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Best Home Warranty Companies in West Virginia

A home warranty can save you money on expensive repair or replacement costs for broken appliances and systems. Read this review to learn our recommendations for the best West Virginia home warranty companies and tips for choosing the right protection plan for you and your home.

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West Virginians can experience a variable climate throughout the year, causing major home appliances and systems in the region to experience wear and tear from the adjusting seasonal temperatures. A home warranty can provide peace of mind that if one of these items were to unexpectedly break, you’d be covered and wouldn’t have to worry about covering the repair or replacement cost.

The This Old House Reviews team looked into West Virginia home warranty plans and offers an unbiased review of plan options and coverage benefits. Read on to learn about the best home warranties in the Mountain State and why we recommend these providers.

West Virginia’s Top 2 Home Warranty Companies

The highest rated home warranty companies in West Virginia include:

  1. American Home Shield (AHS): Best Overall
  2. Choice Home Warranty: Best Service

A top home warranty provider offers comprehensive and affordable coverage to its policyholders. Our team considered plan options, pricing, customer reviews, and a variety of other factors when selecting the following home warranty companies.

1. American Home Shield

American Home Shield (AHS) offers some of the most extensive coverage in the home warranty industry and has provided reliable coverage to customers for over 45 years, demonstrating excellent customer service and earning a solid B rating from the Better Business Bureau.

Pros and Cons of American Home Shield

Pros Cons
Pros Cons
Is a veteran in the home warranty industry Is not available in Alaska
Provides a 30-day workmanship guarantee Doesn’t allow customers to choose their own service technician
Has generous coverage caps on appliances and systems

Plans Offered by American Home Shield

Unlike other home warranty providers, American Home Shield offers customers the choice of three protection plans: an Appliances Plan, Systems Plan, and Combo Plan.

The Appliances Plan covers 10 major home appliances like your refrigerator and dishwasher, the Systems Plan protects 11 major home systems like garbage disposals and the electrical system, and the Combo Plan protects both home systems and appliances.

In addition to these AHS plans, customers have the option to add on coverage for the following five items:

  • Electronic extended warranty
  • Pool and spas
  • Well pump
  • Septic pump
  • Guest unit under 750 square feet

The cost of a home warranty from American Home Shield is broken down below:

Pricing of American Home Shield

Systems Plan Appliances Plan Combo Plan
Systems Plan Appliances Plan Combo Plan
$49.99 per month $49.99 per month $59.99 per month

American Home Shield gives customers a little flexibility in their monthly premium, allowing customers to pay a $75, $100, or $125 service fee. The higher the service fee, the lower the monthly premium.

For a free American Home Shield quote, fill out this simple online form or call 844-529-9298.

2. Choice Home Warranty

Choice Home Warranty (CHW) prides itself on its affordable coverage and excellent customer service that’s available 24 hours a day. Though CHW only offers two plan options to choose from, both plans cover major home appliances and systems.

Pros and Cons of Choice Home Warranty

Pros Cons
Pros Cons
Offers a 90-day repair guarantee All states are covered except California and Washington
Provides 24/7 customer service with most service requests processed within the first 24 to 48 hours of receiving a claim Can’t choose your own technician
No home inspection is required before coverage kicks in

Plans Offered by Choice Home Warranty

CHW offers comprehensive coverage through two cost-effective plans: the Basic Plan and the Total Plan. The Basic Plan covers 14 of your home’s appliances and systems like the heating system and built-in microwave. For complete coverage on all major appliances and systems, the Total Plan covers everything under the Basic Plan, plus four major systems and appliances like your refrigerator and air conditioning system.

For additional coverage, CHW allows customers to add on protection for items like the following:

  • Well pump
  • Central Vacuum
  • Limited roof leaks
  • Sump pump
  • Pool and spa

Here’s a pricing breakdown of Choice Home Warranty plans:

Pricing of Choice Home Warranty

Basic Plan Total Plan
Basic Plan Total Plan
$36.17 per month $43.85 per month

In addition to a monthly premium, CHW charges a $60–$85 service fee for every claim filed.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6165.

Our Conclusion

American Home Shield and Choice Home Warranty both offer comprehensive appliance and system coverage at a reasonable price for West Virginia homeowners. We recommend getting quotes from both companies so that you can compare coverage options and make the best choice regarding your budget and home protection needs.

Frequently Asked Questions about WV Home Warranties

Are home warranties worth it?

It’s common for systems and appliances to break down or fail over time due to normal wear and tear. A home warranty from a top provider can help protect you from expensive costs associated with repairing and replacing your broken systems and appliances. This residential service contract can also take away the stress of finding a licensed and pre-screened technician to address repairs.

Will home warranty companies replace HVAC systems?

Yes, most home warranty companies will cover HVAC system repair or replacement. To know if your plan covers HVAC systems, read the terms and conditions under the provided sample contract.

How does a West Virginia home warranty work?

If covered items break down, submit a claim with your provider. Once your claim is approved, a service contractor will be sent to your home typically within 48 hours. After the contractor inspects the appliance or system in question, you’ll pay the service fee set by your provider.

To share feedback or ask a question about this article, send a note to our Reviews team at reviews@thisoldhousereviews.com.