A Kansas home warranty will ensure that you can afford to pay for home repairs and replacements on systems and appliances that break down due to normal wear and tear. With a home warranty contract, you pay a monthly or annual premium and a small service fee when an item breaks down—this saves you from having to pay hundreds of dollars out of pocket.
Because there are a variety of companies that provide home warranty coverage to Kansas homeowners, the This Old House Reviews Team did the research for you and narrowed down that list to the three best home warranty companies in the state.
Kansas’ Top 3 Home Warranty Companies
The highest rated home warranty companies in Kansas include:
- American Home Shield: Our Overall Top Pick
- Select Home Warranty: Best Value
- AFC Home Club: Best for Customization
To help you find the best home protection plan, our team considered factors like plan options, customer service, and pricing to decide which companies offer the best service to residents. These are our top picks.
American Home Shield
American Home Shield (AHS) has more than 45 years of experience in the home warranty industry and offers three plan options, with its comprehensive ShieldPlatinum™ plan featuring some of the deepest coverage in the home warranty industry.
Pros & Cons
✔ Customer service 24 hours a day, seven days a week
✔ High coverage caps
✔ No home inspection needed to start coverage
✘ Doesn’t offer many optional add-ons
Plans & Pricing
AHS offers rare coverage with its three plans, like protection of items with undetectable pre-existing conditions and damage due to rust and corrosion. The ShieldSilver plan covers systems, such as your electrical and plumbing system. The ShieldGold plan includes the entirety of the ShieldSilver plan and adds appliances coverage, bringing the total number of items covered to 23. The ShieldPlatinum is the most comprehensive plan and features all items covered in the ShieldGold plan while adding roof leak protection and dramatically increasing coverage limits.
AHS also provides coverage for the following optional add-ons: Electronics extended warranty, pool and spa, well pump, septic pump, guest unit under 750 square feet
Customers can expect to pay between $40 and $80 per month for a plan from American Home Shield. You can also choose between a $75, $100, and $125 service fee. The higher the service fee you choose, the lower your monthly premium will be.
Learn more: American Home Shield Review
Select Home Warranty
Select Home Warranty (Select) is another provider worth considering due to its budget-friendly plans, roof-leak repair coverage, and low $75 service call fee. If you want affordable coverage for your home, Select provides home protection plans all under $50 per month.
Pros & Cons
✔ Offers budget-friendly coverage plans for less than $50 per month
✔ Allows claims to be filed within three days (rather than as soon as discovered)
✔ Includes roof-leak coverage in every plan (up to $400 annually)
✘ Applies low coverage caps on covered items ($2,000 for HVAC, $500 for electrical/plumbing/appliances, and $400 for add-ons)
✘ Charges repeat service call fees
Plans & Pricing
Select provides coverage for your home’s systems and appliances via its Bronze Care, Gold Care or Platinum Care plan. The Bronze Care protects eight standard appliances, including dishwashers and refrigerators. The Gold Care protects six major systems, including air conditioning and water heaters. The Platinum Care plan combines appliance and home systems coverage into one comprehensive plan.
Select offers the following add-ons: Central vacuum, lawn sprinkler system, pool, roof leak (free), septic system, spa, stand-alone freezer, sump pump and well pump.
Expect to pay between $44 and $48 per month and $75 per service call request for Select Home Warranty coverage.
To request your personalized quote from Select Home Warranty, fill out the Select Home Warranty quote form or call 888-370-3956.
Learn more: Select Home Warranty Review
AFC Home Club
America’s First Choice Home Club (AFC Home Club) made it onto our list because of its four plans, six add-ons, and three service fee options that allow customers to customize coverage.
Pros & Cons
✔ Unique benefits like free credit reporting and identity protection alerts
✔ Labor and parts guarantee as long as you’re a member
✔ Option of using your own technician for a repair or replacement
✘ Doesn’t provide coverage for pre-existing conditions
✘ Charges a $75 cancellation fee
✘ Monthly premiums are slightly higher than other competitors
Plans & Pricing
AFC Home Club’s plans include the System Plan, Silver Plan, Gold Plan, and Platinum Plan. The System Plan covers systems, the Silver Plan protects important appliances, and the Gold Plan covers a variety of both systems and appliances. The Platinum Plan builds off of the Gold Plan to include a built-in microwave, ice maker, and plumbing stoppages.
The following items are also available for optional coverage: Sump pump, septic system, hot water dispenser, pool and spa, stand alone freezer, tankless water heater
In general, customers can expect to pay $37 and $52 per month for a plan. AFC Home Club’s per-visit service fee ranges between $75–$125. If you want your monthly premium to be lower, you can choose a higher service fee.
Learn more: AFC Home Club Review
The three home warranty providers listed in this article are best for Kansas residents because they allow customers to customize coverage with numerous add-ons, provide affordable plans, and offer unique benefits. Before reaching a decision, get quotes from all three providers to compare plan specifics and pricing.
Frequently Asked Questions
Our Rating Methodology
The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers, and we aim to provide transparency in our review standards and research process.
Our research process includes speaking with representatives from more than 40 home warranty providers, requesting quotes, and asking clarifying questions to gain insight into each provider’s benefits and downsides. We also analyze sample contracts from each company to understand specific coverage terms.
To rate companies, we apply the data we have gathered to our review standards. These standards are on a 100-point scoring system, which is detailed below:
- Coverage (35 points): Providers are scored based on breadth and depth of coverage. We focused on key home systems (HVAC, plumbing, and electrical), essential appliances (refrigerator, ovens, and laundry machines), and unique coverage items (such as roof-leak coverage and code violation allowances). Coverage scores are weighted by taking into account coverage caps and other limiting factors, meaning providers with greater range of coverage and higher coverage caps score the highest.
- Value (30 points): A company’s plan value is a reflection of how well it serves the customer in comparison to what the customer pays for the policy. We accounted for monthly costs, service call fees, and cost flexibility (such as customizable service call fees, discounts, and multi-year policies).
- Trustworthiness and Transparency (21 points): Trustworthiness and transparency are a reflection of how well the provider considers the customer’s interests. We scored items such as the length of workmanship guarantees, online availability of a sample contract, policy change flexibility, and ease of cancellation. Additionally, we scored items that reflect industry reputation and customer satisfaction, including analyzing brand reputation across the Better Business Bureau and third-party customer review aggregators.
- Availability and Service (14 points): Quality of customer service is key to customer satisfaction. We dug into each provider’s guaranteed response times, claims processes, service flexibility, emergency availability, and more.
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