Best Pet Insurance in New Hampshire (NH)
We crafted a list of the best pet insurance options in New Hampshire and rated each company on key metrics such as pricing, availability, customer service, coverage, and plan options. We found Lemonade to be our top pick due to its well-rounded coverage and affordable plans.
Quality, inexpensive pet insurance provides a safety net against unexpected costs and high veterinary bills, giving you peace of mind during an emergency.
- New Hampshire has it all: stunning scenery, rich history, and remarkably cute pets. For those searching for pet insurance in The Granite State, the top six choices outlined in this review can take the guesswork out of protecting your pet.
How Do the Top Pet Insurance Companies in NH Compare?
Company | Star Rating | Monthly Cost for Dogs* | Monthly Cost for Cats* | Visit Site |
---|---|---|---|---|
$33.69 | $13.32 | VISIT SITE | ||
$38.44 | $21.53 | VISIT SITE | ||
$20.76 | $18.47 | VISIT SITE | ||
$65.15 | $53.43 | VISIT SITE | ||
$49.85 | $26.55 | VISIT SITE | ||
N/A | N/A | Visit Site |
Who Are the Top 7 Pet Insurance Providers in New Hampshire?
Here are the seven best providers of pet insurance in New Hampshire:
- Best Overall: Lemonade
- Most Customizable Plans: Spot
- Best for New Pet Owners: ASPCA
- Best Deductibles: Embrace
- Best Holistic Coverage: Fetch
- Most Comprehensive Plan: Prudent Pet
How Much Does Pet Insurance Cost in New Hampshire?
According to our research, you’ll likely spend between $17 and $98 per month on pet insurance or a pet wellness plan in New Hampshire. However, a few elements can affect how much you pay for a policy, so it’s crucial to get a quote for yourself to ensure you have an accurate idea of pricing information.
The premiums for pet insurance are determined by pet insurance companies based on the following factors:
- Discounts: Pet insurance providers such as Lemonade, Prudent Pet, and Embrace offer discounts on your policy for insuring multiple pets. Embrace also offers a 5% military discount, while Fetch provides 10% off of a policy to pets that have been adopted from a rescue or shelter.
- Customization: Customizing your plan to include a lower coverage cap, lower reimbursement rate, and higher deductible can save you money on your monthly premium. For example, our quote from Healthy Paws for a mixed 4-year-old dog came out to $53.86 per month with an 80% reimbursement rate and a $250 deductible but only $40.90 per month with a 70% reimbursement rate and a $500 deductible.
- Species: Pet insurance for cats is oftentimes less expensive than pet insurance for dogs, due to canines’ higher likelihood of developing health problems due to genetics as well as aging.
- Age: As pets age, they can develop more costly conditions that need care. These conditions can include arthritis, cancer, heart or liver disease, and declining vision and hearing.
Is New Hampshire Pet Insurance Worth it?
If you’re seeking affordable premium prices with a suite of add-ons for comprehensive coverage, Lemonade may be the pet insurance company for you. Healthy Paws may be the right fit for pet parents looking for unlimited coverage caps and a company with a cause. If your pet needs extra treatment options and alternative therapies, Fetch could be a good choice.
We strongly recommend getting quotes from at least three providers for pet insurance in New Hampshire to find the best rates and coverage for your companion.
FAQs about Pet Insurance in NH
What is the average annual cost for pet insurance?
The North American Pet Health Insurance Association found that when it comes to accident and illness plans, the average annual cost for pet insurance in 2020 was $594.15 for dogs and $341.81 for cats. If you reduce coverage to accidents only, those 2020 annual figures drop to $213.13 for dogs and $133.61 for cats.
What are the benefits of pet insurance?
The benefits of pet insurance include a financial safety net that helps pay for accidents and illnesses for your pet and peace of mind during emergencies. In our survey of 1,000 pet parents, nearly 40% of respondents reported that they would have to use a credit card for emergency veterinary bills, while another 9% stated that they didn’t know how they would be able to pay for a pet’s health issue. With pet insurance, owners can focus on helping their pet during an emergency instead of worrying about expensive vet bills.
What do most pet insurance policies cover?
Every pet insurance policy is different, so it’s important to read the terms and conditions before you sign. Nevertheless, there are some items that almost all plans include: emergency treatment, such as a vet visit or hospitalization, diagnostic tests like X-rays and bloodwork, and surgery when it’s medically necessary.
Pet insurance does not cover breeding, preexisting conditions, and cosmetic or elective procedures.
Other New Hampshire Home Service Resources
Our Rating Methodology
We are dedicated to thorough, in-depth reviews of each product or service that we detail in our content. Determined to build trust with our readers through transparency, accuracy, and accountability, we’ve built a detailed rating system to score pet insurance brands. Included in this methodology are the following six factors with their respective scoring weights:
- Coverage (25)
- Plan options (20)
- Monthly cost (20)
- Company reputation (15)
- Customer service (10)
- Species eligibility (10)
Our researchers keep all data in each company’s score up to date, making any changes to our content when necessary to provide our readers with the most accurate information on relevant metrics, such as plan options, customer service, reputation, and monthly cost.
To share feedback or ask a question about this article, send a note to our team at reviews@thisoldhousereviews.com.