A Utah home warranty can offer financial assistance to cover the costs of repairs or replacements when systems and appliances fail due to normal wear and tear. Policies will cover systems up to a specific amount per contract, and the types of equipment that are protected will vary by provider.
Because there are so many home warranty companies available, The This Old House Reviews Team did the research for you and analyzed plan options, coverage, piercing, and customer reviews to help you find the best home warranty. Keep reading for the top five home warranty providers in Utah.
Utah’s Top 5 Home Warranty Companies
The highest rated home warranty companies in Utah include:
- American Home Shield: Our Overall Top Pick
- Liberty Home Guard: Most Responsive
- Select Home Warranty: Best Value
- First American Home Warranty: Best Appliance Coverage
- America’s First Choice Home Club: Best for Customization
American Home Shield
American Home Shield (AHS) is one of the best home warranty companies in Utah, providing comprehensive plans, a variety of optional add-ons, and flexible pricing. As a veteran in the home warranty industry, AHS has over 45 years of experience and has served over 1.8 million homeowners nationwide.
Pros and Cons
✔ Offers flexible service call fees
✔ Provides additional benefits, such as discounts on appliances and electronic extended warranties
✔ Covers items with undetectable preexisting conditions
✘ Offers limited add-on options compared to our providers
✘ Doesn’t allow you to choose your own contractor
Plans and Pricing
American Home Shield offers three plans: the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans. The ShieldSilver plan covers 14 major systems, including your HVAC units. The ShieldGold adds to the ShieldSilver plan with coverage for appliances, totaling 23 items. The ShieldPlatinum covers the same items as the ShieldGold plan, but coverage limits are increased, and every homeowner with the ShieldPlatinum plan receives one free HVAC tune-up per year.
American Home Shield’s limits are generous compared to other home warranty companies. However, AHS doesn’t protect against cosmetic items, pre-existing conditions, or repairs caused by poor maintenance.
In addition to a monthly premium, American Home Shield charges policyholders a service fee of $75, $100, or $125. A higher service call fee will result in lower premiums.
Here’s a pricing breakdown of American Home Shield plans with a $100 service fee:
- ShieldSilver: $44.99 per month
- ShieldGold: $54.99 per month
- ShieldPlatinum: $69.99 per month
Learn more: American Home Shield Review
Liberty Home Guard
Liberty Home Guard (LHG) earns its distinction of “Most Responsive” due to its live-chat customer service feature, a rare benefit not offered by many other home warranty companies. It also offers an impressive suite of unique add-on options, including window washing, carpet cleaning, and pro-series appliances.
Pros and Cons
✔ Accepts customer service requests through a live-chat feature
✔ Offers more than 35 additional coverage options
✔ Provides a 60-day workmanship guarantee
✘ Doesn’t display the service call fee during the quote process
✘ Limits coverage to $2,000 per covered item ($500 for plumbing and electric)
✘ Price plans higher than many of its competitors
Plans and Pricing
Liberty Home Guard offers three comprehensive plan options: Appliance Guard, Systems Guard, and Total Home Guard. Appliance Guard covers essential appliances, including dishwashers, laundry machines, and cooktops. Systems Guard covers home systems, such as your electrical, plumbing, and ductwork. Total Home Guard combines the coverage of the two earlier plans.
Liberty Home Guard also offers coverage for the following: Additional spa, carpet cleaning, casita guest unit, central vacuum, ejector pump, electronics protection, freestanding ice maker, generator, grinder pump, gutter cleaning, in-fridge ice maker, instant hot water dispenser, lawn sprinkler system, lighting fixtures, limited roof leak, pest control, plumbing fixtures, pool and spa, pro-series clothes dryer, pro-series dishwasher coverage, pro-series microwave, pro-series range/oven/cooktop coverage, pro-series refrigerator coverage, pro-series washing machines, re-key services, reverse osmosis water filter system, saltwater pool, second refrigerator, septic system pumping, stand-alone freezer, sump pump, swamp cooler, trash compactor, water dispenser water line, water softener, well pump, window washing/cleaning, and wine cooler/fridge
Liberty Home Guard assigns a service call fee to your account based on your plan selection, add-ons, and location. According to a representative for the company, this fee will always fall between $65 and $125.
Here’s a pricing breakdown of Liberty Home Guard plans:
- Appliance Guard: $69.99 per month
- Systems Guard: $74.99 per month
- Total Home Guard: $79.99 per month
To request a quick quote, call 866-452-9107 or fill out Liberty Home Guard’s online form.
Learn more: Liberty Home Guard Review
Select Home Warranty
Select Home Warranty (SHW) is another home warranty provider in Utah. The company offers three plans that are all less than $50 a month, and if you sign up today, you get $100 off and two months free.
Pros & Cons
✔ Offers free roof coverage up to $400 with every plan
✔ Prices all plans below $50 per month
✔ Responds to claims within 12 business hours
✘ Doesn’t outline service guarantee in service contract
✘ Limits coverage of appliances, electrical, and plumbing to $500
Plans and Pricing
Select Home Warranty has three plans: Bronze Care, Gold Care, and Platinum Care. Gold Care protects systems, and Bronze Care protects appliances. Platinum Care covers the systems and appliances in the other two plans and adds coverage for garage door openers and plumbing stoppages.
You can customize your coverage with these optional add-ons: Second refrigerator, stand-alone freezer, lawn sprinkler system, septic system coverage, refrigerator’s ice maker, plumbing fixtures, lighting fixtures, switches and outlets, pool and spa equipment, well pump, sump pump, central vacuum
Every time a technician visits your home to repair or replace a covered item, you will pay a service fee of $75.
Here’s a pricing breakdown of Select Home Warranty plans:
- Bronze Care: $40.67 per month
- Gold Care: $40.67 per month
- Platinum Care: $46.08 per month
Learn more: Select Home Warranty Review
First American Home Warranty
First American Home Warranty (FAHW) is another top home warranty provider in Utah. It was established in 1984 and provides affordable monthly premiums and deductibles.
Pros and Cons
✔ Covers appliances up to $3,500 per item
✔ Offers a First Class Upgrade, which expands coverage to include additional costs, such as debris removal
✔ Doesn’t place a coverage cap on HVAC, ductwork, electrical, or water heaters
✘ Doesn’t offer roof-leak coverage
✘ Has several negative reviews noting hidden fees
✘ Only covers air conditioning as an add-on
Plans and Pricing
First American Home Warranty offers two plans: a Basic Plan and Premier Plan. The Basic Plan covers home appliances, while the Premier Plan covers systems and appliances like your dishwasher, air conditioning, water heater, and ductwork.
First American is different from other home warranty companies in Utah because it covers systems and appliances that have been improperly installed, modified, or maintained.
FAHW also offers policyholders with more extensive coverage by including these optional add-ons: Additional refrigeration, central air conditioning, first-class upgrade, pool and spa, well pump
Service fees are a flat $85 for policyholders in the Mountain State of Utah.
Here’s a pricing breakdown of First American plans:
- Basic Plan: $28.00 per month
- Premier Plan: $42.50 per month
Learn more: First American Home Warranty Review
America’s First Choice Home Club
While most home warranty companies offer two or three protection plans, America’s First Choice Home Club (AFC Home Club) offers four, which allows customers to find the right plan to fit their home’s needs.
Pros and Cons
✔Includes other membership perks, such as free credit monitoring and discounts on security systems
✔ Offers four plans instead of the industry norm of two or three
✔ Provides a lifetime service guarantee
✘ Charges a $75 cancellation fee after 30 days
✘ Requires customers to submit a claim within 24 hours of the breakdown
Plans and Pricing
AFC Home Club’s four plans are called Systems, Silver, Gold, and Platinum. The Systems Plan protects six systems, while the Silver Plan protects six appliances. The Gold Plan protects all 12 systems and appliances, and the Platinum Plan adds coverage for the ice maker and built-in microwave.
AFC Home Club has add-ons for these items: Sump pump, well pump, pool and spa, septic system, hot water dispenser, standalone freezer, central vacuum, tankless water heater
Like American Home Shield, you can choose a service fee between $75 and $125.
Here’s a pricing breakdown of AFC Home Club plans:
- Systems Plan: $43.18 per month
- Silver Plan: $43.18 per month
- Gold Plan: $52.27 per month
- Platinum Plan: $59.09 per month
Learn more: AFC Home Club Review
American Home Shield, First American Home Warranty, Liberty Home Guard, Select Home Warranty, and AFC Home Club are five of the best providers in Utah and will protect major systems and appliances in your home. We recommend getting a quote from all five companies so you can compare coverage options and choose a plan that best fits your budget and home protection needs.
Frequently Asked Questions
Our Rating Methodology
The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers, and we aim to provide transparency in our review standards and research process.
Our research process includes speaking with representatives from more than 40 home warranty providers, requesting quotes, and asking clarifying questions to gain insight into each provider’s benefits and downsides. We also analyze sample contracts from each company to understand specific coverage terms.
To rate companies, we apply the data we have gathered to our review standards. These standards are on a 100-point scoring system, which is detailed below:
- Coverage (35 points): Providers are scored based on breadth and depth of coverage. We focused on key home systems (HVAC, plumbing, and electrical), essential appliances (refrigerator, ovens, and laundry machines), and unique coverage items (such as roof-leak coverage and code violation allowances). Coverage scores are weighted by taking into account coverage caps and other limiting factors, meaning providers with greater range of coverage and higher coverage caps score the highest.
- Value (30 points): A company’s plan value is a reflection of how well it serves the customer in comparison to what the customer pays for the policy. We accounted for monthly costs, service call fees, and cost flexibility (such as customizable service call fees, discounts, and multi-year policies).
- Trustworthiness and Transparency (21 points): Trustworthiness and transparency are a reflection of how well the provider considers the customer’s interests. We scored items such as the length of workmanship guarantees, online availability of a sample contract, policy change flexibility, and ease of cancellation. Additionally, we scored items that reflect industry reputation and customer satisfaction, including analyzing brand reputation across the Better Business Bureau and third-party customer review aggregators.
- Availability and Service (14 points): Quality of customer service is key to customer satisfaction. We dug into each provider’s guaranteed response times, claims processes, service flexibility, emergency availability, and more.
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