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Best Home Warranty Companies in Vermont

Home warranties are designed to save you money on expensive repair and replacement costs for broken appliances and systems. If you’re looking for a home warranty in Vermont, keep reading to learn more about our top providers and tips for choosing the best coverage for you and your home.

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A Vermont home warranty can give you peace of mind by simplifying the process of repairing or replacing broken appliances or systems in your home. When an item needs attention, your home warranty provider will send a pre-screened and trusted service technician to your home in a timely manner to assess the broken item.

The This Old House Reviews Team reviewed the best home warranties in Vermont, researching provider’s plans, pricing, policy features, and customer reviews. Read on to learn why we chose these three providers as the best home warranty companies in the state.

Vermont’s Top 2 Home Warranty Companies

The highest rated home warranty companies in Vermont include:

  1. American Home Shield (AHS): Best Overall
  2. Choice Home Warranty: Best Service

With protection plans for your home’s systems and appliances, these home warranty companies provide comprehensive coverage and responsive customer service to ensure that you get the most out of your home warranty.

1. American Home Shield

American Home Shield (AHS) is a home warranty veteran, providing customers with coverage for over 40 years. Offering customers three protection plans and the choice of optional add-ons, AHS provides some of the most extensive coverage in the home warranty industry.

Pros and Cons of American Home Shield

Pros Cons
Pros Cons
Has generous coverage caps on home appliances and systems Won’t cover items that are under a manufacturer’s warranty
Lets customers choose between a $75, $100, $125 service fee Only offers five add-on options
Offers a free HVAC tune-up with the ShieldPlatinum™ plan Only guarantees repairs for 30 days

Plans Offered by American Home Shield

American Home Shield offers customers the choice of three coverage plans: the ShieldSilver™, ShieldGold™, and the ShieldPlatinum™. The ShieldSilver protects home systems, such as your electrical system. The ShieldGold also protects systems, and it includes coverage for kitchen and laundry appliances. The ShieldPlatinum adds coverage for roof leaks and offers a free HVAC tune-up. The ShieldPlatinum also increases coverage caps to make it one of the most comprehensive plans in the industry.

AHS also offers you the choice of receiving additional coverage on the optional add-ons:

  • Electronic extended warranty
  • Pool and spas
  • Well pump
  • Septic pump
  • Guest units up to 750 square feet

The cost of a home warranty from American Home Shield will vary based on the coverage and optional add-ons selected. When our team reached out to AHS, here are the estimates they gave us:

Pricing of American Home Shield

Plan $75 Service Fee $100 Service Fee $125 Service Fee
Plan $75 Service Fee $100 Service Fee $125 Service Fee
ShieldSilver™ $54.99 per month $44.99 per month $39.99 per month
ShieldGold™ $64.99 per month $54.99 per month $49.99 per month
ShieldPlatinum™ $79.99 per month $69.99 per month $64.99 per month

In addition to the monthly premium, American Home Shield customers will have to pay a service fee of either $75, $100, or $125. The lower the service fee selected, the higher the monthly premium.

To get a free quote from American Home Shield, fill out this online form or call 844-529-9298.

2. Choice Home Warranty

With customer service that’s available 24 hours a day, seven days a week, Choice Home Warranty (CHW) combines comprehensive home warranty coverage with excellent customer service to provide customers top-tier protection.

Pros and Cons of Choice Home Warranty

Pros Cons
Pros Cons
Offers a 90-day repair guarantee Can’t choose your own service contractor
Provides 24/7 customer service and most service requests are processed within the first 24–48 hours of receiving a claim Isn’t available in California or Washington
Doesn’t require a home inspection before coverage kicks in Doesn’t allow customers to build their own plan

Plans Offered by Choice Home Warranty

CHW offers customers two plans: a Basic Plan and a Total Plan. Major appliances and systems, like your water heater and electrical system, are covered under the Basic Plan, while the Total Plan provides comprehensive coverage for everything in the Basic Plan plus your refrigerator, washer, dryer, and air conditioner.

A home warranty from CHW also gives customers the ability to add additional coverage for the following items:

  • Pool and spa
  • Central vacuum
  • Second refrigerator
  • Well pump
  • Limited roof leaks
  • Stand alone freezer
  • Sump pump
  • Septic system
  • Septic tank pumping

Here’s a cost breakdown of Choice Home Warranty plans:

Pricing of Choice Home Warranty

Basic Plan Total Plan
Basic Plan Total Plan
$36.17 per month $43.85 per month

In addition to a monthly premium, CHW customers are required to pay a deductible between $60–$85 per claim—the higher the deductible, the lower the monthly premium.

To get a free quote from Choice Home Warranty, fill out this online form or call 929-400-6165.

Our Conclusion

American Home Shield and Choice Home Warranty are two of the best home warranty providers in Vermont. Before buying a home warranty, we recommend getting quotes from both companies to find a plan that best fits your budget and home protection needs.

Frequently Asked Questions about Vermont Home Warranties

No matter which home warranty company you select, a protection plan helps save you money by covering the cost of appliances and systems that break down or need replacing. If you have questions about Vermont home warranties, read some of the most frequently asked questions and answers below.

Are home warranties worth it?

Dealing with a broken system or appliance can be frustrating and a home warranty helps ease the frustration by covering the cost of repairing and replacing systems and appliances that break down due to normal wear and tear.

Will home warranty companies replace HVAC systems?

Yes, many home warranty providers will repair, or even replace, your HVAC system. To learn about HVAC coverage under a plan you’re interested in, read the term and conditions under the sample contract.

How does a Vermont home warranty work?

If an item covered under your home warranty breaks down, submit a claim with your provider. Once your claim is approved, your provider will send a contractor to your home to assess the appliance or system in question. Typically, a contractor is dispatched within 48 hours of the service call. Once the repair is complete, you owe the contractor a set service fee.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.