ManyPets Pet Insurance Review & Pricing (2024 Guide)
Written by
ManyPets may be a lesser-known pet health insurance company, but it has some unique features pet owners should take note of. It has comprehensive coverage, affordable pricing, and a short 24-hour waiting period if you’re switching from another provider.
We analyzed the coverage, cost, and policy terms of 22 of the best pet insurance companies to see which features make an insurer stand out. Here’s how ManyPets compares.
Our Rating for ManyPets
We scored ManyPets 4.4 out of 5 stars according to our rigorous methodology. Its accident-and-illness plan covers common vet treatments and is comparable to leading pet insurers. You can visit any licensed vet and add a wellness plan to cover preventive care for an extra monthly fee. However, the wellness plan excludes some routine care commonly covered by other providers.
- Monthly cost: ManyPets has average pricing for dogs but above-average premiums for cats.
- Plan options: Customers get multiple deductible options and can add wellness or emergency care coverage.
- Coverage: ManyPets covers both accidents and illnesses.
- Reputation: The provider has a lower BBB rating than many competitors.
- Customer service: The company offers fewer ways to contact it than some providers, and it doesn’t offer a mobile app.
- Eligible species: You can insure both dogs and cats.
How Does ManyPets Compare to the Competition?
See how ManyPets compares to leading pet insurance companies.
| Company | Star Rating | Monthly Cost for Dogs* | Monthly Cost for Cats* | Visit Site |
|---|---|---|---|---|
| $33.69 | $13.32 | VISIT SITE | ||
| $38.44 | $21.53 | VISIT SITE | ||
| $65.15 | $53.43 | VISIT SITE | ||
| $20.76 | $18.47 | VISIT SITE | ||
| $44.83 | $24.68 | VISIT SITE | ||
| N/A | N/A | VISIT SITE | ||
| $49.85 | $26.55 | VISIT SITE | ||
| $44.79 | $16.36 | VISIT SITE |
*Based on sample quotes for a mixed, 4-year-old, male dog in Raleigh, North Carolina.
How Much Does ManyPets Cost?
Like all pet insurance providers, ManyPets bases its pricing on your location and your pet’s breed and age. ManyPets is reasonably priced compared to top providers, with many plans ranging in the $20–$35 window, but expect this price to be higher if your pet’s breed is prone to health complications.
ManyPet’s pricing is impressive, considering that its coverage is unlimited, meaning there’s no cap on how many claims you can file. ManyPets’ deductibles are also pretty low, reducing the amount you’ll pay out of pocket before your coverage kicks in.
The provider offers three deductible options and three reimbursement rates. Here are the details:
- Annual limit: Unlimited
- Deductible options: $100, $250, $500
- Reimbursement rates: 70%, 80%, 90%
Sample Pricing Premiums
We used ManyPets’ online quote tool to get sample quotes for common dog and cat breeds. Here’s what you can expect to pay:
| Species/Breed | Sample Monthly Premium* |
|---|---|
|
French bulldog |
$62.92 |
|
German shepherd |
$33.85 |
|
Golden retriever |
$29.82 |
|
Mixed dog |
$25.11 |
|
American shorthair cat |
$12.83 |
|
Maine coon cat |
$14.33 |
|
Mixed cat |
$12.62 |
*Sample premiums are for 4-year-old male pets in Raleigh, North Carolina.
What Are ManyPets Pet Insurance Plans and Coverage?
ManyPets’ accident-and-illness plan is comprehensive and covers common vet care similar to other providers. This includes the following services:
Common covered illnesses include cancer, dental disorders, diabetes, digestive disorders, genetic conditions, and hip dysplasia.
ManyPets has a unique approach to waiting periods. Though its typical waiting period is 15 days for accidents and illnesses, the company will reduce this to just 24 hours if you switch over from another insurer.
Preventive Care Limits
ManyPets offers a wellness add-on you can tack on to your base plan for an additional monthly fee. Wellness plans cover preventive vet care such as checkups and vaccinations. ManyPets’ wellness plan is more limited than most providers, but it will reimburse you for the following:
- Dental cleanings and at-home dental care: $150 per year
- Exams and vaccinations: $150 per year
- Testing and parasite prevention: $150 per year
- Vitamins and supplements: $150 per year
Note that the wellness plan has coverage caps, unlike the accident-and-illness plan.
What Does ManyPets Not Cover?
The company does not cover the following in any of its plans:
- Diet food
- Elective/cosmetic procedures
- Grooming
- Microchipping
- Preexisting conditions, unless your pet has been symptom- and treatment-free for 18 months prior to enrollment
- Prescriptions
- Spaying and neutering
- Training
Where is ManyPets Pet Insurance available?
ManyPets is available in 41 U.S. states as of February 2023. It’s not available in Alaska, Florida, Hawaii, Idaho, Massachusetts, Minnesota, Nevada, Rhode Island, or Vermont. The company is working to provide coverage in more states.
Find the Best Pet Insurance in Your State
How Do Customers View ManyPets Pet Insurance?
ManyPets isn’t accredited by the Better Business Bureau (BBB) and has no rating nor many customer reviews on the site.* However, it has 1,686 reviews on Trustpilot, of which 83% are five stars. Many customers report great service and quick claims processing. Negative reviews note sudden policy cancellations due to an error, as well as miscommunication over policy terms.
We looked at approximately 50 reviews to see what ManyPets customers have to say.
“The turnaround time for claims is amazing. I submitted two claims and within the hour they were approved and I had a direct deposit in my account the very next day. Submitting the claim online is also a plus. Thank you for the great service.”
Michele via Trustpilot
“I had three dogs insured for both wellness and accident insurance policies and the increase this year was more than $60. I used the insurance only for one visit because my dog got stung by a bee! Last year I paid a little more than $1,500!!! They increase the price and do not reimburse if you cancel.”
Gabriella via Trustpilot
“ManyPets, an insurance company that ACTUALLY provides insurance. Swapped to ManyPets after a friend told me about it. Was very unhappy with my current insurance, kept raising rates, hardly covered anything in emergencies. Came to ManyPets, 2 days in had and emergency visit, they covered what they said they would. 1 week after ended up in emergency surgery for a separate issue and they covered the 90% including visit fee. So happy with my experience will recommend to all friends and family.”
Anonymous customer via Trustpilot
“They cancelled my insurance saying I didn’t pay yet my card was on auto draft and perfectly fine. Then they admitted the error occurred in their system. Instead of reinstating my policy at my rate they gave me a new rate of $25 higher per month.”
Anonymous customer via Trustpilot
*BBB rating is current as of February 2023.
Is ManyPets Pet Insurance Worth It?
ManyPets offers an accident-and-illness plan comparable to other pet insurance providers, though its wellness plan lacks coverage that many others offer, such as grooming. Its average monthly price is relatively low considering the unlimited coverage you receive, and the 24-hour waiting period, if you’re switching from another insurer, is a perk we haven’t seen from any other company.
Be sure to review coverage and policy details carefully before enrolling in any pet insurance plan. You should also get a sample quote to see what your monthly premium will be. We recommend looking at several companies, starting with top-rated providers Lemonade, Spot, and Embrace.
FAQs About ManyPets Pet Insurance
Is ManyPets a good company?
ManyPets has comprehensive coverage and many positive customer reviews. The provider offers unlimited coverage at a comparably low price and reduces its waiting period to 24 hours if you’re switching over from another insurer.
Who owns ManyPets insurance?
ManyPets is owned by co-founders Steven Mendel and Guy Farley with investment by EQT Growth. The company launched in 2012 in the UK, where it’s still headquartered.
How long has ManyPets been around?
ManyPets was launched in 2012 and began offering pet insurance exclusively in 2017.
What are the disadvantages of pet insurance?
The main disadvantage of pet insurance is paying for coverage you may not use. If your pet doesn’t need vet treatments for the year, paying for a plan may feel like a waste. However, if your pet does need vet treatment, your pet insurance policy will help cover the majority of the vet bill. See our list of cheapest pet insurance companies to help maximize your return on investment.
Our Rating Methodology
We are dedicated to thorough, in-depth reviews of each product or service that we detail in our content. Determined to build trust with our readers through transparency, accuracy, and accountability, we’ve built a detailed rating system to score pet insurance brands. Included in this methodology are the following six factors with their respective scoring weights:
- Coverage (25)
- Plan options (20)
- Monthly cost (20)
- Company reputation (15)
- Customer service (10)
- Species eligibility (10)
Our researchers keep all data in each company’s score up to date, making any changes to our content when necessary to provide our readers with the most accurate information on relevant metrics, such as plan options, customer service, reputation, and monthly cost.
To share feedback or ask a question about this article, send a note to our team at reviews@thisoldhousereviews.com.
