With a New Mexico home warranty plan, you’ll be protected if a major system or appliance fails unexpectedly. A home warranty will also prevent you from paying expensive, out-of-pocket costs for necessary repairs or replacements.
To make your home warranty search easier, the This Old House Reviews Team compared the best home warranty companies in the nation and chose five of the top providers in the state. Keep reading to determine which is right for you.
New Mexico’s Top 5 Home Warranty Companies
When choosing the best home warranty companies in New Mexico, we took an in-depth look at plan specifics, pricing, unique benefits, and more. The highest-rated New Mexico home warranty companies are the following:
- Liberty Home Guard: Best Customer Ratings
- American Home Shield: Best Coverage Caps
- Select Home Warranty: Best Value
- First American Home Warranty: Best Appliance Coverage
- America’s First Choice Home Club: Best for Customization
Liberty Home Guard
Liberty Home Guard is a compelling option for homeowners seeking a responsive customer service team, an unmatched suite of add-on options, and affordable plan prices. Liberty Home Guard also offers extra peace of mind by extending a 60-day workmanship guarantee for each covered item.
Pros and Cons
✔ Offers more than 30 unique add-on options
✔ Provides a live-chat feature and 24/7 customer service phone number
✔ Includes a second air conditioning and heating systems coverage within standard plans
✘ Lacks transparency with service call fee pricing options
✘ May take up to 48 hours to respond to a claim
Plans and Pricing
Customers can choose from three standard plan options: an appliance-only plan, a systems-only plan, and a combination plan. The Appliance Guard covers items such as your garbage disposal, ranges/ovens/cooktops, and dishwashers. The Systems Guard covers items such as water heater, ductwork, and plumbing. Finally, the Total Home Guard covers all of the items in the two basic plans.
Liberty Home Guard also offers a large suite of add-on options: Pool and spa, sump pump, well pump, central vacuum, additional spa, septic system plumbing, stand-alone freezer, limited roof leak, lighting fixtures, re-key, gutter cleaning, pest control, floor/carpet cleaning, water softener, lawn sprinkler system, electronics protection, swamp cooler, ejector pump, second refrigerator, trash compactor, in-fridge ice maker, freestanding ice maker, wine cooler/fridge, saltwater pool, generator, plumbing fixtures, grinder pump, water dispenser water line, instant hot water dispenser, reverse osmosis system
Liberty Home Guard’s plans range from $49 to $60 per month. This provider charges a variable service call fee, which ranges from $65 to $125 per claim. It assigns your service call fee based on your plan selection, add-on options, and the location of your home.
Learn more: Liberty Home Guard Review
American Home Shield
American Home Shield (AHS) is another reputable provider for home warranty coverage in New Mexico. AHS provides a number of plans and customizability. Not only does American Home Shield have three standard coverage plans, but it offers add-on coverage and allows homeowners to choose their service fee.
Pros and Cons
✔ Offers coverage for improperly installed or maintained items
✔ Pairs each plan with generous coverage caps
✔ Includes guest house add-on coverage
✘ Charges higher monthly premiums compared to other providers
Plans and Pricing
American Home Shield has three plan options to choose from: ShieldPlatinum, ShieldGold, and ShieldSilver. The ShieldSilver covers a variety of home systems, such as air conditioning and heating systems. The ShieldGold combines system and major appliance coverage, and the ShieldPlatinum adds a higher coverage cap per covered item, roof-leak repair, and a free HVAC system tune-up.
American Home Shield offers add-on coverage for the following items: Guest unit under 750 square feet, sump pump, well pump, pool and spa, electronic extended warranty
American Home Shield plan prices range between $30 and $100 per month. You also have the ability to choose your service fee cost: $100 or $125. The higher your service fee, the lower your monthly premium.
Learn more: American Home Shield Review
Select Home Warranty
Select Home Warranty is a budget-friendly option for homeowners that want to prioritize affordability without sacrificing coverage.
Pros and Cons
✔ Includes roof-leak coverage up to $400 with every plan
✔ All plans less than $50
✔ 24 hour claim response time which is shorter than many providers’ 48 hour time frame
✘ Long list of appliance brands excluded from coverage
✘ You may be charged more than one service call fee in a visit if you claim multiple items
Plans and Pricing
Select offers the standard suite of plan options. Bronze Care is Select’s appliance-only option. It covers items such as your cooktop, refrigerator, and oven. Gold Care offers coverage for systems exclusively, including your heating and cooling systems. Platinum Care covers all the items in those two plans plus plumbing stoppages and garage door openers.
Select Home Warranty’s add-on options include the following items: Central vacuum, lawn sprinkler system, pool, septic system, spa, stand-alone freezer, sump pump, well pump
According to our quote, Select’s monthly fees range from $41–$47. You will be responsible for a $75 service call fee each time you file a claim.
Learn more: Select Home Warranty Review
First American Home Warranty
First American Home Warranty (FAHW) is another top-rated home warranty company that provides extensive coverage for customers. One of its most valuable features is its First Class Upgrade that covers systems and appliances even if they’ve been improperly installed, modified, or maintained.
Pros and Cons
✔ Covers systems and appliances regardless of age
✔ Offers coverage without requiring a home inspection
✔ Has a 90-day repair guarantee
✘ Coverage cap of $1,500 is low
✘ Provides only two plans
✘ Customers can’t build their own plan
Plans and Pricing
First American offers two plans: a Basic Plan and a Premier Plan. The Basic Plan covers six kitchen appliances, along with the washer and dryer. The Premier Plan protects those eight appliances plus eight systems like your water heater and electrical.
Here are a few of the add-ons offered by First American: Secondary refrigerator, pool and spa, well pump, First Class Upgrade*, air conditioning
*In addition to protecting items that have been improperly installed, modified, or maintained, the First Class Upgrade gives you extra coverage for cosmetic damage and fees associated with installation, removal, and building permits of systems and appliances.
Typically, customers will pay between $28 and $44 per month for a plan, plus a $75 service fee for a contractor visit.
Learn more: First American Home Warranty Review
America’s First Choice Home Club
America’s First Choice Home Club (AFC Home Club) is an option for those who prefer customization for their home protection needs. AFC Home Club offers four different plan options plus a variety of add-ons that provide ample coverage for your home.
Pros and Cons
✔ Offers unlimited workmanship guarantee for repairs during the life of plan
✔ Provides plan variety with four plans to give you customized choices
✔ Allows service call fee flexibility to adjust monthly premiums
✘ Subjects all covered items to a coverage cap equivalent to their depreciated value
✘ Limits add-ons to a $500 coverage cap
Plans and Pricing
AFC Home Club provides New Mexico homeowners with the choice of four plans. The Systems Plan covers your home’s major systems, and the Silver Plan covers home appliances. The Gold plan covers both home systems and appliances, plus ductwork. Finally, the Platinum Plan includes everything mentioned above, plus plumbing stoppages, faucets, ice makers, built-in microwaves and fans.
AFC Home Club offers these add-ons: Built-in microwave, central vacuum, double oven, electronic coverage, hot water dispenser, ice maker, in-ground pool, in-ground pool and spa, roof-leak, septic system, sump pump and stand-alone freezer.
Based on our quote, you can expect to pay $44 to $59 per month, depending on your home’s type, location, size, plan, service call fee and the add-on options you choose.
To request your personalized quote from AFC Home Club, fill out the AFC Home Club quote form or call 877-755-1115.
Learn more: AFC Home Club Review
Our Conclusion
Liberty Home Guard, American Home Shield, and Select Home Warranty are the best options for New Mexico homeowners. Before signing up for a plan, we recommend getting quotes from at least three home warranty companies to get your price since the estimates will vary based on where you live and the type of coverage you select.
Frequently Asked Questions
Our Rating Methodology
The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.