A Connecticut home warranty protects major systems and appliances in your home that break down due to normal wear and tear and gives you peace of mind that you’ll be able to afford a repair or replacement if an issue arises.
Our team researched the best home warranty companies in the United States and found the top providers for Connecticut. We looked at coverage plans, pricing, and customer reviews before making our recommendations.
Connecticut’s Top 5 Home Warranty Companies
The highest-rated Connecticut home warranty companies are the following:
- American Home Shield: Best Coverage Caps
- Liberty Home Guard: Best Customer Ratings
- Select Home Warranty: Best Value
- America’s First Choice Home Club: Best for Customization
- Cinch Home Services: Best Additional Perks
The best home warranties in Connecticut provide comprehensive coverage, plans at affordable price points, and excellent customer service.
American Home Shield
American Home Shield (AHS) is a solid pick for Connecticut residents because of its veteran status within the industry and its comprehensive home warranty plans. AHS provides generous coverage caps per covered system and appliance, plus it covers rust, corrosion, and sediment damage. Compare the benefits and drawbacks of American Home Shield below.
Pros & Cons
✔ Involved in over 50 years of industry experience
✔ Offers three options for service fees
✔ Doesn’t require a home inspection before coverage starts
✔ Includes high coverage caps for home appliances and systems
✘ Offers limited add-on coverage options
✘ Provides a short repair guarantee of 30 days
✘ Charges expensive monthly premiums
Plans & Pricing
AHS offers three plans: the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans. The home warranty provider covers systems and appliances regardless of their age, even if they have damage due to rust or corrosion or have undetectable pre-existing conditions.
American Home Shield pricing will be dependent on the service fee you select with the option of a $100 or $125 service fee. Your monthly premium will be determined by your chosen service fee—the higher the service fee, the lower the monthly premium, and vise versa.
Here’s a look at what each plan would cost with a $100 service fee:
- ShieldSilver: $54.99 per month
- ShieldGold: $64.99 per month
- ShieldPlatinum: $79.99 per month
Learn more: American Home Shield Review
Liberty Home Guard
Liberty Home Guard (LHG) is another reputable provider that offers responsive customer service. The company includes a live chat feature on its website for 24/7 access to a representative. Liberty also offers an extensive list of add-ons and unique discounts for select home appliances and second-property coverage plans.
Pros & Cons
✔ Includes a live-chat feature on its website for easy customer service
✔ Provides coverage for items in working condition regardless of age
✔ Offers over 30 unique add-on options
✘ Lacks transparency for service call fee
✘ May take up to 48 hours to respond to a service request
Plans & Pricing
Liberty Home Guard offers three coverage plans: the Appliance Guard, Systems Guard, and Total Home Guard. The Appliance Guard covers appliances, such as garbage disposals. The Systems Guard covers major systems, such as your air conditioning and heating systems. Finally, the Total Home Guard covers both home systems and appliances.
Your service call fee will fall between $65 and $125. LHG assigns your service fee based on the size, type, and location of your home, as well as the plan and add-ons you choose.
Here’s an overview of Liberty Home Guard’s monthly plan costs:
- Appliance Guard: $49.99 per month
- Systems Guard: $54.99 per month
- Total Home Guard: $59.99 per month
To get your personalized quote from Liberty Home Guard, please call 866-452-9107 or fill out the Liberty Home Guard quote form.
Learn More: Liberty Home Guard Review
Select Home Warranty
We recommend Select Home Warranty to Connecticut homeowners, as it’s a solid company in the home warranty industry. It offers generous HVAC coverage at an affordable rate. In addition, it pairs each plan with $400 roof-leak repair coverage. Learn more about the company below.
Pros & Cons
✔ Includes a $3,000 coverage limit on heating and cooling systems
✔ Provides discounts for customers who purchase several years of protection
✔ Offers free roof-leak coverage per plan
✘ Charges a $75 cancellation fee
✘ Limits coverage caps on major appliances and select systems
✘ Doesn’t let you choose your own service provider
Plans & Pricing
Select Home Warranty offers coverage for your home via three plans.
The Bronze Care covers standard appliances, such as cooktops and clothes washers. Gold Care covers major systems, including electrical systems. The Platinum Care combines both plans into one comprehensive coverage plan. All three plans offered are less than $50 a month for Connecticut homeowners.
Select’s pairs each plan with $75 service call fee per claim.
Here’s a look at the monthly cost of each plan:
- Bronze Care: $44.43 per month
- Gold Care: $44.43 per month
- Platinum Care: $47.75 per month
Learn more: Select Home Warranty Review
America’s First Choice Home Club
America’s First Choice Home Club (AFC Home Club) provides solid, customizable coverage via its four plan coverage options. Additionally, AFC Home Club lets you choose your own service provider when you request service, which most home warranty providers allow only under special circumstances. For added value, AFC Home Club provides security perks, such as identity protection.
Pros & Cons
✔ Provides an unlimited workmanship guarantee for the length of your plan
✔ Offers plan flexibility
✔ Includes generous HVAC coverage
✘ Limits coverage caps based on depreciated value for older covered items
✘ Includes plumbing stoppage coverage in most expensive plan only
Plans & Pricing
AFC Home Club offers four home protection plans: Silver, Systems, Gold, and Platinum plans. The Silver Plan includes coverage for major appliances. The Systems Plan covers major systems, and the Gold Plan combines the Silver and System plans. The Platinum Plan includes Gold Plan coverage plus plumbing stoppages, exhaust fans, and more.
AFC Home Club provides $75, $100, and $125 service call fees to choose from. The higher your service call fee, the lower your monthly premium.
Here’s a look at the monthly cost of each plan:
- Silver Plan: $33.33–$37.50
- Systems Plan: $39.58–$43.75
- Gold Gold: $45.83–$50.00
- Platinum Plan: $50.00–$54.17
To request your free quote, fill out AFC Home Club’s quote form or call 877-755-1115.
Learn more: AFC Home Club Review
Cinch Home Services
Cinch Home Services is our final recommendation for Connecticut residents. Cinch offers several additional perks within its home warranty coverage plans. For example, Cinch offers coverage for home repair modifications within its Premier Upgrade Package. Cinch also provides a $500 reimbursement for your homeowners insurance deductible.
Pros & Cons
✔ Extends a 180-day workmanship guarantee
✔ Includes a generous $10,000 annual coverage cap for all covered items
✔ Covers rust, corrosion, and preexisting conditions
✘ Charges higher service call fees than others on this list
✘ Has notable exclusion for roof-leak protection
Plans & Pricing
Cinch Home Services offers three coverage plans: the Appliances plan, the Built-in Systems plan, and the Complete Home plan. The Appliances plan covers major appliances, such as your washing machine. The Built-in Systems plan protects major systems, including ductwork and water heaters. Its Complete Home plan bundles major appliance and systems coverage together. Cinch allows you to choose from a $100, $125, and $150 service call fee.
Here’s a look at the monthly cost of each plan:
- Appliances: $65.99–$75.99
- Built-In Systems: $69.99–$81.99
- Complete Home: $84.99–$96.99
Fill out the Cinch Home Services quote form or call 855-435-0489 to request your free quote.
Learn more: Cinch Home Services Review
Our Conclusion
We recommend American Home Shield due to its coverage of rust, corrosion, and sediment damage. Liberty Home Guard is another solid option due to its wide variety of add-on coverage options and generous 60-day workmanship guarantee. Finally, Select Home Warranty provides affordable coverage systems and appliance protection.
Before signing up, we recommend requesting quotes from at least three providers to compare coverage options and costs.
Frequently Asked Questions
Our Rating Methodology
The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.