A Kansas home warranty ensures that you can afford to pay for home repairs on systems and appliances that break down due to normal wear and tear. With a home warranty contract, you pay a monthly or annual premium and a small service fee when an item breaks down—this saves you from having to pay hundreds of dollars out of pocket.
The This Old House Reviews Team did the research for you and narrowed down the list of the best home warranty companies in the nation. We analyzed coverage options, plan costs, and additional perks before making our recommendations for Kansas.
Liberty Home Guard
Liberty Home Guard (LHG) is our top provider for Kansas homeowners who want customizable major systems and appliance coverage. LHG offers more than 30 unique add-ons and a 60-day workmanship guarantee for all completed repairs. In addition, LHG provides a solid $2,000 coverage cap per covered item.
Pros & Cons
✔ Extends a 60-day workmanship guarantee
✔ Includes second air conditioning and heating system coverage within standard plans
✔ Covers working systems and appliances regardless of age
✘ Lacks transparency in the quote process for service call fee
✘ Requires claims to be filed as soon as discovered
Plans & Pricing
Liberty Home Guard offers three coverage plans: the Appliance Guard, Systems Guard, and Total Home Guard. The Appliance Guard protects home appliances, while the Systems Guard protects home systems. The Total Home Guard bundles both systems and appliance coverage.
Liberty Home Guard also provides the following add-on coverage options:
Additional spa, carpet cleaning, casita guest unit, central vacuum, ejector pump, electronics protection, freestanding ice maker, generator, grinder pump, gutter cleaning, in-fridge ice maker, instant hot water dispenser, lawn sprinkler system, lighting fixtures, limited roof-leak, pest control, plumbing fixtures, pool and spa, pro-series clothes dryer, pro-series dishwasher, pro-series microwave, pro-series range/oven/cooktop, pro-series refrigerator, pro-series washing machines, rekey services, reverse osmosis water filter system, saltwater pool, second refrigerator, septic system pumping, stand-alone freezer, sump pump, swamp cooler, trash compactor, water dispenser water line, water softener, well pump, window washing/cleaning, wine cooler, and fridge.
Expect to pay between $49 and $60 per month for LHG coverage. Your service call fee will fall between $65 and $125. Liberty Home Guard assigns your fee based on your home’s size, type, and location, as well as the plan and add-on options you choose.
Learn more: Liberty Home Guard Review
American Home Shield
American Home Shield (AHS) offers three plan options, with its comprehensive ShieldPlatinum™ plan featuring comprehensive coverage for major systems and appliances. AHS includes coverage for items with preexisting conditions, plus it doesn’t require a home inspection before granting coverage.
Pros & Cons
✔ Allows you to choose your service call fee
✔ Offers generous coverage caps per covered item
✔ Doesn’t require a home inspection to start coverage
✘ Limits optional add-on offerings
Plans & Pricing
AHS offers the ShieldSilver, ShieldGold, and ShieldPlatinum home warranty coverage plans. The ShieldSilver covers systems, such as your electrical and plumbing systems. The ShieldGold includes the entirety of the ShieldSilver plan and adds appliances coverage. The ShieldPlatinum is the most comprehensive plan and features all items covered in the ShieldGold plan while adding roof leak protection and dramatically increasing coverage limits.
AHS also provides coverage for the following optional add-ons: Electronics extended warranty, pool and spa, well pump, septic pump, guest unit under 750 square feet
Customers can expect to pay between $30 and $90 per month for a plan from American Home Shield. You can also choose from a $75, $100, and $125 service fee. The higher the service fee you choose, the lower your monthly premium will be.
Learn more: American Home Shield Review
Select Home Warranty
Select Home Warranty (Select) is another provider worth considering due to its budget-friendly plans, roof-leak repair coverage, and low $75 service call fee. If you want affordable coverage for your home, Select provides home protection plans all under $50 per month.
Pros & Cons
✔ Offers budget-friendly coverage plans for less than $50 per month
✔ Allows claims to be filed within two days (rather than as soon as discovered)
✔ Includes roof-leak coverage in every plan (up to $400 annually)
✘ Applies low coverage caps on covered items ($2,000 for HVAC, $500 for electrical/plumbing/appliances, and $400 for add-ons)
✘ Charges repeat service call fees
Plans & Pricing
Select provides coverage for your home’s systems and appliances via its Bronze Care, Gold Care or Platinum Care plan. The Bronze Care protects eight standard appliances, including dishwashers and refrigerators. The Gold Care protects six major systems, including air conditioning and water heaters. The Platinum Care plan combines appliance and home systems coverage into one comprehensive plan.
Select offers the following add-ons: Central vacuum, lawn sprinkler system, pool, roof leak (free), septic system, spa, stand-alone freezer, sump pump and well pump.
Expect to pay between $44 and $48 per month and $75 per service call request for Select Home Warranty coverage.
Learn more: Select Home Warranty Review
AFC Home Club
America’s First Choice Home Club (AFC Home Club) is our final recommendation due to its four plans, solid coverage caps, and three service fee options that allow customers to customize coverage. Additionally, AFC Home Club provides membership perks such as free credit monitoring.
Pros & Cons
✔ Provides unique benefits such as free credit monitoring and identity protection alerts
✔ Extends an unlimited workmanship guarantee that lasts the length of your plan
✔ Allows you to choose your own technician for a repair or replacement
✘ Excludes coverage for pre-existing conditions
✘ Charges a $75 cancellation fee
Plans & Pricing
AFC Home Club’s plans include the System Plan, Silver Plan, Gold Plan, and Platinum Plan. The System Plan covers systems, the Silver Plan protects appliances, and the Gold Plan covers a variety of both systems and appliances. The Platinum Plan builds off of the Gold Plan to include coverage for built-in microwaves, faucets, ice makers, and plumbing stoppages.
The following items are also available for optional coverage: Sump pump, septic system, hot water dispenser, pool and spa, stand alone freezer, tankless water heater
Expect to pay $38 and $62 per month for AFC Home Club coverage. Its service call fee ranges between $75–$125. If you want your monthly premium to be lower, you can choose a higher service fee.
Learn more: AFC Home Club Review
The This Old House Reviews Team recommends all four home warranty providers listed in this article because they allow customers to customize coverage with numerous add-ons, provide affordable plans, and offer unique benefits. Before signing up with a provider, we recommend pulling quotes from all three providers to compare plan specifics and pricing. In addition, read their sample contracts carefully so you are aware of coverage exclusions and limitations.
Frequently Asked Questions
Our Rating Methodology
The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.
To share feedback or ask a question about this article, send a note to our Reviews Team at firstname.lastname@example.org.