum allowance and 24/7 customer service make them a top provider. American Home Shield offers three plan tiers: ShieldSilver, ShieldGold, and ShieldPlatinum.
The ShieldSilver plan protects 14 major systems, including your plumbing and electrical systems. The ShieldGold plan covers all the same items as ShieldSilver plan plus coverage for kitchen and laundry appliances, bringing the total to 23 items. The ShieldPlatinum plan is among the most comprehensive in the industry, offering coverage for all items in the ShieldGold plan with the addition of roof leak coverage and a free HVAC tune-up. The ShieldPlatinum plan also increases your coverage limits, offering you more protection at a better value.
You also have the option to purchase coverage for these optional add-ons: Septic pump, well pump, guest unit up to 750 feet, pool, spa, electronics
One of the benefits of American Home Shield is the option to choose your service call fee. Most warranty providers have a set fee, but with American Home Shield customers can choose between $75, $100, or $125. The higher the fee, the lower the monthly premium.
Here’s a monthly pricing breakdown for AHS plans with a $100 service fee:
- ShieldSilver: $29.99 per month
- ShieldGold: $39.99 per month
- ShieldPlatinum: $54.99 per month
Learn more: American Home Shield Review
Liberty Home Guard
Liberty Home Guard stands out for its responsive customer service team and list of more than 30 add-on options. It may be a newer provider compared to industry titans, but its glowing reviews can be found across the internet on the Better Business Bureau and TrustPilot.
Pros and Cons
✔ Workmanship guarantee is 60 days, which is double the length of the 30-day workmanship guarantee offered by many providers
✔ Live-chat customer service feature allows customers the convenience to ask questions via text
✔ More than 35 unique additional coverage options, which is more than any other service provider on this list
✘ Service call fees can be as high as $125 in some cases with no impact on monthly price
✘ Covered items are capped at $2,000
Plans and Pricing
Liberty Home Guard will assign your account a service call fee between $65 and $125, depending on your plan selection, add-on options, and the location of your home.
Here’s what we were quoted for a single-family home in Nevada less than $5,000 square feet:
- Appliance Guard: $69.99 per month
- Systems Guard: $74.99 per month
- Total Home Guard: $79.99 per month
Learn more: Liberty Home Guard Review
First American Home Warranty
First American Home Warranty has more than 35 years of industry experience and provides some of the best comprehensive coverage in Nevada at affordable price points, specifically its appliance coverage.
Pros and Cons
✔ Additional services such as pest control and First Class Upgrade
✔ Covers items that are improperly maintained or installed under First Class Upgrade
✔ No caps on heating, cooling, or ductwork coverage
✘ Central air conditioning is not included in its plans
✘ Contract language can be confusing
✘ Sample contracts aren’t readily available online
Plans and Pricing
Although you can only choose between two plans—a Basic Plan and Premier Plan—you get optional coverage and unlimited protection on your heating, cooling, and ductwork, which is rare.
What makes First American Home Warranty stand out is its First Class Upgrade, which covers the following items:
- Refrigerant recapture, reclaim, and disposal
- Removal services for appliances and systems
- Up to $250 for a building permit
- Fees associated with cranes and other lifting equipment
- Repairs and replacements on items that malfunction due to improper maintenance or installation
In addition to monthly premiums, customers will also have to pay a $75 service call fee for every claim they make.
Here’s a pricing breakdown of First American plans:
- Basic Plan: $36.00 per month
- Premier Plan: $46.50 per month
Learn more: First American Home Warranty Review
America’s 1st Choice Home Club
America’s 1st Choice Home Club (AFC Home Club) is an excellent choice for Nevada homeowners due to its plan variety, pricing flexibility, and plan-length workmanship guarantee. AFC Home Club offers four plan options, which allows it to stand out against other providers that offer two or three plans. Similarly, AFC Home Club allows customers to choose their own service call fee, which can help adjust the monthly prices to fit your budget.
Pros and Cons
✔ Offers a plan-length workmanship guarantee
✔ Includes perks, such as free credit alert monitoring
✔ Allows customers to choose their own contractor
✘ May take up to 48 hours to respond to a claim
✘ Limits electrical and plumbing coverage to $500
Plans and Pricing
AFC Home Club offers four comprehensive plan options. The Silver Plan covers major appliances, and the Systems Plan covers home systems. The Gold Plan combines the coverage of the Silver and Systems plans, and the Platinum Plan further expands on that coverage by including faucets, plumbing stoppages, built-in fans, and ice makers.
You also have the option to purchase coverage for these optional add-ons: Built-in microwave, central vacuum, double oven, electronic coverage, hot water dispenser, ice maker, in-ground pool, septic system, stand-alone freezer, sump pump, tankless water heater, and well pump
Like AHS, AFC Home Club allows its customers to choose a $75, $100, or $125 service call fee. If you anticipate frequent claims, a cheaper service call fee may be more advantageous to you, but if lower monthly costs are more important, a higher monthly fee could be the best option for you.
Here’s a monthly pricing breakdown of AFC Home Club’s plans, according to our quote:
- Silver Plan: $35.42–$39.33 per month
- Systems Plan: $41.83–$46.75 per month
- Gold Plan: $47.17–$54.08 per month
- Platinum Plan: $54.08–$59 per month
To get a free quote, use AFC Home Club’s simple online tool or call 877-755-1115
Learn more: AFC Home Club Review
To find the best home warranty in Nevada, we recommend getting quotes from at least three providers listed in this article. Since plan pricing will depend on where you live, the type of coverage you select, how many add-ons you include in your plan, and the square footage of your home, it’s important to compare prices and select a plan that gives you the most coverage at the best value.
We recommend American Home Shield for its comprehensive coverage, high payout limits, and long-term legacy in the industry. We recommend Liberty Home Guard for homeowners with extensive additional coverage needs, and we recommend AFC Home Club for homeowners who want the peace of mind of a plan-length workmanship guarantee.
Frequently Asked Questions
Our Rating Methodology
The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers, and we aim to provide transparency in our review standards and research process.
Our research process includes speaking with representatives from more than 40 home warranty providers, requesting quotes, and asking clarifying questions to gain insight into each provider’s benefits and downsides. We also analyze sample contracts from each company to understand specific coverage terms.
To rate companies, we apply the data we have gathered to our review standards. These standards are on a 100-point scoring system, which is detailed below:
- Coverage (35 points): Providers are scored based on breadth and depth of coverage. We focused on key home systems (HVAC, plumbing, and electrical), essential appliances (refrigerator, ovens, and laundry machines), and unique coverage items (such as roof-leak coverage and code violation allowances). Coverage scores are weighted by taking into account coverage caps and other limiting factors, meaning providers with greater range of coverage and higher coverage caps score the highest.
- Value (30 points): A company’s plan value is a reflection of how well it serves the customer in comparison to what the customer pays for the policy. We accounted for monthly costs, service call fees, and cost flexibility (such as customizable service call fees, discounts, and multi-year policies).
- Trustworthiness and Transparency (21 points): Trustworthiness and transparency are a reflection of how well the provider considers the customer’s interests. We scored items such as the length of workmanship guarantees, online availability of a sample contract, policy change flexibility, and ease of cancellation. Additionally, we scored items that reflect industry reputation and customer satisfaction, including analyzing brand reputation across the Better Business Bureau and third-party customer review aggregators.
- Availability and Service (14 points): Quality of customer service is key to customer satisfaction. We dug into each provider’s guaranteed response times, claims processes, service flexibility, emergency availability, and more.
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