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Best Home Warranty Companies in Vermont (2022)

Home warranties are designed to save you money on expensive repair and replacement costs for broken appliances and systems. If you’re looking for a home warranty in Vermont, keep reading to learn more about our top providers and tips for choosing the best coverage for you and your home.

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A Vermont home warranty can give you peace of mind by simplifying the process of repairing or replacing broken appliances or systems in your home. When an item needs attention, your home warranty provider will send a pre-screened and trusted service technician to your home in a timely manner to assess the broken item.

The This Old House Reviews Team reviewed the best home warranties in Vermont, researching providers’ plans, pricing, policy features, and customer reviews. Read on to learn why we chose these providers as the best home warranty companies in the state.

Vermont’s Top 4 Home Warranty Companies

The highest rated home warranty companies in Vermont include:

With protection plans for your home’s systems and appliances, these home warranty companies provide comprehensive coverage and responsive customer service to ensure that you get the most out of your home warranty.


American Home Shield

American Home Shield (AHS) is a home warranty veteran, providing customers with coverage for over 40 years. Offering customers three protection plans and the choice of optional add-ons, AHS provides some of the most extensive coverage in the home warranty industry.

Pros & Cons

✔ Has generous coverage caps on home appliances and systems
✔ Lets customers choose between a $75, $100, $125 service fee
✔ Offers a free HVAC tune-up with the ShieldPlatinum™ plan

✘ Won’t cover items that are under a manufacturer’s warranty
✘ Only offers five add-on options
✘ Only guarantees repairs for 30 days

Plans & Pricing

American Home Shield offers customers the choice of three coverage plans: the ShieldSilver™, ShieldGold™, and the ShieldPlatinum™. The ShieldSilver protects home systems, such as your electrical system. The ShieldGold also protects systems, and it includes coverage for kitchen and laundry appliances. The ShieldPlatinum adds coverage for roof leaks and offers a free HVAC tune-up. The ShieldPlatinum also increases coverage caps to make it one of the most comprehensive plans in the industry.

AHS also offers you the choice of receiving additional coverage on the optional add-ons: Electronic extended warranty, pool and spas, well pump, septic pump, guest unites up to 750 square feet

The cost of a home warranty from American Home Shield will vary based on the coverage and optional add-ons selected. In general, AHS customers can pay anywhere between $40 and $80 per month for a plan. In addition to the monthly premium, American Home Shield customers will have to pay a service fee of either $75, $100, or $125. The lower the service fee selected, the higher the monthly premium.

To get a free quote from American Home Shield, fill out this online form or call 844-529-9298.

Learn more: American Home Shield Review


Choice Home Warranty

With customer service that’s available 24 hours a day, seven days a week, Choice Home Warranty (CHW) combines comprehensive home warranty coverage with excellent customer service to provide customers top-tier protection.

Pros & Cons

✔ Offers a 90-day repair guarantee
✔ Provides 24/7 customer service and most service requests are processed within the first 24–48 hours of receiving a claim
✔ Doesn’t require a home inspection before coverage kicks in

✘ Can’t choose your own service contractor
✘ Doesn’t allow customers to build their own plan

Plans & Pricing

CHW offers customers two plans: a Basic Plan and a Total Plan. Major appliances and systems, like your water heater and electrical system, are covered under the Basic Plan, while the Total Plan provides comprehensive coverage for everything in the Basic Plan plus your refrigerator, washer, dryer, and air conditioner.

A home warranty from CHW also gives customers the ability to add additional coverage for the following items: Pool and spa, central vacuum, second refrigerator, well pump, limited roof leaks, stand alone freezer, sump pump, septic system, septic tank pumping

Choice Home Warranty customers can expect to pay between $36 and $43 per month for a plan. In addition to the monthly premium, CHW customers are required to pay a deductible between $60–$85 per claim—the higher the deductible, the lower the monthly premium.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6165.

Learn more: Choice Home Warranty Review


Select Home Warranty

Select Home Warranty makes its way onto this list due to its overall value, with affordable plans and roof-leak coverage included with every plan.

Pros & Cons

✔ All plans are less than $50 a month; service call fee is a straightforward $75
✔ Up up $400 of roof-leak coverage included with every plan
✔ Claim response time of 24 hours, which is a shorter window than the typical 48 hours

✘ Coverage is limited to $500 during the first 90 days of the plan
✘ HVAC coverage is limited to $2,000, which is lower than some of its competitors

Plans & Pricing

Select Home Warranty offers three plans. The Bronze Care plan covers your home’s appliances, such as your cooktop and refrigerator. The Gold Care plan covers built-in systems such as your electrical and plumbing systems. Platinum Care combines the coverage of the two basic plans and adds coverage for garage door openers and plumbing stoppages.

Select also offers the following add-on options: Central vacuum, lawn sprinkler system, pool, septic system, spa, stand-alone freezer, sump pump, and well pump

Select’s plans range from $41–$47 a month. Select charges a $75 service call fee each time you file a claim, but it’s important to note that this service call fee only applies to one covered item. If you file multiple claims, you will have to pay multiple service call fees.

To request a free quote from Select Home Warranty, call 888-370-3956 or fill out this quick form.

Learn more: Select Home Warranty Review


Liberty Home Guard

Established in 2017, Liberty Home Guard stands out for its accessible customer service via its 24/7 phone line and live chat feature on its website. In addition to its responsive customer service, Liberty Home Guard offers an unmatched suite of add-on options and affordable monthly pricing.

Pros & Cons

✔ 30 additional coverage options, which is more than any other provider on this list
✔ Plans for $55 or less
✔ Discounts when you cover more than one property or select a multi-year plan term

✘ Coverage caps are lower than its competitors; $1,600 per covered item
✘ Service call fee is assigned to your account, and it’s not typically disclosed during the quote process

Plans & Pricing

Liberty Home Guard offers three plans: Appliance Guard, Systems Guard, and Total Home Guard. Appliance Guard covers nine essential appliances, such as your refrigerator and dishwasher. Systems Guard covers six built-in systems, including your water heater, ductwork, and electrical. Total Home Guard combines the coverage of the two basic plans for a total of 15 covered items.

Liberty Home Guard offers a long list of add-on options: Pool and spa, sump pump, well pump, central vacuum, additional spa, septic system plumbing, stand-alone freezer, limited roof leak, lighting fixtures, re-key, gutter cleaning, pest control, floor/carpet cleaning, water softener, lawn sprinkler system, electronics protection, swamp cooler, ejector pump, second refrigerator, trash compactor, in-fridge ice maker, freestanding ice maker, wine cooler/fridge, saltwater pool, generator, plumbing fixtures, grinder pump, water dispenser water line, instant hot water dispenser, reverse osmosis system

According to our quote, Liberty Home Guard plans range from $45–$55 a month, excluding add-on options. Unfortunately, Liberty Home Guard is not transparent about its service call fee during the quote process, but a representative informed us that the fee will be assigned to your account based on the location of the home, the plan, and the additional coverage items selected. This fee will always fall within the range of $65–$125.

To request a personalized quote from Liberty Home Guard, fill out this quick form or call 866-452-9107.

Learn more: Liberty Home Guard Review


Our Conclusion

American Home Shield, Choice Home Warranty, and Liberty Home Guard are among the best home warranty providers in Vermont. If you’re looking for comprehensive policies that don’t place a coverage limit on built-in systems, you may find American Home Shield to be the best fit. If your predominant focus is covering your home’s essentials without breaking the bank, consider Choice Home Warranty. For a long list of add-on options and responsive customer service, turn to Liberty Home Guard.

Before buying a home warranty, we recommend getting quotes from all companies listed to find a plan that best fits your budget and home protection needs.


Frequently Asked Questions About Vermont Home Warranties

No matter which home warranty company you select, a protection plan helps save you money by covering the cost of appliances and systems that break down or need replacing. If you have questions about Vermont home warranties, read some of the most frequently asked questions and answers below.

Are home warranties worth it?

Dealing with a broken system or appliance can be frustrating and a home warranty helps ease the frustration by covering the cost of repairing and replacing systems and appliances that break down due to normal wear and tear.

Will home warranty companies replace HVAC systems?

Yes, many home warranty providers will repair, or even replace, your HVAC system. To learn about HVAC coverage under a plan you’re interested in, read the term and conditions under the sample contract.

How does a Vermont home warranty work?

If an item covered under your home warranty breaks down, submit a claim with your provider. Once your claim is approved, your provider will send a contractor to your home to assess the appliance or system in question. Typically, a contractor is dispatched within 48 hours of the service call. Once the repair is complete, you owe the contractor a set service fee.


Our Home Warranty Review Methodology: How We Chose The Best Home Warranty Companies

The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers. This means earning your trust through transparency and having the data to back up our ratings and recommendations. With that in mind, we spent time creating an objective rating system to score each home warranty company. Here’s what that review process looks like:

  • We call every home warranty provider, talking to sales agents and company representatives. We get quotes, ask questions, and fully understand the protection plan offerings.
  • We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
  • We analyze the sample contracts from each brand we review. This allows us to break down the industry jargon and see what is and isn’t covered so we can give readers straightforward information.
  • We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other.

With all of that data, we created a rating system to score each home warranty company. Our rating system is a weighted, 100-point scale on the following factors:

  • Plan options (25): Every home and every family needs the right home warranty plan for them. Providers with more options and more flexibility were rated higher than those without.
  • Coverage specifics (5): What does each plan and each provider cover? The more covered by the provider in their basic plans, the higher the score.
  • Pricing (25): Both the monthly fee and the service fee play an important role in the selection process.
  • Trustworthiness (25): There are a number of home warranty companies that aren’t reputable and don’t follow through on their agreements. We gauged trustworthiness based on customer feedback from the BBB.
  • State availability (5): Where you live plays a role in the options you have for a home warranty. Companies scored higher if they covered more states than their competitors.
  • Customer service (10): This factor is based on our own research from calling providers, as well as their guarantees for responding to claims.
  • Additional benefits (5): Some home warranty companies offer special promotions or will cover items in their plans that are usually considered optional coverage for most companies. Home warranty companies that offer these types of benefits were scored higher than competitors that didn’t.

In summary, the This Old House Review Team reviewed 45 companies to select this list of the seven best home warranty providers. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.