With a New Mexico home warranty plan, you’ll be protected if a major system or appliance fails unexpectedly. A home warranty will also prevent you from paying expensive, out-of-pocket costs on necessary repairs or replacements.

To make your home warranty search easier, the This Old House Reviews Team compared a variety of home warranty companies in New Mexico and chose five of the top providers in the state. Keep reading to determine which home warranty company is right for you.


New Mexico’s Top 5 Home Warranty Companies

When choosing the best home warranty companies in New Mexico, we took an in-depth look at plan specifics, pricing, unique benefits, and more. The highest rated home warranty companies in New Mexico include:

Here’s a closer look at our top picks.


American Home Shield

American Home Shield (AHS) is our top pick for home warranty coverage in New Mexico for its number of plans and customizability. Not only does American Home Shield have three standard coverage plans, but it offers add-on coverage and allows homeowners to choose their service fee.

Pros & Cons

✔ 24/7 customer service
✔ Generous coverage caps
✔ No limit to the number of home repairs during the contract period

✘ Doesn’t offer many optional add-ons

Plans & Pricing

American Home Shield has three plan options to choose from: ShieldPlatinum™, ShieldGold™, and ShieldSilver™. To be eligible for coverage, all covered items must have broken down or failed due to normal wear and tear and be in proper working condition upon your warranty’s start date.

As if American Home Shield plans aren’t customizable enough, you can also add on coverage for the following items: Guest unit under 750 square feet, sump pump, well pump, pool and spa, electronic extended warranty

American Home Shield plan prices range between $40–$80 per month. You also have the ability to choose your service fee cost: $75, $100, or $125. The higher your service fee, the lower your monthly premium.

For a free quote from American Home Shield, fill out this online form or call 844-529-9298.

Learn more: American Home Shield Review


First American Home Warranty

First American Home Warranty (FAHW) is another top-rated home warranty company that provides extensive coverage for customers. One of its most valuable features is its First Class Upgrade that covers systems and appliances even if they’ve been improperly installed, modified, or maintained.

Pros & Cons

✔ Covers systems and appliances regardless of age
✔ Offers coverage without requiring a home inspection
✔ Has a 90-day repair guarantee

✘ Coverage cap of $1,500 is low
✘ Provides only two plans
✘ Customers can’t build their own plan

Plans & Pricing

First American offers two plans—a Basic Plan and a Premier Plan. The Basic Plan covers six kitchen appliances, along with the washer and dryer. The Premier Plan protects those eight appliances plus eight systems like your water heater and electrical.

Here are a few of the add-ons offered by First American: Secondary refrigerator, pool and spa, well pump, First Class Upgrade*, air conditioning

*In addition to protecting items that have been improperly installed, modified, or maintained, the First Class Upgrade gives you extra coverage for cosmetic damage and fees associated with installation, removal, and building permits of systems and appliances.

Typically, customers will pay between $28 and $44 per month for a plan, plus a $75 service fee for a contractor visit.

To get a free quote from First American Home Warranty, fill out this online form or call 800-891-9778.

Learn more: First American Home Warranty Review


Select Home Warranty

Select Home Warranty is a budget-friendly option for homeowners that want to prioritize affordability without sacrificing coverage.

Pros & Cons

✔ Free roof-leak coverage up to $400 is included with every plan
✔ All plans less than $50
✔ 24 hour claim response time which is shorter than many providers’ 48 hour time frame

✘ Long list of appliance brands excluded from coverage
✘ You may be charged more than one service call fee in a visit if you claim multiple items

Plans & Pricing

Select offers the standard suite of plan options. Bronze Care is Select’s appliance-only option. It covers items such as your cooktop, refrigerator, and oven. Gold Care offers coverage for systems exclusively, including your heating and cooling systems. Platinum Care covers all the items in those two plans plus plumbing stoppages and garage door openers.

Select Home Warranty’s add-on options include the following items: Central vacuum, lawn sprinkler system, pool, septic system, spa, stand-alone freezer, sump pump, well pump

According to our quote, Select’s monthly fees range from $41–$47. You will be responsible for a $75 service call fee each time you file a claim.

To request a personalized quote from Select Home Warranty, call 888-370-3956 or fill out this online form.

Learn more: Select Home Warranty Review


Liberty Home Guard

Liberty Home Guard is a compelling option for homeowners seeking a responsive customer service team, an unmatched suite of add-on options, and affordable plan prices.

Pros & Cons

✔ More add-on options than any other provider featured in this list
✔ Live-chat feature and 24/7 customer service allows customers to reach out at any time
✔ All plans $55 or less

✘ Items are limited to $2,000 in coverage which is lower than many of its competitors
✘ You have to speak to a representative directly to find out your assigned service call fee

Plans & Pricing

Customers can choose from three standard plan options: an appliance-only plan, a systems-only plan, and a combination plan that covers both major elements of the home. Appliance Guard covers items such as your garbage disposal, ranges/ovens/cooktops, and dishwashers. Systems Guard covers items such as water heater, ductwork, and plumbing. Total Home Guard covers all of the items in the two basic plans.

Liberty Home Guard also offers a large suite of add-on options: Pool and spa, sump pump, well pump, central vacuum, additional spa, septic system plumbing, stand-alone freezer, limited roof leak, lighting fixtures, re-key, gutter cleaning, pest control, floor/carpet cleaning, water softener, lawn sprinkler system, electronics protection, swamp cooler, ejector pump, second refrigerator, trash compactor, in-fridge ice maker, freestanding ice maker, wine cooler/fridge, saltwater pool, generator, plumbing fixtures, grinder pump, water dispenser water line, instant hot water dispenser, reverse osmosis system

Liberty Home Guard’s plans range from $45–$55 a month. This provider charges a variable service call fee and it is not made clear during the online quote process.

When we reached out to a representative for clarification, we were told that the service call fee will always fall between $65 and $125. It will be assigned to your account based on your plan selection, add-on options, and the location of your home.

To request a quick quote from Liberty Home Guard, fill out this simple form or call 866-452-9107.

Learn more: Liberty Home Guard Review


America’s 1st Choice Home Club

America’s 1st Choice Home Club (AFC Home Club) is an option for those who prefer customization for their home protection needs. AFC Home Club offers four different plan options plus a variety of add-ons that provide ample coverage for your home.

Pros & Cons

Offers unlimited workmanship guarantee for repairs during the life of plan
 Provides plan variety with four plans to give you customized choices
Allows service call fee flexibility to adjust monthly premiums

Subjects all covered items to a coverage cap equivalent to their depreciated value
Limits add-ons to a $500 coverage cap

Plans & Pricing

AFC Home Club provides New Mexico homeowners with the choice of four plans. The Systems Plan covers your home’s major systems, and the Silver Plan covers home appliances. The Gold plan covers both home systems and appliances, plus ductwork. Finally, the Platinum Plan includes everything mentioned above, plus plumbing stoppages, faucets, ice makers, built-in microwaves and fans.

AFC Home Club offers these add-ons: Built-in microwave, central vacuum, double oven, electronic coverage, hot water dispenser, ice maker, in-ground pool, in-ground pool and spa, roof-leak, septic system, sump pump and stand-alone freezer.

Based on our quote, you can expect to pay $44 to $59 per month, depending on your home’s type, location, size, plan, service call fee and the add-on options you choose.

To request your personalized quote from AFC Home Club, fill out the AFC Home Club quote form or call 877-755-1115.

Learn more: AFC Home Club Review


Our Conclusion

American Home ShieldFirst American Home Warranty, and Select Home Warranty are the best options for New Mexico homeowners. Before signing up for a plan, we recommend getting quotes from at least three home warranty companies to get your price since the estimates will vary based on where you live and the type of coverage you select.


Frequently Asked Questions

Our Rating Methodology

The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers, and we aim to provide transparency in our review standards and research process.

Our research process includes speaking with representatives from more than 40 home warranty providers, requesting quotes, and asking clarifying questions to gain insight into each provider’s benefits and downsides. We also analyze sample contracts from each company to understand specific coverage terms.

To rate companies, we apply the data we have gathered to our review standards. These standards are on a 100-point scoring system, which is detailed below:

  • Coverage (35 points): Providers are scored based on breadth and depth of coverage. We focused on key home systems (HVAC, plumbing, and electrical), essential appliances (refrigerator, ovens, and laundry machines), and unique coverage items (such as roof-leak coverage and code violation allowances). Coverage scores are weighted by taking into account coverage caps and other limiting factors, meaning providers with greater range of coverage and higher coverage caps score the highest.
  • Value (30 points): A company’s plan value is a reflection of how well it serves the customer in comparison to what the customer pays for the policy. We accounted for monthly costs, service call fees, and cost flexibility (such as customizable service call fees, discounts, and multi-year policies).
  • Trustworthiness and Transparency (21 points): Trustworthiness and transparency are a reflection of how well the provider considers the customer’s interests. We scored items such as the length of workmanship guarantees, online availability of a sample contract, policy change flexibility, and ease of cancellation. Additionally, we scored items that reflect industry reputation and customer satisfaction, including analyzing brand reputation across the Better Business Bureau and third-party customer review aggregators.
  • Availability and Service (14 points): Quality of customer service is key to customer satisfaction. We dug into each provider’s guaranteed response times, claims processes, service flexibility, emergency availability, and more.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.