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Best Home Warranty Companies in Kansas City

Home warranties protect your budget by covering repair and replacement costs for your home’s appliances and systems that wear out. Here are the best home warranties available to homeowners in Kansas City.

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As a homeowner, you do the best you can to budget for household repairs. However, if a major appliance or system—say, your heating or your washing machine—suddenly gives out after years of normal use, you could suddenly find yourself facing thousands of dollars in repair bills. If you have to replace the appliance, that’s usually an even greater cost.

Fortunately, home warranties cover both repair and replacement costs for covered items that break down due to normal wear and tear, no matter how old they are. Many nationwide and local providers offer these residential service contracts, but which is the best home warranty in Kansas City? Here, we’ll list our top five choices, along with the best quality of each company.

Top 5 Home Warranty Companies in Kansas City

The highest-rated home warranty companies in Kansas City include:

1. American Home Shield: Best Overall

2. Choice Home Warranty: Best Service

3. Liberty Home Guard: Most Trusted

4. First American Home Warranty: Best Value

5. Select Home Warranty: Lowest Deductible

1. American Home Shield

American Home Shield is our pick for the best overall home warranty company in Kansas City. This provider has the longevity in the industry and the comprehensive coverage to protect your home.

American Home Shield Plans

American Home Shield offers three plans, allowing you to purchase coverage for just your household systems, your appliances and systems, or both with some extra benefits.

Plans

Systems and Appliances ShieldSilver™ ShieldGold™ ShieldPlatinum™
Systems and Appliances ShieldSilver™ ShieldGold™ ShieldPlatinum™
Air Conditioning
Heating System
Ductwork
Electrical
Doorbells
Smoke Detectors
Ceiling Fans
Plumbing and Stoppages
Water Heaters
Water Dispensers
Central Vacuums
Refrigerators
Ranges, Ovens, and Cooktops
Clothes Washer
Clothes Dryers
Dishwashers
Built-In Microwave
Trash Compactors
Freestanding Ice Maker
Garage Door Opener
Built-In Food Centers
Coverage Boost
Roof Leak Coverage

You can also purchase additional coverage for pools, spas, well pumps, septic pumps, and guest units.

American Home Shield Prices

As with all home warranties, you’ll pay a monthly premium and a service call fee for every contractor visit. With American Home Shield, you can adjust these costs relative to one another and select a service fee of $75, $100, or $125. A lower service fee means a higher premium and vice versa. If you select the $75 fee, these will be your premium costs.

Prices

Plans Monthly Premium Yearly Premium
Plans Monthly Premium Yearly Premium
ShieldSilver™ $54.99 $659.88
ShieldGold™ $64.99 $779.88
ShieldPlatinum™ $79.99 $959.88

Call 844-529-9298 or fill out this easy online form for a personalized quote and additional coverage costs.

2. Choice Home Warranty

Choice Home Warranty is also an excellent provider. We find that this company excels in customer service.

Choice Home Warranty Plans

The Basic Plan covers both systems and appliances. However, you’ll need the Total Plan for coverage of air conditioning, refrigerators, washers, and dryers.

Plans

Plans Basic Plan Total Plan
Plans Basic Plan Total Plan
Air Conditioning System
Heating System
Electrical System
Plumbing System
Plumbing Stoppages
Water Heater
Whirlpool Bathtub
Refrigerator
Oven/Range/Stove
Cooktop
Dishwasher
Built-In Microwave
Garbage Disposal
Clothes Washer
Clothes Dryer
Ductwork
Garage Door Opener
Ceiling and Exhaust Fans

If you need additional coverage for home items, Choice Home Warranty also provides coverage for the following for an additional fee.

  • Pool/spa
  • Well/sump pump
  • Central vacuum
  • Limited roof leaks
  • Septic system
  • Second refrigerator
  • Standalone freezer
  • Septic tank pumping

Choice Home Warranty Prices

Choice Home Warranty’s service call fee of $85 is slightly higher than the industry average. Here are the company’s premium prices.

Prices

Plans Monthly Premium Yearly Premium
Plans Monthly Premium Yearly Premium
Basic Plan $36.17 $397.87
Total Plan $43.85 $482.35

While these are the usual prices, you’ll want to contact Choice Home Warranty with the specifics of your home to get an estimate. For a free quote, call 929-400-6165 or fill out this form to get started.

3. Liberty Home Guard

Liberty Home Guard has an A+ rating from the Better Business Bureau—the highest rating of any company on this list. In part because of that rating, we consider it our most trusted provider of home warranties in Kansas City.

Liberty Home Guard Plans

As with some other companies, Liberty Home Guard offers one plan that covers systems, one that covers appliances, and one that combines them both.

Plans

Plans System Guard Appliance Guard Total Guard
Plans System Guard Appliance Guard Total Guard
Air Conditioning
Heating
Ductwork
Plumbing
Electrical
Water Heaters
Clothes Washer
Clothes Dryer
Kitchen Refrigerator
Built-In Microwave
Dishwasher
Garbage Disposal
Range/Oven/Cooktop
Ceiling and Exhaust Fans
Garage Door Opener

It’s worth noting that Liberty Home Guard’s list of additional coverage options includes key items and services not available from other providers on this list.

  • Pool and spa
  • Additional spa
  • Gutter cleaning
  • Floor/carpet cleaning
  • Sump pump
  • Septic system pumping
  • Limited roof leak
  • Pest control
  • Central vacuum
  • Standalone freezer
  • Re-key
  • Second refrigerator
  • Well pump

Liberty Home Guard Prices

Liberty Home Guard also offers a below-average $60 service call fee. Here are the premiums you’ll pay for every month (or year) of your home warranty.

Prices

Plans Monthly Premium Yearly Premium
Plans Monthly Premium Yearly Premium
System Guard $49.99 $599.88
Appliance Guard $39.99 $479.88
Total Guard $59.99 $719.88

Call 866-452-9107 or fill out this quick form to receive a personalized quote for your home’s size and location.

4. First American Home Warranty

While First American Home Warranty’s prices aren’t the lowest on our list, we find they provide the most value relative to the coverage you’ll receive.

First American Home Warranty Plans

In the mountain states, First American offers three home warranty plans. Note that even the Basic Plan covers both systems and appliances.

Plans

Plans Basic Plan Value Plan Eagle Premier Plan
Plans Basic Plan Value Plan Eagle Premier Plan
Heating
Ductwork
Electrical System
Garage Door Openers
Attic, Ceiling, and Exhaust Fans
Central Vacuum System
Plumbing System and Stoppages
Toilet Tanks and Bowls
Water Heater
Circulating Pump
Sump Pump
Pressure Regulators
Built-In Microwave
Dishwasher
Oven/Range/Cooktop
Garbage Disposal
Instant Hot Water Dispenser
Trash Compactor
Central Air Conditioning
Kitchen Refrigerator
Clothes Washer and Dryer
First Class Upgrade

The First Class Upgrade option, which comes with the Value and Eagle Premier Plans, is an addition that includes coverage for things like code upgrades and repair of improper installation and modification. Most home warranty companies don’t cover those situations. First American also offers some other add-ons.

  • Additional refrigeration (up to 4 units)
  • Pool and/or spa equipment
  • Septic tank pumping/system (includes grinder pump)
  • Well pump

First American Home Warranty Prices

With a standard service call fee of $75, First American offers reasonable premium prices to Kansas City homeowners.

Prices

Plans Monthly Premium Yearly Premium
Plans Monthly Premium Yearly Premium
Basic Plan $24.17 $290.00
Value Plan $36.67 $440.00
Eagle Premier Plan $44.17 $530.00

Fill out this form or call 833-777-0049 to confirm the price of a First American Home Warranty in your area.

5. Select Home Warranty

For the budget-conscious homeowner, Select Home Warranty offers both low premiums and a low deductible, or service call fee.

Select Home Warranty Plans

Select Home Warranty’s Bronze Care plan is the lowest-priced plan on our list that covers a washer, a dryer, and a refrigerator.

Plans

Plans Bronze Care Gold Care Platinum Care
Plans Bronze Care Gold Care Platinum Care
Clothes Washer
Clothes Dryer
Garbage Disposal
Refrigerator
Stove/Oven
Built-In Microwave
Cooktop
Dishwasher
Air Conditioning
Heating System
Plumbing System
Plumbing Stoppages
Electrical System
Water Heater
Ductwork
Garage Door Opener
Ceiling Fan

All plans come with limited roof leak coverage, though Select Home Warranty doesn’t offer any other options for additional coverage.

Select Home Warranty Prices

Select Home Warranty’s service call fee ranges from $60-$75, depending on your location. The company’s premium prices, even for the Platinum Plan, barely exceed $1 a day.

Prices

Plans Monthly Premium Yearly Premium
Plans Monthly Premium Yearly Premium
Bronze Care $35.83 $429.96
Gold Care $35.83 $429.96
Platinum Care $37.50 $450.00

Contact Select Home Warranty by filling out this quick form or call 888-370-3956 to get a free, personalized quote.

Our Conclusion

While American Home Shield is our best overall pick for a home warranty in Kansas City, other nationwide providers have a lot to offer. For the best service, look into Choice Home Warranty. For the most trustworthy provider, consider Liberty Home Guard. First American Home Warranty is our pick for best value, and Select Home Warranty provides the lowest deductible.

Frequently Asked Questions

How much does a home warranty cost in Kansas City?

Kansas City home warranties may be a little less expensive than those in the rest of the country, coming in between $25 to $60 a month. Also keep in mind that you’ll pay a service call fee, ranging from roughly $60 to $125, every time a contractor visits your home to diagnose or repair a problem.

What does a home warranty cover in Kansas City?

Home warranties pay for repair or replacement of covered systems and appliances that wear out or break down in the course of normal use. This is typically called “wear-and-tear damage,” which homeowners’ insurance doesn’t cover. Unless your provider specifies it, a home warranty doesn’t usually cover accidental damage, pre-existing conditions, or problems arising from poor maintenance.

What are the benefits of a home warranty in Kansas City?

Kansas City homeowners enjoy the peace of mind provided by home warranties. They know how much they’ll pay every month without having to worry about huge repair bills for covered items. Those buying or selling a home may find this peace of mind especially attractive. These service contracts can also save you the time of researching reputable technicians every time a valuable home item breaks down, as your company can quickly connect you with a trusted contractor within its network after you file a claim.

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