Whether you live in Topeka or Kansas City, pet insurance can provide peace of mind if your beloved pet experiences a medical emergency. These health insurance plans allow pet owners to plan for the unexpected and reduce out-of-pocket vet costs.
We at the This Old House Reviews Team researched the top pet insurance companies and narrowed down our picks for Kansas. Compare the pros and cons of our top seven recommendations.
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Kansas’s Top 7 Pet Insurance Providers
Compare the Top Providers of Pet Insurance in Kansas
We recommend getting quotes from several providers since rates vary by your ZIP code and pet’s breed, history, and age.
*Sample quotes based on accident-and-illness coverage for a 4-year-old mixed-breed male dog and a 4-year-old domestic medium-hair male cat in Wichita, Kansas.
What Pet Insurance Does and Doesn’t Cover
It’s important to know which of your pet’s health care costs you want covered while shopping for a pet insurance plan. An accident-only plan only covers physical accidents such as fractures and accidental ingestion. An accident-and-illness plan covers accidents plus illnesses, hereditary conditions, cancer, congenital conditions, or even arthritis. Some plans may also cover chronic conditions. Insurance companies will provide a complete list of covered conditions before you sign up.
All pet insurance providers exclude preexisting conditions, and many exclude routine veterinary care, vaccinations, dental cleaning, and prescription food and medications from their standard plans. Many companies offer add-on wellness or preventive care options to cover these services for an added fee. Some companies may offer this coverage within a comprehensive accident-and-illness package.
Remember that your pet insurance costs will vary based on your selected plan, deductibles, reimbursement percentage, and annual limits.
Whether you’re a dog parent in Overland Park or a cat parent in Kansas City, all pet owners understand the importance of protecting their furry companions. Pet insurance policies provide peace of mind that your pet will receive care if it becomes sick or injured and saves your wallet from expensive vet bills.
Kansan pet owners can find top-notch pet insurance from any provider on this list. We recommend comparing at least three companies in your area to find the best policy and pricing.
Our Rating Methodology
The This Old House Reviews Team is dedicated to thorough, in-depth reviews of each product or service that we detail in our content. Determined to build trust with our readers through transparency, accuracy, and accountability, we’ve built a detailed rating system to score pet insurance brands. Included in this methodology are the following six factors with their respective scoring weights:
- Coverage (25)
- Plan options (20)
- Monthly cost (20)
- Company reputation (15)
- Customer service (10)
- Species eligibility (10)
Our researchers keep all data in each company’s score up to date, making any changes to our content when necessary to provide our readers with the most accurate information on relevant metrics, such as plan options, customer service, reputation, and monthly cost.
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