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Best Home Warranty Companies in South Carolina

Protect your home with a home warranty, a home protection plan that covers major systems and appliances when they break down due to normal wear and tear. In this review, we discuss the two companies that offer the best coverage in South Carolina.

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A South Carolina home warranty can prevent you from paying expensive repair or replacement costs when an important home item, like your electrical system, garbage disposal, garage door opener, or water heater, fails from regular use.

To make your home warranty search easier, the This Old House Reviews Team compared a variety of companies in South Carolina to find the best service contract for your home protection needs. Read on to learn what your top options are.

South Carolina’s Top 2 Home Warranty Companies

The highest rated home warranty companies in SC include:

  1. American Home Shield (AHS): Best Overall
  2. Choice Home Warranty: Best Service

When determining the best home warranty companies in South Carolina, our team looked at levels of coverage, pricing, industry reputation, customer reviews, and more. Here are our top two recommended picks.

1. American Home Shield

American Home Shield (AHS) is known for providing comprehensive coverage of household appliances and systems, as well as protection for items damaged by rust and corrosion and those with undetectable pre-existing conditions. The company is a veteran in the home warranty industry and has been in business for more than 45 years. AHS has paid out $2 billion in home warranty claims in the last five years.

Pros and Cons of American Home Shield

Pros Cons
Pros Cons
Provides generous coverage caps Has a short repair guarantee of 30 days
Allows customers to select their own service fee ($75, $100, or $125) Has higher prices than some competitors
Offers discounts on name brand appliances

AHS offers SC homeowners three plans—the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans. The ShieldSilver plan covers systems, the ShieldGold plan adds appliances to the ShieldSilver’s coverage, and the ShieldPlatinum plan covers the entire home with higher coverage caps, making it one of the most comprehensive plans in the industry.

With an American Home Shield plan, you get to decide on the service fee in your contract. See how the different service fees affect the monthly premiums below:

Pricing of American Home Shield

Plan $75 Service Fee $100 Service Fee $125 Service Fee
Plan $75 Service Fee $100 Service Fee $125 Service Fee
ShieldSilver™ $54.99 per month $44.99 per month $39.99 per month
ShieldGold™ $64.99 per month $54.99 per month $49.99 per month
ShieldPlatinum™ $79.99 per month $69.99 per month $64.99 per month

For a free quote from American Home Shield, fill out this online form or call 844-529-9298.

2. Choice Home Warranty

Choice Home Warranty (CHW) provides two straightforward plans at affordable prices, which are great for those who have older homes, as the company doesn’t deny coverage based on the age of your home or the age of your systems and appliances.

Pros and Cons of Choice Home Warranty

Pros Cons
Pros Cons
Provides customer service 24 hours a day, 7 days a week No ability to customize plans
Most claims processed within 48 hours No choice in service contractor
Customers get one month free when signing up for a plan

Choice Home Warranty has a Basic Plan and a Total Plan. The Basic Plan covers 14 major systems and appliances, and the Total Plan covers everything in the Basic Plan and adds coverage for refrigerators, air conditioners, washers, and dryers.

Pricing of Choice Home Warranty

Basic Plan Total Plan
Basic Plan Total Plan
$36.17 per month $43.85 per month

Note: The service fees range between $60–$85 per claim.

For a free quote from Choice Home Warranty, fill out this online form or call 929-400-6165.

Our Conclusion

American Home Shield and Choice Home Warranty are the best options for South Carolina homeowners because of the large number of affordable coverage options they provide. Before buying a home warranty, we recommend getting a free quote from both companies so you can compare pricing specific to your area.

Frequently Asked Questions about South Carolina Home Warranties

What isn’t covered under a home warranty?

There are certain items in your home that aren’t typically covered with a home warranty plan. Items such as windows, walls, doors, window air conditioning units, and garage doors typically aren’t covered.

There are also certain types of damage that aren’t classified as “normal wear and tear,” such as:

  • Pre-existing conditions
  • Damage from misuse
  • Improper installation, modification, or maintenance

How much does a SC home warranty cost?

A home warranty costs between $300–$600 per year depending on the type of coverage you choose, the size of your home, and where you live. Customers are also required to pay a service call fee between $75–$125 every time they request service for a covered system or appliance.

Do home warranties cover termites?

Home warranties typically only cover home systems and appliances, meaning pest control for termites and bed bugs aren’t included. However, The Home Service Club does offer pest control in its Comprehensive Coverage Plan.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.