A New Hampshire home warranty will cover expensive repair or replacement costs when a major home system or appliance fails due to regular use. Not to mention, a home warranty saves you the hassle of finding a trusted service contractor to fix your issue.
The This Old House Reviews Team has compiled a list of the best home warranty companies nationwide and selected the top choices available in the Granite State.
Liberty Home Guard
Liberty Home Guard (LHG) is our top provider for New Hampshire homeowners who want customizable home protection. It provides over 30 unique add-on coverage options, a lengthy 60-day workmanship guarantee, and solid coverage for home systems and appliances. In addition, LHG provides discounts for multi-year service contracts.
Pros & Cons
✔ Provides 24/7 live-chat feature on its website
✔ Includes coverage for working systems and appliances regardless of age
✔ Extends a 60-day workmanship guarantee per completed repair
✘ Requires claims to be filed as soon as discovered
✘ May take up to 48 hours to respond to a claim
Plans & Pricing
Liberty Home Guard provides three home protection plans: the Appliance Guard, Systems Guard, and Total Home Guard. The Appliance Guard covers major appliances, such as microwaves and clothes washers. The Systems Guard covers major systems, including water heaters and electrical systems. The Total Home Guard covers both systems and appliances in one comprehensive plan.
Liberty Home Guard offers additional coverage for the following items:
Additional spa, carpet cleaning, casita guest unit, central vacuum, ejector pump, electronics protection, freestanding ice maker, generator, grinder pump, gutter cleaning, in-fridge ice maker, instant hot water dispenser, lawn sprinkler system, lighting fixtures, limited roof leak, pest control, plumbing fixtures, pool and spa, pro-series clothes dryer, pro-series dishwasher, pro-series microwave, pro-series range/oven/cooktop, pro-series refrigerator, pro-series washing machines, re-key services, reverse osmosis water filter systems, saltwater pool, second refrigerator, septic system pumping, stand-alone freezer, sump pump, swamp cooler, trash compactor, water dispenser water line, water softener, well pump, window washing/cleaning, and wine cooler/fridge
Liberty Home Guard plans range from $49 to $60 per month. LHG selects your service call fee based on your home’s size, type, your location, and plan selections. Its service call fee ranges from $65–$125.
Learn more: Liberty Home Guard Review
American Home Shield
American Home Shield (AHS) offers a range of coverage levels at flexible price points to satisfy individual home protection needs. Each AHS plan includes generous home system and appliance coverage, plus its three service call fees allow you raise or lower your monthly premium.
Pros & Cons
✔ Provides comprehensive plans and customizable service fees
✔ Includes coverage for rust, corrosion, and sediment damage
✔ Covers room heaters and heating system electric baseboards
✘ Excludes appliance-only coverage plan
✘ Offers limited options for add-on coverage
Plans & Pricing
American Home Shield offers three plans: the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans. The ShieldSilver covers home systems, the ShieldGold adds protection for kitchen and laundry appliances, and the ShieldPlatinum protects all of the ShieldGold’s items while increasing coverage caps across the board.
American Home Shield offers the following add-ons: Guest unit under 750 square feet, electronic extended warranty, pool and spa, well pump, and septic pump
American Home Shield plans cost between $20–$80 per month. You have the choice of choosing a service call fee of $75, $100, or $125. Choosing a higher service fee will result in a lower monthly premium.
Learn more: American Home Shield Review
The Home Service Club
The Home Service Club (HSC) is known for providing quick coverage to customers and offering one of the shortest waiting periods in the home warranty industry.
Pros & Cons
✔ Grants coverage within 10 days, instead of the industry average of 30 days
✔ Provides protection for unique items like doorbells and pest control
✔ Extends a 30-day labor guarantee and 90-day parts guarantee
✘ Charges high premiums and service fee
✘ Adds surcharge when selecting monthly premiums instead of an annual premium
Plans & Pricing
The Home Service Club has two plans—Standard Coverage and Comprehensive Coverage. While you pay a premium price for the Comprehensive Coverage, you’ll get protection for items not commonly found in home warranty plans, like pest control and alarm wiring.
Standard Coverage covers 18 major systems and appliances, but if you want to go above and beyond for protection, Comprehensive Coverage gives you protection for 12 more items, including a sump pump, gas leaks, telephone wiring, and more.
HSC offers the following add-ons: Roof, jetted bathtub, well pump, sewage ejector pump, pool, water softener, freestanding freezer, spa and spa heater, sprinkler system, freestanding additional refrigerator, built-in refrigerator with dual compressors, utility lines
The Home Service Club plans cost between $46–$61 per month, and the service fee is $95.
Learn more: The Home Service Club Review
With one of these top-rated New Hampshire providers, you’ll get customizable, affordable, and unique coverage for your home. Before buying a home warranty plan, get a quote from all three companies to see how your specific location and type of coverage will affect the estimates in this review.
Frequently Asked Questions
Our Rating Methodology
The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.
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