Best Pet Insurance in Arizona (AZ)
We researched the best pet insurance companies in the United States, surveying pet owners, reading hundreds of third-party customer reviews, and comparing top providers on their coverage, pricing, reputation, and more.
Keep reading for the top inexpensive pet insurance companies in Arizona.
- Pet insurance in Arizona can be worth the monthly premiums to ensure your animal gets the immediate care it needs after an emergency.
How Do Top Pet Insurance Companies Compare?
Company | Star Rating | Monthly Cost for Dogs* | Monthly Cost for Cats* | Visit Site |
---|---|---|---|---|
$33.69 | $13.32 | VISIT SITE | ||
$38.44 | $21.53 | VISIT SITE | ||
$65.15 | $53.43 | VISIT SITE | ||
$44.83 | $24.68 | VISIT SITE | ||
$49.85 | $26.55 | VISIT SITE | ||
$44.79 | $16.36 | VISIT SITE |
Who Are Arizona’s Best Pet Insurance Providers?
How Much Is Pet Insurance in Arizona?
Although pet insurance and pet wellness policies in Arizona typically fall between $20 and $100 per month, your pricing could vary depending on a few different factors:
- Species: Pet insurance for dogs can be considerably more expensive than pet insurance for cats, since dogs are generally more susceptible to certain expensive conditions, including hip dysplasia and joint problems.
- Breed: Some breeds of dogs and cats are more expensive than others to insure due to their susceptibility to certain diseases. For example, golden retrievers are one of the most expensive breeds to insure since they’re prone to hip dysplasia.
- Age: Each year your pet ages, your premiums will increase slightly, and if your pet is more than 6 years old, it will be more expensive to insure than a younger pet. Older cats are especially expensive to insure, since they’re more likely to get sick and have a difficult time recovering from accidents.
- Customization: Choosing lower annual coverage limits, higher annual deductibles, and lower reimbursement rates when selecting your plan can help decrease your monthly premium to an amount that fits within your budget.
For example, our quote for a mixed 4-year-old dog in Phoenix on a policy with $30,000 of annual coverage, a $200 deductible, and a 90% reimbursement rate was $78.16 per month. That same policy with a $5,000 annual coverage limit, $1,000 deductible, and 70% reimbursement rate was quoted at $20.11 per month. Most pet insurance providers offer customization options to help you find the cheapest pet insurance prices for your needs.
Which is the Best Pet Insurance in Arizona for You?
We recommend these seven pet insurance providers for those looking for comprehensive coverage on their pet’s emergency veterinary care, but choosing the best pet insurance company in Arizona will depend on your companion’s specific needs.
If you’re looking for impressive and affordable overall coverage, we recommend Lemonade. However, Fetch and Healthy Paws might be better options for people looking for unlimited annual coverage.
FAQs About Pet Insurance in Arizona
Is pet insurance in Arizona worth it?
Yes, pet insurance is worth the monthly premiums for the financial savings it offers. After surveying 1,000 pet owners, we found that about 40% of respondents said they would need to use a credit card to pay for emergency vet bills, while 9% said they don’t know how they’d pay for an emergency vet bill.
Although pet insurance comes with a monthly premium that can be pricey depending on your pet’s species, age, and breed, it can be a worthwhile investment and help pay for excessive vet bills you may incur after an emergency without impacting your credit card or savings account.
Does pet insurance in Arizona offer immediate coverage?
No. All pet insurance providers include a waiting period with each policy before coverage officially starts. While many companies have a waiting period of 14–15 days, other providers, such as Lemonade and Embrace, have shorter waiting periods for coverage on accidents.
What does pet insurance in Arizona not cover?
Pet insurance providers don’t cover pre-existing conditions that arise before or during a policy’s dedicated waiting periods. Additionally, most companies don’t cover elective procedures, such as tail docking and ear cropping, issues related to breeding or pregnancy, and preventative care unless these items are purchased as an add-on.
Other Arizona Home Service Resources
Our Rating Methodology
We are dedicated to thorough, in-depth reviews of each product or service that we detail in our content. Determined to build trust with our readers through transparency, accuracy, and accountability, we’ve built a detailed rating system to score pet insurance brands. Included in this methodology are the following six factors with their respective scoring weights:
- Coverage (25)
- Plan options (20)
- Monthly cost (20)
- Company reputation (15)
- Customer service (10)
- Species eligibility (10)
Our researchers keep all data in each company’s score up to date, making any changes to our content when necessary to provide our readers with the most accurate information on relevant metrics, such as plan options, customer service, reputation, and monthly cost.
To share feedback or ask a question about this article, send a note to our team at reviews@thisoldhousereviews.com.