A home warranty is an ideal investment for Oklahoma residents, whether you live in Oklahoma City or Tulsa, as it can protect important systems and appliances like a well pump, septic system, air conditioner, and heating system when they break down due to normal wear and tear.
The This Old House Reviews Team did the research for you and compared the best home warranty companies in Oklahoma. Keep reading our review for our recommended picks and tips to help you find the right home protection plan for you.
Oklahoma’s Top 3 Home Warranty Companies
The highest rated home warranty companies in Oklahoma include:
- American Home Shield (AHS): Best Overall
- Choice Home Warranty: Best Service
- First American Home Warranty: Best Value
To give you an idea of what the top Oklahoma home warranty companies have to offer, we included information on plans, add-on options, prices, benefits, and more.
1. American Home Shield
American Home Shield (AHS) has more than 45 years of experience and is considered a veteran in the home warranty industry. AHS offers flexible service fees, a network of 17,000 contractors, and coverage for items with undetectable pre-existing conditions. AHS doesn’t require a home inspection to qualify for coverage.
Plans and Pricing of American Home Shield
American Home Shield has the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans available for purchase. The ShieldSilver plan covers home systems only, while the ShieldGold and ShieldPlatinum plans both cover the entire home. The ShieldPlatinum plan also includes roof leak coverage and an HVAC tune-up, and coverage caps are also increased with this plan.
AHS also provides the following add-on options to further customize your plan:
- Electronics extended warranty
- Guest unit under 750 square feet
- Septic pump
- Well pump
- Pool and spa
American Home Shield plans cost between $40–$58 per month and allows customers to select a service fee between $75–$125.
2. Choice Home Warranty
Choice Home Warranty (CHW) offers only two levels of coverage, but its affordability makes it ideal for older homes that may need more repairs.
Plans and Pricing of Choice Home Warranty
Choice Home Warranty has two plans: the Basic Plan and Total Plan. The Basic Plan protects 14 home systems and appliances, while the Total Plan protects those 14 items plus a refrigerator, air conditioner, washer, and dryer.
Choice also offers the following items as add-ons to your coverage:
- Second refrigerator
- Limited roof leaks
- Central vacuum
- Stand alone freezer
- Septic system
On average, Choice Home Warranty plans cost between $37–$44 per month. The company also charges a service call fee between $60–$85 per claim.
3. First American Home Warranty
First American Home Warranty (FAHW) is known for its 24/7 customer service and First Class Upgrade that covers cosmetic damage and fees for installation and removal of covered items. This upgrade also covers systems and appliances that have been improperly installed, modified, or maintained.
Plans and Pricing of First American Home Warranty
First American offers two plans: a Basic Plan and a Premier Plan. The Basic Plan protects eight appliances and the Premier Plan covers all items under the Basic Plan, plus eight additional home systems. The one downside to a First American plan is that you don’t get protection for air conditioning unless you pay for an add-on.
In addition to the central air conditioning system add-on, you can add coverage for the following items:
- First Class Upgrade
- Second refrigerator
- Pool and spa
- Well pump
First American plans range between $25–$40 per month. The company charges a standard service call fee of $75 every time a service contractor addresses a claim.
American Home Shield, Choice Home Warranty, and First American Home Warranty offer some of the most customizable and affordable plans for Oklahoma residents. Because plan pricing will depend on where you live, the plan you choose, and the size of your home, we recommend getting free quotes from all three companies and comparing costs before buying a home warranty.
Frequently Asked Questions about Oklahoma Home Warranties
What other home warranty companies are available in Oklahoma?
While the three companies in this review are the top providers for Oklahoma residents, they aren’t your only options. Other well-known providers include ServicePlus Home Warranty, Select Home Warranty, America’s First Choice Home Club, and The Home Service Club.
Do home warranties cover pre-existing conditions?
Most plans don’t cover appliances or systems with pre-existing conditions—the item has to have been properly cared for to receive protection. However, First American Home Warranty and American Home Shield are exceptions. If an item was improperly installed or maintained, it can still be protected with the First Class Upgrade under a First American plan.
What do home warranties usually cover?
Home warranties provide protection for major systems and appliances, such as your plumbing, electrical, air conditioning, heating, water heater, refrigerator, washer, and dryer. Basic coverage will protect some of your appliances and systems, while comprehensive coverage will give you protection for all major home items. Most companies will also provide optional coverage for items like pools and septic systems.
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