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Best Home Warranty Companies in South Carolina (2022)

Protect your home with a home warranty, a home protection plan that covers major systems and appliances when they break down due to normal wear and tear. In this review, we discuss the five companies that offer the best coverage in South Carolina.

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A South Carolina home warranty can prevent you from paying expensive repair or replacement costs when an important home item, like your electrical system, garbage disposal, garage door opener, or water heater, fails from regular use.

To make your home warranty search easier, the This Old House Reviews Team compared a variety of companies in South Carolina to find the best home warranty for your home protection needs. Read on to learn what your top options are.

South Carolina’s Top 5 Home Warranty Companies

The highest rated home warranty companies in SC include:

When determining the best home warranty companies in South Carolina, our team looked at levels of coverage, pricing, industry reputation, customer reviews, and more. Here are our top five recommended picks.

American Home Shield

American Home Shield (AHS) is known for providing comprehensive coverage of household appliances and systems, as well as protection for items damaged by rust and corrosion and those with undetectable pre-existing conditions. The company is a veteran in the home warranty industry and has been in business for more than 45 years. AHS has paid out $2 billion in home warranty claims in the last five years.

Pros & Cons

✔ Provides generous coverage caps
✔ Allows customers to select their own service fee ($75, $100, or $125)
✔ Offers discounts on name brand appliances

✘ Has a short repair guarantee of 30 days
✘ Has higher prices than some competitors

Plans & Pricing

AHS offers SC homeowners three plans—the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans. The ShieldSilver plan covers systems, the ShieldGold plan adds appliances to the ShieldSilver’s coverage, and the ShieldPlatinum plan covers the entire home with higher coverage caps, making it one of the most comprehensive plans in the industry.

With an American Home Shield plan, you get to decide on the service fee in your contract. You can choose from a $75, $100, or $125 service fee, which affects your monthly cost.

Here’s the monthly cost of each plan if you choose a $100 service fee:

  • ShieldSilver: $44.99 per month
  • ShieldGold: $54.99 per month
  • ShieldPlatinum: $69.99 per month
For a free quote from American Home Shield, fill out this online form or call 844-529-9298.

Learn more: American Home Shield Review

Choice Home Warranty

Choice Home Warranty (CHW) provides two straightforward plans at affordable prices, which are great for those who have older homes, as the company doesn’t deny coverage based on the age of your home or the age of your systems and appliances.

Pros & Cons

✔ Provides customer service 24 hours a day, 7 days a week
✔ Most claims processed within 48 hours
✔ Customers get one month free when signing up for a plan

✘ No ability to customize plans
✘ No choice in service contractor

Plans & Pricing

Choice Home Warranty has a Basic Plan and a Total Plan. The Basic Plan covers 14 major systems and appliances, and the Total Plan covers everything in the Basic Plan and adds coverage for refrigerators, air conditioners, washers, and dryers.

Choice Home Warranty charges $85 when you file a claim.

Here’s the monthly cost of each plan:

  • Basic Plan: $36.17 per month
  • Total Plan: $43.85 per month
For a free quote from Choice Home Warranty, fill out this online form or call 929-400-6165.

Learn more: Choice Home Warranty Review

Select Home Warranty

Select Home Warranty offers customers affordable protection for their home’s essentials, including limited roof-leak coverage, which is uncommon in the industry.

Pros & Cons

✔ All plans are less than $50
✔ All plans include free limited roof-leak coverage up to $400
✔ Claim response time within 24 hours, quick compared to competitors

✘ Long list of brand name appliances that aren’t considered eligible for coverage
✘ $2,000 cap on HVAC coverage, which is lower than other competitors

Plans & Pricing

Select Home Warranty has three plan options: Bronze Care, Gold Care, and Platinum Care. Bronze Care covers appliances only, such as your kitchen refrigerator while Gold Care covers systems only, such as your air conditioning. Platinum Care covers all of the items in the lower-tier plans plus garage door openers and plumbing stoppages.

Select charges a $75 service call fee each time you file a claim.

Here’s the monthly cost of each plan:

  • Bronze Care: $41 per month
  • Gold Care: $41 per month
  • Platinum Care: $47 per month
To request a quick quote from Select Home Warranty, call 888-370-3956 or fill out this simple form.

Liberty Home Guard

Liberty Home Guard may be one of the newer home warranty companies in the industry, but its competitive pricing, responsive customer service model, and long list of add-on options make it a worthy consideration for any South Carolina homeowner.

Pros & Cons

✔ Up to 30 unique add-on options to choose from, including pest control, gutter cleaning, and more
✔ All plans are priced at $55 or less a month
✔ Live-chat feature allows customers to reach out to a customer service representative without talking on the phone

✘ Monthly fees aren’t reduced when you pay a higher service call fee
✘ Relatively low coverage caps compared to other providers; caps at $1,600 per item

Plans & Pricing

Liberty Home Warranty has three plan offerings: Appliance Guard, Systems Guard, and Total Home Guard. Appliance Guard covers items such as your dishwasher and garbage disposal. Systems Guard covers items such as your electrical and plumbing systems. Total Home Guard combines the two plans into one comprehensive package.

We should note that when you request an online quote from Liberty Home Guard, you are not immediately provided with a service call fee. When we spoke to a representative for the company, we were told that the fee will be assigned to your account depending on your plan, add-on selections, and the location of your home. The fee will always fall between $65 and $125.

Here’s the monthly cost of each plan:

  • Appliance Guard: $44.99 per month
  • Systems Guard: $49.99 per month
  • Total Home Guard: $54.99 per month
To request a personalized quote from Liberty Home Guard, call 866-452-9107 or use this simple online tool.

Learn more: Liberty Home Guard Review

First American Home Warranty

First American Home Warranty (FAHW) is ideal for homeowners who want to save on monthly costs by enrolling in a home warranty plan. Compared to other providers, FAHW has a long legacy of service with more than 30 years of experience.

Pros & Cons

✔ Coverage for pest control
✔ First Class Upgrade covers cosmetic damages, improperly installed or maintained equipment, crane use, and permit fees associated with system and appliance repair or replacement
✔ Affordably priced plans

✘ Roof-leak coverage isn’t available
✘ Basic Plan doesn’t cover plumbing or electrical systems

Plans & Pricing

First American Home Warranty offers two plans, the Basic Plan and the Premier Plan. The Basic Plan covers items such as your washing machines, dryer, and trash compactor. The Premier Plan covers all of the items in the Basic Plan plus eight essential built-in systems. Air conditioning is only available as an add-on option.

Here’s the monthly cost of each plan:

  • Basic Plan: $37 per month
  • Total Plan: $49.50 per month
To request a free quote from First American Home Warranty, use this simple online tool or call 800-891-9778.

Learn more: First American Home Warranty Review

Our Conclusion

American Home Shield, Choice Home Warranty, and Select Home Warranty are the among best options for South Carolina homeowners because of the large number of affordable coverage options they provide. Before buying a home warranty, we recommend getting a free quote from all of the companies featured on this list so you can compare pricing specific to your area.

Frequently Asked Questions About South Carolina Home Warranties

What isn’t covered under a home warranty?

There are certain items in your home that aren’t typically covered with a home warranty plan. Items such as windows, walls, doors, window air conditioning units, and garage doors typically aren’t covered.

There are also certain types of damage that aren’t classified as “normal wear and tear,” such as:

  • Pre-existing conditions
  • Damage from misuse
  • Improper installation, modification, or maintenance

How much does a SC home warranty cost?

A home warranty costs between $300–$600 per year depending on the type of coverage you choose, the size of your home, and where you live. Customers are also required to pay a service call fee between $75–$125 every time they request service for a covered system or appliance.

Do home warranties cover termites?

Home warranties typically only cover home systems and appliances, meaning pest control for termites and bed bugs aren’t included. However, The Home Service Club does offer pest control in its Comprehensive Coverage Plan.

Our Home Warranty Review Methodology: How We Chose The Best Home Warranty Companies

The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers. This means earning your trust through transparency and having the data to back up our ratings and recommendations. With that in mind, we spent time creating an objective rating system to score each home warranty company. Here’s what that review process looks like:

  • We call every home warranty provider, talking to sales agents and company representatives. We get quotes, ask questions, and fully understand the protection plan offerings.
  • We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
  • We analyze the sample contracts from each brand we review. This allows us to break down the industry jargon and see what is and isn’t covered so we can give readers straightforward information.
  • We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other.

With all of that data, we created a rating system to score each home warranty company. Our rating system is a weighted, 100-point scale on the following factors:

  • Plan options (25): Every home and every family needs the right home warranty plan for them. Providers with more options and more flexibility were rated higher than those without.
  • Coverage specifics (5): What does each plan and each provider cover? The more covered by the provider in their basic plans, the higher the score.
  • Pricing (25): Both the monthly fee and the service fee play an important role in the selection process.
  • Trustworthiness (25): There are a number of home warranty companies that aren’t reputable and don’t follow through on their agreements. We gauged trustworthiness based on customer feedback from the BBB.
  • State availability (5): Where you live plays a role in the options you have for a home warranty. Companies scored higher if they covered more states than their competitors.
  • Customer service (10): This factor is based on our own research from calling providers, as well as their guarantees for responding to claims.
  • Additional benefits (5): Some home warranty companies offer special promotions or will cover items in their plans that are usually considered optional coverage for most companies. Home warranty companies that offer these types of benefits were scored higher than competitors that didn’t.

In summary, the This Old House Review Team reviewed 45 companies to select this list of the seven best home warranty providers. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability.

To share feedback or ask a question about this article, send a note to our Reviews Team at