Best Pet Insurance in Arkansas (AR)
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Pet insurance can take the worry out of pet ownership, protecting against unexpected bills and the cost of routine care.
We furthered our findings by collecting sample premiums from each top, well-priced pet insurance company suggested. Through our research, we’ve found that the best pet insurance provider in Arkansas is Lemonade for its flexible plans and affordable pricing. However, since the location, age, and size of your pet can affect your insurance premium, we always recommend getting at least three personalized quotes to find the best rate.
- We explored the options available to pet owners in Arkansas, crafting a thoroughly researched list of the best companies for pet insurance in The Natural State.
How Do AR Pet Insurance Companies Compare?
| Company | Star Rating | Monthly Cost for Dogs* | Monthly Cost for Cats* | Visit Site |
|---|---|---|---|---|
| $33.69 | $13.32 | VISIT SITE | ||
| $38.44 | $21.53 | VISIT SITE | ||
| $20.76 | $18.47 | VISIT SITE | ||
| $65.15 | $53.43 | VISIT SITE | ||
| $44.83 | $24.68 | VISIT SITE | ||
| $49.85 | $26.55 | VISIT SITE | ||
| N/A | N/A | VISIT SITE |
Who Are the Top 7 Pet Insurance Providers in Arkansas?
Lemonade
Best Overall
Spot
Most Customizable Plans
ASPCA
Best for New Pet Owners
Embrace
Best Deductibles
Healthy Paws
Best Coverage Limit
Fetch Pet Insurance
Best Holistic Coverage
Prudent Pet
Most Comprehensive Plan
How Much Is Pet Insurance in Arkansas?
Your individual insurance premium will be affected by the age, health, breed, and size of your pet. However, the five companies listed in this review offer affordable prices for pet parents throughout Arkansas. In our research, we found that standard policies for accident and illness pet insurance in Arkansas cost between $10 and $31 per month for dogs and $6 and $17 per month for cats.
The price of a pet insurance premium is influenced by determining factors, such as:
- Breed: The breed of your dog or cat can influence your premium. Some animals, such as Saint Bernards and bulldogs, are more prone to genetic and chronic illnesses like hip dysplasia and heart issues than others, making them more expensive to insure. Mixed breeds and smaller animals usually have less expensive premiums.
- Species: Dogs are more likely than cats to encounter health problems as they age, which means that pet insurance for dogs is often more expensive than pet insurance for cats.
- Age: The older an animal, the more likely it is to deal with diseases or other medical issues, whether it’s cancer or cataracts. This can make purchasing pet insurance more expensive for animals more than 6 years old.
- Discounts: Some providers offer discounts to lower insurance premiums. For example, Lemonade offers a 10% bundling discount for combining pet and home insurance. Embrace and Prudent Pet both give a discount to pet parents insuring more than one animal.
- Customization: Customizing your policy can help make it more affordable. The cheapest pet insurance policies come with choosing higher deductibles and lower reimbursement rates can reduce your monthly premium payments. For example, pet insurance for a 4-year-old mixed-breed dog in Little Rock would cost $37.58 per month if the owner chooses a $200 deductible. The same dog’s monthly premium would decrease to $21.34 if the owner chooses a higher $750 deductible.
Is Pet Insurance in Arkansas Worth it?
Yes, in most cases, we’ve found that pet insurance is worth it in Arkansas due to the added security and peace of mind. For a pet insurance policy that protects you from unexpected costs and high veterinary bills, we recommend starting with these five companies. For customizable deductibles and coverage for hip dysplasia, get a free quote from Embrace.
If you’re looking for a wide range of covered features and an affordable add-on option for wellness, Lemonade might be right for you.
FAQs About Pet Insurance in Arkansas
If my pet is sick, can I get insurance?
Unfortunately, traditional pet insurance doesn’t usually cover pre-existing conditions, so you can’t purchase insurance to treat your pet after it’s already sick. However, some pet insurance providers, including Embrace, will cover a pre-existing curable condition after a year of your pet showing no symptoms.
Is pet insurance in Arkansas worth it?
According to surveys, one out of every three pet parents will face an unexpected veterinary bill during the next year. Since only 40% of Americans could cover an unexpected bill of $1,000, pet insurance is worth it for many pet parents. When your animal is sick, the last thing you want to do is worry about your wallet.
Is pet insurance in Arkansas mandatory?
No, pet insurance is not mandatory in Arakansas, but it can help protect pets during accidents and unexpected illnesses and allows pet parents to give their pets the veterinary care they need.
Our Rating Methodology
We are dedicated to thorough, in-depth reviews of each product or service that we detail in our content. Determined to build trust with our readers through transparency, accuracy, and accountability, we’ve built a detailed rating system to score pet insurance brands. Included in this methodology are the following six factors with their respective scoring weights:
- Coverage (25)
- Plan options (20)
- Monthly cost (20)
- Company reputation (15)
- Customer service (10)
- Species eligibility (10)
Our researchers keep all data in each company’s score up to date, making any changes to our content when necessary to provide our readers with the most accurate information on relevant metrics, such as plan options, customer service, reputation, and monthly cost.
To share feedback or ask a question about this article, send a note to our team at reviews@thisoldhousereviews.com.
