The Best Pool Warranty Providers (2024)
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Swimming pools can quickly become a never-ending maintenance nightmare without the right degree of preparedness. Replacing a pool pump can cost as much as $650, and that’s not including filters, damaged plumbing, and other maintenance costs.
Like other home protection plans, pool warranties safeguard your wallet from financial burden by covering pool repair costs associated with everyday wear and tear.
Home warranties rarely include pool coverage in standard plans. Many providers, like our top pick American Home Shield, offer the coverage as an optional add-on. This means you must purchase both a base plan and supplemental coverage to protect your pool. Another option is to consider pool companies that offer service contracts tailored to pool maintenance and repairs.
We carefully reviewed the best home warranties in the U.S., analyzed their policies, and determined the five home warranty providers that offer the most comprehensive coverage for your home’s pool and spa equipment.
The Best Pool Warranty Companies
Summary of the Best Home Warranty Companies for Pools
| Best For | Monthly Cost | Service Fee | BBB Rating | Link | ||
|---|---|---|---|---|---|---|
| Liberty Home Guard |  | Best Customer Ratings | $49–$59 | $65–$125 | NR | VISIT SITE |
| American Home Shield |  | Best for Comprehensive Coverage | $29–$89 | $100–$125 | B | VISIT SITE |
| Cinch Home Services |  | Best Additional Perks | $30–$56 | $100–$150 | B+ | VISIT SITE |
| 2-10 Home Buyers Warranty |  | Cheapest Appliances Plan | $27–$70 | $65–$100 | A | VISIT SITE |
| Liberty Home Guard | |
|---|---|
| Logo |
|
| Best For | Best Customer Ratings |
| Monthly Cost | $49–$59 |
| Service Fee | $65–$125 |
| BBB Rating | NR |
| American Home Shield | |
|---|---|
| Logo |
 |
| Best For | Best for Comprehensive Coverage |
| Monthly Cost | $29–$89 |
| Service Fee | $100–$125 |
| BBB Rating | B |
| Cinch Home Services | |
|---|---|
| Logo |
|
| Best For | Best Additional Perks |
| Monthly Cost | $30–$56 |
| Service Fee | $100–$150 |
| BBB Rating | B+ |
| 2-10 Home Buyers Warranty | |
|---|---|
| Logo |
|
| Best For | Cheapest Appliances Plan |
| Monthly Cost | $27–$70 |
| Service Fee | $65–$100 |
| BBB Rating | A |
| Company | BBB Rating | Monthly Cost | Service Fee | Visit Site |
|---|---|---|---|---|
| NR | $49–$59 | $65–$125 | VISIT SITE | |
| B | $29–$89 | $100–$125 | VISIT SITE | |
| B+ | $30–$56 | $100–$150 | VISIT SITE | |
| A | $27–$70 | $65–$100 | VISIT SITE |
Reviews of the Best Home Warranty Companies for Pool Coverage
American Home Shield
Best for Comprehensive Coverage
Liberty Home Guard
Best Customer Ratings
Cinch Home Services
2-10 Home Buyers Warranty
Cheapest Appliances Plan
The Home Service Club
Quickest Coverage
Annual Home Warranty Cost Calculator
Our team created a calculator to break down the estimated annual cost of owning a home warranty. Enter your monthly premium, service call fee, and estimated number of claims to see your projected annual cost. It’s best to request a quote directly from one of our recommended providers, as annual costs and service fees vary between them.
| Appliance | Average Repair Cost | Average Replacement Cost |
|---|---|---|
|
Dehumidifier |
$50–$200 |
$1,300–$2,800 |
|
Microwave |
$50–$400 |
$60–$2,000 |
|
Dishwasher |
$50–$500 |
$400–$3,000 |
|
Exhaust Fans |
$16–$300 |
$250–$950 |
|
Electric Range |
$100–$500 |
$230–$3,000 |
|
Gas Range |
$100–$500 |
$230–$3,000 |
|
Dryer |
$100–$400 |
$450–$2,300 |
|
Oven |
$100–$430 |
$400–$3,000 |
|
Washer |
$50–$450 |
$400–$2,300 |
|
Freezer |
$90–$500 |
$160–$2,900 |
|
Refrigerator |
$40–$350 |
$200–$5,000 |
Life span and repair cost data sourced from InterNACHI and Home Depot
The Best Pool Warranty Companies – Our Final Take
Whether you recently purchased a home with a pool, have owned a pool for years, or have taken the leap to install a new pool on your property, purchasing a home warranty can help you cut back on the costs of maintenance, repairs, and replacements. American Home Shield offers one of the most generous coverage limits for pools at $3,000 per claim. Liberty Home Guard is a solid choice since it provides a 60-day workmanship guarantee on completed repairs. As far as affordability, Cinch Home Services offers one of the lowest-cost add-on packages on this list. 2-10 Home Buyers Warranty offers packages tailored for freshwater and saltwater pools.
We recommend you request quotes from three different providers to understand coverage limits and exclusions.
How Can You Find the Best Home Warranty?
When shopping for a home warranty, it’s important to take the time to do your due diligence, understand the industry language, read sample agreements, and request a quote from more than one provider before making a final decision. Below you’ll find some helpful tips to keep in mind when shopping for a home warranty.
Reading articles like ours will give you a robust understanding of the home warranty industry and how the top-rated providers compare to one another. It’ll also bring you up to speed on the types of plans available and what they cover.
Every homeowner will have different needs so it’s important to consider what coverage items are most important to you. If you live in a home with older appliances, that may be your primary focus over coverage for built-in systems.
After reviewing what’s available in your area and requesting quotes from a variety of providers, you’ll have an idea of how far your money can go. From here, you can decide how much you are willing to pay for your policy. This will help you narrow down the best plan for you within that budget.
Most providers make it easy to find their terms and conditions on the website, so it’s important to thoroughly read each contract and make sure you are informed about any possible exclusions and limitations of the policy.
What Is a Home Warranty?
A home warranty is a type of home protection plan that homeowners pay for monthly or annually. When a covered item, such as an appliance, built-in system, or in-ground pool malfunctions, policyholders can file a claim with their provider by paying a previously agreed-upon service call fee. The provider will then send a licensed and insured technician to assess, diagnose, repair, or replace the malfunctioning components or unit.
Compared to homeowners insurance, which covers your home’s structural components and personal property in events of peril, such as fire or theft, home warranties protect your home’s internal components in events of everyday wear and tear.
How Does a Home Warranty Work?
Though it’s not an official insurance policy, a home warranty functions similarly to insurance. To keep the policy active, you will have to be current on all monthly fees and service fees. When you file a claim, you will be responsible for a previously agreed-upon service charge, which is typically paid to the contractor or technician that diagnoses your malfunctioning item.
If the claim is approved and determined to be a covered item, the home warranty provider will pay to repair or replace the malfunctioning item up to the coverage limits outlined in the service agreement.
What Does a Home Warranty Cover?
Home warranties cover your home’s internal components, such as built-in systems and appliances. Built-in systems typically include items such as your HVAC unit, ductwork, electrical, and plumbing. Commonly covered appliances include dishwashers, ranges, ovens, stoves, laundry machines, refrigerators, and built-in microwave ovens.
How Much Does a Home Warranty Cost?
According to our research of 39 providers, the typical service call fee in the home warranty industry is about $77 per month. The monthly fees across these providers came out to an average of roughly $39 on the lower end up to $63 on the higher end.
These prices reflect base plan options without add-on options factored in. You may be eligible for additional discounts if you cover more than one property, pay annually, or select a multi-year plan term.
Are Home Warranties Worth It?
Home warranties are worth it for any proactive homeowner that wants to save money on future repairs and replacements for their home’s essential items. One of the most helpful ways of framing the usefulness of a home warranty policy is considering the most expensive and most likely repair that may arise during the plan term, typically about a year.
If this repair seems out of your budget, a home protection plan can help you minimize the amount of financial burden you’re under in the long run when the repair or replacement becomes necessary.
Frequently Asked Questions
Does a home warranty cover pool leaks?
Home warranty policies don’t typically include coverage for pools. To enroll in a home warranty with pool coverage, you’ll have to confirm that the provider offers pool and spa protection as an add-on option.
While every provider will offer a different degree of coverage, normal damage to your vinyl pool liner, fill valves, and other items that may be susceptible to leaks are typically covered. It’s important to note that home warranties typically only cover in-ground pools.
What is the best home warranty?
Choosing the best home warranty plan for your needs will depend on your budget, desired coverage, and the plans available in your area. With that said, Liberty Home Guard tops our list due to its extensive add-on options, comprehensive home protection, and generous 60-day workmanship guarantee.
Do I need a home warranty?
While home warranties are not mandatory, they can be a prudent financial investment for homeowners that want to prepare for future home maintenance expenses, such as the cost of repairing pool components that are no longer covered by a manufacturer’s warranty or pool builder’s guarantee.
Related Resources
Our Rating Methodology
We back up our home warranty ratings and recommendations with a detailed rating methodology to score each provider objectively. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts, and conducting focus groups and consumer surveys.
We score each provider against our review standards, which include four comparison categories: coverage, value, trust and transparency, and availability and service. We rate each provider across 31 factors within these categories. Each factor is assigned a point value based on its importance to a homeowner, totaling 100 points. We then convert the final scores to a 5-star rating.
Here’s a breakdown of our weighted factors:
- Coverage (40%): We scored coverage based on included home systems and appliances, add-on options, and unique benefits. We also compared coverage caps and policy exclusions.
- Additional coverage items
- Annual coverage cap
- Home systems coverage
- Major appliances coverage
- Obstructed wall coverage cap
- Value (30%): We compared the coverage level received to monthly pricing to determine plan value. We considered premium pricing, service fees, and flexibility in customizing plan costs.
- Average monthly cost
- Cost flexibility
- Lowest service fee
- Trust and Transparency (16%): We evaluated each company’s reputation using the Better Business Bureau ratings and customer reviews on third-party review sites. We read through plan change policies, workmanship protections, and sample contract availability.
- Brand reputation
- Policy change flexibility
- Sample contract availability
- Workmanship guarantee length
- Availability and Service (14%): We award higher scores for faster claim processing and response times. We also considered service technician policies, including options to choose your technician.
- Claims process
- Guaranteed response time
- Service flexibility
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.
