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Best Home Warranty Companies in Kansas City

Home warranties protect your budget by covering repair and replacement costs for your home’s appliances and systems that wear out. Here are the best home warranties available to homeowners in Kansas City.

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As a homeowner, you do the best you can to budget for household repairs. However, if a major appliance or system—say, your heating or your washing machine—suddenly gives out after years of normal use, you could suddenly find yourself facing thousands of dollars in repair bills. If you have to replace the appliance, that’s usually an even greater cost.

Fortunately, home warranties cover both repair and replacement costs for covered items that break down due to normal wear and tear, no matter how old they are. Many nationwide and local providers offer these residential service contracts, but which is the best home warranty in Kansas City? Here, we’ll list our top five choices, along with the best quality of each company.

Top 5 Home Warranty Companies in Kansas City

The highest-rated home warranty companies in Kansas City include these:


American Home Shield

American Home Shield is our pick for the best overall home warranty company in Kansas City. This provider has the longevity in the industry and the comprehensive coverage to protect your home.

American Home Shield Plans

American Home Shield offers three plans, allowing you to purchase coverage for just your household systems, your appliances and systems, or both with some extra benefits.

Plans

Systems and Appliances ShieldSilver™ ShieldGold™ ShieldPlatinum™
Systems and Appliances ShieldSilver™ ShieldGold™ ShieldPlatinum™
Air Conditioning
Heating System
Ductwork
Electrical
Doorbells
Smoke Detectors
Ceiling Fans
Plumbing and Stoppages
Water Heaters
Water Dispensers
Central Vacuums
Refrigerators
Ranges, Ovens, and Cooktops
Clothes Washer
Clothes Dryers
Dishwashers
Built-In Microwave
Trash Compactors
Freestanding Ice Maker
Garage Door Opener
Built-In Food Centers
Coverage Boost
Roof Leak Coverage

You can also purchase additional coverage for pools, spas, well pumps, septic pumps, and guest units.

American Home Shield Prices

As with all home warranties, you’ll pay a monthly premium and a service call fee for every contractor visit. With American Home Shield, you can adjust these costs relative to one another and select a service fee of $75, $100, or $125. A lower service fee means a higher premium and vice versa. If you select the $75 fee, these will be your premium costs.

Prices

Plans Monthly Premium Yearly Premium
Plans Monthly Premium Yearly Premium
ShieldSilver™ $54.99 $659.88
ShieldGold™ $64.99 $779.88
ShieldPlatinum™ $79.99 $959.88

Fill out this easy online form for a personalized quote and additional coverage costs.


Liberty Home Guard

Liberty Home Guard has an A rating from the Better Business Bureau—the highest rating of any company on this list. In part because of that rating, we consider it our most trusted provider of home warranties in Kansas City.

Liberty Home Guard Plans

As with some other companies, Liberty Home Guard offers one plan that covers systems, one that covers appliances, and one that combines them both.

Plans

Plans System Guard Appliance Guard Total Guard
Plans System Guard Appliance Guard Total Guard
Air Conditioning
Heating
Ductwork
Plumbing
Electrical
Water Heaters
Clothes Washer
Clothes Dryer
Kitchen Refrigerator
Built-In Microwave
Dishwasher
Garbage Disposal
Range/Oven/Cooktop
Ceiling and Exhaust Fans
Garage Door Opener

It’s worth noting that Liberty Home Guard’s list of additional coverage options includes key items and services not available from other providers on this list.

  • Pool and spa
  • Additional spa
  • Gutter cleaning
  • Floor/carpet cleaning
  • Sump pump
  • Septic system pumping
  • Limited roof leak
  • Pest control
  • Central vacuum
  • Standalone freezer
  • Re-key
  • Second refrigerator
  • Well pump

Liberty Home Guard Prices

Liberty Home Guard also offers a below-average $60 service call fee. Here are the premiums you’ll pay for every month (or year) of your home warranty.

Prices

Plans Monthly Premium Yearly Premium
Plans Monthly Premium Yearly Premium
System Guard $49.99 $599.88
Appliance Guard $39.99 $479.88
Total Guard $59.99 $719.88

Fill out this quick form to receive a personalized quote for your home’s size and location.


First American Home Warranty

While First American Home Warranty’s prices aren’t the lowest on our list, we find they provide the most value relative to the appliance coverage you’ll receive.

First American Home Warranty Plans

In the mountain states, First American offers three home warranty plans. Note that even the Basic Plan covers both systems and appliances.

Plans

Plans Basic Plan Value Plan Eagle Premier Plan
Plans Basic Plan Value Plan Eagle Premier Plan
Heating
Ductwork
Electrical System
Garage Door Openers
Attic, Ceiling, and Exhaust Fans
Central Vacuum System
Plumbing System and Stoppages
Toilet Tanks and Bowls
Water Heater
Circulating Pump
Sump Pump
Pressure Regulators
Built-In Microwave
Dishwasher
Oven/Range/Cooktop
Garbage Disposal
Instant Hot Water Dispenser
Trash Compactor
Central Air Conditioning
Kitchen Refrigerator
Clothes Washer and Dryer
First Class Upgrade

The First Class Upgrade option, which comes with the Value and Eagle Premier Plans, is an addition that includes coverage for things like code upgrades and repair of improper installation and modification. Most home warranty companies don’t cover those situations. First American also offers some other add-ons.

  • Additional refrigeration (up to 4 units)
  • Pool and/or spa equipment
  • Septic tank pumping/system (includes grinder pump)
  • Well pump

First American Home Warranty Prices

With a standard service call fee of $75, First American offers reasonable premium prices to Kansas City homeowners.

Prices

Plans Monthly Premium Yearly Premium
Plans Monthly Premium Yearly Premium
Basic Plan $24.17 $290.00
Value Plan $36.67 $440.00
Eagle Premier Plan $44.17 $530.00

Fill out this form to confirm the price of a First American Home Warranty in your area.


Select Home Warranty

For the budget-conscious homeowner, Select Home Warranty offers both low premiums and a low deductible, or service call fee.

Select Home Warranty Plans

Select Home Warranty’s Bronze Care plan is the lowest-priced plan on our list that covers a washer, a dryer, and a refrigerator.

Plans

Coverage Systems Plan Silver Plan Gold Plan Platinum Plan
Coverage Systems Plan Silver Plan Gold Plan Platinum Plan
Clothes dryer
Clothes washer
Refrigerator
Oven/range/cooktop/stove
Dishwasher
Garbage disposal
Garage door opener
Water heater
Air conditioning
Heating system
Electrical system
Plumbing system
Ductwork
Plumbing stoppages
Faucets
Ice maker
Built-in microwave

All plans come with limited roof leak coverage, though Select Home Warranty doesn’t offer any other options for additional coverage.

Select Home Warranty Prices

Select Home Warranty’s service call fee ranges from $60-$75, depending on your location. The company’s premium prices, even for the Platinum Plan, barely exceed $1 a day.

Prices

Plans Monthly Premium Annual Premium
Plans Monthly Premium Annual Premium
Silver Plan $33.00–$37.67 $339–$396
Systems Plan $40.00–$44.75 $424–$480
Gold Plan $47.08–$51.83 $509–$565
Platinum Plan $51.83–$56.50 $565–$622

Contact Select Home Warranty by filling out this quick form to get a free, personalized quote.


America’s First Choice Home Club

America’s First Choice Home Club (AFC Home Club) is a great choice for homeowners who want pricing flexibility. AFC Home Club offers four plan options, which is more than the typical two or three plans offered by other providers, and a flexible service call model that lets you choose the price and the package that best fits your home’s needs.

AFC Home Club Plans

AFC Home Club offers four plan options: the Silver Plan, the Systems Plan, the Gold Plan, and the Platinum Plan.

Plans

Coverage Systems Plan Silver Plan Gold Plan Platinum Plan
Coverage Systems Plan Silver Plan Gold Plan Platinum Plan
Clothes dryer
Clothes washer
Refrigerator
Oven/range/cooktop/stove
Dishwasher
Garbage disposal
Garage door opener
Water heater
Air conditioning
Heating system
Electrical system
Plumbing system
Ductwork
Plumbing stoppages
Faucets
Ice maker
Built-in microwave

AFC Home Club offers several add-on options:

  • Built-in microwave
  • Central vacuum
  • Double oven
  • Electronic coverage
  • Hot water dispenser
  • Ice maker
  • In-ground pool
  • Septic system
  • Stand-alone freezer
  • Sump pump
  • Tankless water heater
  • Well pump

AFC Home Club Prices

AFC Home Club offers a flexible service call fee model. You can choose a $75, $100, or $125 service call fee. The higher service call fees will result in lower monthly plan prices; the reverse is also true.

Prices

Plans Monthly Premium Annual Premium
Plans Monthly Premium Annual Premium
Silver Plan $33.00–$37.67 $339–$396
Systems Plan $40.00–$44.75 $424–$480
Gold Plan $47.08–$51.83 $509–$565
Platinum Plan $51.83–$56.50 $565–$622

To request a custom quote, call 877-755-1115 or use AFC Home Club’s simple quote tool.


Our Conclusion

While American Home Shield is our best overall pick for a home warranty in Kansas City, other nationwide providers have a lot to offer. For responsive and convenient customer service, consider Liberty Home Guard. First American Home Warranty is our pick for best value, and Select Home Warranty provides comprehensive protection for homeowners on a budget.


Frequently Asked Questions

How much does a home warranty cost in Kansas City?

Kansas City home warranties may be a little less expensive than those in the rest of the country, coming in between $25 to $60 a month. Also keep in mind that you’ll pay a service call fee, ranging from roughly $60 to $125, every time a contractor visits your home to diagnose or repair a problem.

What does a home warranty cover in Kansas City?

Home warranties pay for repair or replacement of covered systems and appliances that wear out or break down in the course of normal use. This is typically called “wear-and-tear damage,” which homeowners’ insurance doesn’t cover. Unless your provider specifies it, a home warranty doesn’t usually cover accidental damage, pre-existing conditions, or problems arising from poor maintenance.

What are the benefits of a home warranty in Kansas City?

Kansas City homeowners enjoy the peace of mind provided by home warranties. They know how much they’ll pay every month without having to worry about huge repair bills for covered items. Those buying or selling a home may find this peace of mind especially attractive. These service contracts can also save you the time of researching reputable technicians every time a valuable home item breaks down, as your company can quickly connect you with a trusted contractor within its network after you file a claim.


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