Best Pet Insurance in Kansas (KS)

• Deductibles: $100, $250, $500, $750, $1,000
• Reimbursement options: 70%, 80%, 90%
• Maximum coverage limits: $2,500, $4,000, $5,000, $7,000, $10,000, unlimited

Learn more: Spot Pet Insurance review

We scored Spot 91 out of 100 for its highly customizable plans. The company provides several plan options for accidents and illnesses, plus add-on wellness packages to cover your pet’s routine care. Spot also offers five options for annual deductibles and six maximum annual limits, including an unlimited option.

• Deductibles by pet age:
  • 5 years and under: $100, $250, $500
  • 6 to 7 years old: $250, $500, $750
  • 8 years old and older: $750, $1,000
• Reimbursement options by pet age:
  • 5 years and under: 70%, 80%, 90%
  • 6 to 7 years old: 60%, 70%, 80%
  • 8 years old and older: 50%, 60%
• Maximum coverage limits: No limit

Learn more: Healthy Paws Pet Insurance review

Healthy Paws earned a 93.5 out of 100 for its unlimited coverage limits. Kansas pet parents can easily submit claims via the mobile app and receive approvals in as little as two days. The company’s single insurance plan includes alternative, chiropractic, and cancer treatment coverage.

• Deductibles: $200, $300, $500, $750, $1,000
• Reimbursement options: 70%, 80%, 90%
• Maximum coverage limits: $5,000, $8,000, $10,000, $15,000, $30,000

Learn more: Embrace Pet Insurance review

Embrace offers some of the best deductible benefits of the reviewed providers, earning it a 93.5 out of 100 in our review. Its Healthy Pet Deductible provides a $50 credit each year you don’t file a claim. You can also add the optional Wellness Rewards for Routine Care Plan for preventive care coverage, including checkups and vaccinations.

• Deductibles by pet age: 

• • • 5 years old and under: $100, $250, $500, $750
    • 6 to 9 years old: $250, $500, $750, $1,000
    • 10 years and older: $500, $750, $1,000, $1,500

• Reimbursement options: 70%, 80%, 90%, 100%
• Maximum coverage limits: $5,000, $10,000, unlimited

Learn more: Figo Pet Insurance review

We scored Figo 93 out of 100 for its wide selection of add-ons, which it calls power-ups. It offers additional coverage for wellness, veterinary exam fees, burial services, and boarding fees. Kansas pet parents can even receive up to $10,000 for property damage caused by their pets.

• Deductibles: $0 to $1,000
• Reimbursement options: 90%
• Maximum coverage limits: No limit

Learn more: Trupanion Pet Insurance review

Though Trupanion only offers one accident-and-illness plan, the company still scored 89 out of 100 due to its vet direct pay. Most pet insurance companies require you to pay the bill in full and submit a claim for reimbursement. Trupanion allows your vet to file the claim directly at checkout, so you only need to pay your portion of the bill.

• Deductibles: $100, $250, $500, $1,000
• Reimbursement options: 70%, 80%, 90%
• Maximum coverage limits: $10,000 or unlimited

Learn more: Prudent Pet Insurance review

Prudent Pet scored 95 out of 100 for its comprehensive plans, unlimited maximum limit option, and unrestricted age limits. Its most robust plan, the Ultimate plan, includes unique benefits such as vacation cancellation coverage and reward reimbursement for a lost or stolen pet. Customers can also choose from three wellness add-ons for rabies vaccines, wellness exams, and microchipping coverage.

• Deductibles: $100, $250, $500
• Reimbursement options: 70%, 80%, 90%
• Maximum coverage limits: $3,000, $4,000, $5,000, $7,000, $10,000

Learn more: ASPCA Pet Insurance review

ASPCA Pet Health Insurance is a great starting point for new pet owners in Kansas, scoring 89 out of 100 in our review. Customers can access educational resources about dog breeds and common conditions via the company’s website and mobile app. You can choose from two wellness add-ons for expanded preventive coverage along with its two main plans.