Investing in a home warranty plan that covers plumbing issues is a wise choice for any homeowner. Your home’s plumbing system can experience common issues, such as a sewer line break or water damage. Having a home warranty can make repairing or replacing any part of your home’s plumbing system easier and give you and your family peace of mind when something goes wrong.
The This Old House Reviews Team has researched some of the best home warranty companies in the industry to help you find a provider that offers reliable and extensive plumbing system coverage. In this review, we compare coverage plans and pricing for four top-rated home warranty companies and include information on how to request a free quote.
The Top 4 Home Warranty Companies for Plumbing Coverage
The This Old House Reviews Team has named the following four companies as the best for plumbing protection:
- American Home Shield: Best Overall
- Choice Home Warranty: Best Basic Plan
- Select Home Warranty: Best Value
- Liberty Home Guard: Most Responsive
American Home Shield
The company: American Home Shield (AHS) is one of the oldest home warranty companies in the industry and serves every state except for Alaska. It provides comprehensive coverage for major systems and appliances, including your plumbing system, and it allows customers to select a service call fee between $75 and $125.
Why it’s great for plumbing: American Home Shield covers plumbing repairs and provides coverage for leaks and breaks in water, drain, gas, waste, or vent lines, toilets and related mechanisms, shower heads, permanently installed sump pumps, and other parts of your plumbing system. It also covers damage due to rust, corrosion, sediment, unknown pre-existing conditions, improper installation, and insufficient maintenance.
Plans and prices: AHS provides three protection plans: ShieldSilver™, ShieldGold™, and ShieldPlatinum™. AHS customers can choose a $75, $100, or $125 service fee for all three plans. The higher the service fee, the lower the monthly premium.
|Plan||$75 Service Fee||$100 Service Fee||$125 Service Fee|
|Plan||$75 Service Fee||$100 Service Fee||$125 Service Fee|
To receive a free quote from American Home Shield, fill out this simple online form.
Choice Home Warranty
The company: Choice Home Warranty doesn’t limit coverage based on the age of your home systems and appliances and doesn’t require an in-home visit for coverage to start. It also offers free repairs within 90 days of a service visit if an item breaks after a repair. Choice is available in 48 states, excluding Washington and California.
Why it’s great for plumbing: Choice Home Warranty provides coverage for your plumbing system, plumbing stoppages, water heaters, and whirlpool bathtubs in both of its plans. Choice also provides optional coverage for pools, spas, well pumps, sump pumps, septic systems, and septic tank pumping.
Plans and prices: Choice Home Warranty offers a Basic Plan and a Total Plan, both of which cover major systems and appliances. The Total Plan covers everything under the Basic Plan and includes coverage for your refrigerator, air conditioner, washer, and dryer. The service call fee for both plans is $85.
To get a free quote and learn how Choice Home Warranty can protect your plumbing system, fill out this easy-to-use form.
Select Home Warranty
The company: Select Home Warranty is a great option for those on a budget. Select provides some of the lowest deductibles in the home warranty industry, ranging between $60 and $75, offers plans that are less than $40 a month, and includes free roof coverage with all protection plans. Select also boasts a 90-day repair guarantee and provides discounts on multi-year coverage plans.
Why it’s great for plumbing: Select’s Gold Care and Platinum Care plans cover major plumbing problems, such as plumbing stoppages and water heater issues. Specifically, Select covers the following plumbing system components: leaks in water, drain, waste, and vent lines, toilet bowls, toilet tanks, toilet flushing mechanisms, angle stops, risers, and more. Select also offers additional coverage for plumbing fixtures, such as faucets and shower heads.
Plans and prices: Select Home Warranty offers three plans: Bronze Care, Gold Care, and Platinum Care. The Gold Care and Platinum Care plans cover plumbing systems, but the Bronze Care plan only covers home appliances. Select charges customers a service fee of $60–$75.
To get a free estimate from Select Home Warranty, fill out this simple form.
Liberty Home Guard
The company: Liberty Home Guard is a new home warranty company, but it has made a name for itself in terms of customer satisfaction and quality of service. It has an A rating from the Better Business Bureau (BBB), which is higher than nearly all other top-rated home warranty companies, and it provides a 60-day workmanship guarantee. Liberty is available in 48 states and is currently not available in Washington and Wisconsin.
Why it’s great for plumbing: Liberty Home Guard covers leaks and breaks in your water, drain, and waste lines, toilets, showers, tubs, and plumbing stoppages and clogs in drains and sewer lines up to 100 feet. It also offers unique add-on coverage for above-ground plumbing for your pool and spa and provides optional coverage for septic system pumping, well pumps, and sump pumps.
Plans and prices: Liberty Home Guard provides three plans: System Guard, Appliance Guard, and Total Guard. System Guard protects essential systems, including your plumbing, air conditioning, and heating, Appliance Guard covers appliances, such as your refrigerator and dishwasher, and Total Guard covers both systems and appliances. All plans come with a low service fee of $60.
To request a free quote from Liberty Home Guard, fill out this short form.
Why You Should Cover Your Plumbing System With a Home Warranty
Not only can a home warranty protect your plumbing system, but it can also protect other important systems and appliances, such as your electrical system, heating, clothes washer, dryer, oven, well pump, pool, and spa. Unlike homeowners insurance, which covers damage to your home from natural disasters, fire, or theft, a home warranty specifically provides protection for your most important home items.
Additionally, enrolling in home warranty coverage prevents you from having to pay expensive out-of-pocket costs for unexpected repairs and replacements on systems and appliances that break down due to normal wear and tear. Not to mention, having a home warranty prevents you from having to search for a technician whenever you’re in need of a repair. Most home warranty companies have a network of experienced professionals who can repair or replace your broken system or appliance within two to three business days of receiving your claim.
Before deciding on a home warranty, we recommend requesting quotes from the providers listed in this review to help you compare pricing and coverage in your area.
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