A Utah home warranty can offer financial assistance to cover the costs of repairs or replacements when systems and appliances fail due to normal wear and tear. Home warranty plans cover systems up to a specific amount per contract, and the types of protected items vary by provider.

The This Old House Reviews Team did the research for you and analyzed the best home warranty companies in the nation. Our team selected the top five companies available in the state of Utah based on plan options, coverage, pricing, and customer reviews.

Utah’s Top 5 Home Warranty Companies

The highest-rated Utah home warranty companies include the following:


Liberty Home Guard

Liberty Home Guard (LHG) is our top recommendation due to its solid home protection coverage and additional benefits. It offers a live-chat customer service feature, a rare benefit not offered by many home warranty companies. It also offers an impressive suite of unique add-on options, including window washing, carpet cleaning, and pro-series appliances.

Pros and Cons

✔ Accepts customer service requests through a live-chat feature
✔ Offers more than 30 additional coverage options
✔ Provides a 60-day workmanship guarantee

✘ Doesn’t display the service call fee during the quote process
✘ Requires claims to be filed as soon as discovered

Plans and Pricing

Liberty Home Guard offers three comprehensive plan options: Appliance Guard, Systems Guard, and Total Home Guard. Appliance Guard covers essential appliances, including dishwashers, laundry machines, and cooktops. Systems Guard covers home systems, such as your electrical, plumbing, and ductwork. Total Home Guard combines the coverage of the two earlier plans.

Liberty Home Guard also offers coverage for the following: Additional spa, carpet cleaning, casita guest unit, central vacuum, ejector pump, electronics protection, freestanding ice maker, generator, grinder pump, gutter cleaning, in-fridge ice maker, instant hot water dispenser, lawn sprinkler system, lighting fixtures, limited roof leak, pest control, plumbing fixtures, pool and spa, pro-series clothes dryer, pro-series dishwasher coverage, pro-series microwave, pro-series range/oven/cooktop coverage, pro-series refrigerator coverage, pro-series washing machines, re-key services, reverse osmosis water filter system, saltwater pool, second refrigerator, septic system pumping, stand-alone freezer, sump pump, swamp cooler, trash compactor, water dispenser water line, water softener, well pump, window washing/cleaning, and wine cooler/fridge

Liberty Home Guard assigns your service call fee based on your plan selection, add-ons, and location. LHG prices its service call fee between $65 and $125.

Here’s a pricing breakdown of Liberty Home Guard plans:

  • Appliance Guard: $49.99 per month
  • Systems Guard: $54.99 per month
  • Total Home Guard: $59.99 per month

To request a quick quote, call 866-452-9107 or fill out Liberty Home Guard’s online form

Learn more: Liberty Home Guard Review


American Home Shield

American Home Shield (AHS) is a solid home warranty provider that offers comprehensive plans, a variety of optional add-ons, and flexible pricing. As a veteran in the home warranty industry, AHS has over 45 years of experience and has served over 1.8 million homeowners nationwide. In addition, AHS covers items that typically aren’t covered, such as items with preexisting conditions.

Pros and Cons

Offers flexible service call fees
✔ Provides additional benefits, such as discounts on appliances
✔ Covers items with undetectable preexisting conditions

Offers limited add-on options compared to our providers
Doesn’t allow you to choose your own contractor

Plans and Pricing

American Home Shield offers three plans: the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans. The ShieldSilver plan covers 14 major systems, including HVAC units. The ShieldGold adds to the ShieldSilver plan with coverage for appliances, totaling 23 items. The ShieldPlatinum covers the same items as the ShieldGold plan, plus coverage limits are increased.  The ShieldPlatinum plan also includes one free HVAC tune-up per year.

American Home Shield’s limits are generous compared to other home warranty companies. However, AHS doesn’t protect against cosmetic items or repairs caused by poor maintenance.

In addition to a monthly premium, American Home Shield charges policyholders a service fee of $75, $100, or $125. A higher service call fee will result in lower premiums.

Here’s a pricing breakdown of American Home Shield plans with a $100 service fee:

  • ShieldSilver: $34.99 per month
  • ShieldGold: $54.99 per month
  • ShieldPlatinum: $79.99 per month
To get a free quote, fill out this American Home Shield’s online form or call 888-751-6014.

Learn more: American Home Shield Review


Select Home Warranty

Select Home Warranty (SHW) is another home warranty provider in Utah. The company offers three plans that are all less than $50 a month, and if you sign up today, you get $100 off and two months free.

Pros & Cons

Offers free roof coverage up to $400 with every plan
Prices all plans below $50 per month
Responds to claims within 12 business hours

Doesn’t outline service guarantee in service contract
Limits coverage of appliances, electrical, and plumbing to $500

Plans and Pricing

Select Home Warranty has three plans: Bronze Care, Gold Care, and Platinum Care. Gold Care protects systems, and Bronze Care protects appliances. Platinum Care covers the systems and appliances in the other two plans and adds coverage for garage door openers and plumbing stoppages.

You can customize your coverage with these optional add-ons: Second refrigerator, stand-alone freezer, lawn sprinkler system, septic system coverage, refrigerator’s ice maker, plumbing fixtures, lighting fixtures, switches and outlets, pool and spa equipment, well pump, sump pump, central vacuum

Every time a technician visits your home to repair or replace a covered item, you will pay a service fee of $75.

Here’s a pricing breakdown of Select Home Warranty plans:

  • Bronze Care: $40.67 per month
  • Gold Care: $40.67 per month
  • Platinum Care: $46.08 per month
To get a free quote fill out Select Home Warranty’s online form or call 888-370-3956.

Learn more: Select Home Warranty Review


First American Home Warranty

First American Home Warranty (FAHW) is another top home warranty provider in Utah. It was established in 1984 and provides affordable monthly premiums and deductibles.

Pros and Cons

✔ Covers appliances up to $3,500 per item
Offers a First Class Upgrade, which expands coverage to include additional costs, such as debris removal
Doesn’t place a coverage cap on HVAC, ductwork, electrical, or water heaters

Doesn’t offer roof-leak coverage
Has several negative reviews noting hidden fees
Only covers air conditioning as an add-on

Plans and Pricing

First American Home Warranty offers two plans: a Basic Plan and Premier Plan. The Basic Plan covers home appliances, while the Premier Plan covers systems and appliances like your dishwasher, air conditioning, water heater, and ductwork.

First American is different from other home warranty companies in Utah because it covers systems and appliances that have been improperly installed, modified, or maintained.

FAHW also offers policyholders with more extensive coverage by including these optional add-ons: Additional refrigeration, central air conditioning, first-class upgrade, pool and spa, well pump

Service fees are a flat $85 for policyholders in the Mountain State of Utah.

Here’s a pricing breakdown of First American plans:

  • Basic Plan: $28.00 per month
  • Premier Plan: $42.50 per month
To receive a free quote call 800-891-9778 or visit First American Home Warranty’s website.

Learn more: First American Home Warranty Review


America’s First Choice Home Club

While most home warranty companies offer two or three protection plans, America’s First Choice Home Club (AFC Home Club) offers four, which allows customers to find the right plan to fit their home’s needs.

Pros and Cons

Includes other membership perks, such as free credit monitoring and discounts on security systems
Offers four plans instead of the industry norm of two or three
Provides a lifetime service guarantee

Charges a $75 cancellation fee after 30 days
Requires customers to submit a claim within 24 hours of the breakdown

Plans and Pricing

AFC Home Club’s four plans are called Systems, Silver, Gold, and Platinum. The Systems Plan protects six systems, while the Silver Plan protects six appliances. The Gold Plan protects all 12 systems and appliances, and the Platinum Plan adds coverage for the ice maker and built-in microwave.

AFC Home Club has add-ons for these items: Sump pump, well pump, pool and spa, septic system, hot water dispenser, standalone freezer, central vacuum, tankless water heater

Like American Home Shield, you can choose a service fee between $75 and $125.

Here’s a pricing breakdown of AFC Home Club plans:

  • Systems Plan: $43.18 per month
  • Silver Plan: $43.18 per month
  • Gold Plan: $52.27 per month
  • Platinum Plan: $59.09 per month
To get a free quote fill out AFC Home Club’s online form or call 877-755-1115.

Learn more: AFC Home Club Review


Our Conclusion

Liberty Home Guard, American Home Shield, First American Home Warranty, Select Home Warranty, and AFC Home Club are five of the best providers in Utah that protect major systems and appliances in your home. We recommend getting a quote from all five companies so you can compare coverage options and choose a plan that best fits your budget and home protection needs.


Frequently Asked Questions


Our Rating Methodology

The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.  

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.