A South Carolina home warranty can prevent you from paying expensive repair or replacement costs when an important home item, like your electrical system, garbage disposal, garage door opener, or water heater, fails from regular use.

To make your home warranty search easier, the This Old House Reviews Team compared a variety of companies in South Carolina to find the best home warranty for your home protection needs. Read on to learn what your top options are.

South Carolina’s Top 5 Home Warranty Companies

The highest rated home warranty companies in SC include:

When determining the best home warranty companies in South Carolina, our team looked at levels of coverage, pricing, industry reputation, customer reviews, and more. Here are our top five recommended picks.


 

American Home Shield

American Home Shield (AHS) is known for providing comprehensive coverage of household appliances and systems, as well as protection for items damaged by rust and corrosion and those with undetectable pre-existing conditions. The company is a veteran in the home warranty industry and has been in business for more than 45 years. AHS has paid out $2 billion in home warranty claims in the last five years.

Pros and Cons

✔ Provides generous coverage caps
✔ Allows customers to select their own service fee ($75, $100, or $125)
✔ Offers discounts on name brand appliances

✘ Has a short repair guarantee of 30 days
✘ Has higher prices than some competitors

Plans and Pricing

AHS offers SC homeowners three plans—the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans. The ShieldSilver plan covers systems, the ShieldGold plan adds appliances to the ShieldSilver’s coverage, and the ShieldPlatinum plan covers the entire home with higher coverage caps, making it one of the most comprehensive plans in the industry.

With an American Home Shield plan, you get to decide on the service fee in your contract. You can choose from a $75, $100, or $125 service fee, which affects your monthly cost.

Here’s the monthly cost of each plan if you choose a $100 service fee:

  • ShieldSilver: $44.99 per month
  • ShieldGold: $54.99 per month
  • ShieldPlatinum: $69.99 per month
For a free quote from American Home Shield, fill out this online form or call 844-529-9298.

Learn more: American Home Shield Review


 

Liberty Home Guard

Liberty Home Guard may be one of the newer home warranty companies in the industry, but its competitive pricing, responsive customer service model, and long list of add-on options make it a worthy consideration for any South Carolina homeowner.

Pros and Cons

✔ Up to 30 unique add-on options to choose from, including pest control, gutter cleaning, and more
✔ All plans are priced at $55 or less a month
✔ Live-chat feature allows customers to reach out to a customer service representative without talking on the phone

✘ Monthly fees aren’t reduced when you pay a higher service call fee
✘ Relatively low coverage caps compared to other providers; caps at $2,000 per item

Plans and Pricing

Liberty Home Warranty has three plan offerings: Appliance Guard, Systems Guard, and Total Home Guard. Appliance Guard covers items such as your dishwasher and garbage disposal. Systems Guard covers items such as your electrical and plumbing systems. Total Home Guard combines the two plans into one comprehensive package.

We should note that when you request an online quote from Liberty Home Guard, you are not immediately provided with a service call fee. When we spoke to a representative for the company, we were told that the fee will be assigned to your account depending on your plan, add-on selections, and the location of your home. The fee will always fall between $65 and $125.

Here’s the monthly cost of each plan:

  • Appliance Guard: $69.99 per month
  • Systems Guard: $74.99 per month
  • Total Home Guard: $79.99 per month
To request a personalized quote from Liberty Home Guard, call 866-452-9107 or use this simple online tool.

Learn more: Liberty Home Guard Review


 

Select Home Warranty

Select Home Warranty offers customers affordable protection for their home’s essentials, including limited roof-leak coverage, which is uncommon in the industry.

Pros and Cons

✔ All plans are less than $50
✔ All plans include free limited roof-leak coverage up to $400
✔ Claim response time within 24 hours, quick compared to competitors

✘ Long list of brand name appliances that aren’t considered eligible for coverage
✘ $2,000 cap on HVAC coverage, which is lower than other competitors

Plans and Pricing

Select Home Warranty has three plan options: Bronze Care, Gold Care, and Platinum Care. Bronze Care covers appliances only, such as your kitchen refrigerator while Gold Care covers systems only, such as your air conditioning. Platinum Care covers all of the items in the lower-tier plans plus garage door openers and plumbing stoppages.

Select charges a $75 service call fee each time you file a claim.

Here’s the monthly cost of each plan:

  • Bronze Care: $41 per month
  • Gold Care: $41 per month
  • Platinum Care: $47 per month
To request a quick quote from Select Home Warranty, call 888-370-3956 or fill out this simple form.

Learn more: Select Home Warranty Review


 

First American Home Warranty

First American Home Warranty (FAHW) is ideal for homeowners who want to save on monthly costs by enrolling in a home warranty plan. Compared to other providers, FAHW has a long legacy of service with more than 30 years of experience.

Pros and Cons

✔ Coverage for pest control
✔ First Class Upgrade covers cosmetic damages, improperly installed or maintained equipment, crane use, and permit fees associated with system and appliance repair or replacement
✔ Affordably priced plans

✘ Roof-leak coverage isn’t available
✘ Basic Plan doesn’t cover plumbing or electrical systems

Plans and Pricing

First American Home Warranty offers two plans, the Basic Plan and the Premier Plan. The Basic Plan covers items such as your washing machines, dryer, and trash compactor. The Premier Plan covers all of the items in the Basic Plan plus eight essential built-in systems. Air conditioning is only available as an add-on option.

Here’s the monthly cost of each plan:

  • Basic Plan: $37 per month
  • Total Plan: $49.50 per month
To request a free quote from First American Home Warranty, use this simple online tool or call 800-891-9778.

Learn more: First American Home Warranty Review


 

America’s First Choice Home Club

America’s First Choice Home Club (AFC Home Club) is a solid option for South Carolina homeowners who want the flexibility to customize their policy to their home’s needs. AFC Home Club offers four plan options and a flexible service call fee, allowing you to adjust your monthly prices to fit your desired level of coverage.

Pros and Cons

Offers security perks, such as free credit alert monitoring and discounts on home security systems
Covers repairs up to three years after it’s been serviced (with three-year plan)
Allows customers to choose from a flexible service call fee model

Charges a $75 cancellation fee if you cancel after the first 30 days
Requires customers to submit a claim within 24 hours of noticing a problem

Plans and Pricing

AFC Home Club offers four plan options, which is more than the typical two or three options offered by other providers. The Silver Plan covers essential appliances, such as your dishwasher and laundry machines. The Systems Plan covers home systems, such as your heating, cooling, plumbing, and electrical. The Gold Plan includes all the covered items of the two earlier plans, and the Platinum Plan offers the most comprehensive coverage by including faucets, built-in fans, microwaves, and plumbing stoppages. 

You can choose a service call fee of $75, $100, or $125. When you request a quote, you can compare monthly prices for each plan and service call fee to find the best option for your home and budget needs. 

Here’s the monthly cost of each plan according to our quote for a South Carolina home smaller than 5,000 square feet:

  • Silver Plan: $33–$37.67 per month
  • Systems Plan: $40–$44.75 per month
  • Gold Plan: $47.08–$51.83 per month
  • Platinum Plan: $51.83–$56.50 per month

To request a free quote, call 877-755-1115 or fill out AFC Home Club’s quick form.  

Learn more: AFC Home Club Review


 

Our Conclusion

American Home Shield, Liberty Home Guard, AFC Home Club, and Select Home Warranty are the among best options for South Carolina homeowners because of the large number of affordable coverage options they provide. Before buying a home warranty, we recommend getting a free quote from all of the companies featured on this list so you can compare pricing specific to your area.


 

Frequently Asked Questions


 

Our Rating Methodology

The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers, and we aim to provide transparency in our review standards and research process.

Our research process includes speaking with representatives from more than 40 home warranty providers, requesting quotes, and asking clarifying questions to gain insight into each provider’s benefits and downsides. We also analyze sample contracts from each company to understand specific coverage terms.

To rate companies, we apply the data we have gathered to our review standards. These standards are on a 100-point scoring system, which is detailed below:

  • Coverage (35 points): Providers are scored based on breadth and depth of coverage. We focused on key home systems (HVAC, plumbing, and electrical), essential appliances (refrigerator, ovens, and laundry machines), and unique coverage items (such as roof-leak coverage and code violation allowances). Coverage scores are weighted by taking into account coverage caps and other limiting factors, meaning providers with greater range of coverage and higher coverage caps score the highest.
  • Value (30 points): A company’s plan value is a reflection of how well it serves the customer in comparison to what the customer pays for the policy. We accounted for monthly costs, service call fees, and cost flexibility (such as customizable service call fees, discounts, and multi-year policies).
  • Trustworthiness and Transparency (21 points): Trustworthiness and transparency are a reflection of how well the provider considers the customer’s interests. We scored items such as the length of workmanship guarantees, online availability of a sample contract, policy change flexibility, and ease of cancellation. Additionally, we scored items that reflect industry reputation and customer satisfaction, including analyzing brand reputation across the Better Business Bureau and third-party customer review aggregators.
  • Availability and Service (14 points): Quality of customer service is key to customer satisfaction. We dug into each provider’s guaranteed response times, claims processes, service flexibility, emergency availability, and more.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.