A Nevada home warranty covers home systems and appliances when they fail or break down due to normal wear and tear. There are multiple home warranty companies available, so it can be challenging to determine which one is right for you.
The This Old House Reviews Team did the research for you. We analyzed the best home warranty companies in the United States and chose the best options for Nevada. We compared plan options, pricing, customer ratings, and more to provide you with our recommendations.
Nevada’s Top 4 Home Warranty Companies
Review the highest-rated home warranty companies in Nevada:
- Liberty Home Guard: Best Customer Ratings
- American Home Shield: Best Coverage Caps
- America’s 1st Choice Home Club: Best for Customization
- First American Home Warranty: Best Appliance Coverage
All cost information in this article is based on quotes we obtained for a 2,000 square-foot, single-family home in Carson City, Nevada.
Liberty Home Guard
Liberty Home Guard stands out for its responsive customer service team and list of more than 30 add-on options. It may be a newer provider compared to industry titans, but its glowing reviews can be found on the Better Business Bureau and Trustpilot. Alongside its solid customer reviews, it provides a 24/7 online chat feature within its website to conveniently connect you to a representative.
Pros and Cons
✔ Extends a 60-day workmanship guarantee, which is double the length of the 30-day workmanship guarantee offered by many providers
✔ Includes live-chat customer service feature that allows customers to ask questions via text
✔ Provides 38 unique add-on coverage options, which is more than any other service provider on this list
✘ Lacks service call fee transparency when requesting an online quote
✘ Doesn’t let you choose your own service provider
Plans and Pricing
Liberty Home Guard provides three coverage plans: the Appliance Guard, Systems Guard, and Total Home Guard. The Appliance Guard covers nine major appliances, including clothes washers and refrigerators. The Systems Guard covers six home systems, and the Total Home Guard bundles all 15 items into one comprehensive coverage plan.
Liberty Home Guard will assign your account a service call fee between $65 and $125, depending on your plan selection, add-on options, and the location of your home.
Here’s what we were quoted for Liberty Home Guard coverage:
- Appliance Guard: $49.99 per month
- Systems Guard: $54.99 per month
- Total Home Guard: $59.99 per month
Learn more: Liberty Home Guard Review
American Home Shield
American Home Shield is one of the most trusted home warranty companies in the industry due to its long tenure. It provides comprehensive coverage via a $3,000 coverage cap per covered item in its ShieldSilver and ShieldGold plans. In addition, it covers items with preexisting conditions and it doesn’t require a home inspection before granting coverage.
Pros and Cons
✔ Offers flexible service call fees that allows customers to adjust monthly pricing
✔ Oversees a network of more than 15,000 service contractors
✔ Provides coverage caps as high as $3,000 with the ShieldGold plan and $6,000 with the ShieldPlatinum plan per covered item
✘ Charges higher monthly premiums than many competitors
✘ Doesn’t offer many optional coverage choices
Plans and Pricing
American Home Shield offers three plan tiers: ShieldSilver, ShieldGold, and ShieldPlatinum.
The ShieldSilver plan protects 14 major systems, including your plumbing and electrical systems. The ShieldGold plan covers all the same items as ShieldSilver plan plus coverage for kitchen and laundry appliances, bringing the total to 23 items. The ShieldPlatinum plan is among the most comprehensive in the industry, offering coverage for all items in the ShieldGold plan with the addition of roof leak coverage and a free HVAC tune-up. The ShieldPlatinum plan also increases your coverage limits, offering you more protection at a better value.
You also have the option to purchase coverage for these optional add-ons: Septic pump, well pump, guest unit up to 750 feet, pool, spa, electronics
One of the benefits of American Home Shield is the option to choose your service call fee. Most providers have a set fee, but with American Home Shield customers can choose between $75, $100, or $125. The higher the fee, the lower the monthly premium.
Here’s a monthly pricing breakdown for AHS plans with a $100 service fee:
- ShieldSilver: $49.99 per month
- ShieldGold: $69.99 per month
- ShieldPlatinum: $89.99 per month
Learn more: American Home Shield Review
America’s 1st Choice Home Club
America’s 1st Choice Home Club (AFC Home Club) is an excellent choice for Nevada homeowners due to its plan variety, pricing flexibility, and plan-length workmanship guarantee. AFC Home Club offers four plan options, which allows it to stand out against other providers that offer two or three plans. Similarly, AFC Home Club allows customers to choose their own service call fee, which can help adjust the monthly prices to fit your budget.
Pros and Cons
✔ Offers a plan-length workmanship guarantee
✔ Includes perks, such as free credit alert monitoring
✔ Allows customers to choose their own contractor
✘ May take up to 48 hours to respond to a claim
✘ Limits electrical and plumbing coverage to $500
Plans and Pricing
AFC Home Club offers four comprehensive plan options. The Silver Plan covers major appliances, and the Systems Plan covers home systems. The Gold Plan combines the coverage of the Silver and Systems plans, and the Platinum Plan further expands on that coverage by including faucets, plumbing stoppages, built-in fans, and ice makers.
You also have the option to purchase coverage for these optional add-ons: Built-in microwave, central vacuum, double oven, electronic coverage, hot water dispenser, ice maker, in-ground pool, septic system, stand-alone freezer, sump pump, tankless water heater, and well pump
Like AHS, AFC Home Club allows its customers to choose a $75, $100, or $125 service call fee. If you anticipate frequent claims, a cheaper service call fee may be more advantageous to you, but if lower monthly costs are more important, a higher monthly fee could be the best option for you.
Here’s a monthly pricing breakdown of AFC Home Club’s plans, according to our quote:
- Silver Plan: $35.42–$39.33 per month
- Systems Plan: $41.83–$46.75 per month
- Gold Plan: $47.17–$54.08 per month
- Platinum Plan: $54.08–$59 per month
To get a free quote, use AFC Home Club’s simple online tool or call 877-755-1115
Learn more: AFC Home Club Review
First American Home Warranty
First American Home Warranty has more than 35 years of industry experience and provides some of the best comprehensive coverage in Nevada at reasonable price points, specifically its appliance coverage.
Pros and Cons
✔ Offers plan and service call fee flexibility via three plans and service call fees
✔ Covers items that are improperly maintained or installed with its First American Advantage upgrade, found in its Essential and Premium plans
✔ Provides unlimited coverage cap on heating, cooling, or ductwork coverage
✘ Offers central air conditioning in the Starter Plan as an add-on
✘ Charges a $2 handling fee when choosing monthly premiums over annual premiums
Plans and Pricing
First American offers three home warranty coverage plans: the Starter Plan, Essential Plan, and Premium Plan. Each plan covers a wide variety of major appliances and systems. Its Starter and Essential plans include a $3,500 limit per covered appliance, while the Premium Plan increases its appliance limit to $7,000. The Essential and Premium plans also include the First American Advantage upgrade, which covers the following items:
- Refrigerant recapture, reclaim, and disposal
- Removal services for appliances and systems
- Up to $250 for a building permit
- Fees associated with cranes and other lifting equipment
- Repairs and replacements on items that malfunction due to improper maintenance or installation
First American allows you to choose from a $75, $100, or $125 service call fee. The higher the service call fee, the lower your monthly premium.
Here’s a pricing breakdown of First American plans:
- Starter Plan: $47.00–$62.00 per month
- Essential Plan: $57.00–$72.00
- Premium Plan: $72.00–$87.00 per month
Learn more: First American Home Warranty Review
To find the best home warranty in Nevada, we recommend getting quotes from at least three providers listed in this article. Since plan pricing will depend on where you live, the type of coverage you select, how many add-ons you include in your plan, and the square footage of your home, it’s important to compare prices and select a plan that gives you the most coverage at the best value.
We recommend Liberty Home Guard for homeowners who need extensive additional coverage needs. American Home Shield is another solid provider for those who value comprehensive coverage. Finally, we recommend AFC Home Club for homeowners who want the peace of mind of a plan-length workmanship guarantee.
Frequently Asked Questions
Our Rating Methodology
The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.
To share feedback or ask a question about this article, send a note to our Reviews Team at email@example.com.