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4 Best Home Warranty Companies for Rental Properties (2022)

Landlords can benefit from home warranty coverage for their rental properties, as it saves them time and money when a repair is needed. Keep reading for a breakdown of the four best providers of rental home warranties.

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When we talk about home warranties, we usually think of homeowners. However, since home warranties protect the budget of those responsible for repairing and replacing major systems and appliances within a home, they’re also useful for landlords.

If you own a rental property, there are a number of reasons why a home warranty might be beneficial for you. In this review, we’ll go over some of these reasons and explore our top home warranty companies for protecting your rental.

Top 4 Home Warranty Companies for Rental Properties

The following companies protect landlords as well as homeowners:

American Home Shield

American Home Shield (AHS) has been offering home warranty protection for 50 years. The company offers coverage in every state except Alaska, and it even allows you to customize your service fee.

American Home Shield Rental Property Benefits

AHS covers types of damage that many other companies won’t. In addition to covering wear and tear, American Home Shield also covers damage from rust, corrosion, sediment, and more. Additionally, if your rental is a guest unit on your residential property of less than 750 square feet, you can simply add it to your existing home warranty for an extra fee.

American Home Shield Plans and Prices

AHS offers its ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans. With any of these, you can choose a $75, $100, or $125 service fee. The higher your service fee, the lower your monthly premium.

American Home Shield Plan Prices

Plan $75 Service Fee $100 Service Fee $125 Service Fee
Plan $75 Service Fee $100 Service Fee $125 Service Fee
ShieldSilver™ $39.99 $29.99 $24.99
ShieldGold™ $49.99 $39.99 $34.99
ShieldPlatinum™ $64.99 $54.99 $49.99

For a free quote from American Home Shield, call 844-529-9298 or fill out this easy form.

Learn more: American Home Shield Review

Choice Home Warranty

Choice Home Warranty is renowned for its customer service, scoring consistently high on review sites like Trustpilot. With 12 years in the industry and offices in 48 states, it has the availability and experience to assist landlords nationwide.

Choice Home Warranty Rental Property Benefits

Choice Home Warranty offers a 90-day workmanship guarantee on all of its contractors’ repairs, which is three times as long as the industry average. Additionally, the company’s pricing is competitive, allowing you to get basic coverage for about a dollar a day.

Choice Home Warranty Plans and Prices

Choice Home Warranty’s Basic Plan covers both systems and appliances, and its Total Plan adds coverage for a few big-ticket items like refrigerators and clothes washers. The service call fee for both is between $60 and $85.

Choice Home Warranty Plan Prices

Plan Monthly Cost
Plan Monthly Cost
Basic Plan $36.17
Total Plan $43.85

Call Choice Home Warranty at 929-400-6165 or fill out a quick form to get a customized quote for your rental.

Learn more: Choice Home Warranty Review

Liberty Home Guard

With only three years in the business, Liberty Home Guard is relatively new in the home warranty industry, but the company distinguishes itself with its high Better Business Bureau rating and low service fee.

Liberty Home Guard Rental Property Benefits

As a landlord, you want to put your investment in the hands of a company you can trust, and Liberty Home Guard fits that bill. Liberty Home Guard also has a low service call fee, making it perfect for older rentals that might need more frequent repairs.

Liberty Home Guard Plans and Prices

Like some other companies, Liberty Home Guard’s plans are broken down by systems, appliances, and a combination of both. The service call fee for each plan is $60.

Liberty Home Guard Plan Prices

Plan Monthly Cost
Plan Monthly Cost
Appliance Guard $39.99
System Guard $49.99
Total Guard $59.99

Fill out this form or call 866-452-9107 to speak to a Liberty Home Guard representative about a home warranty plan in your area.

Learn more: Liberty Home Guard Review

First American Home Warranty

First American Home Warranty offers a lot of coverage for the low price you’ll pay, covering every major system or appliance in one of its plans or as an add-on. The company also has high HVAC coverage limits, which tends to be one of the most expensive repairs.

First American Home Warranty Rental Property Benefits

First American offers a unique First Class Upgrade. This add-on covers systems or appliances that were improperly installed or maintained as well as other maintenance-related costs like permits and refrigerant recapture and disposal. This optional coverage is useful for rentals that were mistreated by past tenants or rentals that you’re renovating.

First American Home Warranty Plans and Prices

First American offers a Basic Plan and Premier Plan. The Basic Plan covers appliances, while the Premier Plan adds coverage for systems. The company also charges the standard service call fee of $75.

First American Home Warranty Plan Prices

Plan Monthly Cost
Plan Monthly Cost
Basic Plan $25.00
Premier Plan $39.50

To learn how much a plan would cost in your area, call First American Home Warranty at 833-777-0049 or fill out this quick form.

Learn more: First American Home Warranty Review

Our Conclusion

We named American Home Shield as our top provider of rental coverage because of its many years of experience, generous coverage caps, and unique benefits like coverage of rust and corrosion damage. However, we also included four other providers that will protect your rental property, including Choice Home Warranty, which works best for older rental properties because of its lack of an age limit.

We recommend getting custom quotes from several of the providers in this review before making a final purchasing decision. Use our table below to get started.

Why a Rental Property Needs a Home Warranty

A home warranty is a residential service contract that covers systems and appliances that break down from normal wear and tear. If you have a home warranty and a covered item breaks, you contact your provider, who will then send a technician to diagnose and repair the problem. If the problem is covered, you’re only out the cost of a service fee rather than the cost of the entire repair or replacement.

In addition to saving you money, your home warranty provider will also take care of a lot of the repair logistics for you, including finding a licensed, trusted contractor and sometimes even scheduling an appointment directly with the tenant. Most providers don’t put an age limit on the systems or appliances they cover, making home warranties perfect for older rental units. Additionally, the cost of a home warranty is tax deductible as an operating expense of your business. In the end, a home warranty makes your life easier, especially if you’re balancing the cost of your home and several rental properties at once.

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