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Best Home Warranty Companies in Oklahoma (2022)

Investing in a home warranty can provide peace of mind that if a major system or appliance were to unexpectedly break, you’d be covered. In this review, we explore the three best providers in the state.

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A home warranty is an ideal investment for Oklahoma residents, whether you live in Oklahoma City or Tulsa, as it can protect important systems and appliances like a well pump, septic system, air conditioner, and heating system when they break down due to normal wear and tear.

The This Old House Reviews Team did the research for you and compared the best home warranty companies in Oklahoma. Keep reading our review for our recommended picks and tips to help you find the best home warranty for you.

Oklahoma’s Top 3 Home Warranty Companies

The highest rated home warranty companies in Oklahoma include:

  1. American Home Shield: Best Overall
  2. Choice Home Warranty: Best Basic Plan
  3. First American Home Warranty: Best Appliance Coverage

To give you an idea of what the top Oklahoma home warranty companies have to offer, we included information on plans, add-on options, prices, benefits, and more.


American Home Shield

American Home Shield (AHS) has more than 45 years of experience and is considered a veteran in the home warranty industry. AHS offers flexible service fees, a network of 17,000 contractors, and coverage for items with undetectable pre-existing conditions. AHS doesn’t require a home inspection to qualify for coverage.

Plans & Pricing

American Home Shield has the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans available for purchase. The ShieldSilver plan covers home systems only, while the ShieldGold and ShieldPlatinum plans both cover the entire home. The ShieldPlatinum plan also includes roof leak coverage and an HVAC tune-up, and coverage caps are also increased with this plan.

AHS also provides the following add-on options to further customize your plan:

  • Electronics extended warranty
  • Guest unit under 750 square feet
  • Septic pump
  • Well pump
  • Pool and spa

American Home Shield plans cost between $40–$58 per month and allows customers to select a service fee of $75, $100, or $125.

For a free quote from American Home Shield, fill out this online form or call 844-529-9298.

Learn more: American Home Shield Review


Choice Home Warranty

Choice Home Warranty (CHW) offers only two levels of coverage, but its affordability makes it ideal for older homes that may need more repairs.

Plans & Pricing

Choice Home Warranty has two plans: the Basic Plan and Total Plan. The Basic Plan protects 14 home systems and appliances, while the Total Plan protects those 14 items plus a refrigerator, air conditioner, washer, and dryer.

Choice also offers the following items as add-ons to your coverage:

  • Second refrigerator
  • Limited roof leaks
  • Central vacuum
  • Stand alone freezer
  • Septic system

On average, Choice Home Warranty plans cost between $37–$44 per month. The company also charges a service call fee between $60–$85 per claim.

For a free quote from Choice Home Warranty, fill out this online form or call 929-400-6165.

Learn more: Choice Home Warranty Review


First American Home Warranty

First American Home Warranty (FAHW) is known for its 24/7 customer service and First Class Upgrade that covers cosmetic damage and fees for installation and removal of covered items. This upgrade also covers systems and appliances that have been improperly installed, modified, or maintained.

Plans & Pricing

First American offers two plans: a Basic Plan and a Premier Plan. The Basic Plan protects eight appliances and the Premier Plan covers all items under the Basic Plan, plus eight additional home systems. The one downside to a First American plan is that you don’t get protection for air conditioning unless you pay for an add-on.

In addition to the central air conditioning system add-on, you can add coverage for the following items:

  • First Class Upgrade
  • Second refrigerator
  • Pool and spa
  • Well pump

First American plans range between $25–$40 per month. The company charges a standard service call fee of $75 every time a service contractor addresses a claim.

To get a free quote from First American Home Warranty, fill out this online form or call 800-891-9778.

Learn more: First American Home Warranty Review


Our Conclusion

American Home Shield, Choice Home Warranty, and First American Home Warranty offer some of the most customizable and affordable plans for Oklahoma residents. Because plan pricing will depend on where you live, the plan you choose, and the size of your home, we recommend getting free quotes from all three companies and comparing costs before buying a home warranty.


Frequently Asked Questions about Oklahoma Home Warranties

What other home warranty companies are available in Oklahoma?

While the three companies in this review are the top providers for Oklahoma residents, they aren’t your only options. Other well-known providers include ServicePlus Home Warranty, Select Home Warranty, America’s First Choice Home Club, and The Home Service Club.

Do home warranties cover pre-existing conditions?

Most plans don’t cover appliances or systems with pre-existing conditions—the item has to have been properly cared for to receive protection. However, First American Home Warranty and American Home Shield are exceptions. If an item was improperly installed or maintained, it can still be protected with the First Class Upgrade under a First American plan.

What do home warranties usually cover?

Home warranties provide protection for major systems and appliances, such as your plumbing, electrical, air conditioning, heating, water heater, refrigerator, washer, and dryer. Basic coverage will protect some of your appliances and systems, while comprehensive coverage will give you protection for all major home items. Most companies will also provide optional coverage for items like pools and septic systems.

Learn More: What Does a Home Warranty Cover?


Our Rating Methodology

The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers. This means earning your trust through transparency and having the data to back up our ratings and recommendations. With that in mind, we spent time creating an objective rating system to score each home warranty company. Here’s what that review process looks like:

  • We call every home warranty provider, talking to sales agents and company representatives. We get quotes, ask questions, and fully understand the protection plan offerings.
  • We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
  • We analyze the sample contracts from each brand we review. This allows us to break down the industry jargon and see what is and isn’t covered so we can give readers straightforward information.
  • We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other.

With all of that data, we created a rating system to score each home warranty company. Our rating system is a weighted, 100-point scale on the following factors:

  • Plan options (25): Every home and every family needs the right home warranty plan for them. Providers with more options and more flexibility were rated higher than those without.
  • Coverage specifics (5): What does each plan and each provider cover? The more covered by the provider in their basic plans, the higher the score.
  • Pricing (25): Both the monthly fee and the service fee play an important role in the selection process.
  • Trustworthiness (25): There are a number of home warranty companies that aren’t reputable and don’t follow through on their agreements. We gauged trustworthiness based on customer feedback from the Better Business Bureau (BBB).
  • State availability (5): Where you live plays a role in the options you have for a home warranty. Companies scored higher if they covered more states than their competitors.
  • Customer service (10): This factor is based on our own research from calling providers, as well as their guarantees for responding to claims.
  • Additional benefits (5): Some home warranty companies offer special promotions or will cover items in their plans that are usually considered optional coverage for most companies. Home warranty companies that offer these types of benefits were scored higher than competitors that didn’t.

In summary, the This Old House Review Team reviewed 45 companies to select this list of the seven best home warranty providers. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability.


To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.