Select Home Warranty offers home warranty plans with system and appliance coverage for less than $50 a month, making it one of the more affordable options we’ve found for homeowners. With cheaper plans and complimentary roof leak coverage, Select Home Warranty is a good choice if you want reliable protection without overspending. Read on to explore Select Home Warranty’s plans, pricing, and coverage details, and see how it compares to other top home warranty providers.
Key Takeaways
- Select Home Warranty offers plans starting at $44 per month, which is approximately 14% lower than the national average of $56 per month.
- Most appliances and systems are covered up to $500 per item per term, except for HVAC systems, which have coverage up to $3,000.
- Select Home Warranty provides budget-friendly protection with limited baseline coverage, making it best suited for homeowners seeking basic coverage at a lower cost.
Select Home Warranty
Pros and Cons
Pros
- Offers competitively priced plans for less than $50 per month
- Includes free roof leak coverage with new online plan enrollments
- Offers two months of free coverage when you buy your first year of coverage
Cons
- Doesn’t define a specific service call fee during the purchase process, based on our experience
- Only a few add-on choices available
- Includes a lower $500 upper limit on most covered items
Add-Ons
Select Home Warranty offers the following add-on choices:
- Central vacuum
- Lawn sprinkler systems
- Pool or spa
- Septic system
- Stand-alone freezer
- Sump pump
- Well pump
Our Take on Select Home Warranty
Select Home Warranty is a low-cost home warranty service provider with more than a decade of experience. Its most notable feature is its affordability, with home warranties costing around 14% less than the national average of $56. It also offers free roof leak coverage when you enroll online, which can benefit homeowners worried about the impact of weather on their roofs over time.
However, Select Home Warranty offers lower coverage caps than some other companies we’ve reviewed. Most appliances and systems covered under each plan include coverage limits of $500 per item per term. The only exception is your HVAC system, which is covered against up to $3,000 in damage. This is lower than what’s offered by some other home warranty providers, but homeowners worried about their heating and cooling systems may find purchasing coverage worth the cost.
Our team rated Select Home Warranty 3.7 out of 5 stars, recommending it for homeowners on a budget. If you’re shopping with affordability in mind, Select can offer a budget-friendly home warranty. This is especially true if you live in a home with newer systems and appliances that may not require expensive repairs. However, the company offers lower coverage limits for most items, except for HVAC systems, and it doesn’t have overly positive customer reviews online.
We recommend Select Home Warranty if you:
- Want home warranty coverage on a budget
- Live in an area where you need more coverage for your HVAC system
- Only need basic protection for a newer home or real estate investment
We don’t recommend Select Home Warranty if you:
- Want a policy with the highest possible coverage limits
- Want the option to adjust your service call fee to balance premiums and protections
- Have higher value home appliances, an older home, or frequent repair needs
Select Home Warranty Coverage
Select Home Warranty offers three coverage plans, which are comparable to those offered by other providers operating on a similar scale. While Select offers fewer add-on coverages than most competitors, its options are competitively priced, based on our research.
Core Plans
Like most home warranty companies, Select Home Warranty offers an appliance plan, a systems plan, and a combination plan for total home coverage. Select currently divides its offerings into the following three options:
- Bronze Care: This plan provides appliance-only coverage that includes eight items: your clothes washers, clothes dryers, refrigerators, stoves, cooktops, built-in microwaves, dishwashers, and garbage disposals.
- Gold Care: The next plan tier offers systems-only protection, covering your HVAC (both cooling and heating system components), plumbing systems, electrical systems, ductwork, and water heaters.
- Platinum Care: This plan combines the Bronze and Gold Care plans and adds garage door opener systems and ceiling fans.
The table below summarizes the items included under each Select Home Warranty plan. You can also take note of excluded items or what Select does not cover at each plan level.
| Coverage | Bronze Care | Gold Care | Platinum Care |
|---|---|---|---|
| Air conditioners | X | ✔ | ✔ |
| Built-in exhaust/vent/attic fans | X | X | X |
| Built-in jetted tub tub motor and components | X | X | X |
| Built-in microwaves | ✔ | X | ✔ |
| Ceiling fans | X | X | ✔ |
| Clothes dryers | ✔ | X | ✔ |
| Clothes washers | ✔ | X | ✔ |
| Dishwashers | ✔ | X | ✔ |
| Doorbells and chimes | X | X | X |
| Ductwork | X | ✔ | ✔ |
| Faucets and valves | X | X | X |
| Garage-door openers | X | X | ✔ |
| Garbage disposals | ✔ | X | ✔ |
| Heating units | X | ✔ | ✔ |
| Instant hot/cold water dispensers | X | X | X |
| Interior electrical lines | X | ✔ | ✔ |
| Interior plumbing lines | X | ✔ | ✔ |
| Main breaker and fuse panel box | X | ✔ | ✔ |
| Ranges/cooktops | ✔ | X | ✔ |
| Refrigerators | ✔ | X | ✔ |
| Roof-leak repairs | ✔ | ✔ | ✔ |
| Ovens | X | ✔ | ✔ |
| Toilets | X | ✔ | ✔ |
| Water heaters | X | ✔ | ✔ |
Add-Ons
Select Home Warranty offers nine optional add-ons with its plans, which is about average for a home warranty provider. The company also includes roof leak coverage at no additional cost with every plan. This is a rare benefit, as many competitors only include this protection with higher tier plans. According to the Select sample contract we reviewed, add-on items have a $400 coverage limit, which is lower than what some other competitors offer.
Here’s a list of Select’s available add-on options:
- Central vacuum
- Lawn sprinkler system
- Pool
- Roof leak coverage
- Septic system
- Spa
- Standalone freezer
- Sump pump
- Well pump
The Fine Print
Reading a service contract is an important step when purchasing home warranty coverage. Our team read through Select Home Warranty’s coverage terms to identify restrictions on benefits and when you can use your coverage.
All home warranty plans include coverage limits or the maximum amount the company will pay for repairs and replacements per contract term. Generally, Select Home Warranty imposes coverage limits of $500 per item per term. However, HVAC systems include $3,000 in coverage per term for combined heating and cooling components, while add-ons have $400 coverage caps. 
Source: Select Home Warranty service contract
It’s also typical for home warranty companies to require maintenance records to payout claims. Select reserves the right to request up to three years of maintenance records in order for customers to claim the maximum payouts outlined in its service contracts. If you don’t have maintenance records available, the company could limit your payout to $150 per item.
Source: Select Home Warranty service contract
Note that each individual item also has components excluded from coverage. For example, the company covers all components of your dishwasher except for the racks and rollers. We recommend you review a full service contract before enrolling in coverage to learn more about individual component exclusions.
Select Home Warranty Cost
The total cost of a Select Home Warranty plan depends on the coverage type, add-on options, and service fee you select. Below, we break down typical Select plan costs to give you a better idea of what to expect.
Plan Cost
Select Home Warranty plan prices range from $44–$48 per month, based on quotes we pulled from more than 4,000 single-family homes of varying sizes, both under and over 4,000 square feet. While some home warranty companies let you adjust your service call fee to balance overall costs, Select assigns a fee between $75 and $100, depending on your location and contract length. For comparison, the national average home warranty cost is about $56 per month, with service call fees ranging from $75–$125.
The table below breaks down current monthly pricing for each Select Home Warranty policy.
| Bronze Care | Gold Care | Platinum Care | |
|---|---|---|---|
| $75–$100 Service Fee | $44 | $44 | $48 |
Select Home Warranty also offers a series of nine add-ons, with consistent pricing between plans.
| Add-On Coverage | Monthly Cost |
|---|---|
| Central vacuum | $3 |
| Lawn sprinkler system | $6 |
| Pool | $6 |
| Roof leak | Included |
| Septic system | $6 |
| Spa | $6 |
| Standalone freezer | $3 |
| Sump pump | $3 |
| Well pump | $3 |
Discounts
At the time of this writing, Select Home Warranty had an introductory offer for new homeowners enrolling in a plan for the first time. If you purchase your plan online, you could receive:
- Savings of $150 off your annual cost
- Two months of free coverage with an annual plan
Based on our research, Select Home Warranty doesn’t currently offer additional discounts beyond its introductory offer.
Comparing Select Home Warranty to Other Top Providers
Select Home Warranty is not your only option when it comes to warranty coverage. See how Select compares to other top home warranty providers we’ve reviewed using the chart below.
| Company | Our Rating | Monthly Plan Cost | Service Fee Cost | BBB Rating |
|---|---|---|---|---|
$44–$48 | $75–$100 | B- | ||
$36–$100 | $100–$125 | B | ||
$60–$68 | $100 | B | ||
$77–$130 | $100–$125 | B+ | ||
$45–$60 | $70 ($150 for after hours and weekends) | F |
Customer Reviews: Reddit, Trustpilot, and More
Customer reviews of Select Home Warranty vary by source, but based on our review, seem mixed overall. Of the homeowners who had a positive experience with Select, the following features stood out across reviews on Trustpilot.
- Competitive pricing: Many customers appreciated Select Home Warranty’s affordable plans and the availability of discounts, such as two months of free coverage when paying annually and free roof leak protection.
- Responsive customer service: Some users reported positive experiences with customer service, particularly during the sign-up process, noting professionalism and helpfulness.
Here’s an example of a positive review for the company:
“Select Home Warranty was fast and efficient in getting back to me with an appointment with a plumber. The plumber was very good. The only problem I had was understanding the Select Home Warranty employee on the phone, which was probably partially my fault due to my hearing problem. But, he was very cordial and respectful. Otherwise, I was very pleased.” —Alyce M. via Trustpilot, April 2025
While the company has mixed reviews on Trustpilot, negative reviews are more numerous across sources such as Reddit and the Better Business Bureau (BBB). Those reviews mention the following common themes:
- Claim denials and service delays: A number of customers expressed frustration with denied claims, saying representatives commonly denied claims based on a lack of maintenance records. Delays in assigning technicians and completing repairs were also common complaints.
- Cancellation difficulties: Some reviewers reported challenges when attempting to cancel their contracts, including issues with customer service and unexpected fees.
Below is a sample negative review for Select Home Warranty:
“Just terrible service and customer engagement. A painful ripoff that doesn’t help customers and just make[s] money for [the] company. [Select Home Warranty] left us without air conditioning in the [height] of summer for 10 days. First, [it] took three days to respond, then rather then let the AC repairmen replace an $18 part, [the company] shipped it to us which took days. Basically, it is so difficult and slow to use [that] you are forced to just pay for the repair yourself.” —Jason S. via the BBB, August 2025
Our Experience With Select Home Warranty
To determine Select Home Warranty’s ease of user experience, our team of secret shoppers posed as homeowners shopping for home warranty coverage. We collected personalized quotes for a series of homes across the country and reviewed a sample contract for each plan. Here’s what we found.
Signing Up
Our tester found that signing up for a plan with Select Home Warranty was very simple. To view custom pricing, he visited the company’s website and entered his contact information and home address. From there, he was shown three plan options side-by-side, each with clear check marks indicating what was covered under each plan and highlighting key differences.
While the pricing for each plan was displayed upfront, Select Home Warranty did not provide a link to a sample contract during the purchase process. This made it difficult to compare coverage limits, exclusions, and other terms before completing the purchase. Our tester ultimately had to search the company’s website manually to locate the contract for review. In addition, Select Home Warranty doesn’t specify an exact service call fee, even within its online sample contract.
After submitting his information, our tester received a follow-up call from a representative who confirmed his plan details and discussed payment options. The representative encouraged upgrading to an annual plan, emphasizing its lower deductible and overall cost, but he chose to remain on a monthly plan. Our tester said that the representative was courteous and not overly pushy throughout the conversation.
Following the call, our tester received a welcome email with account access details, though it was filtered into his spam folder. We suggest checking your spam folder if you don’t see a confirmation email right away. Although Select never sent our tester his full policy by email after signing up, he was able to access it through the online portal.
Filing Claims
Select Home Warranty’s claims process can be completed through its online customer portal. Our tester went through the process firsthand and outlined the steps involved in submitting a claim below:
Step 1: Start the Claim
You can request service 24/7 online or by calling 855-267-3532. Our tester logged into the Select Home Warranty customer portal to submit a claim for a leaking washing machine. The login process requires entering an email address, after which the company sends a one-time access code instead of using a password—a feature he appreciated for its convenience.
Step 2: Enter Issue Details
To file the claim, our tester selected “Submit a Claim” from the main dashboard and answered a few straightforward questions, including providing the washer’s model and serial numbers. However, our tester encountered a technical glitch when trying to submit the form. He said that the “Submit” button initially didn’t respond and only worked after he clicked it multiple times.
Step 3: Wait for Your Technician Assignment
After the claim finally went through, he immediately received an email confirmation stating that Select was working to assign a technician. The message noted that this process typically takes up to 48 hours, after which he would receive the technician’s contact information.
How Select Handles Emergency Repairs
We also found that Select outlines its standard and emergency claims procedure in its sample contract. You must contact Select within three days of noticing the issue, with Select assigning a service technician within two days. Under emergency circumstances, Select will dispatch a service technician as soon as possible—but it’s up the company’s discretion when it comes to what’s considered an emergency.
Is Select Home Warranty Worth It?
As a homeowner, you may wonder if coverage from Select Home Warranty is worth the price. The answer will vary depending on what you are looking to get from a home warranty. For example, if you’re purchasing a home warranty for basic protection, Select’s plans could provide sufficient coverage for your needs at an affordable price. The company can also offer a good choice if you have newer home appliances with maintenance records available and just want peace of mind.
Select may not offer the best option for a home warranty provider if you’re searching for high coverage limits for most household items. Competitors such as American Home Shield may charge higher rates per month, but also offer coverage limits of up to $5,000 per item per term. These plans may offer more value if you live in an older home with more repair needs or are looking for advanced, comprehensive protection.
FAQs About Select Home Warranty
How long has Select Home Warranty been in business?
Select Home Warranty has been in business since 2012, according to the BBB.
Is Select Home Warranty a scam?
Select Home Warranty is not a scam based on our team’s research and review. The company has more than 10 years of experience issuing policies, and it maintains a B rating from the BBB. However, it’s important to note the company’s drawbacks and fine print—which includes lower coverage limits on most items—before enrolling in coverage to avoid surprises when you file a claim.
What does a home warranty cover?
Home warranties typically cover a set of appliances, home systems, or both. Unlike homeowners insurance, a home warranty covers break downs that occur due to normal wear and tear instead of sudden hazards such as a fire or thunderstorm.
How much is the service fee for Select Home Warranty?
Select Home Warranty’s service call fee ranges from $75–$100 per use, depending on where you live and your contract terms.
How We Evaluated Home Warranty Providers
Our team is committed to providing readers with unbiased, thoroughly researched reviews. We took a multi-tiered approach to ranking and reviewing home warranties after individually claiming hundreds of quotes and reading dozens of sample contracts. Some of the most important factors we considered when ranking service providers include:
- Coverage: We reviewed service contracts from each service provider for each policy option offered. Companies offering comparatively higher coverage limits on essential items like HVAC components and plumbing systems scored higher than those with lower limits on benefits. We also considered waiting periods, annual coverage limits and depreciation considerations when scoring coverage.
- Cost: After individually comparing sample quotes, we compared both premium and service call fee costs to coverage provided. Surcharges and extra fees caused warranty providers to lose points.
- Trustworthiness: To determine company trustworthiness, we read hundreds of previous customer testimonials hosted on third-party sites like the BBB, Trustpilot and Google Reviews. We also considered previous lawsuits and workmanship guarantees when rating trustworthiness.
- Plan transparency: We considered both website and service contract transparency when ranking each company. Those with fewer exclusions and more upfront terms and conditions earned higher points, while those with more confusing or inconsistent contracts ranked lower.
- Customer support: Home warranty companies offering multiple routes to contact customer service and file claims earned higher support rankings. Faster response times and dedicated 24/7 claims lines helped competitors earn higher customer support rankings.
- Flexibility: Some homeowners highly value plan customization and flexibility when selecting a warranty. In the flexibility category, we considered service call fee options, add-ons and number of plans offered when assigning a ranking.
To learn more about how we compare and rank home warranty companies, review our complete team methodology here.
