5 Best Home Warranty Companies for Wells (2024)
We chose Liberty Home Guard and American Home Shield as the top providers of well pump protection. Read our review to find out what makes them top providers.
If your home relies on well water, any issue could leave you without water for some time. This can be paralyzing for a busy household, leaving you unable to drink, wash your hands, cook a meal, or do laundry. A home warranty with well coverage gives you access to technicians who can diagnose, repair, or replace the necessary parts of your home’s main water source.
Our team has carefully vetted dozens of the top home warranty providers in the nation to determine the best companies for well coverage. We recommend Liberty Home Guard based on its $2,000 coverage limit for well pumps and specialized plan coverage. American Home Shield also offers solid comprehensive coverage, including a $1,500 cap for well pumps. Keep reading to learn more about well warranty coverage and how our top picks compare based on policies, costs, and add-on options.
Key Takeaways
- Liberty Home Guard and American Home Shield top our list of well warranty companies due to their high coverage caps and affordable add-on pricing. Â
- A well warranty is typically add-on protection offered by a home warranty company to cover the components and parts of a well pump.
- Most home warranty companies offer well pump coverage as an add-on to their standard coverage plans.
Did You Know?
- In the last 30 days, more than 2,500 people bought home warranties from the above providers. Liberty Home Guard is our most popular provider, with 55% of buyers choosing to cover their homes with an LHG plan.
Best Home Warranty Companies for Well Coverage
- Best Customer Support: Liberty Home Guard
- Best for Comprehensive Coverage: American Home Shield
- Best Workmanship Guarantee: 2-10 Home Warranty
- Best Budget Plan: Select Home Warranty
- Quickest Coverage: The Home Service Club
Compare Home Warranties for Well Coverage
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#1 out of 16 companies | #2 out of 16 companies | #3 out of 16 companies | #4 out of 16 companies | #5 out of 16 companies | |
NR | B | B- | A | C+ | |
Monthly Cost |
$49–$59 | $49–$109 | $44–$47 | $27–$70 | $50–$60 |
Service Fees |
$65–$125 | $100–$125 | $60–$75 | $65–$100 | $65–$125 |
Customer Support Options |
Email, Phone, Online Chat, Online Portal | Phone, Online Portal | Email, Phone, Online Portal | Phone, Online Portal | Email, Phone, Online Portal |
Response Time |
Up to 48 hours | Up to 48 hours | 48-84 hours | Up to 48 hours | 12-48 hrs. |
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Cons |
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Summary |
We recommend Liberty Home Guard for homeowners who need coverage for multiple HVAC systems and extensive add-on customizations. |
We recommend American Home Shield for homeowners who need comprehensive coverage for older homes. |
We recommend Select Home Warranty for homeowners who need affordable HVAC-only coverage. |
We recommend 2-10 Home Buyers Warranty for homeowners who want the most affordable appliance-only coverage. |
We recommend The Home Service Club for homeowners who want quick coverage without a home inspection required for it to kick in. |
Promotions |
$200 Off + 2 Months Free + Roof Leak Protection | $150 Off Any Plan | Use code HOUSE25 for $150 off + 2 months free | Get your free quote today! | Everyday Low Prices! |
Rating Categories |
Liberty Home Guard | American Home Shield | Select Home Warranty | 2-10 Home Warranty | The Home Service Club |
Coverage |
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Value |
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Plan Transparency |
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Flexibility |
How Much Does A Well Warranty Cost?
On average, a well warranty costs $35–$54 per month, including the monthly premium and add-on costs. Most home warranty providers offer well pump coverage as an add-on to their base plan packages. This means you’ll need some form of standard coverage plus add-ons to receive well warranty protection. Add-on costs vary from $6–$15 per month, depending on the provider.
Our recent survey of 1,000 home warranty customers showed us that adding well warranty coverage was a popular choice. In fact, 25.4% specifically chose an add-on for well pump coverage. We recommend getting quotes from multiple providers to find the right coverage. Each provider will vary in the components it covers and the limits it outlines, so it’s important to compare plans before making your final choice.
Are Wells Covered by Homeowners Insurance?
Yes, well pumps receive coverage under homeowners insurance, but the protection is different. Homeowners insurance covers damage that results from a perilous event, such as weather damage or vandalism, not normal wear and tear. They also don’t offer protection once your manufacturer warranty expires. A home warranty with well pump coverage offers protection for those coverage caps and helps reduce repair costs. We recommend covering your well pump under your homeowners insurance and home warranty plan to receive the most complete coverage.
Reviews of the Best Home Warranty Companies for Wells
Our Final Take on the Best Well Pump Warranties
Based on the amount of coverage offered, we recommend Liberty Home Guard for well pump repairs and replacements. LHG offers an impressive $2,000 in coverage alongside a generous workmanship guarantee for all completed repairs. If you want to prioritize your home’s appliances and systems while covering your well pump, American Home Shield and 2-10 Home Buyers Warranty are solid options. Before signing up, we recommend pulling quotes from three providers to compare costs and coverage options.
FAQ About Well Pump Warranties
How long does a well pump warranty last?
A well pump’s manufacturer’s warranty typically lasts five years. A well pump warranty with a home warranty company lasts 12 months and has an option for annual renewal.
Do home warranties cover well pumps and septic tanks?
Yes, many home warranty providers cover well pumps and septic tanks as an add-on. You’ll want to carefully read every provider’s policy to discover precisely which parts of your system are covered. For example, many providers will cover the well pump but not the pressure tank.
How long does a well pump last?
The average well pump lasts 10–15 years, but with proper maintenance, it can last up to 25 years.
Related Resources
Our Rating Methodology
We back up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, cost, trustworthiness, plan transparency, customer support, and flexibility to arrive at a final score on a 5-point rating scale.
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.