Investing in a New Jersey home warranty can provide peace of mind to homeowners and ensure that if a system or appliance were to fail or break down from regular use, it’d be covered. Not to mention, a home warranty can save homeowners the time and money of trying to find a trusted technician to complete the necessary repairs.

Because finding a home warranty plan that fits your needs can be just as much of a hassle as managing home repairs on a system or appliance, the This Old House Review team has reviewed the best home warranty companies in New Jersey to make your search easier.

New Jersey’s Top 6 Home Warranty Companies

The highest rated home warranty companies in NJ include:


 

Liberty Home Guard

Liberty Home Guard is our top pick due to a few unique offerings that make it stand out among other providers. These include a built-in live chat feature on its website, 24-hour claim response time, optional pest control coverage, and a whopping 30 add-on coverage options—the most add-ons of any provider on this list.

Here are a few benefits of Liberty Home Guard:

  • 60-day workmanship guarantee
  • Built-in live chat feature on their website
  • 38 add-on coverage options

Plans and Pricing

Liberty Home Guard offers three plans, including systems-exclusive, appliance-exclusive, and comprehensive plans. Liberty’s plans range from $49 to $60 per month. Liberty Home Guard assigns a service call fee between $65 and $125 to your account based on your plan, add-ons, and locations, but customers may be eligible for discounted service fees on multi-year plans.

Get your free quote from Liberty Home Guard when you call 866-452-9107 or fill out this easy form.

Learn more: Liberty Home Guard Review


 

American Home Shield

American Home Shield (AHS) is another solid home warranty company for New Jersey homeowners. AHS has nearly 50 years of industry experience and has served more than 1.8 million customers across the United States. It’s accredited with the Better Business Bureau and has a solid B rating.

Here are just a few American Home Shield benefits:

  • Customer service available 24 hours a day, seven days a week
  • No limit on the number of repairs during the contract period
  • No home inspection needed to start coverage

Plans and Pricing

AHS offers three coverage plans—the ShieldSilver, ShieldGold, and ShieldPlatinum. Among the three, you can find extensive coverage for major household systems, or appliances and systems.

American Home Shield plans cost $40–$110 per month for New Jersey homeowners. The company allows you to select a service fee of $75, $100, or $125, giving flexibility to customers who are on a budget.

For a free quote from American Home Shield, fill out this online form or call 844-529-9298.

Learn more: American Home Shield Review


 

Select Home Warranty

All three of Select Home Warranty’s plans cost less than $50 per month with roof-leak coverage included free in every plan, which is a rare perk in the industry. Select is a solid option for budget-conscious homeowners.

Here are just a few Select Home Warranty benefits:

  • All plans are under $50
  • 90-day workmanship guarantee
  • Roof leak coverage with every plan

Plans and Pricing

Select Home Warranty plans cost between $44 and $48 per month. The Bronze Care plan covers eight essential home appliances, including your laundry machines and refrigerator. The Gold Care package covers six built-in home systems such as your air conditioning, heating, and ductwork. Roof-leak coverage is offered with every plan. Select’s service call fee is $75.

To get a free and personalized quote from Select Home Warranty, fill out this simple form or call 888-370-3956.

Learn more: Select Home Warranty Review


 

Priority Home Warranty

Priority Home Warranty is another excellent option for New Jersey homeowners. It offers three affordable plans, a lower-than-average service call fee, live claims tracking, and the option to choose your own contractor. While many home warranty companies offer the option to choose your own contractor with prior approval, Priority Home Warranty doesn’t require advance notice. It will reimburse homeowners as long as your contractor is insured and bonded.

Here are just a few benefits of Priority Home Warranty:

  • Workmanship guarantee that lasts the entire length of the plan
  • $70 service call fee, which is slightly less than the industry average
  • Reimbursement when you choose to work with your own contractor

Plans and Pricing

Priority Home Warranty offers three plan options. Like other companies on this list, it offers a systems plan, an appliance plan, and a more comprehensive combination package. The systems-exclusive and appliance-exclusive plans are $33 monthly, while the Total Home Care package is $47.

To get a free quote from Priority Home Warranty, call 954-228-2343 or fill out their online form.

Learn more: Priority Home Warranty Review


 

Cinch Home Services

Cinch Home Services is an impressive home warranty provider that offers coverage on up to 28 home systems and appliances with its three comprehensive plans. It stands out among competitors for offering additional perks, such as a $25 credit for air conditioner or refrigerator filters, and a $500 reimbursement for your homeowners insurance deductible with the Complete Home Plan.

Here are a few other benefits of Cinch Home Services:

  • Provides a 180-day workmanship guarantee
  • Has an optional Premier Upgrade Package that covers up to $2,000 for permits, code violations, disposal costs, and other items
  • Covers up to two HVAC units and appliances

Plans and Pricing

Cinch Home Services offers three plans: the Appliances Plan, the Built-in Systems Plan, and the Complete Home Plan. Cinch allows customers to choose a service call fee from $100, $125, or $150, and the monthly plan pricing varies depending on your service fee choice. However, plans usually fall between $56 and $82 per month based on the quotes we received in New Jersey.

The Appliances Plan covers 12 kitchen and laundry appliances, such as your refrigerator, oven, range, clothes washer, and dryer. The Built-in Systems Plan covers 16 major systems, including your heating, cooling, electrical system, toilets, sump pump, smoke detectors, and plumbing. The Complete Home Plan covers all 28 items plus up to $500 for a reimbursement on a homeowners insurance deductible you may have to pay your insurer during your contract.

For a free quote on your Cinch Home Services plan, fill out this online form or call 844-979-0899.

Learn more: Cinch Home Services Review


 

AFC Home Club

If you’re looking for the best plan customization, AFC Home Club is a great option since it offers four different plans, three service call fees, and three-year contract options.

Below are a few additional benefits offered by AFC Home Club:

  • Has a workmanship guarantee that lasts for the lifetime of the plan (up to three years)
  • Memberships include benefits, such as home security discounts and free credit monitoring
  • Doesn’t require a coverage waiting period with a valid home inspection

Plans and Pricing

AFC Home Club offers four plans with prices ranging from $40–$62 per month depending on your preferred service call fee of $75, $100, or $125. You can save money by paying yearly or signing up for a three-year contract with payments split between 20 months.

AFC Home Club’s Systems Plan covers your heating, cooling, plumbing, electrical system, and water heater. The Silver Plan covers appliances, such as a clothes washer, dryer, and refrigerator. The Gold Plan covers a combination of all 15 items in the Silver and Systems Plans, and the Platinum Plan extends coverage to plumbing stoppages, faucets, ice makers, and built-in microwaves.

Get a quote from AFC Home Club by calling 877-755-1115 or visiting the company website.

Learn more: AFC Home Club Review


 

Our Conclusion

Whether you’re a New Jersey homeowner, real estate agent, home seller, or first-time home buyer, you can find peace of mind with a home warranty protection from any of the companies listed in this review. We recommend getting quotes from all home warranty companies listed so that you can compare prices and benefits before purchasing a plan.


 

Frequently Asked Questions


 

Our Rating Methodology

The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers, and we aim to provide transparency in our review standards and research process.

Our research process includes speaking with representatives from more than 40 home warranty providers, requesting quotes, and asking clarifying questions to gain insight into each provider’s benefits and downsides. We also analyze sample contracts from each company to understand specific coverage terms.

To rate companies, we apply the data we have gathered to our review standards. These standards are on a 100-point scoring system, which is detailed below:

  • Coverage (35 points): Providers are scored based on breadth and depth of coverage. We focused on key home systems (HVAC, plumbing, and electrical), essential appliances (refrigerator, ovens, and laundry machines), and unique coverage items (such as roof-leak coverage and code violation allowances). Coverage scores are weighted by taking into account coverage caps and other limiting factors, meaning providers with greater range of coverage and higher coverage caps score the highest.
  • Value (30 points): A company’s plan value is a reflection of how well it serves the customer in comparison to what the customer pays for the policy. We accounted for monthly costs, service call fees, and cost flexibility (such as customizable service call fees, discounts, and multi-year policies).
  • Trustworthiness and Transparency (21 points): Trustworthiness and transparency are a reflection of how well the provider considers the customer’s interests. We scored items such as the length of workmanship guarantees, online availability of a sample contract, policy change flexibility, and ease of cancellation. Additionally, we scored items that reflect industry reputation and customer satisfaction, including analyzing brand reputation across the Better Business Bureau and third-party customer review aggregators.
  • Availability and Service (14 points): Quality of customer service is key to customer satisfaction. We dug into each provider’s guaranteed response times, claims processes, service flexibility, emergency availability, and more.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.