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Best Refrigerator Warranty (2021 Guide)

If you’re looking for a refrigerator warranty, the This Old House Reviews Team takes a look at your options for manufacturer warranties, extended service plans, and home warranties to help you find the best protection plan for your appliance.

A stainless steel refrigerator near a countertop with decorative plant. Adobe

There’s no getting around it: refrigerators are expensive. This major appliance is pricey to buy and can be expensive to fix. However, a refrigerator warranty can help cover some or all of the cost of refrigerator repairs.

A refrigerator warranty can refer to one of several things, including a manufacturer’s warranty, an extended warranty, and a home warranty. The first two usually apply exclusively to one appliance, but a home warranty covers multiple home systems and appliances. We’ll break down the different types of refrigerator warranties and explain how to get the most for your money when it comes to buying and maintaining your refrigerator.

Which Refrigerator Has the Best Warranty?

Manufacturer’s warranties are offered by the refrigerator manufacturer. They typically cover the first year of the refrigerator’s use and cover breakdowns due to manufacturing defects. Essentially, these limited warranties only cover repairs or replacements if the refrigerator arrives with defective materials or workmanship. Most cover both parts and labor for repairs, but some cover only parts.

When choosing a refrigerator brand, make sure that it has a comprehensive warranty and that the appliance itself is reliable and unlikely to wear out. Here’s a chart comparing some top refrigerator brands, how often their products need to be serviced, and what kind of refrigerator warranties they offer.

Refrigerator Warranty Comparison

Brand Service Rate Full Warranty Sealed System Warranty Compressor Only Other
Brand Service Rate Full Warranty Sealed System Warranty Compressor Only Other
GE Appliances 6.3% 1 year 5 years N/A 30-day water filter
Whirlpool 6.3% 1 year 5 years N/A 30-day water filter
LG 6.3% 1 year 5 years 5 years (parts), 5 years (labor) N/A
Beko 6.85% 2 years 5 years—parts only N/A N/A
Miele 9.3% 1 year 5 years (full), 10 years (parts only) Included in sealed system warranty N/A
Samsung 9.6% 1 year 5 years 10 years (parts), 5 years (labor) 2 year IceMax ice maker
Bosch 11.6% 1 year N/A N/A 5 year electronic parts only
KitchenAid 13.1% 1 year 5 years (full), 10 years (parts only) Included in sealed system warranty N/A

Nearly all of the most reliable refrigerator brands offer a one-year warranty that covers parts and labor due to defects in materials or workmanship. Beko offers this for two years but covers only parts in its five-year sealed system warranty.

A refrigerator’s sealed system typically refers to the compressor, evaporator, condenser, dryer, and connection tubing, and most companies cover both parts and labor for this system for five years. Miele and KitchenAid extend this sealed system warranty for an extra five years, but years six through 10 cover parts only.

LG and Samsung extend coverage to certain types of refrigerator compressors for 10 years. For fridges with water dispensers, GE and Whirlpool cover water filters for the first 30 days. Samsung offers a two-year parts and labor warranty on IceMax ice makers. Finally, Bosch will replace any defective electronic part for the first five years, but its warranty doesn’t cover labor.

Extended Warranties

With most refrigerator models, you’ll have the option of purchasing an extended warranty, sometimes known as a protection plan or service contract. This type of warranty may be offered by the refrigerator’s manufacturer, the store where you buy the refrigerator, or a third party. Typically, this coverage kicks in after the one-year manufacturer’s warranty expires, though some warranties may overlap.

Here’s an overview of the extended warranties provided by the refrigerator manufacturers listed above:

  • GE goes through Assurant to provide its extended service plans. You’ll need to input your refrigerator’s specifications to get a quote.
  • To receive extended coverage from Whirlpool, you must buy a protection plan within 30 days of purchase. Multi-year plans are available.
  • LG offers a service called Proactive Customer Care for one additional year of warranty coverage.
  • It’s not clear whether Beko offers extended warranties to US customers, though it does offer a three-year warranty for its customers in the UK.
  • Miele offers five-year extended warranty plans, and you can register anytime within your original one-year warranty period.
  • Samsung also provides up to five years of extended protection and offers in-house service technicians to make repairs.
  • To take advantage of a Bosch Appliance Service Plan, you’ll need to create an account and register your product to see what type of extended warranty is offered.
  • KitchenAid’s warranty coverage is the same as Whirlpool’s, as both companies are owned by the same parent company.

Note that these are not your only options for extended warranty coverage; this is just what each manufacturer offers. Before you decide to go with an extended warranty plan, pay careful attention to the terms and conditions and understand what types of repairs are covered. Some of these warranties may cover accidental damage to the refrigerator, while others may only cover mechanical failure during normal use.

Home Warranty Refrigerator Coverage

While extended warranties cover new refrigerators, they generally last for five years and only cover a single appliance. If you’re looking for another protection option for multiple home appliances and systems, consider a home warranty. A home warranty, also known as home appliance insurance, covers repairs or replacements on important systems and appliances that break down from normal wear and tear, and nearly all home warranty companies provide at least one plan that covers refrigerators.

If your fridge wears out and stops working and you have a home warranty, simply call your home warranty company to file a claim, and the company will send a trusted contractor to your home to diagnose the problem. If the issue falls under the terms of your warranty, the technician will repair it for a low service fee, which is a one-time fee you pay the technician at the time of service.

If a repair isn’t possible, the company will either replace the refrigerator or pay you cash instead. Typically, home warranties only cover wear-and-tear damage, but there’s usually no age limit to appliances, and you’ll have peace of mind knowing that more than just your refrigerator is protected.

Best Home Warranty Companies for Refrigerator Coverage

Many home warranty companies offer some kind of coverage for kitchen appliances, but not all of them include refrigerators in their basic plans. Here are three of the best home warranty providers in the industry that offer superior coverage for refrigerators, among other appliances and systems.

1. Best Overall: American Home Shield

American Home Shield (AHS) offers some of the most comprehensive coverage in the home warranty industry. Two of the company’s three plans—ShieldGold and ShieldPlatinum—include coverage for one kitchen refrigerator. In addition, you’ll receive coverage for all major home systems, such as your plumbing, electrical, heating, and cooling, and major appliances including your dishwasher and water heater. The ShieldPlatinum plan even includes roof leak repairs and a free HVAC tune-up.

Perhaps American Home Shield’s best selling point is that it offers coverage for conditions and damage that many other home warranty companies don’t. For example, an AHS plan will cover the following for refrigerators of any age or model:

  • Known and unknown pre-existing conditions
  • Breakdowns due to lack of maintenance
  • Improper installation, modification, or repairs
  • Damage due to sediment, rust, or corrosion

Get a free quote from American Home Shield by calling 844-529-9298 or filling out this simple online form.

2. Best Service: Choice Home Warranty

Choice Home Warranty (CHW) is available in every state except California and Washington. It provides 24/7 customer service and offers free repairs within 90 days if an item breaks down after a repair, which is three times as long as the industry average.

Choice Home Warranty has two plans: the Basic Plan and the Total Plan. While the Basic Plan covers a variety of home appliances and systems, the Total Plan offers coverage for a kitchen refrigerator. If you have a second refrigerator, you can purchase additional coverage for an extra fee every month. Note: Choice Home Warranty’s plans only cover damage that occurs due to normal wear and tear and excludes pre-existing conditions and lack of maintenance.

To get a free quote from Choice Home Warranty, call 929-400-6165 or fill out this quick online form.

3. Lowest Deductible: Select Home Warranty

Select Home Warranty has some of the most affordable home warranty plans in the industry. Its plans are all below $50 per month and it has a standard $75 service call fee, which is on the low end of the industry average of $65–$125. Select also offers complimentary roof leak coverage with all three of its plans and it provides two free months of coverage for customers who sign up for a plan.

Select offers a Bronze Care plan, which covers major home appliances, and a Platinum Care plan, which covers both systems and appliances. Both plans include coverage for a kitchen refrigerator, and both are competitively priced (the Bronze Care plan costs $41 per month, while the Platinum Care plan costs $47 per month). Unfortunately, there’s no option to purchase coverage for a second refrigerator, but if you don’t need coverage for an additional refrigerator, Select Home Warranty may be a good choice.

Get a free quote from Select Home Warranty by calling 888-370-3956 or filling out this easy online form.

Frequently Asked Questions About Refrigerator Warranties

Is a refrigerator warranty worth it?

Your refrigerator is an essential appliance and it can be expensive to repair or replace when it breaks down—while you can take your clothes to a laundromat if your washer unexpectedly breaks, you don’t have many options for keeping fresh food in the house without a fridge. Because of this, we find that a home warranty is worth it to protect your refrigerator.

How much does it cost to repair a refrigerator?

Refrigerator repair costs depend on the part that breaks. According to a 2021 report by HomeAdvisor, refrigerator repairs cost between $220 and $330. However, this cost may be as low as $40 to fix a small dent or replace a drip pan, or it could be upwards of $1,000 to replace a compressor or a smart fridge’s control board. Since home warranties typically cost between $300 and $600 per year, one of these plans may pay for itself in a single service call.

How long do refrigerator warranties last?

This will depend on the type of warranty you purchase. Manufacturer’s warranties typically only last for the first year of ownership. Extended warranties may last for up to five years, but they usually can’t be renewed at the end of that term. Home warranties are typically purchased for one year, but they can be renewed.

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