Best Pet Insurance in Illinois
We researched the best pet health insurance providers across the United States, comparing key factors such as plans, pricing, and customization options. We’ve narrowed down our list to the top affordable pet providers in Illinois, whether you live in Chicago or Peoria. Through our research, we found that the best pet insurance provider in Illinois is Lemonade for its flexible plans and affordable pricing.
- One thing that Illinois residents have in common with the rest of the country is their love for pets. A pet insurance policy can help you rest easy knowing that your vet bills are covered if your furry companion gets sick or injured.
How Do IL Pet Insurance Companies Compare?
Company | Star Rating | Monthly Cost for Dogs* | Monthly Cost for Cats* | Visit Site |
---|---|---|---|---|
$33.69 | $13.32 | VISIT SITE | ||
$38.44 | $21.53 | VISIT SITE | ||
$65.15 | $53.43 | VISIT SITE | ||
$44.83 | $24.68 | VISIT SITE | ||
$49.85 | $26.55 | VISIT SITE | ||
$44.79 | $16.36 | VISIT SITE | ||
$114.73 | $57.19 | VISIT SITE |
Illinois’ Top 7 Pet Insurance Providers
These are the best pet insurance companies in Illinois based on our research.
How Much Does Pet Insurance Cost in Illinois?
Pet insurance pricing in Illinois varies by your pet’s needs. The average monthly premium for a standard accident-and-illness plan is $35–$80 for dogs and $17–$30 for cats.
The following factors could affect your monthly cost:
- Age: Older pets are more likely to have health issues, which means their health insurance generally costs more. We recommend insuring your pet early to get a lower premium.
- Breed: Certain breeds are more prone to health issues. Your monthly premium may be higher if your dog or cat has breed-specific hereditary or chronic conditions.
- Location: Plan and premium prices are determined based on average vet costs in your area. Vet costs may be higher if you live in a large city, resulting in a higher premium.
Learn more: Best Cheap Pet Insurance Providers
Is Pet Insurance in Illinois Worth it?
Yes, in most cases, we’ve found that pet insurance is worth it in Illinois due to the added security and peace of mind. Our overall pick for a pet insurance policy in Illinois is Lemonade. It offers comprehensive coverage at an affordable rate, plus customizable plans and fast claims processing. We recommend getting at least three quotes from different providers before enrolling your pet in a policy.
FAQs About Pet Insurance in Illinois
Is it worth it to get pet insurance?
It’s worth getting pet insurance if you want to ensure your pet will receive necessary health care without worrying about expensive vet bills. Pet insurance can save you thousands in the event of an unexpected illness or injury.
What is the average cost of pet insurance in Illinois?
The cost of pet insurance in Illinois depends on many variables. However, it costs $35–$80 on average.
Is pet insurance similar to health insurance?
Yes, pet insurance is similar to health insurance. However, pet insurance has more restrictions and the policyholder is often responsible for filing claims.
Can I get pet insurance after a diagnosis?
Yes, you can get pet insurance after a diagnosis. Expenses related to that diagnosis won’t be covered, but you’ll be reimbursed for other future health issues. It’s best to enroll your pet in an insurance policy while it’s still healthy to ensure you’ll receive coverage.
Our Rating Methodology
We are dedicated to thorough, in-depth reviews of each product or service that we detail in our content. Determined to build trust with our readers through transparency, accuracy, and accountability, we’ve built a detailed rating system to score pet insurance brands. Included in this methodology are the following six factors with their respective scoring weights:
- Coverage (25)
- Plan options (20)
- Monthly cost (20)
- Company reputation (15)
- Customer service (10)
- Species eligibility (10)
Our researchers keep all data in each company’s score up to date, making any changes to our content when necessary to provide our readers with the most accurate information on relevant metrics, such as plan options, customer service, reputation, and monthly cost.
To share feedback or ask a question about this article, send a note to our team at reviews@thisoldhousereviews.com.