Best Home Warranty Companies in Utah (2024)
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Consider investing in a Utah home warranty plan to protect items such as washers, dryers, air conditioning, and heating systems. A home warranty can cover the costs of repairs or replacements when systems and appliances fail.
We analyzed the best home warranty companies in the nation and then selected the top five providers in Utah based on plan options, coverage, pricing, and customer reviews. We recommend Liberty Home Guard as our top choice for home warranty companies in Utah, due to the coverage options they offer along with the unique add-on options they have.
Utah’s Top 5 Home Warranty Companies
The highest-rated Utah home warranty companies include the following:
Summary of the Best Home Warranty Companies in Utah
The table below summarizes our top providers’ key features. We listed each company’s monthly price range, service fee, response time, and Better Business Bureau (BBB) rating. The monthly cost figures are based on quotes we pulled to calculate a national average. We recommend requesting a quote directly from a provider for more accurate pricing.
| Best For | Monthly Cost in UT | Service Fee | Response Time | BBB Rating | Link | ||
|---|---|---|---|---|---|---|---|
| Liberty Home Guard | | Best Customer Ratings | $49–$59 | $65–$125 | Up to 48 hours | NR | VISIT SITE |
| American Home Shield | | Best for Comprehensive Coverage | $29–$89 | $100–$125 | Up to 48 hours | B | VISIT SITE |
| Elite Home Warranty |  | Best for Flexible Coverage | $44–$58 | $70 | Up to 48 hours | A+ | VISIT SITE |
| Select Home Warranty |  | Best Value | $44–$47 | $60–$75 | 48-84 hours | B- | VISIT SITE |
| First American Home Warranty |  | Best Appliance Coverage | $42–$82 | $75–$125 | 4-48 hours | B | VISIT SITE |
| Liberty Home Guard | |
|---|---|
| Logo |
|
| Best For | Best Customer Ratings |
| Monthly Cost in UT | $49–$59 |
| Service Fee | $65–$125 |
| Response Time | Up to 48 hours |
| BBB Rating | NR |
| American Home Shield | |
|---|---|
| Logo |
 |
| Best For | Best for Comprehensive Coverage |
| Monthly Cost in UT | $29–$89 |
| Service Fee | $100–$125 |
| Response Time | Up to 48 hours |
| BBB Rating | B |
| Elite Home Warranty | |
|---|---|
| Logo |
|
| Best For | Best for Flexible Coverage |
| Monthly Cost in UT | $44–$58 |
| Service Fee | $70 |
| Response Time | Up to 48 hours |
| BBB Rating | A+ |
| Select Home Warranty | |
|---|---|
| Logo |
|
| Best For | Best Value |
| Monthly Cost in UT | $44–$47 |
| Service Fee | $60–$75 |
| Response Time | 48-84 hours |
| BBB Rating | B- |
| First American Home Warranty | |
|---|---|
| Logo |
|
| Best For | Best Appliance Coverage |
| Monthly Cost in UT | $42–$82 |
| Service Fee | $75–$125 |
| Response Time | 4-48 hours |
| BBB Rating | B |
| Company | BBB Rating | Monthly Cost in UT | Service Fee | Visit Site |
|---|---|---|---|---|
| NR | $49–$59 | $65–$125 | VISIT SITE | |
| B | $29–$89 | $100–$125 | VISIT SITE | |
| A+ | $44–$58 | $70 | VISIT SITE | |
| B- | $44–$47 | $60–$75 | VISIT SITE | |
| B | $42–$82 | $75–$125 | VISIT SITE |
Note: We based the pricing information in this table and throughout the article on sample quotes we obtained for a 2,047-square-foot, single-family home in Salt Lake City, Utah. Your pricing may vary depending on your home’s location, size, type, and plan selections.
How Much Does a Home Warranty Cost in Utah?
The average home warranty coverage plan in Utah costs $56 per month. If you prefer to pay annually, expect to pay $672 per year for a Utah home warranty. Several factors affect home warranty costs. For example, the type of coverage plan you choose directly impacts your total cost. Generally, comprehensive plans featuring major appliance and system coverage tend to cost more than a basic appliance-only plan.
Some companies offer a flexible service call fee structure. These companies raise or lower your premium depending on which service call fee you choose. Typically, the higher service call fee lowers your premium. Carefully consider if a higher service call fee works for your situation. You may pay less monthly but will pay a hefty fee each time you file a claim.
If you have newer appliances, it may be best to opt for a higher fee since the probability of frequent or severe repairs is lower. If you have older systems or appliances, it may be more cost-effective to choose a lower service call fee, assuming you need service more frequently.
Factors To Consider Before Buying a Utah Home Warranty
A Utah home warranty is an investment. Based on our 2022 survey of 1,000 homeowners, 76% of those who own a home warranty said they were very likely or somewhat likely to renew their home warranty plan. Since many providers offer similar coverage, picking the right company for your needs is challenging. Here are several factors to consider before signing up for a home warranty plan:
- Budget: The cost to own a home warranty can increase if you choose coverage you don’t need. We developed a cost calculator that estimates how much a home warranty will cost you annually. We recommend choosing a company that covers the items you need at a price you can afford.
- Coverage: To avoid overspending on a plan or a denied claim, consider your coverage needs carefully. Think about the items you use frequently. Since Utah has a hot and dry climate, you should prioritize a company offering solid air conditioning coverage and maintenance.
- Reputation: A company’s reputation is another factor you should consider before signing up. Check its BBB page and verify if the company has a C- rating or higher. Avoid companies with a lower rating.
Reviews of Home Warranty Companies in Utah
Liberty Home Guard
Best Customer Ratings
American Home Shield
Best for Comprehensive Coverage
Elite Home Warranty
Best for Flexible Coverage
Select Home Warranty
Best Value
First American Home Warranty
How Are Home Warranties Regulated in Utah?
Utah classifies home warranties as insurance. Therefore, the state’s Department of Insurance oversees the licensing and regulation of home warranty companies. Specifically, the Department of Insurance’s Property and Casualty Division handles consumer questions and complaints about home warranties. You can file a complaint online if your home warranty company refuses to resolve your dispute.
Alongside government oversight, industry associations also regulate home warranty companies. For instance, the Service Contract Industry Council (SCIC) works with state lawmakers nationwide to develop regulations home warranty companies must follow. These regulations incorporate consumer protections that limit unethical business practices.
Expert Takes on Home Warranties
We contacted experts in fields such as real estate and appliance repair to learn more about home warranties. Here’s what they had to say:
- Are Utah home warranties worth it for older homes? According to Dave Bringer, head technician of Bringer Appliance Repair, home warranties provide peace of mind for those with older systems and appliances. “Older homes need home warranties because their appliances and systems have most likely used their manufacturer’s warranty coverage.”
- How can I tell if a Utah home warranty company is trustworthy? Peter Evering, a Business Development Manager for Utopia Property Management, recommends homeowners to research a company’s customer reviews. “Reading customer reviews and ratings can provide insights into the experiences of other homeowners and help you gauge the level of customer satisfaction.”
- What should I know about a company’s claims process? David Tully, founder of LPT Realty, suggests the following: “You need to understand how to file a claim to your provider and how quickly you can expect a response from them. Also, get to know the turnaround time they would take for the repairs and replacements.”
Are Home Warranty Plans Worth It?
For many homeowners, comprehensive coverage from a home warranty Utah provider is one of the best ways to ensure systems or appliances are protected from normal wear and tear. These service contracts are also ideal for homeowners who don’t have an emergency budget to spend on expensive repairs or replacement costs.
Annual Home Warranty Cost Calculator
We created a calculator to break down the estimated annual cost of owning a home warranty. Enter your monthly premium, service call fee, and estimated number of claims to see your projected annual cost. It’s best to request a quote directly from one of our recommended providers, as annual costs and service fees vary between them.
| Appliance | Average Repair Cost | Average Replacement Cost |
|---|---|---|
|
Dehumidifier |
$50–$200 |
$1,300–$2,800 |
|
Microwave |
$50–$400 |
$60–$2,000 |
|
Dishwasher |
$50–$500 |
$400–$3,000 |
|
Exhaust Fans |
$16–$300 |
$250–$950 |
|
Electric Range |
$100–$500 |
$230–$3,000 |
|
Gas Range |
$100–$500 |
$230–$3,000 |
|
Dryer |
$100–$400 |
$450–$2,300 |
|
Oven |
$100–$430 |
$400–$3,000 |
|
Washer |
$50–$450 |
$400–$2,300 |
|
Freezer |
$90–$500 |
$160–$2,900 |
|
Refrigerator |
$40–$350 |
$200–$5,000 |
Note: The annual cost figure generated by our home warranty calculator is not an indication of a company’s actual plan cost, as annual costs and service fees vary based on your plan selections and your home’s size, type, and location.
Do Home Warranties Cover Pre-Existing Conditions?
Home warranty service contracts almost always exclude pre-existing conditions. However, companies like First American Home Warranty cover items that were improperly installed, modified, or maintained.
Our Conclusion
Liberty Home Guard, American Home Shield, Select Home Warranty, First American Home Warranty, and AFC Home Warranty are five of the best providers in Utah that protect major systems and appliances in your home. We recommend getting a quote from all five companies so you can compare coverage options and choose a plan that best fits your budget and home protection needs.
Other Resources for Residents in Utah
Frequently Asked Questions
Will home warranty plans replace the HVAC system?
When an air conditioning system or central heating unit fails, a home warranty can cover some of the costs to replace an inoperable system. Check your sample contract to determine how much your home warranty company will pay for a replacement.
When should I buy a home warranty?
Consider signing up for a home warranty when buying a home. In some instances, a real estate agent will include a home warranty in the sale to offer you protection for your first year of homeownership. Even if you don’t invest in a home warranty when you purchase a house, you can purchase one at any point during homeownership.
How Do I Find the Best Home Warranty Company in My Area?
Find in-depth reviews on the best home warranty companies for top cities in Utah below:
Find Home Warranty Companies in UT
Our Rating Methodology
We back up our home warranty ratings and recommendations with a detailed rating methodology to score each provider objectively. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts, and conducting focus groups and consumer surveys.
We score each provider against our review standards, which include four comparison categories: coverage, value, trust and transparency, and availability and service. We rate each provider across 31 factors within these categories. Each factor is assigned a point value based on its importance to a homeowner, totaling 100 points. We then convert the final scores to a 5-star rating.
Here’s a breakdown of our weighted factors:
- Coverage (40%): We scored coverage based on included home systems and appliances, add-on options, and unique benefits. We also compared coverage caps and policy exclusions.
- Additional coverage items
- Annual coverage cap
- Home systems coverage
- Major appliances coverage
- Obstructed wall coverage cap
- Value (30%): We compared the coverage level received to monthly pricing to determine plan value. We considered premium pricing, service fees, and flexibility in customizing plan costs.
- Average monthly cost
- Cost flexibility
- Lowest service fee
- Trust and Transparency (16%): We evaluated each company’s reputation using the Better Business Bureau ratings and customer reviews on third-party review sites. We read through plan change policies, workmanship protections, and sample contract availability.
- Brand reputation
- Policy change flexibility
- Sample contract availability
- Workmanship guarantee length
- Availability and Service (14%): We award higher scores for faster claim processing and response times. We also considered service technician policies, including options to choose your technician.
- Claims process
- Guaranteed response time
- Service flexibility
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.
